{"id":"https://openalex.org/W3031709892","doi":"https://doi.org/10.51903/jtikp.v11i1.150","title":"ANALISIS PERSEPSI PENGGUNA APLIKASI PAYMENT BERBASIS FINTECH MENGGUNAKAN TECHNOLOGY ACCEPTANCE MODEL (TAM)","display_name":"ANALISIS PERSEPSI PENGGUNA APLIKASI PAYMENT BERBASIS FINTECH MENGGUNAKAN TECHNOLOGY ACCEPTANCE MODEL (TAM)","publication_year":2020,"publication_date":"2020-04-16","ids":{"openalex":"https://openalex.org/W3031709892","doi":"https://doi.org/10.51903/jtikp.v11i1.150","mag":"3031709892"},"language":"en","primary_location":{"id":"doi:10.51903/jtikp.v11i1.150","doi":"https://doi.org/10.51903/jtikp.v11i1.150","is_oa":true,"landing_page_url":"https://doi.org/10.51903/jtikp.v11i1.150","pdf_url":null,"source":{"id":"https://openalex.org/S4210197093","display_name":"JURNAL TEKNOLOGI INFORMASI DAN KOMUNIKASI","issn_l":"2087-0868","issn":["2087-0868","2598-9707"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314895","host_organization_name":"Sekolah Tinggi Manajemen Informatika dan Komputer (STMIK)","host_organization_lineage":["https://openalex.org/P4310314895"],"host_organization_lineage_names":["Sekolah Tinggi Manajemen Informatika dan Komputer (STMIK)"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JURNAL TEKNOLOGI INFORMASI DAN KOMUNIKASI","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.51903/jtikp.v11i1.150","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5100770650","display_name":"Budi Santoso","orcid":"https://orcid.org/0000-0002-9416-4326","observed_orcids":["https://orcid.org/0000-0002-9416-4326"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Budi Santoso","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5020806385","display_name":"Edwin Zusrony","orcid":"https://orcid.org/0000-0002-7298-3283","observed_orcids":["https://orcid.org/0000-0002-7298-3283"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Edwin Zusrony","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":4.4664,"has_fulltext":false,"cited_by_count":22,"citation_normalized_percentile":{"value":0.94469988,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":"11","issue":"1","first_page":"49","last_page":"54"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0013000000035390258,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.6909999847412109},{"id":"https://openalex.org/keywords/payment-applications","display_name":"payment applications","score":0.8140000104904175},{"id":"https://openalex.org/keywords/technology-acceptance-model","display_name":"technology acceptance model","score":0.8230000138282776},{"id":"https://openalex.org/keywords/user-perception","display_name":"user perception","score":0.75},{"id":"https://openalex.org/keywords/perceived-usefulness","display_name":"perceived usefulness","score":0.9350000023841858},{"id":"https://openalex.org/keywords/perceived-ease-of-use","display_name":"perceived ease of use","score":1.0},{"id":"https://openalex.org/keywords/user-attitudes","display_name":"user attitudes","score":0.6420000195503235},{"id":"https://openalex.org/keywords/behavioral-intention","display_name":"behavioral intention","score":0.9760000109672546},{"id":"https://openalex.org/keywords/digital-financial-inclusion","display_name":"digital financial inclusion","score":0.9589999914169312},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.7379999756813049}],"concepts":[{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.842846155166626},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7563313841819763},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.6663835644721985},{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.6553117036819458},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5423515439033508},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.4556193947792053},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.418934166431427},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.34119120240211487},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.24370941519737244},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.11796054244041443},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.09538260102272034},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0872361958026886},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.51903/jtikp.v11i1.150","doi":"https://doi.org/10.51903/jtikp.v11i1.150","is_oa":true,"landing_page_url":"https://doi.org/10.51903/jtikp.v11i1.150","pdf_url":null,"source":{"id":"https://openalex.org/S4210197093","display_name":"JURNAL TEKNOLOGI INFORMASI DAN KOMUNIKASI","issn_l":"2087-0868","issn":["2087-0868","2598-9707"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314895","host_organization_name":"Sekolah Tinggi Manajemen Informatika dan Komputer (STMIK)","host_organization_lineage":["https://openalex.org/P4310314895"],"host_organization_lineage_names":["Sekolah Tinggi Manajemen Informatika dan Komputer (STMIK)"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JURNAL TEKNOLOGI INFORMASI DAN KOMUNIKASI","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.51903/jtikp.v11i1.150","doi":"https://doi.org/10.51903/jtikp.v11i1.150","is_oa":true,"landing_page_url":"https://doi.org/10.51903/jtikp.v11i1.150","pdf_url":null,"source":{"id":"https://openalex.org/S4210197093","display_name":"JURNAL TEKNOLOGI INFORMASI DAN KOMUNIKASI","issn_l":"2087-0868","issn":["2087-0868","2598-9707"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314895","host_organization_name":"Sekolah Tinggi Manajemen Informatika dan Komputer (STMIK)","host_organization_lineage":["https://openalex.org/P4310314895"],"host_organization_lineage_names":["Sekolah Tinggi Manajemen Informatika dan Komputer (STMIK)"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JURNAL TEKNOLOGI INFORMASI DAN KOMUNIKASI","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4401965794","https://openalex.org/W4386745774","https://openalex.org/W2998710640","https://openalex.org/W4283388773","https://openalex.org/W4401969858","https://openalex.org/W7054410063","https://openalex.org/W4409753387","https://openalex.org/W7037623707","https://openalex.org/W7001321062","https://openalex.org/W3014189733"],"abstract_inverted_index":{"Abstract":[0],"The":[1,87],"presence":[2],"of":[3,25,47,50,57,89,107,109,131,138,143,158],"Fintech":[4,37],"(Financial":[5],"Technology)":[6],"services":[7],"in":[8,12,20,32,40,104],"digital":[9],"financial":[10],"inclusion":[11],"Indonesia":[13],"has":[14,30],"become":[15],"a":[16,69],"new":[17],"market":[18],"share":[19],"line":[21],"with":[22,54,68,76,128],"the":[23,33,48,55,81,98,105,116,129,136],"growth":[24],"electronic":[26],"commerce":[27],"(e-commerce)":[28],"which":[29],"increased":[31],"last":[34],"five":[35],"years.":[36],"is":[38,44,92],"currently":[39],"great":[41],"demand":[42],"and":[43,152],"used":[45],"because":[46],"ease":[49,142],"doing":[51],"banking":[52],"transactions":[53],"support":[56],"user":[58],"friendly":[59],"technology.":[60,113],"In":[61],"this":[62,90,132],"study":[63,91],"using":[64,72,80,118],"40":[65],"student":[66],"respondents":[67,125],"sampling":[70,74],"technique":[71],"convenience":[73],"associated":[75],"Fintech-based":[77,110],"payment":[78,111],"applications":[79],"Technology":[82],"Acceptance":[83],"Model":[84],"(TAM)":[85],"approach.":[86],"purpose":[88],"to":[93,150],"find":[94],"out":[95],"how":[96],"enthusiastic":[97],"young":[99],"generation":[100],"or":[101],"students":[102],"are":[103],"perception":[106],"acceptance":[108],"application":[112],"Based":[114],"on":[115],"analysis":[117],"quantitative":[119],"descriptive":[120],"approach":[121],"shows":[122],"that":[123],"most":[124],"strongly":[126],"agree":[127],"existence":[130],"technology":[133],"indicated":[134],"by":[135],"acquisition":[137],"perceived":[139,141],"usefulness,":[140],"use,":[144,151],"attitude":[145],"towards":[146],"using,":[147],"behavioral":[148],"intention":[149],"actual":[153],"system":[154],"use":[155],"percentage":[156],"ranges":[157],"45-72%.":[159]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":10},{"year":2022,"cited_by_count":4},{"year":2021,"cited_by_count":3},{"year":2020,"cited_by_count":1}],"updated_date":"2026-09-26T08:19:03.415552","created_date":"2020-06-05T00:00:00"}
