{"id":"https://openalex.org/W3028293550","doi":"https://doi.org/10.22373/share.v9i1.6372","title":"THE ATTITUDE OF MERCHANTS TOWARDS FATWA ON RIBA AND CONVENTIONAL BANK IN LANGSA","display_name":"THE ATTITUDE OF MERCHANTS TOWARDS FATWA ON RIBA AND CONVENTIONAL BANK IN LANGSA","publication_year":2020,"publication_date":"2020-06-25","ids":{"openalex":"https://openalex.org/W3028293550","doi":"https://doi.org/10.22373/share.v9i1.6372","mag":"3028293550"},"language":"en","primary_location":{"id":"doi:10.22373/share.v9i1.6372","doi":"https://doi.org/10.22373/share.v9i1.6372","is_oa":true,"landing_page_url":"https://doi.org/10.22373/share.v9i1.6372","pdf_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/download/%236372/pdf","source":{"id":"https://openalex.org/S4210212244","display_name":"Share Jurnal Ekonomi dan Keuangan Islam","issn_l":"2089-6239","issn":["2089-6239","2549-0648"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","norway-1"],"host_organization":"https://openalex.org/P4310314962","host_organization_name":"Ar-Raniry State Islamic University of Aceh","host_organization_lineage":["https://openalex.org/P4310314962"],"host_organization_lineage_names":["Ar-Raniry State Islamic University of Aceh"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/download/%236372/pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5007796989","display_name":"Muhammad Dayyan","orcid":"https://orcid.org/0000-0002-8834-7003","observed_orcids":["https://orcid.org/0000-0002-8834-7003"]},"institutions":[{"id":"https://openalex.org/I4405259220","display_name":"Institut Agama Islam Negeri Langsa","ror":"https://ror.org/01y0ezr68","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405259220"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Muhammad Dayyan","raw_affiliation_strings":["Institut Agama Islam Negeri Langsa"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institut Agama Islam Negeri Langsa","institution_ids":["https://openalex.org/I4405259220"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5005818611","display_name":"Rifyal Dahlawy Chalil","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405259220","display_name":"Institut Agama Islam Negeri Langsa","ror":"https://ror.org/01y0ezr68","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405259220"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Rifyal Dahlawy Chalil","raw_affiliation_strings":["Institut Agama Islam Negeri Langsa"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institut Agama Islam Negeri Langsa","institution_ids":["https://openalex.org/I4405259220"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4405259220"],"apc_list":{"value":70,"currency":"USD","value_usd":70},"apc_paid":{"value":70,"currency":"USD","value_usd":70},"fwci":5.6086,"has_fulltext":true,"cited_by_count":42,"citation_normalized_percentile":{"value":0.95373355,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":100},"biblio":{"volume":"9","issue":"1","first_page":"48","last_page":"71"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12651","display_name":"Halal products and consumer behavior","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13646","display_name":"Qur\u2019anic Interpretation Studies","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1212","display_name":"Religious studies"},"field":{"id":"https://openalex.org/fields/12","display_name":"Arts and Humanities"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/riba","display_name":"riba","score":0.9580000042915344},{"id":"https://openalex.org/keywords/usury","display_name":"usury","score":0.6309999823570251},{"id":"https://openalex.org/keywords/conventional-banks","display_name":"conventional banks","score":0.7639999985694885},{"id":"https://openalex.org/keywords/dsn-mui-fatwa","display_name":"DSN-MUI fatwa","score":0.8240000009536743},{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.6029999852180481},{"id":"https://openalex.org/keywords/sharia-based-financing","display_name":"sharia-based financing","score":0.7099999785423279},{"id":"https://openalex.org/keywords/interest-based-banking","display_name":"interest-based banking","score":0.49900001287460327},{"id":"https://openalex.org/keywords/traditional-markets","display_name":"traditional markets","score":0.5199999809265137},{"id":"https://openalex.org/keywords/langsa","display_name":"Langsa","score":0.8109999895095825}],"concepts":[{"id":"https://openalex.org/C2778832681","wikidata":"https://www.wikidata.org/wiki/Q157188","display_name":"Usury","level":3,"score":0.8888990879058838},{"id":"https://openalex.org/C100363876","wikidata":"https://www.wikidata.org/wiki/Q690661","display_name":"Nonprobability sampling","level":3,"score":0.7033680081367493},{"id":"https://openalex.org/C168702047","wikidata":"https://www.wikidata.org/wiki/Q482752","display_name":"Sharia","level":3,"score":0.6827632188796997},{"id":"https://openalex.org/C2779207338","wikidata":"https://www.wikidata.org/wiki/Q9240","display_name":"Indonesian","level":2,"score":0.6079744100570679},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5516142845153809},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.5385924577713013},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.4924124479293823},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.4746340215206146},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.4285806715488434},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.33593589067459106},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3354951739311218},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.17625927925109863},{"id":"https://openalex.org/C27206212","wikidata":"https://www.wikidata.org/wiki/Q34178","display_name":"Theology","level":1,"score":0.10349750518798828},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C43617362","wikidata":"https://www.wikidata.org/wiki/Q170050","display_name":"Chromatography","level":1,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.22373/share.v9i1.6372","doi":"https://doi.org/10.22373/share.v9i1.6372","is_oa":true,"landing_page_url":"https://doi.org/10.22373/share.v9i1.6372","pdf_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/download/%236372/pdf","source":{"id":"https://openalex.org/S4210212244","display_name":"Share Jurnal Ekonomi dan Keuangan Islam","issn_l":"2089-6239","issn":["2089-6239","2549-0648"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","norway-1"],"host_organization":"https://openalex.org/P4310314962","host_organization_name":"Ar-Raniry State Islamic University of Aceh","host_organization_lineage":["https://openalex.org/P4310314962"],"host_organization_lineage_names":["Ar-Raniry State Islamic University of Aceh"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:49e70a49601c4e1a859bc70dfb99bfdb","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/49e70a49601c4e1a859bc70dfb99bfdb","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam, Vol 9, Iss 1 (2020)","raw_type":"article"},{"id":"pmh:oai:ojs.jurnal.ar-raniry.ac.id:article/6372","doi":null,"is_oa":true,"landing_page_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/view/%236372","pdf_url":null,"source":{"id":"https://openalex.org/S4306402360","display_name":"BIOTIK: Scientific Journal of Biology Technology and Education (Indonesian Institute of Sciences)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I19128659","host_organization_name":"Indonesian Institute of Sciences","host_organization_lineage":["https://openalex.org/I19128659"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam; Vol 9, No 1 (2020); 48-71","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.22373/share.v9i1.6372","doi":"https://doi.org/10.22373/share.v9i1.6372","is_oa":true,"landing_page_url":"https://doi.org/10.22373/share.v9i1.6372","pdf_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/download/%236372/pdf","source":{"id":"https://openalex.org/S4210212244","display_name":"Share Jurnal Ekonomi dan Keuangan Islam","issn_l":"2089-6239","issn":["2089-6239","2549-0648"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","norway-1"],"host_organization":"https://openalex.org/P4310314962","host_organization_name":"Ar-Raniry State Islamic University of Aceh","host_organization_lineage":["https://openalex.org/P4310314962"],"host_organization_lineage_names":["Ar-Raniry State Islamic University of Aceh"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3028293550.pdf","grobid_xml":"https://content.openalex.org/works/W3028293550.grobid-xml"},"referenced_works_count":25,"referenced_works":["https://openalex.org/W74095098","https://openalex.org/W1539629250","https://openalex.org/W1548560600","https://openalex.org/W1788986472","https://openalex.org/W1953703375","https://openalex.org/W2110956295","https://openalex.org/W2134528891","https://openalex.org/W2264013631","https://openalex.org/W2338715878","https://openalex.org/W2339007350","https://openalex.org/W2526417914","https://openalex.org/W2541730161","https://openalex.org/W2554729950","https://openalex.org/W2588351208","https://openalex.org/W2624720366","https://openalex.org/W2736808013","https://openalex.org/W2738109503","https://openalex.org/W2884023742","https://openalex.org/W2925133398","https://openalex.org/W2936194651","https://openalex.org/W2946742691","https://openalex.org/W2949429760","https://openalex.org/W2972163492","https://openalex.org/W3149578249","https://openalex.org/W4247105491"],"related_works":["https://openalex.org/W4238859164","https://openalex.org/W2478955428","https://openalex.org/W2736954843","https://openalex.org/W4385989677","https://openalex.org/W2969282629","https://openalex.org/W7215776125","https://openalex.org/W7218410782","https://openalex.org/W2272777307","https://openalex.org/W2742373956","https://openalex.org/W7023889879"],"abstract_inverted_index":{"This":[0,78],"research":[1,56,79],"aims":[2],"to":[3,125,212],"analyze":[4],"and":[5,36,71,110,188,218],"examine":[6],"the":[7,13,16,22,26,29,33,37,45,50,72,89,97,104,111,116,121,129,136,171,184,209],"level":[8],"of":[9,19,24,39,49,64,96,107,113,141,160,216],"knowledge":[10],"possessed":[11],"by":[12,44],"merchants":[14,30,40],"in":[15,68,119,139,166,199],"traditional":[17],"market":[18,66],"Langsa":[20,69,240,259,299],"on":[21,41,103],"concept":[23,106],"riba,":[25,187,262,394],"reasons":[27],"(factors)":[28],"transact":[31],"with":[32,85,135],"conventional":[34,137,167,194],"bank,":[35],"attitude":[38],"fatwa":[42,276,339],"given":[43],"National":[46],"Sharia":[47,210],"Board":[48],"Indonesian":[51],"Ulema":[52],"Council":[53],"(DSN-MUI).":[54,286],"The":[55,91],"population":[57,61],"is":[58,75,150,182,196,206],"an":[59],"unknown":[60],"that":[62,94,147,180,193],"consists":[63],"all":[65,214],"traders":[67],"City":[70],"sample":[73],"selected":[74],"117":[76,288],"respondents.":[77],"implements":[80],"a":[81,100],"non-probability":[82],"sampling":[83,87,312],"technique":[84],"purposive":[86,315],"as":[88,115,186,220,222],"method.":[90],"result":[92],"shows":[93],"majority":[95],"respondents":[98,130,177,190],"has":[99],"profound":[101],"understanding":[102],"haram":[105],"interest":[108,181],"(riba)":[109],"role":[112,205],"DSN-MUI":[114,331],"obligated":[117],"council":[118],"setting":[120],"fatwa,":[122],"which":[123,169],"needs":[124],"be":[126],"followed,":[127],"yet":[128,152],"do":[131,154],"not":[132,155,183],"mind":[133,156],"interacting":[134],"banks":[138,211],"terms":[140],"getting":[142],"business":[143],"financing.":[144],"They":[145],"believe":[146],"riba":[148,328,362],"(usury)":[149],"forbidden,":[151],"they":[153],"borrowing":[157],"some":[158],"amount":[159],"funds":[161],"or":[162],"saving":[163],"their":[164],"money":[165],"banks,":[168],"implemented":[170],"interest-based":[172],"system.":[173],"More":[174],"than":[175],"31":[176,385],"(26,5%)":[178,387],"perceive":[179],"same":[185],"50":[189,396],"(42.7%)":[191],"say":[192],"bank":[195,269,352,376,401],"very":[197],"helpful":[198],"promoting":[200],"business.":[201],"A":[202],"more":[203],"aggressive":[204],"needed":[207],"from":[208],"reach":[213],"layers":[215],"society":[217],"educate":[219],"well":[221],"promote":[223],"sharia-based":[224],"banking":[225],"products,":[226],"especially":[227],"financing":[228],"products========================================================================================================Perilaku":[229],"Pedagang":[230],"terhadap":[231,260,275],"Riba":[232],"dan":[233,247,271,329,337,340,395,421],"Fatwa":[234],"tentang":[235,326],"Bunga":[236],"Bank":[237],"Konvensional":[238],"di":[239,256,297,375],"Aceh.":[241],"Penelitian":[242],"ini":[243],"bertujuan":[244],"untuk":[245,416],"menganalisis":[246],"menguji":[248],"tingkat":[249],"pengetahuan":[250],"yang":[251,277,302,324,334,378,409],"dimiliki":[252],"oleh":[253,279,343],"para":[254,273],"pedagang":[255,274,296],"pasar":[257],"tradisional":[258],"konsep":[261,327],"alasan":[263],"(faktor)":[264],"mereka":[265,365,374],"melakukan":[266],"transaksi":[267],"dengan":[268,313,351,393],"konvensional,":[270,377],"sikap":[272],"dikeluarkan":[278],"Dewan":[280],"Syariah":[281,415],"Nasional":[282],"Majelis":[283],"Ulama":[284],"Indonesia":[285],"Sebanyak":[287],"responden":[289,321,347,386,397],"telah":[290],"dipilih":[291],"sebagai":[292,300,332],"sampel":[293,307],"dari":[294,384,413],"seluruh":[295],"Kota":[298],"populasi":[301],"tidak":[303,348,366,391],"diketahui":[304],"jumlahnya.":[305],"Pengambilan":[306],"menerapkan":[308,379],"teknik":[309],"non":[310],"probability":[311],"metode":[314],"sampling.":[316],"Hasilnya":[317],"menunjukkan":[318],"bahwa":[319,361,389,400],"mayoritas":[320],"memiliki":[322],"pemahaman":[323],"mendalam":[325],"peran":[330],"dewan":[333],"wajib":[335],"menetapkan":[336],"mengeluarkan":[338],"perlu":[341],"diikuti":[342],"masyarakat.":[344],"Meskipun":[345],"demikian":[346],"keberatan":[349,367],"berinteraksi":[350],"konvensional":[353,402],"dalam":[354,405],"hal":[355],"mendapatkan":[356],"pembiayaan":[357],"bisnis.":[358,407],"Mereka":[359],"percaya":[360],"dilarang,":[363],"namun":[364],"meminjam":[368],"sejumlah":[369],"dana":[370],"atau":[371],"menyimpan":[372],"uang":[373],"sistem":[380],"berbasis":[381,427],"bunga.":[382],"Lebih":[383],"merasa":[388],"bunga":[390],"sama":[392],"(42,7%)":[398],"mengatakan":[399],"sangat":[403],"membantu":[404],"mempromosikan":[406,424],"Peran":[408],"lebih":[410],"agresif":[411],"diperlukan":[412],"bank-bank":[414],"menjangkau":[417],"semua":[418],"lapisan":[419],"masyarakat":[420],"mengedukasi":[422],"serta":[423],"produk-produk":[425,430],"perbankan":[426],"syariah,":[428],"terutama":[429],"pembiayaan.":[431]},"counts_by_year":[{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":27},{"year":2023,"cited_by_count":13}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2020-05-29T00:00:00"}
