{"id":"https://openalex.org/W2994944902","doi":"https://doi.org/10.38043/jmb.v16i3.2229","title":"Pemahaman Generasi Milenial Berinvestasi di Peer to Peer Lending","display_name":"Pemahaman Generasi Milenial Berinvestasi di Peer to Peer Lending","publication_year":2019,"publication_date":"2019-07-15","ids":{"openalex":"https://openalex.org/W2994944902","doi":"https://doi.org/10.38043/jmb.v16i3.2229","mag":"2994944902"},"language":"en","primary_location":{"id":"doi:10.38043/jmb.v16i3.2229","doi":"https://doi.org/10.38043/jmb.v16i3.2229","is_oa":true,"landing_page_url":"https://doi.org/10.38043/jmb.v16i3.2229","pdf_url":"http://journal.undiknas.ac.id/index.php/magister-manajemen/article/download/2229/560","source":{"id":"https://openalex.org/S4210230440","display_name":"Jurnal Manajemen Bisnis","issn_l":"1829-8486","issn":["1829-8486","2685-9823"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Manajemen Bisnis","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"http://journal.undiknas.ac.id/index.php/magister-manajemen/article/download/2229/560","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5013883940","display_name":"Ni Putu Mega Lestari","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4388891760","display_name":"Institut Teknologi Dan Bisnis STIKOM Bali","ror":"https://ror.org/01wn4rj56","country_code":"ID","type":"education","lineage":["https://openalex.org/I4388891760"]}],"countries":["ID"],"is_corresponding":true,"raw_author_name":"Ni Putu Mega Lestari","raw_affiliation_strings":["STMIK Stikom Bali"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"STMIK Stikom Bali","institution_ids":["https://openalex.org/I4388891760"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5013883940"],"corresponding_institution_ids":["https://openalex.org/I4388891760"],"apc_list":null,"apc_paid":null,"fwci":2.2243,"has_fulltext":true,"cited_by_count":13,"citation_normalized_percentile":{"value":0.89528076,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":"16","issue":"3","first_page":"17","last_page":"17"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9980000257492065,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9980000257492065,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.0020000000949949026,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/peer-to-peer-lending","display_name":"peer-to-peer lending","score":0.9779999852180481},{"id":"https://openalex.org/keywords/millennials","display_name":"millennials","score":0.8500000238418579},{"id":"https://openalex.org/keywords/investment-interest","display_name":"investment interest","score":0.8830000162124634},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.9390000104904175},{"id":"https://openalex.org/keywords/investment-risk-awareness","display_name":"investment risk awareness","score":0.5889999866485596},{"id":"https://openalex.org/keywords/default-risk","display_name":"default risk","score":0.6359999775886536},{"id":"https://openalex.org/keywords/fraud-risk","display_name":"fraud risk","score":0.7820000052452087},{"id":"https://openalex.org/keywords/investment-decisions","display_name":"investment decision-making","score":0.7229999899864197},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.5350000262260437},{"id":"https://openalex.org/keywords/investment-regulation","display_name":"investment regulation","score":0.4359999895095825},{"id":"https://openalex.org/keywords/indonesia","display_name":"Indonesia","score":0.640999972820282}],"concepts":[{"id":"https://openalex.org/C534932454","wikidata":"https://www.wikidata.org/wiki/Q161410","display_name":"Peer-to-peer","level":2,"score":0.7022637128829956},{"id":"https://openalex.org/C25032326","wikidata":"https://www.wikidata.org/wiki/Q185467","display_name":"Socialization","level":2,"score":0.6200256943702698},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5934797525405884},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.5867316722869873},{"id":"https://openalex.org/C33435437","wikidata":"https://www.wikidata.org/wiki/Q366791","display_name":"Curiosity","level":2,"score":0.5402095317840576},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.538078784942627},{"id":"https://openalex.org/C138368954","wikidata":"https://www.wikidata.org/wiki/Q215028","display_name":"Peer review","level":2,"score":0.44076237082481384},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.33943942189216614},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.18630114197731018},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.14721843600273132},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.07958716154098511},{"id":"https://openalex.org/C120314980","wikidata":"https://www.wikidata.org/wiki/Q180634","display_name":"Distributed computing","level":1,"score":0.0},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.38043/jmb.v16i3.2229","doi":"https://doi.org/10.38043/jmb.v16i3.2229","is_oa":true,"landing_page_url":"https://doi.org/10.38043/jmb.v16i3.2229","pdf_url":"http://journal.undiknas.ac.id/index.php/magister-manajemen/article/download/2229/560","source":{"id":"https://openalex.org/S4210230440","display_name":"Jurnal Manajemen Bisnis","issn_l":"1829-8486","issn":["1829-8486","2685-9823"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Manajemen Bisnis","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.38043/jmb.v16i3.2229","doi":"https://doi.org/10.38043/jmb.v16i3.2229","is_oa":true,"landing_page_url":"https://doi.org/10.38043/jmb.v16i3.2229","pdf_url":"http://journal.undiknas.ac.id/index.php/magister-manajemen/article/download/2229/560","source":{"id":"https://openalex.org/S4210230440","display_name":"Jurnal Manajemen Bisnis","issn_l":"1829-8486","issn":["1829-8486","2685-9823"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Manajemen Bisnis","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2994944902.pdf","grobid_xml":"https://content.openalex.org/works/W2994944902.grobid-xml"},"referenced_works_count":23,"referenced_works":["https://openalex.org/W1506097505","https://openalex.org/W1987571817","https://openalex.org/W2232871114","https://openalex.org/W2759276665","https://openalex.org/W2763874437","https://openalex.org/W2765594838","https://openalex.org/W2786693304","https://openalex.org/W2910148014","https://openalex.org/W2912456871","https://openalex.org/W2946454592","https://openalex.org/W2972697724","https://openalex.org/W2977626074","https://openalex.org/W2979799149","https://openalex.org/W2980741308","https://openalex.org/W2989787573","https://openalex.org/W2990564974","https://openalex.org/W2993630057","https://openalex.org/W2994932071","https://openalex.org/W3094368693","https://openalex.org/W3110380504","https://openalex.org/W3110956149","https://openalex.org/W3128161372","https://openalex.org/W3149578249"],"related_works":["https://openalex.org/W3146009149","https://openalex.org/W6998536299","https://openalex.org/W3215642092","https://openalex.org/W3194352243","https://openalex.org/W7110481969","https://openalex.org/W3162997033","https://openalex.org/W4415557272","https://openalex.org/W4396827690","https://openalex.org/W3148279313","https://openalex.org/W4392779636"],"abstract_inverted_index":{"ABSTRACTThe":[0],"development":[1],"of":[2,9,30,35,46,54,58,96,100,109,114,119,170,179,199,214,220,230],"digital":[3,250],"technology,":[4],"especially":[5],"in":[6,33,42,63,71,140,143,152,172,204,244,248],"the":[7,19,52,55,94,106,115,168,180,188,197,212,228,249],"field":[8],"financial":[10],"technology":[11],"(fintech),":[12],"always":[13],"presents":[14],"new":[15],"innovations":[16],"that":[17,131,182],"invite":[18],"millennial":[20,56,82,110,242],"generation's":[21],"curiosity.":[22],"Peer":[23],"to":[24,50,60,65,90,104,121,145,150,174,184,190,207,225,227,232],"peer":[25,64,66,120,122,144,146,173,175,189,191,231,233],"lending":[26,176,192,234],"is":[27,38,74,177,201],"one":[28,178],"form":[29],"fintech":[31],"innovation":[32],"terms":[34],"investment":[36,107,246],"which":[37],"becoming":[39,141],"a":[40,239],"trend":[41],"Indonesia.":[43],"The":[44,68,98,218],"purpose":[45],"this":[47,72,101,125,221],"study":[48,73,102,222],"was":[49],"determine":[51],"interest":[53,108],"generation":[57,83],"investing":[59],"be":[61,129,185,238],"lenders":[62,142],"lending.":[67,123,147],"writing":[69],"method":[70],"qualitative":[75],"by":[76,187],"conducting":[77],"interviews":[78],"(in-depth":[79],"interviews)":[80],"with":[81,85,112],"informants":[84],"birth":[86],"ages":[87],"from":[88],"1980":[89],"1990,":[91],"or":[92],"at":[93],"beginning":[95],"2000.":[97],"results":[99,219],"are":[103,134,137,223],"measure":[105],"generations":[111,243],"understanding":[113],"benefits":[116,169],"and":[117,136,161,164,210,216,236],"risks":[118],"From":[124],"research,":[126],"it":[127],"can":[128,237],"concluded":[130],"most":[132],"millennials":[133],"hesitant":[135],"not":[138],"interested":[139],"Millennials":[148],"prefer":[149],"invest":[151],"other":[153],"forms":[154],"such":[155],"as":[156],"stocks,":[157],"gold,":[158],"deposits,":[159],"savings,":[160],"property.":[162],"Socialization":[163],"in-depth":[165],"information":[166],"about":[167],"investments":[171],"things":[181],"needs":[183],"done":[186],"platform":[193],"providers.":[194],"In":[195],"addition,":[196],"role":[198],"government":[200],"also":[202],"needed":[203],"regulating":[205],"regulations":[206],"provide":[208],"security":[209],"minimize":[211],"risk":[213],"default":[215],"fraud.":[217],"expected":[224],"contribute":[226],"provider":[229],"platforms":[235],"picture":[240],"for":[241],"making":[245],"decisions":[247],"era.":[251]},"counts_by_year":[{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":4},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2019-12-26T00:00:00"}
