{"id":"https://openalex.org/W2994570221","doi":null,"title":"Financial Knowledge is Power: Exploring the Protective Benefits of Financial Self-Efficacy Among Young Adults","display_name":"Financial Knowledge is Power: Exploring the Protective Benefits of Financial Self-Efficacy Among Young Adults","publication_year":2019,"publication_date":"2019-01-01","ids":{"openalex":"https://openalex.org/W2994570221","mag":"2994570221"},"language":"en","primary_location":{"id":"pmh:item:54895","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/2286/R.I.54895","pdf_url":null,"source":{"id":"https://openalex.org/S4306400254","display_name":"Arizona State University Library Digital Repository (Arizona State University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I55732556","host_organization_name":"Arizona State University","host_organization_lineage":["https://openalex.org/I55732556"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Masters Thesis"},"volume":null,"type":"dissertation","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5068486382","display_name":"Alexis Duckett Faison","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Alexis Duckett Faison","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5068486382"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":2,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9146000146865845,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9146000146865845,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.0778999999165535,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14085","display_name":"Student Stress and Coping","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/3204","display_name":"Developmental and Educational Psychology"},"field":{"id":"https://openalex.org/fields/32","display_name":"Psychology"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.8889999985694885},{"id":"https://openalex.org/keywords/financial-self-efficacy","display_name":"financial self-efficacy","score":0.9959999918937683},{"id":"https://openalex.org/keywords/financial-anxiety","display_name":"financial anxiety","score":0.996999979019165},{"id":"https://openalex.org/keywords/financial-hardship","display_name":"financial hardship","score":0.9950000047683716},{"id":"https://openalex.org/keywords/young-adults","display_name":"young adults","score":0.9990000128746033},{"id":"https://openalex.org/keywords/moderated-moderation","display_name":"moderated moderation","score":0.6840000152587891},{"id":"https://openalex.org/keywords/financial-stress","display_name":"financial stress","score":0.5540000200271606},{"id":"https://openalex.org/keywords/mental-health","display_name":"mental health","score":0.843999981880188}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8050717115402222},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.6644777655601501},{"id":"https://openalex.org/C93225998","wikidata":"https://www.wikidata.org/wiki/Q1941972","display_name":"Moderation","level":2,"score":0.5322717428207397},{"id":"https://openalex.org/C558461103","wikidata":"https://www.wikidata.org/wiki/Q154430","display_name":"Anxiety","level":2,"score":0.529637336730957},{"id":"https://openalex.org/C2779978724","wikidata":"https://www.wikidata.org/wiki/Q1436482","display_name":"Worry","level":3,"score":0.527836799621582},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.49001041054725647},{"id":"https://openalex.org/C205545832","wikidata":"https://www.wikidata.org/wiki/Q17156455","display_name":"Young adult","level":2,"score":0.486941933631897},{"id":"https://openalex.org/C110131835","wikidata":"https://www.wikidata.org/wiki/Q1153659","display_name":"Self-efficacy","level":2,"score":0.41974225640296936},{"id":"https://openalex.org/C138496976","wikidata":"https://www.wikidata.org/wiki/Q175002","display_name":"Developmental psychology","level":1,"score":0.22434192895889282},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.21107885241508484},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.1624813675880432},{"id":"https://openalex.org/C118552586","wikidata":"https://www.wikidata.org/wiki/Q7867","display_name":"Psychiatry","level":1,"score":0.11856207251548767}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:item:54895","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/2286/R.I.54895","pdf_url":null,"source":{"id":"https://openalex.org/S4306400254","display_name":"Arizona State University Library Digital Repository (Arizona State University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I55732556","host_organization_name":"Arizona State University","host_organization_lineage":["https://openalex.org/I55732556"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Masters Thesis"},{"id":"mag:2994570221","doi":null,"is_oa":false,"landing_page_url":"https://keep.lib.asu.edu/_flysystem/fedora/c7/217993/Faison_asu_0010N_19222.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Good health and well-being","id":"https://metadata.un.org/sdg/3","score":0.5683000087738037}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":63,"referenced_works":["https://openalex.org/W201762456","https://openalex.org/W776923015","https://openalex.org/W1562208008","https://openalex.org/W1970766406","https://openalex.org/W1979128870","https://openalex.org/W1996479087","https://openalex.org/W1996814744","https://openalex.org/W1998824477","https://openalex.org/W2001850125","https://openalex.org/W2006784837","https://openalex.org/W2010006025","https://openalex.org/W2012186625","https://openalex.org/W2020088825","https://openalex.org/W2021765444","https://openalex.org/W2023981549","https://openalex.org/W2026295885","https://openalex.org/W2035534846","https://openalex.org/W2037124948","https://openalex.org/W2041440692","https://openalex.org/W2043705607","https://openalex.org/W2056084869","https://openalex.org/W2056164631","https://openalex.org/W2061220710","https://openalex.org/W2061638314","https://openalex.org/W2065239890","https://openalex.org/W2073157245","https://openalex.org/W2074848099","https://openalex.org/W2078603723","https://openalex.org/W2079524340","https://openalex.org/W2083530146","https://openalex.org/W2086322366","https://openalex.org/W2095284410","https://openalex.org/W2099301973","https://openalex.org/W2116846906","https://openalex.org/W2134049139","https://openalex.org/W2137034409","https://openalex.org/W2143069758","https://openalex.org/W2158186918","https://openalex.org/W2162040794","https://openalex.org/W2162221567","https://openalex.org/W2167770445","https://openalex.org/W2168485380","https://openalex.org/W2188308480","https://openalex.org/W2328550911","https://openalex.org/W2487945683","https://openalex.org/W2528366221","https://openalex.org/W2569236205","https://openalex.org/W2599565600","https://openalex.org/W2606998262","https://openalex.org/W2616601998","https://openalex.org/W2784578077","https://openalex.org/W2897546513","https://openalex.org/W2906253013","https://openalex.org/W2911554037","https://openalex.org/W2979981279","https://openalex.org/W2994217760","https://openalex.org/W2995864739","https://openalex.org/W3122262052","https://openalex.org/W3122351359","https://openalex.org/W3124546125","https://openalex.org/W3125685058","https://openalex.org/W3214923421","https://openalex.org/W4292480755"],"related_works":["https://openalex.org/W4377008494","https://openalex.org/W4406374274","https://openalex.org/W7037638140","https://openalex.org/W4408858432","https://openalex.org/W7108844093","https://openalex.org/W4302588567","https://openalex.org/W6944851652","https://openalex.org/W2345407178","https://openalex.org/W7161498808","https://openalex.org/W4311128876"],"abstract_inverted_index":{"abstract:":[0],"Personal":[1],"finances":[2],"are":[3],"an":[4,144],"essential":[5],"part":[6],"of":[7,50,195,199],"adulthood,":[8],"yet":[9],"we":[10],"find":[11],"that":[12,46],"many":[13],"Americans":[14],"have":[15],"low":[16],"financial":[17,55,62,65,70,73,97,99,108,111,148,151,157,160,171,175,184,187,200,206,215,234],"literacy":[18,71,149,185,201],"(Financial":[19],"Industry":[20],"Regulatory":[21],"Authority":[22],"Investor":[23],"Education":[24],"Foundation,":[25],"2016).":[26],"This":[27,189],"phenomenon":[28],"is":[29],"especially":[30],"true":[31],"for":[32,113,166,208,221],"young":[33,51,77,114,167,209,230],"adults":[34,52,168,231],"(18-25":[35,80],"years":[36,81],"old)":[37],"(Lusardi,":[38],"2019).":[39],"Lusardi,":[40],"Mitchell,":[41],"and":[42,64,72,104,110,131,150,155,159,186,202],"Curto":[43],"(2009)":[44],"found":[45],"fewer":[47],"than":[48],"one-third":[49],"possess":[53],"basic":[54],"knowledge.":[56],"The":[57,85],"present":[58],"study":[59,87,190],"examined":[60],"whether":[61],"self-efficacy":[63,158,216],"hardship":[66,112,161,172],"were":[67],"moderators":[68],"between":[69,96,147,183],"anxiety":[74,100,152,207],"among":[75],"a":[76,179,218],"adult":[78],"sample":[79],"old;":[82],"Arnett,":[83],"2000).":[84],"current":[86],"utilized":[88],"moderated":[89,139],"moderation":[90,140],"analyses":[91],"to":[92,192,225],"explore":[93],"the":[94,102,129,196],"associations":[95],"literacy,":[98],"(i.e.,":[101],"concern":[103],"worry":[105],"about":[106],"finances),":[107],"self-efficacy,":[109,176],"adults(":[115],"N":[116],"=":[117,122],"549,":[118],"71.6%":[119],"female,":[120],"Mage":[121],"20.49).":[123],"Based":[124],"on":[125],"survey":[126],"data":[127],"from":[128],"Financial":[130],"Social":[132],"Stress":[133],"Study":[134],"(Tran":[135],"&":[136],"Mintert,":[137],"n.d.),":[138],"results":[141],"show":[142],"(a)":[143],"inverse":[145,181],"association":[146,182,204],"(direct":[153],"effects)":[154],"(b)":[156],"moderate":[162],"this":[163],"relationship.":[164],"Specifically,":[165],"experiencing":[169,232],"high":[170,174,233],"with":[173,205,229],"there":[177],"was":[178],"strong":[180],"anxiety.":[188],"contributes":[191],"our":[193],"knowledge":[194],"vital":[197],"role":[198],"its":[203],"adults.":[210],"Further,":[211],"these":[212],"findings":[213],"highlight":[214],"as":[217],"potential":[219],"factor":[220],"mental":[222],"health":[223],"providers":[224],"consider":[226],"when":[227],"working":[228],"hardship.":[235]},"counts_by_year":[{"year":2022,"cited_by_count":1},{"year":2020,"cited_by_count":1}],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2019-12-13T00:00:00"}