{"id":"https://openalex.org/W2979638387","doi":null,"title":"FITTING THE ALGERIAN BONUS-MALUS SYSTEM FOR AUTOMOBILE INSURANCE : AN APPROACH WITH MARKOV CHAINS","display_name":"FITTING THE ALGERIAN BONUS-MALUS SYSTEM FOR AUTOMOBILE INSURANCE : AN APPROACH WITH MARKOV CHAINS","publication_year":2019,"publication_date":"2019-05-02","ids":{"openalex":"https://openalex.org/W2979638387","mag":"2979638387"},"language":"en","primary_location":{"id":"mag:2979638387","doi":null,"is_oa":false,"landing_page_url":"http://www.issr-journals.org/links/papers.php?journal=ijias&application=pdf&article=IJIAS-19-014-26","pdf_url":null,"source":{"id":"https://openalex.org/S2765039435","display_name":"International journal of innovation and applied studies","issn_l":"2028-9324","issn":["2028-9324"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":"https://openalex.org/P4323430444","host_organization_name":"Innovative Space of Scientific Research Journals","host_organization_lineage":["https://openalex.org/P4323430444"],"host_organization_lineage_names":["Innovative Space of Scientific Research Journals"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"International journal of innovation and applied studies","raw_type":null},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5027059553","display_name":"Riadh Rimi","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210157185","display_name":"University of Eloued","ror":"https://ror.org/05416s909","country_code":"DZ","type":"education","lineage":["https://openalex.org/I4210157185"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"Riadh Rimi","raw_affiliation_strings":["D\u00e9partement des sciences \u00e9conomiques, Facult\u00e9 des sciences \u00e9conomiques, commerciales et sciences de gestion,  Universit\u00e9 Echahid Hamma Lakhder, El oued, Algeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"D\u00e9partement des sciences \u00e9conomiques, Facult\u00e9 des sciences \u00e9conomiques, commerciales et sciences de gestion,  Universit\u00e9 Echahid Hamma Lakhder, El oued, Algeria","institution_ids":["https://openalex.org/I4210157185"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5012525455","display_name":"Mohammed Touitou","orcid":"https://orcid.org/0000-0002-4442-7888","observed_orcids":["https://orcid.org/0000-0002-4442-7888"]},"institutions":[{"id":"https://openalex.org/I4210107086","display_name":"University of Algiers 3","ror":"https://ror.org/01pynjp12","country_code":"DZ","type":"education","lineage":["https://openalex.org/I4210107086"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"Mohammed Touitou","raw_affiliation_strings":["D\u00e9partement des sciences \u00e9conomiques, Facult\u00e9 des sciences \u00e9conomiques, sciences commerciales et sciences de gestion,  Universit\u00e9 Alger 3, Alger, Algeria"],"raw_orcid":"https://orcid.org/0000-0002-4442-7888","affiliations":[{"raw_affiliation_string":"D\u00e9partement des sciences \u00e9conomiques, Facult\u00e9 des sciences \u00e9conomiques, sciences commerciales et sciences de gestion,  Universit\u00e9 Alger 3, Alger, Algeria","institution_ids":["https://openalex.org/I4210107086"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5010228152","display_name":"Zakaria Demdoum","orcid":"https://orcid.org/0000-0002-7082-9098","observed_orcids":["https://orcid.org/0000-0002-7082-9098"]},"institutions":[{"id":"https://openalex.org/I4210157185","display_name":"University of Eloued","ror":"https://ror.org/05416s909","country_code":"DZ","type":"education","lineage":["https://openalex.org/I4210157185"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"Zakaria Demdoum","raw_affiliation_strings":["D\u00e9partement des sciences \u00e9conomiques, Facult\u00e9 des sciences \u00e9conomiques, commerciales et sciences de gestion,  Universit\u00e9 Echahid Hamma Lakhder, El oued, Algeria"],"raw_orcid":"https://orcid.org/0000-0002-7082-9098","affiliations":[{"raw_affiliation_string":"D\u00e9partement des sciences \u00e9conomiques, Facult\u00e9 des sciences \u00e9conomiques, commerciales et sciences de gestion,  Universit\u00e9 Echahid Hamma Lakhder, El oued, Algeria","institution_ids":["https://openalex.org/I4210157185"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.1371734,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"26","issue":"2","first_page":"400","last_page":"415"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11720","display_name":"Probability and Risk Models","score":0.899399995803833,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11720","display_name":"Probability and Risk Models","score":0.899399995803833,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.08579999953508377,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13500","display_name":"Probability and Statistical Research","score":0.004900000058114529,"subfield":{"id":"https://openalex.org/subfields/2613","display_name":"Statistics and Probability"},"field":{"id":"https://openalex.org/fields/26","display_name":"Mathematics"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bonus-malus-system","display_name":"bonus-malus system","score":0.9350000023841858},{"id":"https://openalex.org/keywords/auto-insurance","display_name":"automobile insurance","score":0.9610000252723694},{"id":"https://openalex.org/keywords/non-life-insurance","display_name":"non-life insurance","score":0.7760000228881836},{"id":"https://openalex.org/keywords/markov-chains","display_name":"Markov chains","score":0.6579999923706055},{"id":"https://openalex.org/keywords/premium-calculation","display_name":"premium calculation","score":0.7110000252723694},{"id":"https://openalex.org/keywords/poisson-model","display_name":"Poisson model","score":0.7929999828338623},{"id":"https://openalex.org/keywords/generalized-estimating-equations","display_name":"generalized estimating equations","score":0.9490000009536743}],"concepts":[{"id":"https://openalex.org/C2992945734","wikidata":"https://www.wikidata.org/wiki/Q1068361","display_name":"Automobile insurance","level":2,"score":0.8091239929199219},{"id":"https://openalex.org/C2776060655","wikidata":"https://www.wikidata.org/wiki/Q52389","display_name":"Tariff","level":2,"score":0.7113972306251526},{"id":"https://openalex.org/C98763669","wikidata":"https://www.wikidata.org/wiki/Q176645","display_name":"Markov chain","level":2,"score":0.6507217884063721},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.48455682396888733},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.4449394643306732},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4383186101913452},{"id":"https://openalex.org/C75553542","wikidata":"https://www.wikidata.org/wiki/Q178161","display_name":"A priori and a posteriori","level":2,"score":0.41866394877433777},{"id":"https://openalex.org/C68799949","wikidata":"https://www.wikidata.org/wiki/Q977871","display_name":"Insurance policy","level":2,"score":0.41719427704811096},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.29477035999298096},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.19789880514144897},{"id":"https://openalex.org/C155202549","wikidata":"https://www.wikidata.org/wiki/Q178803","display_name":"International trade","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:2979638387","doi":null,"is_oa":false,"landing_page_url":"http://www.issr-journals.org/links/papers.php?journal=ijias&application=pdf&article=IJIAS-19-014-26","pdf_url":null,"source":{"id":"https://openalex.org/S2765039435","display_name":"International journal of innovation and applied studies","issn_l":"2028-9324","issn":["2028-9324"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":"https://openalex.org/P4323430444","host_organization_name":"Innovative Space of Scientific Research Journals","host_organization_lineage":["https://openalex.org/P4323430444"],"host_organization_lineage_names":["Innovative Space of Scientific Research Journals"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"International journal of innovation and applied studies","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2463959716","https://openalex.org/W4405453770","https://openalex.org/W7135745326","https://openalex.org/W2262200039","https://openalex.org/W7135508622","https://openalex.org/W3002159914","https://openalex.org/W4317999499","https://openalex.org/W2280565156","https://openalex.org/W7084192441","https://openalex.org/W4403768245"],"abstract_inverted_index":{"The":[0,34,58,94],"automobile":[1,56,105],"insurance":[2,9,28,47,127],"is":[3,40,64,100,112],"an":[4],"important":[5],"branch":[6,29],"of":[7,15,22,26,36,42,55,61,80,97,104,116,178],"non-life":[8],"in":[10,19,52,110,151],"many":[11],"countries.":[12],"In":[13,149],"some":[14],"them,":[16],"coming":[17],"first":[18,95],"the":[20,23,27,37,43,53,67,73,81,91,102,117,121,126,136,142,146,162,171,176,185,189],"composition":[21],"total":[24],"income":[25],"(in":[30],"Algeria":[31,111],"for":[32],"example).":[33],"implementation":[35],"Bonus-Malus":[38,83,155,179],"system":[39,103],"one":[41],"solutions":[44],"chosen":[45],"by":[46,125,140],"companies":[48],"to":[49,65,71,175],"increase":[50],"efficiency":[51],"field":[54],"insurance.":[57],"main":[59],"purpose":[60],"this":[62,98],"study":[63],"use":[66,130],"Markov":[68,163],"chain":[69],"theories":[70],"calculate":[72],"relative":[74],"premiums":[75,86],"associated":[76],"with":[77,157],"each":[78],"level":[79],"Algerian":[82],"system.":[84],"These":[85],"will":[87],"generally":[88],"depend":[89],"on":[90,161],"priori":[92,107,186],"ratemaking.":[93],"result":[96],"research":[99],"that,":[101],"a":[106],"ratemaking":[108,187],"used":[109,124],"not":[113],"optimal":[114],"because":[115],"difference":[118],"found":[119],"between":[120],"tariff":[122,137],"variables":[123,138],"companions":[128],"(gender,":[129],"and":[131,135,181],"power":[132],"vehicle":[133],"tax)":[134],"generated":[139],"applying":[141],"Poisson":[143],"model":[144],"using":[145],"GEE":[147],"technique.":[148],"addition,":[150],"our":[152],"work,":[153],"two":[154],"systems":[156],"9":[158],"classes":[159],"based":[160],"Chain":[164],"theory":[165],"have":[166],"been":[167],"calibrated,":[168],"where":[169],"only":[170],"penalty":[172],"changes":[173],"according":[174],"type":[177],"system,":[180],"we":[182],"concluded":[183],"that":[184],"influenced":[188],"scale":[190],"obtained.":[191]},"counts_by_year":[],"updated_date":"2025-10-10T17:16:08.811792","created_date":"2019-10-18T00:00:00"}
