{"id":"https://openalex.org/W2966291825","doi":"https://doi.org/10.18196/ijief.2115","title":"Understanding Consumer Receptiveness of Mortgage-Based Islamic Social Finance Using a Maqasid Framework: A Preliminary Study","display_name":"Understanding Consumer Receptiveness of Mortgage-Based Islamic Social Finance Using a Maqasid Framework: A Preliminary Study","publication_year":2019,"publication_date":"2019-01-01","ids":{"openalex":"https://openalex.org/W2966291825","doi":"https://doi.org/10.18196/ijief.2115","mag":"2966291825"},"language":"en","primary_location":{"id":"doi:10.18196/ijief.2115","doi":"https://doi.org/10.18196/ijief.2115","is_oa":true,"landing_page_url":"https://doi.org/10.18196/ijief.2115","pdf_url":"https://journal.umy.ac.id/index.php/ijief/article/download/6337/4432","source":{"id":"https://openalex.org/S4210228488","display_name":"International Journal of Islamic Economics and Finance (IJIEF)","issn_l":"2622-3562","issn":["2622-3562","2622-4372"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4310315188","host_organization_name":"Muhammadiyah University of Yogyakarta","host_organization_lineage":["https://openalex.org/P4310315188"],"host_organization_lineage_names":["Muhammadiyah University of Yogyakarta"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Islamic Economics and Finance (IJIEF)","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journal.umy.ac.id/index.php/ijief/article/download/6337/4432","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5047980377","display_name":"Hanudin Amin","orcid":"https://orcid.org/0000-0003-3645-287X","observed_orcids":["https://orcid.org/0000-0003-3645-287X"]},"institutions":[{"id":"https://openalex.org/I161371597","display_name":"Universiti of Malaysia Sabah","ror":"https://ror.org/040v70252","country_code":"MY","type":"education","lineage":["https://openalex.org/I161371597"]}],"countries":["MY"],"is_corresponding":true,"raw_author_name":"Hanudin Amin","raw_affiliation_strings":["Universiti Malaysia Sabah"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universiti Malaysia Sabah","institution_ids":["https://openalex.org/I161371597"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5047980377"],"corresponding_institution_ids":["https://openalex.org/I161371597"],"apc_list":null,"apc_paid":null,"fwci":5.6325,"has_fulltext":true,"cited_by_count":15,"citation_normalized_percentile":{"value":0.95492317,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":"2","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12651","display_name":"Halal products and consumer behavior","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14281","display_name":"Islamic Finance and Communication","score":0.0,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/maqasid-al-shariah","display_name":"maqasid al-shariah","score":0.9959999918937683},{"id":"https://openalex.org/keywords/islamic-mortgage","display_name":"Islamic mortgage","score":0.46399998664855957},{"id":"https://openalex.org/keywords/consumer-behavior","display_name":"consumer behavior","score":0.5690000057220459},{"id":"https://openalex.org/keywords/consumer-justice","display_name":"consumer justice","score":0.8730000257492065},{"id":"https://openalex.org/keywords/educational-programs","display_name":"educational programs","score":0.7020000219345093},{"id":"https://openalex.org/keywords/islamic-banking-marketing","display_name":"Islamic banking marketing","score":0.625}],"concepts":[{"id":"https://openalex.org/C51167844","wikidata":"https://www.wikidata.org/wiki/Q4422623","display_name":"Latent variable","level":2,"score":0.6225030422210693},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.6169044971466064},{"id":"https://openalex.org/C2781343974","wikidata":"https://www.wikidata.org/wiki/Q2308159","display_name":"Consumer debt","level":3,"score":0.48084506392478943},{"id":"https://openalex.org/C139621336","wikidata":"https://www.wikidata.org/wiki/Q3190382","display_name":"Economic Justice","level":2,"score":0.47926828265190125},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.4751075208187103},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.4531940221786499},{"id":"https://openalex.org/C100243477","wikidata":"https://www.wikidata.org/wiki/Q12002092","display_name":"Welfare","level":2,"score":0.43386155366897583},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.4203813970088959},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3512289524078369},{"id":"https://openalex.org/C100001284","wikidata":"https://www.wikidata.org/wiki/Q2248246","display_name":"Public economics","level":1,"score":0.34863755106925964},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.34134167432785034},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3151671886444092},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.22611656785011292},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.19479140639305115},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.09569776058197021},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.09408172965049744},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.18196/ijief.2115","doi":"https://doi.org/10.18196/ijief.2115","is_oa":true,"landing_page_url":"https://doi.org/10.18196/ijief.2115","pdf_url":"https://journal.umy.ac.id/index.php/ijief/article/download/6337/4432","source":{"id":"https://openalex.org/S4210228488","display_name":"International Journal of Islamic Economics and Finance (IJIEF)","issn_l":"2622-3562","issn":["2622-3562","2622-4372"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4310315188","host_organization_name":"Muhammadiyah University of Yogyakarta","host_organization_lineage":["https://openalex.org/P4310315188"],"host_organization_lineage_names":["Muhammadiyah University of Yogyakarta"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Islamic Economics and Finance (IJIEF)","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:196db763cd894ffab9d2e8812b8687bc","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/196db763cd894ffab9d2e8812b8687bc","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"International Journal of Islamic Economics and Finance, Vol 2, Iss 1, Pp 47-72 (2019)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.18196/ijief.2115","doi":"https://doi.org/10.18196/ijief.2115","is_oa":true,"landing_page_url":"https://doi.org/10.18196/ijief.2115","pdf_url":"https://journal.umy.ac.id/index.php/ijief/article/download/6337/4432","source":{"id":"https://openalex.org/S4210228488","display_name":"International Journal of Islamic Economics and Finance (IJIEF)","issn_l":"2622-3562","issn":["2622-3562","2622-4372"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4310315188","host_organization_name":"Muhammadiyah University of Yogyakarta","host_organization_lineage":["https://openalex.org/P4310315188"],"host_organization_lineage_names":["Muhammadiyah University of Yogyakarta"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Islamic Economics and Finance (IJIEF)","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2966291825.pdf","grobid_xml":"https://content.openalex.org/works/W2966291825.grobid-xml"},"referenced_works_count":24,"referenced_works":["https://openalex.org/W86351863","https://openalex.org/W119818611","https://openalex.org/W149474502","https://openalex.org/W638093688","https://openalex.org/W1519276867","https://openalex.org/W1868725606","https://openalex.org/W1991623719","https://openalex.org/W2008537273","https://openalex.org/W2015464756","https://openalex.org/W2118954283","https://openalex.org/W2205924611","https://openalex.org/W2232146487","https://openalex.org/W2314053156","https://openalex.org/W2483108253","https://openalex.org/W2753988318","https://openalex.org/W2802402430","https://openalex.org/W2961587207","https://openalex.org/W2999642424","https://openalex.org/W3111880382","https://openalex.org/W3122846631","https://openalex.org/W4235678817","https://openalex.org/W4248314441","https://openalex.org/W7018180741","https://openalex.org/W7029522410"],"related_works":["https://openalex.org/W1868725606","https://openalex.org/W38352682","https://openalex.org/W7048768595","https://openalex.org/W2507530823","https://openalex.org/W7025261857","https://openalex.org/W2753988318","https://openalex.org/W3002544066","https://openalex.org/W3196139716","https://openalex.org/W1999420407","https://openalex.org/W3216717490"],"abstract_inverted_index":{"This":[0],"study":[1,76],"proposes":[2],"a":[3,20,56,138],"workable":[4],"model":[5,17],"of":[6,97,105,119,130,144,153],"the":[7,16,38,59,94,103,134,142,145,151,154,168],"mortgage-based":[8],"Islamic":[9,50,87,178],"social":[10],"finance":[11],"(MBISF)":[12],"and":[13,49,86,111,150],"to":[14,29,92,116,180],"test":[15],"acceptance":[18],"using":[19],"maqasid":[21,106],"framework":[22],"empirically.":[23],"Three":[24],"battery":[25],"items":[26],"are":[27,41,90,114,123],"intended":[28],"measure":[30],"each":[31],"latent":[32,39,60],"variable.":[33],"As":[34],"for":[35,55,177],"independent":[36],"variables,":[37],"variables":[40],"an":[42],"educational":[43,80],"programme,":[44,81],"mortgage":[45,82],"welfare,":[46,83,109],"consumer":[47,63,84,95,117,158],"justice":[48,85,110],"debt":[51,88,112],"policy,":[52],"whilst":[53],"as":[54,126],"dependent":[57],"variable,":[58],"variable":[61],"is":[62,147,160],"receptiveness.Using":[64],"Structural":[65],"Equation":[66],"Modelling":[67],"(SEM)":[68],"\u2013":[69],"Partial":[70],"Least":[71],"Squares":[72],"or":[73,164],"SEM-PLS,":[74],"this":[75],"finds":[77],"out":[78],"that":[79,102],"policy":[89],"instrumental":[91],"lead":[93],"receptiveness":[96,118],"MBISF.":[98],"These":[99],"results":[100,172],"suggest":[101],"elements":[104],"al-Shariah":[107],"(education,":[108],"policy)":[113],"significant":[115],"MBISF.The":[120],"relationships":[121],"established":[122],"then":[124],"called":[125],"The":[127,171],"Maqasid":[128],"Theory":[129],"Consumer":[131],"Behaviour":[132],"(MTCB).Though":[133],"present":[135],"work":[136],"produced":[137],"fruitful":[139],"outcome,":[140],"yet":[141],"generalisation":[143],"findings":[146],"somewhat":[148],"limited":[149],"application":[152],"theory":[155],"used":[156],"in":[157,167],"behaviour":[159],"relatively":[161],"fallen":[162],"short":[163],"even":[165],"unpopular":[166],"conventional":[169],"thinking.":[170],"obtained":[173],"provide":[174],"better":[175],"planning":[176],"banks":[179],"market":[181],"their":[182],"mortgages":[183],"effectively.":[184]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":3},{"year":2021,"cited_by_count":4},{"year":2020,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2019-08-13T00:00:00"}