{"id":"https://openalex.org/W2954255751","doi":"https://doi.org/10.14414/jbb.v8i2.1639","title":"Risiko Usaha Terhadap Rasio Kecukupan Modal Bank Umum Swasta Nasional Devisa Go Public","display_name":"Risiko Usaha Terhadap Rasio Kecukupan Modal Bank Umum Swasta Nasional Devisa Go Public","publication_year":2019,"publication_date":"2019-04-16","ids":{"openalex":"https://openalex.org/W2954255751","doi":"https://doi.org/10.14414/jbb.v8i2.1639","mag":"2954255751"},"language":"id","primary_location":{"id":"doi:10.14414/jbb.v8i2.1639","doi":"https://doi.org/10.14414/jbb.v8i2.1639","is_oa":true,"landing_page_url":"https://doi.org/10.14414/jbb.v8i2.1639","pdf_url":"https://journal.perbanas.ac.id/index.php/jbb/article/download/1639/pdf_1","source":{"id":"https://openalex.org/S2764750373","display_name":"Journal of Business and Banking","issn_l":"2088-7841","issn":["2088-7841","2303-3460"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Business & Banking","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journal.perbanas.ac.id/index.php/jbb/article/download/1639/pdf_1","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5023072095","display_name":"Ahmad Yusril Al Humam","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ahmad Yusril Al Humam","raw_affiliation_strings":["Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5028022322","display_name":"Ellen Theresia Sihotang","orcid":"https://orcid.org/0000-0003-2876-2528","observed_orcids":["https://orcid.org/0000-0003-2876-2528"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ellen Theresia Sihotang","raw_affiliation_strings":["Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.894,"has_fulltext":true,"cited_by_count":8,"citation_normalized_percentile":{"value":0.76075505,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":96},"biblio":{"volume":"8","issue":"2","first_page":"255","last_page":"255"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9082000255584717,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9082000255584717,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.08730000257492065,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.0012000000569969416,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/capital-adequacy-ratio","display_name":"capital adequacy ratio","score":0.9829999804496765},{"id":"https://openalex.org/keywords/bank-risk","display_name":"bank risk","score":0.5929999947547913},{"id":"https://openalex.org/keywords/liquidity-risk","display_name":"liquidity risk","score":0.6150000095367432},{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.9700000286102295},{"id":"https://openalex.org/keywords/market-risk","display_name":"market risk","score":0.9020000100135803},{"id":"https://openalex.org/keywords/operational-risk","display_name":"operational risk","score":0.9919999837875366},{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":0.8880000114440918},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.43700000643730164}],"concepts":[{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.540827214717865},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4795551002025604},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.42654716968536377}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.14414/jbb.v8i2.1639","doi":"https://doi.org/10.14414/jbb.v8i2.1639","is_oa":true,"landing_page_url":"https://doi.org/10.14414/jbb.v8i2.1639","pdf_url":"https://journal.perbanas.ac.id/index.php/jbb/article/download/1639/pdf_1","source":{"id":"https://openalex.org/S2764750373","display_name":"Journal of Business and Banking","issn_l":"2088-7841","issn":["2088-7841","2303-3460"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Business & Banking","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:360bef58a8054fbcbeff1fec4cbefc7c","doi":null,"is_oa":false,"landing_page_url":"https://doaj.org/article/360bef58a8054fbcbeff1fec4cbefc7c","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of Business & Banking, Vol 8, Iss 2, Pp 255-270 (2019)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.14414/jbb.v8i2.1639","doi":"https://doi.org/10.14414/jbb.v8i2.1639","is_oa":true,"landing_page_url":"https://doi.org/10.14414/jbb.v8i2.1639","pdf_url":"https://journal.perbanas.ac.id/index.php/jbb/article/download/1639/pdf_1","source":{"id":"https://openalex.org/S2764750373","display_name":"Journal of Business and Banking","issn_l":"2088-7841","issn":["2088-7841","2303-3460"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Business & Banking","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.48510000109672546,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2954255751.pdf","grobid_xml":"https://content.openalex.org/works/W2954255751.grobid-xml"},"referenced_works_count":8,"referenced_works":["https://openalex.org/W2031663140","https://openalex.org/W2186322511","https://openalex.org/W2191661537","https://openalex.org/W2726600257","https://openalex.org/W2741328058","https://openalex.org/W2786092188","https://openalex.org/W2891657806","https://openalex.org/W4362585625"],"related_works":["https://openalex.org/W2981212619","https://openalex.org/W3191284002","https://openalex.org/W1522315581","https://openalex.org/W2414829101","https://openalex.org/W3099777609","https://openalex.org/W2943771631","https://openalex.org/W1489855460","https://openalex.org/W7220154437","https://openalex.org/W3026858675","https://openalex.org/W1889521806"],"abstract_inverted_index":{"Rasio":[0],"kecukupan":[1,14,19,45,54,177],"modal":[2,15,20,46],"(Capital":[3],"Adequacy":[4],"Ratio/CAR)":[5],"merupakan":[6],"salah":[7],"satu":[8],"indikator":[9],"yang":[10,50,180,189],"diguankan":[11],"untuk":[12,34],"mengukur":[13],"bank.":[16],"Kepatuhan":[17],"terhadap":[18,43,53,175,193],"bank":[21,143],"menjadi":[22],"penting":[23],"sebagai":[24],"dasar":[25],"pengelolaan":[26],"bisnis":[27],"perbankan.":[28],"Tujuan":[29],"dari":[30,157],"penelitian":[31,125,158],"ini":[32,57,97,126,159],"adalah":[33,127,183,195],"mengetahui":[35],"pengaruh":[36],"risiko":[37],"likuiditas,":[38],"kredit,":[39],"pasar":[40],"dan":[41,47,90,141,154,169,186],"operasional":[42],"rasio":[44,48,176],"usaha":[49],"paling":[51,190],"berpengaruh":[52,173,181,191],"modal.":[55],"Penelitian":[56,96],"menggunakan":[58,98,121,149],"variabel":[59],"Loan":[60,71],"to":[61],"Debt":[62],"Ratio":[63,67,79,94],"(LDR),":[64],"Investing":[65],"Policy":[66],"(IPR),":[68],"Non":[69],"Performing":[70],"(NPL),":[72],"Aset":[73],"Produktif":[74],"Bermasalah":[75],"(APB),":[76],"Interest":[77],"Risk":[78],"(IRR),":[80],"Posisi":[81],"Devisa":[82,108],"Netto":[83],"(PDN),":[84],"Beban":[85],"Operasional":[86,88],"Pendapatan":[87],"(BOPO),":[89],"Fee":[91],"Based":[92],"Income":[93],"(FBIR).":[95],"data":[99,148],"sekunder":[100],"laporan":[101],"keuangan":[102],"publikasi":[103],"Bank":[104,129,134,138],"Umum":[105],"Swasta":[106],"Nasional":[107],"Go":[109],"Public":[110],"periode":[111],"2013":[112],"sampai":[113],"dengan":[114,152],"triwulan":[115],"II,":[116],"2018.":[117],"Teknik":[118],"pengambilan":[119],"sampel":[120],"purposive":[122],"sampling.":[123],"Sampel":[124],"PT":[128,133,137,142],"Victoria":[130],"International,":[131],"Tbk;":[132,136,140],"Sinarmas,":[135],"Bukopin,":[139],"Mayapada":[144],"International":[145],"Tbk.":[146],"Pengolahan":[147],"SPSS":[150],"23,":[151],"uji-F":[153],"uji-t.":[155],"Hasil":[156],"mengungkapkan":[160],"bahwa":[161],"LDR,":[162,184],"IPR,":[163],"NPL,":[164],"APB,":[165],"IRR,":[166],"PDN,":[167],"BOPO":[168],"FBIR":[170],"secara":[171],"simultan":[172],"signifikan":[174,192],"modal,":[178],"namun":[179],"parsial":[182],"APB":[185],"IRR.":[187,196],"Variabel":[188],"CAR":[194]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":3},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2019-07-12T00:00:00"}