{"id":"https://openalex.org/W2952010249","doi":"https://doi.org/10.58729/1941-6679.1392","title":"Mobile Money and Socioeconomic Development: A Cross-Country Investigation in Sub-Saharan Africa","display_name":"Mobile Money and Socioeconomic Development: A Cross-Country Investigation in Sub-Saharan Africa","publication_year":2019,"publication_date":"2019-05-01","ids":{"openalex":"https://openalex.org/W2952010249","doi":"https://doi.org/10.58729/1941-6679.1392","mag":"2952010249"},"language":"en","primary_location":{"id":"doi:10.58729/1941-6679.1392","doi":"https://doi.org/10.58729/1941-6679.1392","is_oa":true,"landing_page_url":"https://doi.org/10.58729/1941-6679.1392","pdf_url":"https://scholarworks.lib.csusb.edu/cgi/viewcontent.cgi?article=1392&context=jitim","source":{"id":"https://openalex.org/S2764646483","display_name":"Journal of international technology and information management","issn_l":"1543-5962","issn":["1543-5962","1941-6679"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","cwts-core","jufo-1"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of International Technology and Information Management","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://scholarworks.lib.csusb.edu/cgi/viewcontent.cgi?article=1392&context=jitim","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5025432463","display_name":"Wenxiu Nan","orcid":"https://orcid.org/0000-0003-4695-4232","observed_orcids":["https://orcid.org/0000-0003-4695-4232"]},"institutions":[{"id":"https://openalex.org/I139924743","display_name":"Bentley University","ror":"https://ror.org/01px48m89","country_code":"US","type":"education","lineage":["https://openalex.org/I139924743"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Wenxiu Vince Nan","raw_affiliation_strings":["Bentley University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bentley University","institution_ids":["https://openalex.org/I139924743"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5025432463"],"corresponding_institution_ids":["https://openalex.org/I139924743"],"apc_list":null,"apc_paid":null,"fwci":2.0698,"has_fulltext":true,"cited_by_count":25,"citation_normalized_percentile":{"value":0.88665566,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":93,"max":98},"biblio":{"volume":"27","issue":"4","first_page":"36","last_page":"65"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13867","display_name":"Economic Growth and Development","score":0.7348999977111816,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13867","display_name":"Economic Growth and Development","score":0.7348999977111816,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.23970000445842743,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.010700000450015068,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/mobile-money","display_name":"mobile money","score":1.0},{"id":"https://openalex.org/keywords/socio-economic-development","display_name":"socio-economic development","score":0.9850000143051147},{"id":"https://openalex.org/keywords/economic-growth","display_name":"economic growth","score":0.8859999775886536},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.8199999928474426},{"id":"https://openalex.org/keywords/technological-affordances","display_name":"technology affordances","score":0.9150000214576721},{"id":"https://openalex.org/keywords/sub-saharan-africa","display_name":"sub-Saharan Africa","score":0.7450000047683716},{"id":"https://openalex.org/keywords/mobile-money-adoption","display_name":"mobile money adoption","score":0.7070000171661377}],"concepts":[{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.8056684732437134},{"id":"https://openalex.org/C147077947","wikidata":"https://www.wikidata.org/wiki/Q1515895","display_name":"Socioeconomic status","level":3,"score":0.7721828818321228},{"id":"https://openalex.org/C42298096","wikidata":"https://www.wikidata.org/wiki/Q1643441","display_name":"Socioeconomic development","level":2,"score":0.5287938714027405},{"id":"https://openalex.org/C70587473","wikidata":"https://www.wikidata.org/wiki/Q7834111","display_name":"Transformative learning","level":2,"score":0.47036004066467285},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3861149549484253},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.3577728271484375},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.33763808012008667},{"id":"https://openalex.org/C47768531","wikidata":"https://www.wikidata.org/wiki/Q1127188","display_name":"Development economics","level":1,"score":0.3366093635559082},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.32047978043556213},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.22932565212249756},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1426544189453125},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.09618934988975525},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.0},{"id":"https://openalex.org/C19417346","wikidata":"https://www.wikidata.org/wiki/Q7922","display_name":"Pedagogy","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.58729/1941-6679.1392","doi":"https://doi.org/10.58729/1941-6679.1392","is_oa":true,"landing_page_url":"https://doi.org/10.58729/1941-6679.1392","pdf_url":"https://scholarworks.lib.csusb.edu/cgi/viewcontent.cgi?article=1392&context=jitim","source":{"id":"https://openalex.org/S2764646483","display_name":"Journal of international technology and information management","issn_l":"1543-5962","issn":["1543-5962","1941-6679"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","cwts-core","jufo-1"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of International Technology and Information Management","raw_type":"journal-article"},{"id":"pmh:oai:scholarworks.lib.csusb.edu:jitim-1392","doi":null,"is_oa":true,"landing_page_url":"https://scholarworks.lib.csusb.edu/jitim/vol27/iss4/3","pdf_url":"https://scholarworks.lib.csusb.edu/jitim/vol27/iss4/3","source":{"id":"https://openalex.org/S4377196515","display_name":"CSUSB ScholarWorks (California State University, San Bernardino)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I43369023","host_organization_name":"California State University, San Bernardino","host_organization_lineage":["https://openalex.org/I43369023"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of International Technology and Information Management","raw_type":"text"}],"best_oa_location":{"id":"doi:10.58729/1941-6679.1392","doi":"https://doi.org/10.58729/1941-6679.1392","is_oa":true,"landing_page_url":"https://doi.org/10.58729/1941-6679.1392","pdf_url":"https://scholarworks.lib.csusb.edu/cgi/viewcontent.cgi?article=1392&context=jitim","source":{"id":"https://openalex.org/S2764646483","display_name":"Journal of international technology and information management","issn_l":"1543-5962","issn":["1543-5962","1941-6679"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","cwts-core","jufo-1"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of International Technology and Information Management","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/10","score":0.7307999730110168,"display_name":"Reduced inequalities"},{"id":"https://metadata.un.org/sdg/9","score":0.7207000255584717,"display_name":"Industry, innovation and infrastructure"},{"id":"https://metadata.un.org/sdg/8","score":0.48510000109672546,"display_name":"Decent work and economic growth"},{"id":"https://metadata.un.org/sdg/1","score":0.41670000553131104,"display_name":"No poverty"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2952010249.pdf","grobid_xml":"https://content.openalex.org/works/W2952010249.grobid-xml"},"referenced_works_count":57,"referenced_works":["https://openalex.org/W139196547","https://openalex.org/W172618368","https://openalex.org/W1167672665","https://openalex.org/W1461450794","https://openalex.org/W1520534012","https://openalex.org/W1544968992","https://openalex.org/W1563247457","https://openalex.org/W1594947648","https://openalex.org/W1600714681","https://openalex.org/W1843032033","https://openalex.org/W1965145345","https://openalex.org/W1981730473","https://openalex.org/W2013468500","https://openalex.org/W2019920685","https://openalex.org/W2032874557","https://openalex.org/W2038997706","https://openalex.org/W2070032729","https://openalex.org/W2072157735","https://openalex.org/W2078523000","https://openalex.org/W2096684396","https://openalex.org/W2101567517","https://openalex.org/W2125696416","https://openalex.org/W2143090847","https://openalex.org/W2143161739","https://openalex.org/W2150119583","https://openalex.org/W2156236309","https://openalex.org/W2163723928","https://openalex.org/W2178225550","https://openalex.org/W2183298019","https://openalex.org/W2218068314","https://openalex.org/W2241323857","https://openalex.org/W2332769122","https://openalex.org/W2337335709","https://openalex.org/W2379669568","https://openalex.org/W2416532885","https://openalex.org/W2514542987","https://openalex.org/W2518654092","https://openalex.org/W2560833688","https://openalex.org/W2577227262","https://openalex.org/W2607924295","https://openalex.org/W2615988318","https://openalex.org/W2789700923","https://openalex.org/W3121301164","https://openalex.org/W3121776599","https://openalex.org/W3121900324","https://openalex.org/W3121977353","https://openalex.org/W3122763283","https://openalex.org/W3123262997","https://openalex.org/W3123707900","https://openalex.org/W3123929571","https://openalex.org/W3124990811","https://openalex.org/W3125391324","https://openalex.org/W3144040573","https://openalex.org/W4226124520","https://openalex.org/W4240255076","https://openalex.org/W4248483185","https://openalex.org/W6631237211"],"related_works":["https://openalex.org/W3082676349","https://openalex.org/W4416203023","https://openalex.org/W3170108935","https://openalex.org/W7081703414","https://openalex.org/W7126341113","https://openalex.org/W2607924295","https://openalex.org/W3211148818","https://openalex.org/W4391757794","https://openalex.org/W2990149472","https://openalex.org/W4390055229"],"abstract_inverted_index":{"Over":[0],"the":[1,20,28,34,46,52,65,71,89,97,124,144,151,161],"past":[2],"decade,":[3],"mobile":[4,32,58,73,80,106,132,146,155],"money,":[5,33,81,107],"as":[6,131],"a":[7,85,112,116,136],"disruptive":[8],"financial":[9],"services":[10],"innovation,":[11],"has":[12,88,111],"been":[13,39],"widely":[14,109],"adopted":[15,83],"in":[16],"Sub-Saharan":[17],"Africa":[18],"where":[19],"majority":[21],"of":[22,31,67,101],"population":[23],"was":[24],"financially":[25],"excluded.":[26],"Despite":[27],"transformative":[29],"role":[30],"macro-level":[35],"socioeconomic":[36,61,94,158],"implications":[37],"have":[38],"weakly":[40],"examined":[41],"so":[42],"far.":[43],"To":[44],"fill":[45],"research":[47],"gap,":[48],"this":[49,76],"paper":[50,77,141],"explores":[51],"theoretical":[53],"and":[54,60,70,157],"empirical":[55],"links":[56],"between":[57,154],"money":[59,74,133,147,156],"development.":[62],"Drawing":[63],"on":[64,84,115],"theory":[66],"technology":[68],"affordances":[69],"emerging":[72,145],"literature,":[75],"argues":[78],"that":[79,105,123],"when":[82,108],"massive":[86],"scale,":[87],"potential":[90],"to":[91,93,129,143],"lead":[92],"development":[95,159],"at":[96,160],"societal":[98,162],"level.":[99,163],"Results":[100],"Difference-in-Differences":[102],"analysis":[103,121],"show":[104],"adopted,":[110],"positive":[113,125,152],"effect":[114,126],"country\u2019s":[117],"economic":[118],"growth.":[119],"Additional":[120],"reveals":[122],"is":[127],"found":[128],"increase":[130],"spreads":[134],"into":[135],"society":[137],"over":[138],"time.":[139],"This":[140],"contributes":[142],"literature":[148],"by":[149],"documenting":[150],"relationship":[153]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":6},{"year":2023,"cited_by_count":6},{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":3},{"year":2020,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2019-06-27T00:00:00"}