{"id":"https://openalex.org/W2920060504","doi":null,"title":"PROSEDUR PENGAJUAN KREDIT USAHA RAKYAT (KUR) PADA PT. BANK RAKYAT INDONESIA (PERSERO)","display_name":"PROSEDUR PENGAJUAN KREDIT USAHA RAKYAT (KUR) PADA PT. BANK RAKYAT INDONESIA (PERSERO)","publication_year":2017,"publication_date":"2017-01-01","ids":{"openalex":"https://openalex.org/W2920060504","mag":"2920060504"},"language":"id","primary_location":{"id":"mag:2920060504","doi":null,"is_oa":false,"landing_page_url":"http://etd.repository.ugm.ac.id/downloadfile/108681/potongan/D3-2017-354518-bibliography.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5103255811","display_name":"Taufiq Hidayat","orcid":"https://orcid.org/0000-0003-2367-8861","observed_orcids":["https://orcid.org/0000-0003-2367-8861"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Taufiq Hidayat","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0003-2367-8861","affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5034531489","display_name":"M.Si. Nova Perwira Yudha","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"M.Si. Nova Perwira Yudha","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.4462999999523163,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.4462999999523163,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.42309999465942383,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.040300000458955765,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/kredit-usaha-rakyat-kur","display_name":"Kredit Usaha Rakyat (KUR)","score":0.843999981880188},{"id":"https://openalex.org/keywords/small-business-lending","display_name":"small business lending","score":0.6510000228881836},{"id":"https://openalex.org/keywords/credit-application-procedures","display_name":"credit application procedures","score":0.8090000152587891},{"id":"https://openalex.org/keywords/credit-evaluation","display_name":"creditworthiness assessment","score":0.6919999718666077},{"id":"https://openalex.org/keywords/lending","display_name":"lending","score":0.531000018119812},{"id":"https://openalex.org/keywords/loan-disbursement","display_name":"loan disbursement","score":0.9509999752044678},{"id":"https://openalex.org/keywords/bank-rakyat-indonesia","display_name":"Bank Rakyat Indonesia","score":0.7850000262260437}],"concepts":[{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.6740977764129639},{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.5263686776161194},{"id":"https://openalex.org/C2777189325","wikidata":"https://www.wikidata.org/wiki/Q61022630","display_name":"Officer","level":2,"score":0.49589666724205017},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.39341917634010315},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.25683873891830444},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.23461705446243286},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.1763179898262024}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:2920060504","doi":null,"is_oa":false,"landing_page_url":"http://etd.repository.ugm.ac.id/downloadfile/108681/potongan/D3-2017-354518-bibliography.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7218067027","https://openalex.org/W1581063782","https://openalex.org/W4313413674","https://openalex.org/W2611402225","https://openalex.org/W2610516561","https://openalex.org/W7024161071","https://openalex.org/W7110470518","https://openalex.org/W1453064480","https://openalex.org/W7094777660","https://openalex.org/W4377201281"],"abstract_inverted_index":{"Tujuan":[0],"dari":[1,62],"penelitian":[2,63],"ini":[3,23,64,113],"adalah":[4,32,87],"untuk":[5,130],"mengetahui":[6],"prosedur":[7,71,99,149],"pengajuan\r":[8],"kredit":[9,73,160],"usaha":[10,74,161],"rakyat":[11,75],"(KUR)":[12,76,178,255],"pada":[13,77,148,152],"PT.":[14,180],"Bank":[15,78,126,153,181,257,315,340],"Rakyat":[16,182],"Indonesia":[17,183],"(Persero)":[18,184],"khususnya\r":[19],"unit":[20,81,155,260,343],"Gombong.":[21,82,187,261],"Penelitian":[22],"bersifat":[24],"deskriptif":[25],"dengan":[26,46],"pendekatan":[27],"kualitatif.\r":[28],"Data":[29,52],"yang":[30,40,53,108,116,137,150],"digunakan":[31,41],"data":[33,197,213,224],"primer":[34],"dan":[35,49,94],"sekunder.":[36],"Metode":[37],"pengumpulan":[38],"data\r":[39],"yaitu":[42],"melalui":[43],"wawancara":[44],"langsung":[45],"pihak":[47],"terkait":[48],"studi\r":[50],"kepustakaan.":[51],"didapat":[54],"kemudian":[55],"diolah":[56],"sehingga":[57],"dapat":[58],"ditarik\r":[59],"kesimpulannya.":[60],"Hasil":[61],"menunjukan":[65],"bahwa":[66],"terdapat":[67],"beberapa\r":[68],"tahapan":[69],"dalam":[70],"pengajuan":[72],"BRI\r":[79],"khususnya":[80],"Tahapan":[83],"tersebut":[84,100,144],"antara":[85],"lain":[86],"permohonan":[88],"kredit,\r":[89],"pemeriksaan":[90],"kredit,":[91],"pemberian":[92],"putusan,":[93],"pencairan":[95],"kredit.":[96],"Dalam\r":[97],"pelaksanaannya,":[98],"mengalami":[101],"perubahan":[102],"atau":[103,120,141],"penyesuaian":[104,133],"karena\r":[105],"melihat":[106],"kondisi":[107],"ada":[109],"di":[110],"lapangan.":[111],"Hal":[112],"merupakan":[114],"sesuatu":[115],"wajar\r":[117],"karena":[118],"Mantri":[119,140],"Account":[121,142,310,329],"Officer":[122,143,311,330],"diberikan":[123],"wewenang":[124],"oleh":[125,139],"BRI":[127,154,258,316,341],"unit\r":[128,186],"Gombong":[129],"melakukan":[131],"beberapa":[132],"jika":[134],"diperlukan.":[135],"Penyesuaian\r":[136],"dilakukan":[138],"tentunya":[145],"tetap\r":[146],"berpedoman":[147],"berlaku":[151],"Gombong.\r":[156,344],"Kata":[157],"kunci":[158],":":[159,346],"rakyat(KUR),":[162],"prosedur\n":[163],"\nThe":[164],"purpose":[165],"of":[166,240,249,264,288],"this":[167,201,215],"study":[168,192,202,242],"was":[169,312],"to":[170,230,308,317],"determine":[171],"the":[172,281,286,298,309,335],"procedure":[173,250,265,336,350],"for":[174,211,251,266],"fillig\r":[175],"business":[176,253,268,347],"credit":[177,269,271,274,282,348],"at":[179,256],"especially":[185,259,342],"This":[188,303],"is":[189,217,304],"a":[190],"descriptive":[191],"with":[193],"qualitative":[194],"approach.":[195],"The":[196,208,223,238,262,323],"which\r":[198],"used":[199,210],"in":[200,214],"are":[203,246,292],"primary":[204],"and":[205,220,280],"secondary":[206],"data.":[207],"method":[209],"collecting\r":[212],"research":[216],"by":[218,314,328,334],"interview":[219],"literature":[221],"study.":[222],"which":[225],"is\r":[226],"obtained":[227],"then":[228],"going":[229],"processed":[231],"so":[232],"that":[233,244,325,337],"it":[234],"can":[235],"be":[236],"conluded.":[237],"result":[239],"this\r":[241],"indicate":[243],"there":[245,291],"several":[247],"stages":[248],"filling":[252],"credit\r":[254],"stage":[263],"filling\r":[267],"include,":[270],"application":[272],"stage,":[273,276,279],"analysis":[275],"the\r":[277,301],"decision":[278],"disbursement":[283],"stage.":[284],"In":[285],"implementation":[287],"those\r":[289],"procedure,":[290],"some":[293,319],"difference":[294],"or":[295],"adjustment":[296,324],"regarding":[297],"situation":[299],"on":[300],"location.":[302],"something":[305],"reasonable":[306],"due":[307],"authorized\r":[313],"make":[318],"adjustments":[320],"if":[321],"necessary.":[322],"was\r":[326],"made":[327],"must":[331],"remain":[332],"guided":[333],"applied":[338],"by\r":[339],"Keyword":[345],"(KUR),":[349]},"counts_by_year":[],"updated_date":"2025-11-06T04:12:42.849631","created_date":"2019-03-11T00:00:00"}