{"id":"https://openalex.org/W2897456646","doi":null,"title":"SISTEM PENDUKUNG KEPUTUSAN KELAYAKAN PEMBERIAN BANTUAN DANA ATAU KREDIT UNTUK USAHA KECIL MENENGAH (UKM) PADA BANK NEGARA INDONESIA (BNI)","display_name":"SISTEM PENDUKUNG KEPUTUSAN KELAYAKAN PEMBERIAN BANTUAN DANA ATAU KREDIT UNTUK USAHA KECIL MENENGAH (UKM) PADA BANK NEGARA INDONESIA (BNI)","publication_year":2017,"publication_date":"2017-03-16","ids":{"openalex":"https://openalex.org/W2897456646","mag":"2897456646"},"language":"id","primary_location":{"id":"mag:2897456646","doi":null,"is_oa":false,"landing_page_url":"http://e-journals.unmul.ac.id/index.php/SAKTI/article/download/230/pdf","pdf_url":null,"source":{"id":"https://openalex.org/S4306524617","display_name":"Prosiding SAKTI (Seminar Ilmu Komputer dan Teknologi Informasi)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"Prosiding SAKTI (Seminar Ilmu Komputer dan Teknologi Informasi)","raw_type":null},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5017653628","display_name":"Angka Oktara Riyandi","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Angka Oktara Riyandi","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5087858285","display_name":"Nataniel Dengen","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Nataniel Dengen","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5033245044","display_name":"Islamiyah Islamiyah","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Islamiyah Islamiyah","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":1.6572,"has_fulltext":false,"cited_by_count":12,"citation_normalized_percentile":{"value":0.88998024,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":"2","issue":"1","first_page":"8","last_page":"13"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11734","display_name":"Decision Support System Applications","score":0.975600004196167,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11734","display_name":"Decision Support System Applications","score":0.975600004196167,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13373","display_name":"Data Mining and Machine Learning Applications","score":0.009399999864399433,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.002199999988079071,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/decision-support-system","display_name":"decision support system","score":0.9549999833106995},{"id":"https://openalex.org/keywords/small-and-medium-sized-enterprises","display_name":"small and medium-sized enterprises","score":0.8840000033378601},{"id":"https://openalex.org/keywords/bank-lending","display_name":"bank lending","score":0.5059999823570251},{"id":"https://openalex.org/keywords/loan-eligibility","display_name":"loan eligibility","score":0.5830000042915344},{"id":"https://openalex.org/keywords/microenterprise-financing","display_name":"microenterprise financing","score":0.4950000047683716},{"id":"https://openalex.org/keywords/simple-additive-weighting","display_name":"simple additive weighting","score":0.6869999766349792},{"id":"https://openalex.org/keywords/bank-negara-indonesia","display_name":"Bank Negara Indonesia","score":0.8870000243186951},{"id":"https://openalex.org/keywords/credit-decisions","display_name":"credit decision-making","score":0.33500000834465027}],"concepts":[{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.6696986556053162},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.41195499897003174},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.11611723899841309}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:2897456646","doi":null,"is_oa":false,"landing_page_url":"http://e-journals.unmul.ac.id/index.php/SAKTI/article/download/230/pdf","pdf_url":null,"source":{"id":"https://openalex.org/S4306524617","display_name":"Prosiding SAKTI (Seminar Ilmu Komputer dan Teknologi Informasi)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"Prosiding SAKTI (Seminar Ilmu Komputer dan Teknologi Informasi)","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.48510000109672546}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4307870250","https://openalex.org/W4412141371","https://openalex.org/W3036670411","https://openalex.org/W4292452090","https://openalex.org/W4283032727","https://openalex.org/W1749036799","https://openalex.org/W4212913016","https://openalex.org/W3125574778","https://openalex.org/W7203610002","https://openalex.org/W2339094260"],"abstract_inverted_index":{"Usaha":[0,16],"Kecil":[1],"Menengah":[2],"(UKM)":[3],"adalah":[4,58,75],"usaha":[5,11,23,37,55,84],"produktif":[6],"milik":[7],"perorangan":[8,12],"atau":[9,89],"badan":[10],"yang":[13,24,35,51,62,79,114,122,141,165,169,174,194],"memenuhi":[14,142],"kriteria":[15,173],"Mikro":[17],"sebagaimana":[18],"diatur":[19],"dalam":[20,97,184],"Undang-Undang.":[21],"Pada":[22],"sudah":[25],"berjalan,":[26],"modal":[27,61,70,77],"tetap":[28],"menjadi":[29],"kendala":[30],"lanjutan":[31],"untuk":[32,135,148],"berkembang.":[33],"Masalah":[34],"menghadang":[36],"kecil":[38,56,96],"menyangkut":[39],"kemampuan":[40,67],"akses":[41,43],"pembiayaan,":[42],"konsumen":[44],"dan":[45,66,137,146,171,186],"pemasaran,":[46],"serta":[47],"produksi.":[48],"Kesulitan":[49],"lain":[50],"bisa":[52],"terjadi":[53],"pada":[54,192],"menengah":[57],"mengakses":[59],"sumber-sumber":[60],"disebabkan":[63],"keterbatasan":[64],"informasi":[65],"menembus":[68],"sumber":[69,76],"tersebut.":[71],"Lembaga":[72],"keuangan":[73],"bank":[74,105,134],"terbesar":[78],"dapat":[80],"dimanfaatkan":[81],"oleh":[82],"pelaku":[83],"kecil.":[85],"Pemberian":[86],"bantuan":[87,190],"dana":[88,113,191],"pembiayaan":[90],"ini":[91,106,130,177],"sangat":[92],"membantu":[93],"bagi":[94,103],"pengusaha":[95,121,139],"rangka":[98],"perluasaan":[99],"usaha,":[100],"hanya":[101],"saja":[102],"pihak":[104,127,133,180,193],"juga":[107],"menimbulkan":[108],"masalah,":[109],"karena":[110],"banyaknya":[111,119],"pengembalian":[112],"bermasalah.":[115],"Selain":[116],"itu,":[117],"semakin":[118],"para":[120],"ingin":[123],"mengajukan":[124],"pinjaman":[125],"terhadap":[126],"bank,":[128],"hal":[129],"akan":[131,166,178],"menyulitkan":[132],"menyaring":[136],"menentukan":[138],"mana":[140],"persyaratan":[143],"dari":[144],"mereka":[145],"layak":[147],"diberikan":[149],"pinjaman.":[150],"Oleh":[151],"sebab":[152],"itu":[153],"dibutuhkan":[154],"Sistem":[155],"Pendukung":[156],"Keputusan":[157],"(SPK)":[158],"dengan":[159],"metode":[160],"Simple":[161],"Additive":[162],"Weighting":[163],"(SAW)":[164],"memberikan":[167,188],"alternatif":[168],"terbaik":[170],"sesuai":[172],"ada.":[175],"Dan":[176],"memudahkan":[179],"Bank":[181],"Negara":[182],"Indonesia":[183],"menyeleksi":[185],"memutuskan":[187],"pemberian":[189],"tepat.":[195]},"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":4},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":3}],"updated_date":"2025-10-10T17:16:08.811792","created_date":"2018-10-26T00:00:00"}