{"id":"https://openalex.org/W2890865494","doi":"https://doi.org/10.2139/ssrn.1810479","title":"Financial Literacy and Retirement Planning in Germany","display_name":"Financial Literacy and Retirement Planning in Germany","publication_year":2011,"publication_date":"2011-01-01","ids":{"openalex":"https://openalex.org/W2890865494","doi":"https://doi.org/10.2139/ssrn.1810479","mag":"2890865494"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.1810479","doi":"https://doi.org/10.2139/ssrn.1810479","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1810479","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SSRN Electronic Journal","raw_type":"journal-article"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.1810479","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5085817281","display_name":"Tabea Bucher\u2010Koenen","orcid":"https://orcid.org/0000-0002-3901-3912","observed_orcids":["https://orcid.org/0000-0002-3901-3912"]},"institutions":[{"id":"https://openalex.org/I149899117","display_name":"Max Planck Society","ror":"https://ror.org/01hhn8329","country_code":"DE","type":"nonprofit","lineage":["https://openalex.org/I149899117"]},{"id":"https://openalex.org/I177364143","display_name":"Centre for European Economic Research","ror":"https://ror.org/02qnsw591","country_code":"DE","type":"nonprofit","lineage":["https://openalex.org/I177364143","https://openalex.org/I315704651"]},{"id":"https://openalex.org/I4405286706","display_name":"Munich Research Institute for the Economics of Aging and SHARE Analyses","ror":"https://ror.org/02vmn4t41","country_code":"DE","type":"nonprofit","lineage":["https://openalex.org/I4405286706"]}],"countries":["DE"],"is_corresponding":true,"raw_author_name":"Tabea Bucher-Koenen","raw_affiliation_strings":["Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA), Amalienstrasse 33, Munich, 80799, Germany","ZEW \u2013 Leibniz Centre for European Economic Research, P.O. Box 10 34 43, L 7,1, D-68034 Mannheim, 68034, Germany","Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA)","ZEW \u2013 Leibniz Centre for European Economic Research"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA), Amalienstrasse 33, Munich, 80799, Germany","institution_ids":["https://openalex.org/I149899117","https://openalex.org/I4405286706"]},{"raw_affiliation_string":"ZEW \u2013 Leibniz Centre for European Economic Research, P.O. Box 10 34 43, L 7,1, D-68034 Mannheim, 68034, Germany","institution_ids":["https://openalex.org/I177364143"]},{"raw_affiliation_string":"Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA)","institution_ids":["https://openalex.org/I149899117","https://openalex.org/I4405286706"]},{"raw_affiliation_string":"ZEW \u2013 Leibniz Centre for European Economic Research","institution_ids":["https://openalex.org/I177364143"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5057673396","display_name":"Annamaria Lusardi","orcid":"https://orcid.org/0000-0002-2378-7489","observed_orcids":["https://orcid.org/0000-0002-2378-7489"]},"institutions":[{"id":"https://openalex.org/I1321305853","display_name":"National Bureau of Economic Research","ror":"https://ror.org/04grmx538","country_code":"US","type":"nonprofit","lineage":["https://openalex.org/I1321305853"]},{"id":"https://openalex.org/I193531525","display_name":"George Washington University","ror":"https://ror.org/00y4zzh67","country_code":"US","type":"education","lineage":["https://openalex.org/I193531525"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Annamaria Lusardi","raw_affiliation_strings":["George Washington University - Department of Accountancy, George Washington University School of Business, Washington, DC 20052, United States","National Bureau of Economic Research (NBER), 1050 Massachusetts Avenue, Cambridge, MA 02138, United States","George Washington University - Department of Accountancy","National Bureau of Economic Research (NBER)"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"George Washington University - Department of Accountancy, George Washington University School of Business, Washington, DC 20052, United States","institution_ids":["https://openalex.org/I193531525"]},{"raw_affiliation_string":"National Bureau of Economic Research (NBER), 1050 Massachusetts Avenue, Cambridge, MA 02138, United States","institution_ids":["https://openalex.org/I1321305853"]},{"raw_affiliation_string":"George Washington University - Department of Accountancy","institution_ids":["https://openalex.org/I193531525"]},{"raw_affiliation_string":"National Bureau of Economic Research (NBER)","institution_ids":["https://openalex.org/I1321305853"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5085817281"],"corresponding_institution_ids":["https://openalex.org/I149899117","https://openalex.org/I177364143","https://openalex.org/I4405286706"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":12,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/retirement-planning","display_name":"retirement planning","score":1.0},{"id":"https://openalex.org/keywords/financial-knowledge","display_name":"financial knowledge","score":0.7300000190734863},{"id":"https://openalex.org/keywords/gender-differences","display_name":"gender differences","score":0.8999999761581421},{"id":"https://openalex.org/keywords/income","display_name":"income","score":0.7960000038146973},{"id":"https://openalex.org/keywords/east-west-germany-divide","display_name":"East-West Germany divide","score":0.7200000286102295},{"id":"https://openalex.org/keywords/peer-effects","display_name":"peer effects","score":0.847000002861023},{"id":"https://openalex.org/keywords/causal-effects","display_name":"causal effects","score":0.45399999618530273}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.9457079172134399},{"id":"https://openalex.org/C148609458","wikidata":"https://www.wikidata.org/wiki/Q7021281","display_name":"Nexus (standard)","level":2,"score":0.7776952981948853},{"id":"https://openalex.org/C154775046","wikidata":"https://www.wikidata.org/wiki/Q188","display_name":"German","level":2,"score":0.7003192901611328},{"id":"https://openalex.org/C2778002999","wikidata":"https://www.wikidata.org/wiki/Q7316838","display_name":"Retirement planning","level":2,"score":0.6302556395530701},{"id":"https://openalex.org/C64357122","wikidata":"https://www.wikidata.org/wiki/Q1149766","display_name":"Causality (physics)","level":2,"score":0.5196998715400696},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.4959920346736908},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.47328540682792664},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.46071869134902954},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.4558523893356323},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.4175609350204468},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.36542749404907227},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3467605412006378},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.31494325399398804},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.13318511843681335},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.06446370482444763},{"id":"https://openalex.org/C149635348","wikidata":"https://www.wikidata.org/wiki/Q193040","display_name":"Embedded system","level":1,"score":0.0},{"id":"https://openalex.org/C62520636","wikidata":"https://www.wikidata.org/wiki/Q944","display_name":"Quantum mechanics","level":1,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2139/ssrn.1810479","doi":"https://doi.org/10.2139/ssrn.1810479","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1810479","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SSRN Electronic Journal","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.2139/ssrn.1810479","doi":"https://doi.org/10.2139/ssrn.1810479","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1810479","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SSRN Electronic Journal","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.7390999794006348},{"display_name":"Gender equality","id":"https://metadata.un.org/sdg/5","score":0.6025999784469604}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":24,"referenced_works":["https://openalex.org/W1573637034","https://openalex.org/W1977561074","https://openalex.org/W2099520629","https://openalex.org/W2104185636","https://openalex.org/W2106975706","https://openalex.org/W2108271251","https://openalex.org/W2118502261","https://openalex.org/W2136670220","https://openalex.org/W2148621464","https://openalex.org/W2153299687","https://openalex.org/W2165144879","https://openalex.org/W2889813007","https://openalex.org/W2891607480","https://openalex.org/W2911606412","https://openalex.org/W2912081381","https://openalex.org/W3121194498","https://openalex.org/W3121416782","https://openalex.org/W3121918578","https://openalex.org/W3124598609","https://openalex.org/W3125129652","https://openalex.org/W3125232871","https://openalex.org/W4211101039","https://openalex.org/W4234674329","https://openalex.org/W4407999025"],"related_works":["https://openalex.org/W180864396","https://openalex.org/W3121995747","https://openalex.org/W1869777037","https://openalex.org/W2555347195","https://openalex.org/W1994172498","https://openalex.org/W7196998188","https://openalex.org/W3167094430","https://openalex.org/W7099119312","https://openalex.org/W4414300520","https://openalex.org/W2017461502"],"abstract_inverted_index":null,"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2022,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":1},{"year":2013,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2018-09-27T00:00:00"}