{"id":"https://openalex.org/W2883936697","doi":"https://doi.org/10.26438/ijcse/v6i6.863867","title":"Predictive Modelling for Credit Risk Detection using Ensemble Method","display_name":"Predictive Modelling for Credit Risk Detection using Ensemble Method","publication_year":2018,"publication_date":"2018-06-30","ids":{"openalex":"https://openalex.org/W2883936697","doi":"https://doi.org/10.26438/ijcse/v6i6.863867","mag":"2883936697"},"language":"en","primary_location":{"id":"doi:10.26438/ijcse/v6i6.863867","doi":"https://doi.org/10.26438/ijcse/v6i6.863867","is_oa":true,"landing_page_url":"https://doi.org/10.26438/ijcse/v6i6.863867","pdf_url":null,"source":{"id":"https://openalex.org/S4210169770","display_name":"International Journal of Computer Sciences and Engineering","issn_l":"2347-2693","issn":["2347-2693"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4323862652","host_organization_name":"ISROSET","host_organization_lineage":["https://openalex.org/P4323862652"],"host_organization_lineage_names":["ISROSET"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Computer Sciences and Engineering","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://doi.org/10.26438/ijcse/v6i6.863867","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5079712926","display_name":"Anand Motwani","orcid":"https://orcid.org/0000-0003-0823-0292","observed_orcids":["https://orcid.org/0000-0003-0823-0292"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Anand Motwani","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5112378069","display_name":"Goldi Bajaj","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Goldi Bajaj","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5075725440","display_name":"Sushila Mohane","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Sushila Mohane","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":2.2262,"has_fulltext":true,"cited_by_count":9,"citation_normalized_percentile":{"value":0.88709165,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":96},"biblio":{"volume":"6","issue":"6","first_page":"863","last_page":"867"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9901999831199646,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9901999831199646,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.005499999970197678,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T13373","display_name":"Data Mining and Machine Learning Applications","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/ensemble-classifiers","display_name":"ensemble classifiers","score":0.8259999752044678},{"id":"https://openalex.org/keywords/credit-card-default-prediction","display_name":"credit card default prediction","score":0.6520000100135803},{"id":"https://openalex.org/keywords/bank-risk-management","display_name":"bank risk management","score":0.7179999947547913},{"id":"https://openalex.org/keywords/predictive-modeling","display_name":"predictive modeling","score":0.5809999704360962},{"id":"https://openalex.org/keywords/classification-accuracy-comparison","display_name":"classification accuracy comparison","score":0.4790000021457672}],"concepts":[{"id":"https://openalex.org/C41458344","wikidata":"https://www.wikidata.org/wiki/Q732577","display_name":"Publication","level":2,"score":0.6995535492897034},{"id":"https://openalex.org/C100776233","wikidata":"https://www.wikidata.org/wiki/Q2532492","display_name":"Bridge (graph theory)","level":2,"score":0.6119890213012695},{"id":"https://openalex.org/C151719136","wikidata":"https://www.wikidata.org/wiki/Q3972943","display_name":"Publishing","level":2,"score":0.6040896773338318},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5139903426170349},{"id":"https://openalex.org/C101780184","wikidata":"https://www.wikidata.org/wiki/Q840576","display_name":"Dissemination","level":2,"score":0.5139267444610596},{"id":"https://openalex.org/C9652623","wikidata":"https://www.wikidata.org/wiki/Q190109","display_name":"Field (mathematics)","level":2,"score":0.491181343793869},{"id":"https://openalex.org/C513874922","wikidata":"https://www.wikidata.org/wiki/Q212805","display_name":"Digital library","level":3,"score":0.4571520984172821},{"id":"https://openalex.org/C2522767166","wikidata":"https://www.wikidata.org/wiki/Q2374463","display_name":"Data science","level":1,"score":0.4547433853149414},{"id":"https://openalex.org/C18599908","wikidata":"https://www.wikidata.org/wiki/Q1196904","display_name":"Electronic publishing","level":3,"score":0.4169127941131592},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.3516201972961426},{"id":"https://openalex.org/C161191863","wikidata":"https://www.wikidata.org/wiki/Q199655","display_name":"Library science","level":1,"score":0.34154048562049866},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.2672719955444336},{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.2453584372997284},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.2042640745639801},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.12613904476165771},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.0987471342086792},{"id":"https://openalex.org/C126322002","wikidata":"https://www.wikidata.org/wiki/Q11180","display_name":"Internal medicine","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.0},{"id":"https://openalex.org/C202444582","wikidata":"https://www.wikidata.org/wiki/Q837863","display_name":"Pure mathematics","level":1,"score":0.0},{"id":"https://openalex.org/C124952713","wikidata":"https://www.wikidata.org/wiki/Q8242","display_name":"Literature","level":1,"score":0.0},{"id":"https://openalex.org/C164913051","wikidata":"https://www.wikidata.org/wiki/Q482","display_name":"Poetry","level":2,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.26438/ijcse/v6i6.863867","doi":"https://doi.org/10.26438/ijcse/v6i6.863867","is_oa":true,"landing_page_url":"https://doi.org/10.26438/ijcse/v6i6.863867","pdf_url":null,"source":{"id":"https://openalex.org/S4210169770","display_name":"International Journal of Computer Sciences and Engineering","issn_l":"2347-2693","issn":["2347-2693"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4323862652","host_organization_name":"ISROSET","host_organization_lineage":["https://openalex.org/P4323862652"],"host_organization_lineage_names":["ISROSET"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Computer Sciences and Engineering","raw_type":"journal-article"},{"id":"pmh:oai:oai.ijcseonline.org:article/2689","doi":null,"is_oa":true,"landing_page_url":"https://ijcseonline.org/index.php/j/article/view/2689","pdf_url":"https://ijcseonline.org/index.php/j/article/download/2689/2678","source":{"id":"https://openalex.org/S4210169770","display_name":"International Journal of Computer Sciences and Engineering","issn_l":"2347-2693","issn":["2347-2693"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4323862652","host_organization_name":"ISROSET","host_organization_lineage":["https://openalex.org/P4323862652"],"host_organization_lineage_names":["ISROSET"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2347-2693","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.26438/ijcse/v6i6.863867","doi":"https://doi.org/10.26438/ijcse/v6i6.863867","is_oa":true,"landing_page_url":"https://doi.org/10.26438/ijcse/v6i6.863867","pdf_url":null,"source":{"id":"https://openalex.org/S4210169770","display_name":"International Journal of Computer Sciences and Engineering","issn_l":"2347-2693","issn":["2347-2693"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4323862652","host_organization_name":"ISROSET","host_organization_lineage":["https://openalex.org/P4323862652"],"host_organization_lineage_names":["ISROSET"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Computer Sciences and Engineering","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2883936697.pdf","grobid_xml":"https://content.openalex.org/works/W2883936697.grobid-xml"},"referenced_works_count":7,"referenced_works":["https://openalex.org/W2004076523","https://openalex.org/W2011108441","https://openalex.org/W2100805904","https://openalex.org/W2112076978","https://openalex.org/W2167917621","https://openalex.org/W2600353413","https://openalex.org/W2912934387"],"related_works":["https://openalex.org/W2051731935","https://openalex.org/W3142624771","https://openalex.org/W4387974497","https://openalex.org/W4396543739","https://openalex.org/W7036696885","https://openalex.org/W4381299240","https://openalex.org/W2600353413","https://openalex.org/W4323285622","https://openalex.org/W7171974386","https://openalex.org/W4412887483"],"abstract_inverted_index":{"With":[0],"the":[1,6,104],"expansion":[2],"of":[3,12,29,39,46,96,107,151,175],"credit":[4,13,141],"business,":[5],"prediction":[7,49,56,92,191],"models":[8,34],"for":[9,53,70,100,158],"taking":[10],"decision":[11],"permissions":[14],"with":[15,183],"least":[16],"risk":[17,48,55],"are":[18,135],"becoming":[19],"more":[20,22],"and":[21,137,179,193],"admired":[23],"by":[24,125],"banking":[25,47],"sectors.":[26],"The":[27,51,94,168],"use":[28,95],"Machine":[30],"Learning":[31],"(ML)":[32],"based":[33,162],"has":[35],"confirmed":[36],"to":[37,58,118],"be":[38,77],"practical":[40],"value":[41],"in":[42,85,91,109,122,188],"resolving":[43],"a":[44,88,119],"range":[45],"problems.":[50,93],"model":[52,157,170],"Credit":[54,159],"seeks":[57],"predict":[59],"feature":[60],"factors,":[61],"whether":[62],"an":[63,149],"individual":[64],"is":[65,102,166,171,181],"bad":[66],"or":[67,72],"good":[68],"applicant":[69],"loan":[71],"not.":[73],"Such":[74],"problems":[75],"can":[76],"better":[78,194],"solved":[79],"using":[80],"ML.":[81,110],"Also,":[82],"Ensemble":[83,97],"classifiers":[84],"ML":[86,133,145],"play":[87],"key":[89],"role":[90],"Methods":[98],"(EMs)":[99],"classification":[101,123],"among":[103],"recent":[105,112],"areas":[106],"research":[108],"Many":[111],"researches":[113],"specify":[114],"that":[115],"EMs":[116],"lead":[117],"major":[120],"improvement":[121],"performance":[124,177],"choosing":[126],"suitable":[127],"class.":[128],"For":[129],"this":[130],"work,":[131],"several":[132],"techniques":[134],"explored":[136],"evaluated":[138,172],"on":[139,163,173],"real":[140],"card":[142],"datasets.":[143],"Most":[144],"methods":[146],"have":[147],"achieved":[148],"accuracy":[150,192],"less":[152],"than":[153],"80":[154],"percent.":[155],"Predictive":[156],"Risk":[160],"Detection":[161],"ensemble":[164],"technique":[165],"proposed.":[167],"proposed":[169],"basis":[174],"various":[176],"metrics":[178],"comparison":[180],"done":[182],"base":[184],"classifier":[185],"(learner)":[186],"resulted":[187],"81":[189],"percent":[190],"correlation":[195],"coefficient.":[196]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":2},{"year":2022,"cited_by_count":3},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":1}],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2018-08-03T00:00:00"}