{"id":"https://openalex.org/W2809999716","doi":"https://doi.org/10.25201/fer.17.2.4367","title":"Regulatory Tools to Encourage FinTech Innovations: The Innovation Hub and Regulatory Sandbox in International Practice","display_name":"Regulatory Tools to Encourage FinTech Innovations: The Innovation Hub and Regulatory Sandbox in International Practice","publication_year":2018,"publication_date":"2018-01-01","ids":{"openalex":"https://openalex.org/W2809999716","doi":"https://doi.org/10.25201/fer.17.2.4367","mag":"2809999716"},"language":"en","primary_location":{"id":"doi:10.25201/fer.17.2.4367","doi":"https://doi.org/10.25201/fer.17.2.4367","is_oa":true,"landing_page_url":"https://doi.org/10.25201/fer.17.2.4367","pdf_url":"https://doi.org/10.25201/fer.17.2.4367","source":{"id":"https://openalex.org/S4210193555","display_name":"Hitelint\u00e9zeti szemle","issn_l":"1588-6883","issn":["1588-6883","2416-3201"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Hitelint\u00e9zeti szemle","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.25201/fer.17.2.4367","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5058454304","display_name":"P\u00e9ter F\u00e1ykiss","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"P\u00e9ter F\u00e1ykiss","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":null,"display_name":"D\u00e1niel Papp","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"D\u00e1niel Papp","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5049346014","display_name":"P\u00e9ter Sajtos","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"P\u00e9ter Sajtos","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5019721021","display_name":"\u00c1gnes T\u0151r\u00f6s","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"\u00c1gnes T\u0151r\u00f6s","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":4.1519,"has_fulltext":true,"cited_by_count":27,"citation_normalized_percentile":{"value":0.93478918,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"2017","issue":"2","first_page":"43","last_page":"67"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13074","display_name":"Global Financial Regulation and Crises","score":0.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech-innovation","display_name":"fintech innovation","score":0.8180000185966492},{"id":"https://openalex.org/keywords/financial-regulation","display_name":"financial regulation","score":0.8370000123977661},{"id":"https://openalex.org/keywords/regulatory-sandboxes","display_name":"regulatory sandboxes","score":0.8550000190734863},{"id":"https://openalex.org/keywords/innovation-centers","display_name":"innovation hubs","score":0.7919999957084656},{"id":"https://openalex.org/keywords/financial-stability","display_name":"financial stability","score":0.9829999804496765},{"id":"https://openalex.org/keywords/microprudential-regulation","display_name":"microprudential regulation","score":0.8040000200271606},{"id":"https://openalex.org/keywords/macroprudential-regulation","display_name":"macroprudential regulation","score":0.9959999918937683},{"id":"https://openalex.org/keywords/consumer-protection","display_name":"consumer protection","score":0.9959999918937683}],"concepts":[{"id":"https://openalex.org/C167981075","wikidata":"https://www.wikidata.org/wiki/Q2667186","display_name":"Sandbox (software development)","level":2,"score":0.9952188730239868},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5060483813285828},{"id":"https://openalex.org/C2777785971","wikidata":"https://www.wikidata.org/wiki/Q1192297","display_name":"Disruptive innovation","level":2,"score":0.4971196949481964},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.22323811054229736},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.17996251583099365},{"id":"https://openalex.org/C161191863","wikidata":"https://www.wikidata.org/wiki/Q199655","display_name":"Library science","level":1,"score":0.1120164692401886}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.25201/fer.17.2.4367","doi":"https://doi.org/10.25201/fer.17.2.4367","is_oa":true,"landing_page_url":"https://doi.org/10.25201/fer.17.2.4367","pdf_url":"https://doi.org/10.25201/fer.17.2.4367","source":{"id":"https://openalex.org/S4210193555","display_name":"Hitelint\u00e9zeti szemle","issn_l":"1588-6883","issn":["1588-6883","2416-3201"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Hitelint\u00e9zeti szemle","raw_type":"journal-article"},{"id":"pmh:oai:real.mtak.hu:136313","doi":null,"is_oa":false,"landing_page_url":"http://real.mtak.hu/136313/1/fer-17-2-st2-faykiss-papp-sajtos-toros.pdf","pdf_url":"http://real.mtak.hu/136313/1/fer-17-2-st2-faykiss-papp-sajtos-toros.pdf","source":{"id":"https://openalex.org/S4306400081","display_name":"Repository of the Academy's Library (Library of the Hungarian Academy of Sciences)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210140733","host_organization_name":"Library and Information Centre of the Hungarian Academy of Sciences","host_organization_lineage":["https://openalex.org/I4210140733"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":"","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:RePEc:mnb:finrev:v:17:y:2018:i:2:p:43-67","doi":null,"is_oa":false,"landing_page_url":"http://english.hitelintezetiszemle.hu/letoltes/fer-17-2-st2-faykiss-papp-sajtos-toros.pdf","pdf_url":"http://english.hitelintezetiszemle.hu/letoltes/fer-17-2-st2-faykiss-papp-sajtos-toros.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"doi:10.25201/fer.17.2.4367","doi":"https://doi.org/10.25201/fer.17.2.4367","is_oa":true,"landing_page_url":"https://doi.org/10.25201/fer.17.2.4367","pdf_url":"https://doi.org/10.25201/fer.17.2.4367","source":{"id":"https://openalex.org/S4210193555","display_name":"Hitelint\u00e9zeti szemle","issn_l":"1588-6883","issn":["1588-6883","2416-3201"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Hitelint\u00e9zeti szemle","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2809999716.pdf","grobid_xml":"https://content.openalex.org/works/W2809999716.grobid-xml"},"referenced_works_count":10,"referenced_works":["https://openalex.org/W1544121820","https://openalex.org/W1755880734","https://openalex.org/W2196326685","https://openalex.org/W2508676625","https://openalex.org/W2736383532","https://openalex.org/W2753531106","https://openalex.org/W2913208464","https://openalex.org/W2954853174","https://openalex.org/W3124175488","https://openalex.org/W4300806751"],"related_works":["https://openalex.org/W2810288528","https://openalex.org/W4405621293","https://openalex.org/W2876683900","https://openalex.org/W3042679795","https://openalex.org/W4224244768","https://openalex.org/W3152822008","https://openalex.org/W4386285175","https://openalex.org/W3162173110","https://openalex.org/W4238274100","https://openalex.org/W4410861338"],"abstract_inverted_index":{"In":[0],"our":[1],"study,":[2],"we":[3,42,81],"assess":[4],"the":[5,19,25,44,51,58,71,109,113,117,122,126],"regulatory":[6,48,59,85],"tools":[7,60],"that":[8,95,103],"can":[9],"be":[10,133],"applied":[11,63],"to":[12,50],"encourage":[13],"FinTech":[14,30,55,88],"innovations,":[15],"also":[16,132],"focusing":[17],"on":[18],"aims":[20],"of":[21,29,39,46,73,91,116,121,128],"financial":[22,118,129],"stability.After":[23],"reviewing":[24],"opportunities":[26],"and":[27,36,57,79,125],"risks":[28],"innovations":[31],"from":[32,70],"micro-and":[33],"macro-prudential":[34],"aspects":[35],"in":[37,64],"terms":[38],"consumer":[40],"protection,":[41],"present":[43,83],"kinds":[45],"possible":[47],"responses":[49],"challenges":[52],"raised":[53],"by":[54],"phenomena":[56],"which":[61],"are":[62,111],"international":[65,92],"practice.We":[66],"analyse":[67],"these":[68],"practices":[69],"aspect":[72],"legal":[74],"implementation,":[75],"detailing":[76],"their":[77],"similarities":[78],"differences.Finally,":[80],"briefly":[82],"Hungarian":[84],"initiatives":[86],"encouraging":[87],"innovations.An":[89],"assessment":[90],"cases":[93],"reveals":[94],"there":[96],"is":[97],"no":[98],"generally":[99],"effective,":[100],"standardised":[101],"solution":[102],"meets":[104],"every":[105],"geopolitical":[106],"requirement:":[107],"when":[108],"concepts":[110],"developed,":[112],"special":[114],"features":[115],"intermediary":[119],"system":[120],"given":[123],"country":[124],"level":[127],"culture":[130],"must":[131],"taken":[134],"into":[135],"account.":[136]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":5},{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":5},{"year":2022,"cited_by_count":4},{"year":2021,"cited_by_count":3},{"year":2020,"cited_by_count":3},{"year":2019,"cited_by_count":4},{"year":2018,"cited_by_count":1}],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2018-07-10T00:00:00"}
