{"id":"https://openalex.org/W2759129727","doi":"https://doi.org/10.14453/aabfj.v11i3.6","title":"Does Financial Literacy Moderate the Relationship among Demographic Characteristics and Financial Risk Tolerance? Evidence from Egypt","display_name":"Does Financial Literacy Moderate the Relationship among Demographic Characteristics and Financial Risk Tolerance? Evidence from Egypt","publication_year":2017,"publication_date":"2017-01-01","ids":{"openalex":"https://openalex.org/W2759129727","doi":"https://doi.org/10.14453/aabfj.v11i3.6","mag":"2759129727"},"language":"en","primary_location":{"id":"doi:10.14453/aabfj.v11i3.6","doi":"https://doi.org/10.14453/aabfj.v11i3.6","is_oa":true,"landing_page_url":"https://doi.org/10.14453/aabfj.v11i3.6","pdf_url":"https://ro.uow.edu.au/cgi/viewcontent.cgi?article=1798&context=aabfj","source":{"id":"https://openalex.org/S2765036513","display_name":"Australasian Accounting Business and Finance Journal","issn_l":"1834-2000","issn":["1834-2000","1834-2019"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310317968","host_organization_name":"University of Wollongong","host_organization_lineage":["https://openalex.org/P4310317968"],"host_organization_lineage_names":["University of Wollongong"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Australasian Accounting, Business and Finance Journal","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://ro.uow.edu.au/cgi/viewcontent.cgi?article=1798&context=aabfj","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5005794289","display_name":"Amir Shusha","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I126427551","display_name":"Damietta University","ror":"https://ror.org/035h3r191","country_code":"EG","type":"education","lineage":["https://openalex.org/I126427551"]}],"countries":["EG"],"is_corresponding":true,"raw_author_name":"Amir Shusha","raw_affiliation_strings":["Damietta University, Egypt"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Damietta University, Egypt","institution_ids":["https://openalex.org/I126427551"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5005794289"],"corresponding_institution_ids":["https://openalex.org/I126427551"],"apc_list":null,"apc_paid":null,"fwci":9.7463,"has_fulltext":true,"cited_by_count":51,"citation_normalized_percentile":{"value":0.97574318,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":96,"max":99},"biblio":{"volume":"11","issue":"3","first_page":"67","last_page":"86"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9731000065803528,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9731000065803528,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.024700000882148743,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.0008999999845400453,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-risk-tolerance","display_name":"financial risk tolerance","score":0.9390000104904175},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9990000128746033},{"id":"https://openalex.org/keywords/demographic-factors","display_name":"demographic factors","score":0.7639999985694885},{"id":"https://openalex.org/keywords/moderating-effect","display_name":"moderating effect","score":0.8999999761581421},{"id":"https://openalex.org/keywords/gender-differences","display_name":"gender differences","score":0.8840000033378601},{"id":"https://openalex.org/keywords/age","display_name":"age","score":0.9440000057220459},{"id":"https://openalex.org/keywords/educational-attainment","display_name":"educational attainment","score":0.9380000233650208},{"id":"https://openalex.org/keywords/income","display_name":"income","score":0.9150000214576721}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8849711418151855},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.5718812346458435},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.4527871012687683},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.43055158853530884},{"id":"https://openalex.org/C53059260","wikidata":"https://www.wikidata.org/wiki/Q374758","display_name":"Multilevel model","level":2,"score":0.42143696546554565},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3520359992980957},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.3460848927497864},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.32860201597213745},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2836536765098572},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0},{"id":"https://openalex.org/C43617362","wikidata":"https://www.wikidata.org/wiki/Q170050","display_name":"Chromatography","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.14453/aabfj.v11i3.6","doi":"https://doi.org/10.14453/aabfj.v11i3.6","is_oa":true,"landing_page_url":"https://doi.org/10.14453/aabfj.v11i3.6","pdf_url":"https://ro.uow.edu.au/cgi/viewcontent.cgi?article=1798&context=aabfj","source":{"id":"https://openalex.org/S2765036513","display_name":"Australasian Accounting Business and Finance Journal","issn_l":"1834-2000","issn":["1834-2000","1834-2019"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310317968","host_organization_name":"University of Wollongong","host_organization_lineage":["https://openalex.org/P4310317968"],"host_organization_lineage_names":["University of Wollongong"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Australasian Accounting, Business and Finance Journal","raw_type":"journal-article"},{"id":"pmh:oai:ro.uow.edu.au:aabfj-1798","doi":null,"is_oa":true,"landing_page_url":"https://ro.uow.edu.au/aabfj/vol11/iss3/6","pdf_url":"https://ro.uow.edu.au/aabfj/vol11/iss3/6","source":{"id":"https://openalex.org/S4306400510","display_name":"Research Online (University of Wollongong)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I204824540","host_organization_name":"University of Wollongong","host_organization_lineage":["https://openalex.org/I204824540"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Australasian Accounting, Business and Finance Journal","raw_type":"text"},{"id":"pmh:oai:doaj.org/article:9f407d2432dc444aaea477c1092f7108","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/9f407d2432dc444aaea477c1092f7108","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Australasian Accounting, Business and Finance Journal, Vol 11, Iss 3, Pp 67-86 (2017)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.14453/aabfj.v11i3.6","doi":"https://doi.org/10.14453/aabfj.v11i3.6","is_oa":true,"landing_page_url":"https://doi.org/10.14453/aabfj.v11i3.6","pdf_url":"https://ro.uow.edu.au/cgi/viewcontent.cgi?article=1798&context=aabfj","source":{"id":"https://openalex.org/S2765036513","display_name":"Australasian Accounting Business and Finance Journal","issn_l":"1834-2000","issn":["1834-2000","1834-2019"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310317968","host_organization_name":"University of Wollongong","host_organization_lineage":["https://openalex.org/P4310317968"],"host_organization_lineage_names":["University of Wollongong"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Australasian Accounting, Business and Finance Journal","raw_type":"journal-article"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[{"id":"https://metadata.un.org/sdg/4","display_name":"Quality education","score":0.8899999856948853}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2759129727.pdf","grobid_xml":"https://content.openalex.org/works/W2759129727.grobid-xml"},"referenced_works_count":55,"referenced_works":["https://openalex.org/W90981352","https://openalex.org/W156471490","https://openalex.org/W186050293","https://openalex.org/W308480077","https://openalex.org/W563174124","https://openalex.org/W1009266579","https://openalex.org/W1580239717","https://openalex.org/W1601773222","https://openalex.org/W1696945740","https://openalex.org/W1761808342","https://openalex.org/W1965294975","https://openalex.org/W1971440513","https://openalex.org/W1980730470","https://openalex.org/W1986084886","https://openalex.org/W1991011913","https://openalex.org/W1996814744","https://openalex.org/W2000856666","https://openalex.org/W2002522734","https://openalex.org/W2010006025","https://openalex.org/W2010112814","https://openalex.org/W2030452932","https://openalex.org/W2033328267","https://openalex.org/W2034180716","https://openalex.org/W2039022470","https://openalex.org/W2039419393","https://openalex.org/W2040808879","https://openalex.org/W2046114877","https://openalex.org/W2061663771","https://openalex.org/W2061960606","https://openalex.org/W2073672940","https://openalex.org/W2075650970","https://openalex.org/W2083146342","https://openalex.org/W2095106420","https://openalex.org/W2108690965","https://openalex.org/W2110354947","https://openalex.org/W2126323425","https://openalex.org/W2136354204","https://openalex.org/W2138094294","https://openalex.org/W2151617647","https://openalex.org/W2152055994","https://openalex.org/W2159013703","https://openalex.org/W2161950243","https://openalex.org/W2162504431","https://openalex.org/W2164306921","https://openalex.org/W2172898789","https://openalex.org/W2222892958","https://openalex.org/W2273697389","https://openalex.org/W2477360137","https://openalex.org/W2865228344","https://openalex.org/W2891701339","https://openalex.org/W3122819058","https://openalex.org/W3124105614","https://openalex.org/W3126080930","https://openalex.org/W4211239526","https://openalex.org/W4244311146"],"related_works":["https://openalex.org/W7103243831","https://openalex.org/W3046418822","https://openalex.org/W3044802860","https://openalex.org/W1579065763","https://openalex.org/W7213550244","https://openalex.org/W1044616230","https://openalex.org/W1965294975","https://openalex.org/W3117031166","https://openalex.org/W2075650970","https://openalex.org/W3167669803"],"abstract_inverted_index":{"Financial":[0],"risk":[1,29,41,73,110],"tolerance":[2,30,42],"is":[3],"certainly":[4],"an":[5],"important":[6],"topic":[7],"for":[8],"researchers,":[9],"investors":[10],"and":[11,71,105,124],"personal":[12],"financial":[13,28,40,64,72,109,114],"planners":[14],"or":[15],"consultants.":[16],"This":[17],"study":[18,48,76],"purposed":[19],"to":[20,50,127],"investigate":[21],"the":[22,52,60,88,92,113,117],"effect":[23],"of":[24,36,39,63,84,100,122],"demographic":[25,37,69,120],"characteristics":[26,70,121],"on":[27,108],"among":[31,68,119],"Egyptians.":[32],"A":[33],"literature":[34],"review":[35],"determinants":[38],"showed":[43],"dialectical":[44],"results.":[45],"Therefore,":[46],"this":[47],"attempts":[49],"clarify":[51],"debatable":[53],"issues":[54],"in":[55,66],"these":[56],"results":[57,93],"by":[58],"studying":[59],"moderating":[61],"role":[62],"literacy":[65,115],"relationships":[67,118],"tolerance.":[74,111],"The":[75],"sample":[77],"included":[78],"386":[79],"respondents":[80],"representing":[81],"different":[82],"segments":[83],"Egyptian":[85],"people.":[86],"Using":[87],"hierarchical":[89],"regression":[90],"analysis,":[91],"demonstrated":[94],"that":[95],"there":[96],"were":[97],"significant":[98],"effects":[99],"gender,":[101],"age,":[102],"educational":[103],"level":[104],"annual":[106],"income":[107],"Moreover,":[112],"moderates":[116],"individuals":[123],"their":[125],"tendency":[126],"take":[128],"a":[129],"risk.":[130]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":3},{"year":2024,"cited_by_count":7},{"year":2023,"cited_by_count":10},{"year":2022,"cited_by_count":10},{"year":2021,"cited_by_count":8},{"year":2020,"cited_by_count":8},{"year":2019,"cited_by_count":3}],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2017-10-06T00:00:00"}