{"id":"https://openalex.org/W2596420108","doi":null,"title":"Impact of Credit Risk Management on Banks Performance: A Case Study in Pakistan Banks","display_name":"Impact of Credit Risk Management on Banks Performance: A Case Study in Pakistan Banks","publication_year":2017,"publication_date":"2017-01-01","ids":{"openalex":"https://openalex.org/W2596420108","mag":"2596420108"},"language":"en","primary_location":{"id":"pmh:oai:ojs.localhost:article/34898","doi":null,"is_oa":true,"landing_page_url":"http://iiste.org/Journals/index.php/EJBM/article/view/34898","pdf_url":"http://iiste.org/Journals/index.php/EJBM/article/view/34898","source":{"id":"https://openalex.org/S4306401197","display_name":"Journals & Books Hosting (International Knowledge Sharing Platform)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"European Journal of Business and Management; Vol 9, No 1 (2017); 57-64","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"http://iiste.org/Journals/index.php/EJBM/article/view/34898","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5069681267","display_name":"Syed Muhammad Hamza","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Syed Muhammad Hamza","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5069681267"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.5441,"has_fulltext":true,"cited_by_count":43,"citation_normalized_percentile":{"value":0.9280948,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":100},"biblio":{"volume":"9","issue":"1","first_page":"57","last_page":"64"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.6801999807357788,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.6801999807357788,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.3181000053882599,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-risk-management","display_name":"credit risk management","score":1.0},{"id":"https://openalex.org/keywords/bank-performance","display_name":"bank performance","score":0.9760000109672546},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.906000018119812},{"id":"https://openalex.org/keywords/pakistani-banking-sector","display_name":"Pakistan banking sector","score":0.796999990940094},{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.9950000047683716},{"id":"https://openalex.org/keywords/return-on-equity","display_name":"return on equity","score":1.0},{"id":"https://openalex.org/keywords/capital-adequacy-ratio","display_name":"capital adequacy ratio","score":0.9739999771118164},{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":0.9470000267028809},{"id":"https://openalex.org/keywords/liquidity-ratios","display_name":"liquidity ratios","score":0.8859999775886536},{"id":"https://openalex.org/keywords/bank-size","display_name":"bank size","score":0.6489999890327454},{"id":"https://openalex.org/keywords/loans-and-advances","display_name":"loans and advances","score":0.7879999876022339}],"concepts":[{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.7832833528518677},{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.7495404481887817},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6800342202186584},{"id":"https://openalex.org/C155530773","wikidata":"https://www.wikidata.org/wiki/Q591174","display_name":"Return on equity","level":3,"score":0.6523640155792236},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.6164385080337524},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5539276003837585},{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.5358757972717285},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.5003674030303955},{"id":"https://openalex.org/C189259953","wikidata":"https://www.wikidata.org/wiki/Q1042259","display_name":"Liquidity risk","level":3,"score":0.46446317434310913},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.4225253462791443},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4206230640411377},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.34027624130249023},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3390176594257355},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.33777928352355957},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.10778650641441345},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.089914470911026},{"id":"https://openalex.org/C181622380","wikidata":"https://www.wikidata.org/wiki/Q26911","display_name":"Profit (economics)","level":2,"score":0.07296183705329895},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.06923654675483704},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:ojs.localhost:article/34898","doi":null,"is_oa":true,"landing_page_url":"http://iiste.org/Journals/index.php/EJBM/article/view/34898","pdf_url":"http://iiste.org/Journals/index.php/EJBM/article/view/34898","source":{"id":"https://openalex.org/S4306401197","display_name":"Journals & Books Hosting (International Knowledge Sharing Platform)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"European Journal of Business and Management; Vol 9, No 1 (2017); 57-64","raw_type":"info:eu-repo/semantics/article"},{"id":"mag:2596420108","doi":null,"is_oa":false,"landing_page_url":"https://www.iiste.org/Journals/index.php/EJBM/article/download/34898/35896","pdf_url":null,"source":{"id":"https://openalex.org/S2764648571","display_name":"European Journal of Business and Management","issn_l":"2222-1905","issn":["2222-1905","2222-2839"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320723","host_organization_name":"IISTE","host_organization_lineage":["https://openalex.org/P4310320723"],"host_organization_lineage_names":["IISTE"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"European Journal of Business and Management","raw_type":null}],"best_oa_location":{"id":"pmh:oai:ojs.localhost:article/34898","doi":null,"is_oa":true,"landing_page_url":"http://iiste.org/Journals/index.php/EJBM/article/view/34898","pdf_url":"http://iiste.org/Journals/index.php/EJBM/article/view/34898","source":{"id":"https://openalex.org/S4306401197","display_name":"Journals & Books Hosting (International Knowledge Sharing Platform)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"European Journal of Business and Management; Vol 9, No 1 (2017); 57-64","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2596420108.pdf","grobid_xml":"https://content.openalex.org/works/W2596420108.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2753461839","https://openalex.org/W4399859169","https://openalex.org/W4213353426","https://openalex.org/W4388902433","https://openalex.org/W2946207126","https://openalex.org/W2886723180","https://openalex.org/W2185465998","https://openalex.org/W4376464651","https://openalex.org/W4285419296","https://openalex.org/W6931020820"],"abstract_inverted_index":{"This":[0],"study":[1],"captured":[2],"the":[3,29,38,56,68,129,144,154,167,185],"impact":[4,57,107,142,162,183],"of":[5,11,31,58],"credit":[6,59,71],"risk":[7,60,72],"management":[8,61,73],"on":[9,41,62,81,108,110,143,146,151,163,184],"performance":[10,64],"commercial":[12],"banks":[13],"in":[14,21],"Pakistan.A":[15],"fundamental":[16],"research":[17],"proposal":[18],"was":[19,26,35],"accepted":[20],"this":[22,25,165],"study,":[23],"and":[24,47,99,121,135,138,157,170,175,178],"facilitated":[27],"by":[28],"use":[30],"secondary":[32],"data":[33],"which":[34],"obtained":[36],"from":[37],"SBP":[39],"publications":[40],"banking":[42],"sector":[43],"survey,":[44],"official":[45],"websites":[46],"KSE.The":[48],"pooled":[49],"regression":[50],"has":[51],"been":[52],"adopted":[53],"to":[54,149],"determine":[55],"two":[63],"methods.The":[65],"findings":[66],"revealed":[67,85],"fact":[69],"that":[70,86],"is":[74],"inversely":[75],"associated":[76],"with":[77],"bank":[78],"performance.For":[79],"return":[80,109,145,150],"asset":[82],"(ROA)":[83],"analysis":[84],"capital":[87,130],"adequacy":[88,131],"ratio":[89,94,97,102,116,119,124,132],"(CAR),":[90,133],"Loan":[91,113],"loss":[92,114],"provision":[93,115],"(LLPR),":[95,117],"liquidity":[96,118],"(LR)":[98,120],"Non-performing":[100,122],"loan":[101,123,134],"(NPLR)":[103,125],"variables":[104,159,172,180],"have":[105,126,140,160,173,181],"significant":[106,161],"assets":[111],"(ROA).The":[112],"negative":[127,174],"while":[128],"advances":[136],"(LAR),":[137],"SIZE":[139,179],"positive":[141,182],"assets.In":[147],"relation":[148],"equity":[152],",":[153],"CAR,":[155,176],"LAR":[156,177],"LLPR":[158],"ROE.In":[164],"model":[166],"LLPR,":[168],"NPLR":[169],"LR":[171],"dependent":[186],"variable.":[187]},"counts_by_year":[{"year":2025,"cited_by_count":3},{"year":2024,"cited_by_count":6},{"year":2023,"cited_by_count":17},{"year":2022,"cited_by_count":8},{"year":2021,"cited_by_count":5},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":1}],"updated_date":"2026-08-30T07:30:35.949966","created_date":"2017-03-23T00:00:00"}