{"id":"https://openalex.org/W2592012260","doi":null,"title":"The Price-Concentration Relationship in the Commercial Bank Deposit Markets in Zambia","display_name":"The Price-Concentration Relationship in the Commercial Bank Deposit Markets in Zambia","publication_year":2011,"publication_date":"2011-04-11","ids":{"openalex":"https://openalex.org/W2592012260","mag":"2592012260"},"language":"en","primary_location":{"id":"mag:2592012260","doi":null,"is_oa":false,"landing_page_url":"http://dspace.unza.zm/handle/123456789/319","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null},"volume":null,"type":"dissertation","indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5056103527","display_name":"Samuel Sandi","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Samuel Sandi","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5056103527"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.0010999999940395355,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11043","display_name":"Merger and Competition Analysis","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-concentration","display_name":"bank concentration","score":0.7440000176429749},{"id":"https://openalex.org/keywords/deposit-rates","display_name":"deposit interest rates","score":0.6669999957084656},{"id":"https://openalex.org/keywords/retail-banking","display_name":"retail banking","score":0.6230000257492065},{"id":"https://openalex.org/keywords/oligopoly","display_name":"oligopoly","score":0.7850000262260437},{"id":"https://openalex.org/keywords/bank-competition","display_name":"bank competition","score":0.6970000267028809},{"id":"https://openalex.org/keywords/consumer-welfare","display_name":"consumer welfare","score":0.7039999961853027},{"id":"https://openalex.org/keywords/concentration-ratio","display_name":"concentration ratio","score":0.5889999866485596},{"id":"https://openalex.org/keywords/per-capita-income","display_name":"per capita income","score":0.8460000157356262}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.566006600856781},{"id":"https://openalex.org/C197129107","wikidata":"https://www.wikidata.org/wiki/Q1921621","display_name":"Merge (version control)","level":2,"score":0.5565963387489319},{"id":"https://openalex.org/C156152238","wikidata":"https://www.wikidata.org/wiki/Q1548025","display_name":"Retail banking","level":2,"score":0.5368720889091492},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5259090662002563},{"id":"https://openalex.org/C2779467348","wikidata":"https://www.wikidata.org/wiki/Q6579042","display_name":"National bank","level":2,"score":0.5200235843658447},{"id":"https://openalex.org/C100243477","wikidata":"https://www.wikidata.org/wiki/Q12002092","display_name":"Welfare","level":2,"score":0.5189242362976074},{"id":"https://openalex.org/C91306197","wikidata":"https://www.wikidata.org/wiki/Q45767","display_name":"Competition (biology)","level":2,"score":0.5126013159751892},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5109474062919617},{"id":"https://openalex.org/C2776014549","wikidata":"https://www.wikidata.org/wiki/Q3050847","display_name":"Consolidation (business)","level":2,"score":0.47459977865219116},{"id":"https://openalex.org/C155739000","wikidata":"https://www.wikidata.org/wiki/Q877707","display_name":"Market structure","level":2,"score":0.4727025032043457},{"id":"https://openalex.org/C2778348171","wikidata":"https://www.wikidata.org/wiki/Q167037","display_name":"Corporation","level":2,"score":0.4539085328578949},{"id":"https://openalex.org/C2777817046","wikidata":"https://www.wikidata.org/wiki/Q376935","display_name":"Deposit insurance","level":2,"score":0.4385851323604584},{"id":"https://openalex.org/C136264566","wikidata":"https://www.wikidata.org/wiki/Q159810","display_name":"Economy","level":1,"score":0.32657378911972046},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.3022364377975464},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2657611668109894},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.25297436118125916},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.11451798677444458},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C23123220","wikidata":"https://www.wikidata.org/wiki/Q816826","display_name":"Information retrieval","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:2592012260","doi":null,"is_oa":false,"landing_page_url":"http://dspace.unza.zm/handle/123456789/319","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W1518155552","https://openalex.org/W142398832","https://openalex.org/W7098215444","https://openalex.org/W1822263628","https://openalex.org/W2339141734","https://openalex.org/W7098392647","https://openalex.org/W1906520149","https://openalex.org/W651891420","https://openalex.org/W2800156601","https://openalex.org/W7098018444"],"abstract_inverted_index":{"Economic":[0],"theory":[1],"states":[2],"that":[3,67,233,394,426],"in":[4,19,41,45,51,68,105,216,237,267,276,282,291],"situations":[5],"of":[6,33,39,63,87,91,159,175,189,199,206,218,230,248,288,303,326,344,364,381],"few":[7,75],"well":[8,76],"established":[9,77,137],"enterprises,competition":[10],"and":[11,30,35,49,61,89,100,118,138,167,222,225,294,300,330,362,366,383,411,417],"consumer":[12,404],"welfare":[13,247],"is":[14,239],"usually":[15],"affected.":[16],"The":[17,211],"reduction":[18],"competition":[20,265],"among":[21,403],"other":[22],"things":[23],"results":[24,65,392],"into":[25],"consumers":[26],"facing":[27],"poorer":[28],"service,":[29],"higher":[31],"prices":[32],"goods":[34],"services.":[36],"A":[37],"number":[38],"studies":[40],"the":[42,46,52,64,85,112,122,130,141,147,150,162,168,184,187,192,200,203,234,246,260,268,277,286,292,295,301,318,324,342,347,356,372,378],"banking":[43,72,93,96,113,193,235,254,305,430],"sector":[44,97,114],"USA,":[47],"Europe":[48],"lately":[50],"Southern":[53],"African":[54],"Monetary":[55],"Area":[56],"have":[57,388],"been":[58,99,389],"carried":[59],"out":[60],"most":[62],"indicate":[66],"a":[69,157,251,397],"highly":[70,428],"concentrated":[71,429],"industry":[73,194,236],"i.e":[74],"commercial":[78,109,353,421],"banks,":[79,191],"there":[80,395],"are":[81,208,256,432],"negative":[82],"effects":[83],"on":[84,352],"efficiency":[86],"banks":[88,110,182,201,213,354],"pricing":[90,302],"retail":[92,304],"products.The":[94],"Zambian":[95],"has":[98],"remains":[101,196],"oligopolistic.":[102],"Before":[103],"independence":[104],"1964,":[106],"two":[107],"foreign":[108,212],"dominated":[111],"namely":[115],"Standard":[116],"Bank":[117,124,134,279,325],"Barclays":[119],"Banks":[120,333],"with":[121,202],"Grindlays":[123],"providing":[125],"fringe":[126],"competition.":[127],"In":[128,310],"1965,":[129],"Zambia":[131,151,163,169,238,327,345],"National":[132,152,164,367],"Commercial":[133,278,332],"(ZANACO)":[135],"was":[136,156],"followed":[139],"by":[140,259,341,420],"Non-Bank":[142],"Financial":[143],"Institutions":[144],"such":[145],"as":[146],"Post":[148],"Office,":[149],"Building":[153],"Society":[154],"(which":[155],"merge":[158,174],"building":[160],"societies),":[161],"Provident":[165],"Fund":[166],"State":[170],"Insurance":[171],"Corporation":[172],"(another":[173],"insurance":[176],"companies).":[177],"Years":[178],"later":[179],"more":[180],"private":[181],"entered":[183],"market.":[185],"Despite":[186],"entry":[188],"local":[190],"still":[195],"uncompetitive.":[197],"Most":[198],"notable":[204],"exception":[205],"ZANACO":[207],"predominantly":[209],"urban-based.":[210],"continue":[214],"dominating":[215],"terms":[217],"market":[219],"share,":[220],"loans":[221],"advances,":[223],"deposits":[224,418],"total":[226],"assets.":[227],"Such":[228],"type":[229],"structure":[231,242],"indicates":[232],"concentrated.":[240],"This":[241,423],"does":[243],"not":[244],"favour":[245],"customers.":[249],"As":[250],"result":[252],"high":[253],"costs":[255],"being":[257],"borne":[258],"depositors":[261],"due":[262],"to":[263,321],"inadequate":[264],"prevailing":[266],"country.":[269],"\n\nUnder":[270],"this":[271,376],"study":[272],"\u201cthe":[273],"Price-Concentration":[274],"Relationship":[275],"Deposit":[280],"Markets":[281],"Zambia\u201d,":[283],"we":[284,313],"explore":[285],"level":[287],"bank":[289,298],"concentration":[290,299,412],"country":[293],"relationship":[296,402,424],"between":[297],"deposit":[306,406],"rates":[307,408],"(i.e":[308],"prices).":[309],"our":[311],"analysis":[312],"uses":[314],"quarterly":[315],"data":[316,336,351,373],"spanning":[317],"period":[319],"1997":[320],"2007":[322],"from":[323,337,355],"annual":[328,334],"reports":[329],"bulletins;":[331],"reports;":[335,350],"various":[338],"thesis":[339],"kept":[340],"University":[343],"library;":[346],"Central":[348],"Statistics":[349],"World":[357,359],"Bank\u2019s":[358],"Development":[360],"indicators;":[361],"Ministry":[363],"Finance":[365],"Planning":[368],"economic":[369],"reports.\n\n\nIn":[370],"analysing":[371],"collected":[374],"under":[375],"study,":[377],"time":[379],"series":[380],"co-integration":[382],"error":[384],"correction":[385],"modelling":[386],"approaches":[387],"used.":[390],"Empirical":[391],"suggests":[393],"exists":[396],"unique":[398],"long-run":[399],"or":[400],"equilibrium":[401],"weighted":[405],"interest":[407],"(i.e.,":[409],"prices)":[410],"ratio,":[413],"per":[414],"capita":[415],"income":[416],"held":[419],"banks.":[422],"implies":[425],"Zambia\u2019s":[427],"markets":[431],"\u201cbad\u201d":[433],"for":[434],"depositors.":[435]},"counts_by_year":[{"year":2012,"cited_by_count":1}],"updated_date":"2025-11-06T04:12:42.849631","created_date":"2017-03-16T00:00:00"}
