{"id":"https://openalex.org/W2588064271","doi":"https://doi.org/10.5539/ijef.v9n3p126","title":"The Impacts of Non-Performing Loan on Profitability: An Empirical Study on Banking Sector of Dhaka Stock Exchange","display_name":"The Impacts of Non-Performing Loan on Profitability: An Empirical Study on Banking Sector of Dhaka Stock Exchange","publication_year":2017,"publication_date":"2017-02-15","ids":{"openalex":"https://openalex.org/W2588064271","doi":"https://doi.org/10.5539/ijef.v9n3p126","mag":"2588064271"},"language":"en","primary_location":{"id":"doi:10.5539/ijef.v9n3p126","doi":"https://doi.org/10.5539/ijef.v9n3p126","is_oa":true,"landing_page_url":"https://doi.org/10.5539/ijef.v9n3p126","pdf_url":"http://www.ccsenet.org/journal/index.php/ijef/article/download/66419/36019","source":{"id":"https://openalex.org/S2765010479","display_name":"International Journal of Economics and Finance","issn_l":"1916-971X","issn":["1916-971X","1916-9728"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310322531","host_organization_name":"Canadian Center of Science and Education","host_organization_lineage":["https://openalex.org/P4310322531"],"host_organization_lineage_names":["Canadian Center of Science and Education"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Economics and Finance","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"http://www.ccsenet.org/journal/index.php/ijef/article/download/66419/36019","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5013154795","display_name":"Rozina Akter","orcid":"https://orcid.org/0000-0002-1271-9114","observed_orcids":["https://orcid.org/0000-0002-1271-9114","https://orcid.org/0000-0002-8700-9838"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Rozina Akter","raw_affiliation_strings":["Bangladesh"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bangladesh","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5025078570","display_name":"Jewel Kumar Roy","orcid":"https://orcid.org/0000-0002-9881-5915","observed_orcids":["https://orcid.org/0000-0002-9881-5915"]},"institutions":[{"id":"https://openalex.org/I11000651","display_name":"Jatiya Kabi Kazi Nazrul Islam University","ror":"https://ror.org/009kcw598","country_code":"BD","type":"education","lineage":["https://openalex.org/I11000651"]}],"countries":["BD"],"is_corresponding":false,"raw_author_name":"Jewel Kumar Roy","raw_affiliation_strings":["Department of Finance & Banking, Faculty of Business Administration, Jatiya Kabi Kazi Nazrul Islam University, Bangladesh"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Finance & Banking, Faculty of Business Administration, Jatiya Kabi Kazi Nazrul Islam University, Bangladesh","institution_ids":["https://openalex.org/I11000651"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5013154795"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":19.7136,"has_fulltext":true,"cited_by_count":80,"citation_normalized_percentile":{"value":0.99084882,"is_in_top_1_percent":true,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":97,"max":99},"biblio":{"volume":"9","issue":"3","first_page":"126","last_page":"126"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9301999807357788,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9301999807357788,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.06930000334978104,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":1.0},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.984000027179718},{"id":"https://openalex.org/keywords/net-interest-margin","display_name":"net interest margin","score":0.9739999771118164},{"id":"https://openalex.org/keywords/net-profit-margin","display_name":"net profit margin","score":0.8259999752044678},{"id":"https://openalex.org/keywords/loan-provisions","display_name":"loan provisions","score":0.5009999871253967},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.6660000085830688},{"id":"https://openalex.org/keywords/dhaka-stock-exchange","display_name":"Dhaka Stock Exchange","score":0.7179999947547913},{"id":"https://openalex.org/keywords/bangladesh-banking-sector","display_name":"Bangladesh banking sector","score":0.8220000267028809},{"id":"https://openalex.org/keywords/loan-default","display_name":"loan default","score":0.6190000176429749}],"concepts":[{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.817322850227356},{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.7911238074302673},{"id":"https://openalex.org/C6175523","wikidata":"https://www.wikidata.org/wiki/Q11771027","display_name":"Net interest margin","level":4,"score":0.7870701551437378},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.7400468587875366},{"id":"https://openalex.org/C2776529561","wikidata":"https://www.wikidata.org/wiki/Q157833","display_name":"Embezzlement","level":3,"score":0.582946240901947},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5682660341262817},{"id":"https://openalex.org/C189560676","wikidata":"https://www.wikidata.org/wiki/Q1187906","display_name":"Profit margin","level":2,"score":0.5665001273155212},{"id":"https://openalex.org/C200870193","wikidata":"https://www.wikidata.org/wiki/Q11691","display_name":"Stock exchange","level":2,"score":0.5586696267127991},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5322451591491699},{"id":"https://openalex.org/C204036174","wikidata":"https://www.wikidata.org/wiki/Q909380","display_name":"Stock (firearms)","level":2,"score":0.43910297751426697},{"id":"https://openalex.org/C98937230","wikidata":"https://www.wikidata.org/wiki/Q5174787","display_name":"Cost of funds index","level":3,"score":0.4300517439842224},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3613649904727936},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.35616910457611084},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.35279756784439087},{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.1974908411502838},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.06374242901802063},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C78519656","wikidata":"https://www.wikidata.org/wiki/Q101333","display_name":"Mechanical engineering","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C202565627","wikidata":"https://www.wikidata.org/wiki/Q146491","display_name":"Criminal law","level":2,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.5539/ijef.v9n3p126","doi":"https://doi.org/10.5539/ijef.v9n3p126","is_oa":true,"landing_page_url":"https://doi.org/10.5539/ijef.v9n3p126","pdf_url":"http://www.ccsenet.org/journal/index.php/ijef/article/download/66419/36019","source":{"id":"https://openalex.org/S2765010479","display_name":"International Journal of Economics and Finance","issn_l":"1916-971X","issn":["1916-971X","1916-9728"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310322531","host_organization_name":"Canadian Center of Science and Education","host_organization_lineage":["https://openalex.org/P4310322531"],"host_organization_lineage_names":["Canadian Center of Science and Education"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Economics and Finance","raw_type":"journal-article"},{"id":"doi:10.2139/ssrn.2687388","doi":"https://doi.org/10.2139/ssrn.2687388","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.2687388","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},{"id":"pmh:oai:RePEc:ibn:ijefaa:v:9:y:2017:i:3:p:126-132","doi":null,"is_oa":false,"landing_page_url":"http://ccsenet.org/journal/index.php/ijef/article/view/66419/36019","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"doi:10.5539/ijef.v9n3p126","doi":"https://doi.org/10.5539/ijef.v9n3p126","is_oa":true,"landing_page_url":"https://doi.org/10.5539/ijef.v9n3p126","pdf_url":"http://www.ccsenet.org/journal/index.php/ijef/article/download/66419/36019","source":{"id":"https://openalex.org/S2765010479","display_name":"International Journal of Economics and Finance","issn_l":"1916-971X","issn":["1916-971X","1916-9728"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310322531","host_organization_name":"Canadian Center of Science and Education","host_organization_lineage":["https://openalex.org/P4310322531"],"host_organization_lineage_names":["Canadian Center of Science and Education"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Economics and Finance","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2588064271.pdf","grobid_xml":"https://content.openalex.org/works/W2588064271.grobid-xml"},"referenced_works_count":7,"referenced_works":["https://openalex.org/W583044032","https://openalex.org/W632775939","https://openalex.org/W2027347945","https://openalex.org/W2477066120","https://openalex.org/W2734418695","https://openalex.org/W2946474470","https://openalex.org/W3147133440"],"related_works":["https://openalex.org/W2294553201","https://openalex.org/W4402464785","https://openalex.org/W4327759328","https://openalex.org/W2921708024","https://openalex.org/W3000611870","https://openalex.org/W2998040969","https://openalex.org/W4229596847","https://openalex.org/W3140872699","https://openalex.org/W4411379944","https://openalex.org/W7223032621"],"abstract_inverted_index":{"Banking":[0],"sector":[1],"of":[2,9,21,25,39,72,80,105,126,139,159,164,183,187,203],"Bangladesh":[3],"is":[4,55,75,150,181],"trapped":[5],"in":[6,46,52,87,145,169],"a":[7,57,122],"gridlock":[8],"non-performing":[10,81,106,134,161],"loans":[11,107,141,162],"(NPLs)":[12,163],"so":[13,15],"much":[14],"that":[16,133],"NPL":[17],"accounts":[18],"for":[19,174,206],"11.60%":[20],"the":[22,43,62,73,78,101,165,184,207],"total":[23,140,160],"volume":[24],"classified":[26],"loans.":[27],"This":[28,95],"problem":[29],"has":[30,193],"started":[31],"to":[32,76,98,177],"be":[33],"widening":[34],"with":[35,114],"an":[36],"evil":[37],"trend":[38],"loan":[40,82,135],"embezzlement":[41],"among":[42],"industrial":[44],"borrowers":[45],"our":[47],"country.":[48],"Frequent":[49],"scam":[50],"series":[51,103],"banking":[53],"industry":[54],"surely":[56],"red":[58],"light":[59],"and":[60,112,121,153,191],"unfortunately":[61],"commercial":[63],"banks":[64,115,144,168,189,205],"are":[65],"highly":[66],"surrounded":[67],"by":[68,117],"it.":[69],"The":[70,129],"goal":[71],"study":[74,89,208],"analyze":[77],"impact":[79,197],"(NPL)":[83,136],"on":[84,142,198],"profitability":[85,116,190],"where":[86],"this":[88],"considered":[90],"net":[91,199],"interest":[92],"margin":[93,201],"(NIM).":[94],"paper":[96],"attempts":[97],"find":[99],"out":[100],"time":[102],"scenario":[104],"(NPLs),":[108],"its":[109],"growth,":[110],"provisions":[111],"relation":[113],"using":[118],"some":[119],"ratios":[120],"linear":[123],"regression":[124],"model":[125],"econometric":[127],"technique.":[128],"empirical":[130],"results":[131],"represent":[132],"as":[137],"percentage":[138],"listed":[143,166,204],"Dhaka":[146,170],"Stock":[147,171],"Exchange":[148,172],"(DSE)":[149,173],"very":[151],"high":[152],"they":[154],"holds":[155],"more":[156],"than":[157],"50%":[158],"30":[167],"year":[175],"2008":[176],"2013.":[178],"Moreover":[179],"it":[180,192],"one":[182],"major":[185],"factors":[186],"influencing":[188],"statistically":[194],"significant":[195],"negative":[196],"profit":[200],"(NPM)":[202],"periods.":[209]},"counts_by_year":[{"year":2026,"cited_by_count":5},{"year":2025,"cited_by_count":8},{"year":2024,"cited_by_count":15},{"year":2023,"cited_by_count":11},{"year":2022,"cited_by_count":8},{"year":2021,"cited_by_count":12},{"year":2020,"cited_by_count":10},{"year":2019,"cited_by_count":7},{"year":2018,"cited_by_count":4}],"updated_date":"2026-11-09T13:22:03.289127","created_date":"2017-02-24T00:00:00"}
