{"id":"https://openalex.org/W2585980558","doi":"https://doi.org/10.22495/cocv11i4c5p2","title":"From financial exclusion to financial inclusion through microfinance: the case of rural Zimbabwe","display_name":"From financial exclusion to financial inclusion through microfinance: the case of rural Zimbabwe","publication_year":2014,"publication_date":"2014-01-01","ids":{"openalex":"https://openalex.org/W2585980558","doi":"https://doi.org/10.22495/cocv11i4c5p2","mag":"2585980558"},"language":"en","primary_location":{"id":"doi:10.22495/cocv11i4c5p2","doi":"https://doi.org/10.22495/cocv11i4c5p2","is_oa":true,"landing_page_url":"https://doi.org/10.22495/cocv11i4c5p2","pdf_url":null,"source":{"id":"https://openalex.org/S2798341630","display_name":"Corporate Ownership and Control","issn_l":"1727-9232","issn":["1727-9232","1810-0368","1810-3057"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","erih-plus","norway-1","vabb-shw"],"host_organization":"https://openalex.org/P4310322050","host_organization_name":"Publishing house \"Virtus Interpress\"","host_organization_lineage":["https://openalex.org/P4310322050"],"host_organization_lineage_names":["Publishing house \"Virtus Interpress\""],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Corporate Ownership and Control","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://doi.org/10.22495/cocv11i4c5p2","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5037527732","display_name":"Patricia Lindelwa Makoni","orcid":"https://orcid.org/0000-0002-9038-1411","observed_orcids":["https://orcid.org/0000-0002-9038-1411"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Patricia Lindelwa Makoni","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-9038-1411","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5037527732"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":14,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":98},"biblio":{"volume":"11","issue":"4","first_page":"447","last_page":"455"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12786","display_name":"Innovation and Socioeconomic Development","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1403","display_name":"Business and International Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-exclusion","display_name":"financial exclusion","score":0.9459999799728394},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.9980000257492065},{"id":"https://openalex.org/keywords/microfinance","display_name":"microfinance","score":0.968999981880188},{"id":"https://openalex.org/keywords/rural-banking","display_name":"rural banking","score":0.9700000286102295},{"id":"https://openalex.org/keywords/unbanked-populations","display_name":"unbanked populations","score":0.7480000257492065},{"id":"https://openalex.org/keywords/microfinance-institutions","display_name":"microfinance institutions","score":0.7599999904632568},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.8840000033378601},{"id":"https://openalex.org/keywords/rural-infrastructure","display_name":"rural infrastructure","score":0.9020000100135803},{"id":"https://openalex.org/keywords/matabeleland-north","display_name":"Matabeleland North","score":0.9399999976158142},{"id":"https://openalex.org/keywords/zimbabwe","display_name":"Zimbabwe","score":0.796999990940094}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.9613950848579407},{"id":"https://openalex.org/C2778430866","wikidata":"https://www.wikidata.org/wiki/Q3061848","display_name":"Unbanked","level":4,"score":0.8751242160797119},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.8598029613494873},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.6732740998268127},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6365858912467957},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.5684342980384827},{"id":"https://openalex.org/C129047720","wikidata":"https://www.wikidata.org/wiki/Q175185","display_name":"Rural area","level":2,"score":0.4400152266025543},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4152873754501343},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4145321846008301},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.40190190076828003},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2331012785434723},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.08244174718856812},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.22495/cocv11i4c5p2","doi":"https://doi.org/10.22495/cocv11i4c5p2","is_oa":true,"landing_page_url":"https://doi.org/10.22495/cocv11i4c5p2","pdf_url":null,"source":{"id":"https://openalex.org/S2798341630","display_name":"Corporate Ownership and Control","issn_l":"1727-9232","issn":["1727-9232","1810-0368","1810-3057"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","erih-plus","norway-1","vabb-shw"],"host_organization":"https://openalex.org/P4310322050","host_organization_name":"Publishing house \"Virtus Interpress\"","host_organization_lineage":["https://openalex.org/P4310322050"],"host_organization_lineage_names":["Publishing house \"Virtus Interpress\""],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Corporate Ownership and Control","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.22495/cocv11i4c5p2","doi":"https://doi.org/10.22495/cocv11i4c5p2","is_oa":true,"landing_page_url":"https://doi.org/10.22495/cocv11i4c5p2","pdf_url":null,"source":{"id":"https://openalex.org/S2798341630","display_name":"Corporate Ownership and Control","issn_l":"1727-9232","issn":["1727-9232","1810-0368","1810-3057"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","erih-plus","norway-1","vabb-shw"],"host_organization":"https://openalex.org/P4310322050","host_organization_name":"Publishing house \"Virtus Interpress\"","host_organization_lineage":["https://openalex.org/P4310322050"],"host_organization_lineage_names":["Publishing house \"Virtus Interpress\""],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Corporate Ownership and Control","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.7307999730110168,"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities"},{"score":0.7257999777793884,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"},{"score":0.41670000553131104,"id":"https://metadata.un.org/sdg/1","display_name":"No poverty"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":12,"referenced_works":["https://openalex.org/W574155350","https://openalex.org/W648685332","https://openalex.org/W1540228267","https://openalex.org/W1594658342","https://openalex.org/W2000211988","https://openalex.org/W2003060863","https://openalex.org/W2048501731","https://openalex.org/W2146963697","https://openalex.org/W2736894358","https://openalex.org/W2772720669","https://openalex.org/W2792603311","https://openalex.org/W4240078079"],"related_works":["https://openalex.org/W2033814114","https://openalex.org/W2738526007","https://openalex.org/W2626055138","https://openalex.org/W2319450692","https://openalex.org/W7165224598","https://openalex.org/W7112645391","https://openalex.org/W7217126238","https://openalex.org/W4384112183","https://openalex.org/W1563247457","https://openalex.org/W2242984706"],"abstract_inverted_index":{"This":[0],"paper":[1],"sought":[2],"to":[3,27,49,53,113,130,136,154],"shed":[4],"light":[5],"on":[6,61],"the":[7,34,43,63,74,78,81,103,118,141,148],"status":[8],"of":[9,33,42,80,143,147,162],"rural":[10,44,104,119,149],"banking":[11,62],"and":[12,56,65,90,140],"financial":[13,51,145],"exclusion":[14],"in":[15,73,94,107,117],"Zimbabwe.":[16],"Various":[17,59],"reasons":[18],"put":[19],"forth":[20],"by":[21],"existing":[22],"commercial":[23,88],"banks":[24,89,129],"were":[25,71],"examined":[26],"understand":[28],"why":[29],"a":[30,138,160],"large":[31],"population":[32,105,150],"country":[35],"remains":[36],"unbanked.":[37],"These":[38],"ranged":[39],"from":[40,68,85],"perceptions":[41],"communities":[45],"being":[46],"too":[47],"poor":[48,64],"need":[50],"services":[52],"real":[54],"economic":[55],"business":[57,125],"decisions.":[58],"literature":[60],"success":[66],"stories":[67],"other":[69],"countries":[70],"discussed":[72],"literature.":[75],"To":[76],"meet":[77],"objectives":[79],"study,":[82],"data":[83],"gathered":[84],"various":[86],"individuals,":[87],"microfinance":[91,155],"institutions":[92,156],"based":[93],"Matabeleland":[95],"North":[96],"was":[97,100,151],"analysed.":[98],"It":[99],"found":[101],"that":[102,132],"is":[106],"fact":[108],"largely":[109],"bankable.":[110],"However,":[111],"due":[112],"inadequate":[114],"basic":[115],"infrastructure":[116],"areas,":[120],"it":[121],"did":[122],"not":[123],"make":[124,137],"sense":[126],"for":[127],"established":[128],"service":[131],"population.":[133],"Banks":[134],"exist":[135],"profit":[139],"burden":[142],"ensuring":[144],"inclusion":[146],"left":[152],"mainly":[153],"which":[157],"however":[158],"faced":[159],"serious":[161],"challenges":[163],"ranging.":[164]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":5},{"year":2020,"cited_by_count":1}],"updated_date":"2026-11-06T12:05:46.655746","created_date":"2017-02-10T00:00:00"}