{"id":"https://openalex.org/W2521968652","doi":null,"title":"Financial Regulation of Fintech","display_name":"Financial Regulation of Fintech","publication_year":2015,"publication_date":"2015-01-01","ids":{"openalex":"https://openalex.org/W2521968652","mag":"2521968652"},"language":"en","primary_location":{"id":"mag:2521968652","doi":null,"is_oa":false,"landing_page_url":"https://EconPapers.repec.org/RePEc:ris:jofipe:0090","pdf_url":null,"source":{"id":"https://openalex.org/S2764417042","display_name":"Journal of financial perspectives","issn_l":"2049-8640","issn":["2049-8640"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of financial perspectives","raw_type":null},"volume":null,"type":"article","indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID3084015_code2758723.pdf?abstractid=3084015&mirid=1&type=2","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5000136854","display_name":"Philip Colin Treleaven","orcid":"https://orcid.org/0000-0001-8803-8297","observed_orcids":["https://orcid.org/0000-0001-8803-8297"]},"institutions":[{"id":"https://openalex.org/I45129253","display_name":"University College London","ror":"https://ror.org/02jx3x895","country_code":"GB","type":"education","lineage":["https://openalex.org/I124357947","https://openalex.org/I45129253"]}],"countries":["GB"],"is_corresponding":true,"raw_author_name":"Philip Treleaven","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0001-8803-8297","affiliations":[]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5000136854"],"corresponding_institution_ids":["https://openalex.org/I45129253"],"apc_list":null,"apc_paid":null,"fwci":5.834,"has_fulltext":false,"cited_by_count":74,"citation_normalized_percentile":{"value":0.95537011,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":94,"max":99},"biblio":{"volume":"3","issue":"3","first_page":"114","last_page":"121"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.000699999975040555,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13074","display_name":"Global Financial Regulation and Crises","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-regulation","display_name":"financial regulation","score":0.7760000228881836},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.9580000042915344},{"id":"https://openalex.org/keywords/regtech","display_name":"regulatory technology","score":0.6940000057220459},{"id":"https://openalex.org/keywords/big-data-regulation","display_name":"big data regulation","score":0.8690000176429749},{"id":"https://openalex.org/keywords/financial-reporting","display_name":"financial reporting","score":0.675000011920929},{"id":"https://openalex.org/keywords/international-regulatory-standards","display_name":"international regulatory standards","score":0.9139999747276306},{"id":"https://openalex.org/keywords/financial-conduct-authority","display_name":"Financial Conduct Authority","score":0.9559999704360962},{"id":"https://openalex.org/keywords/financial-innovation","display_name":"financial innovation","score":0.5879999995231628}],"concepts":[{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.6993637084960938},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.638386070728302},{"id":"https://openalex.org/C75684735","wikidata":"https://www.wikidata.org/wiki/Q858810","display_name":"Big data","level":2,"score":0.6179351210594177},{"id":"https://openalex.org/C510755694","wikidata":"https://www.wikidata.org/wiki/Q281095","display_name":"Financial regulation","level":2,"score":0.4782201945781708},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.47512346506118774},{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.46005553007125854},{"id":"https://openalex.org/C8797682","wikidata":"https://www.wikidata.org/wiki/Q2115","display_name":"XML","level":2,"score":0.43814370036125183},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.4170558452606201},{"id":"https://openalex.org/C2777064627","wikidata":"https://www.wikidata.org/wiki/Q3151423","display_name":"Financial innovation","level":2,"score":0.4152892231941223},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.4115500748157501},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1007915735244751},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"mag:2521968652","doi":null,"is_oa":false,"landing_page_url":"https://EconPapers.repec.org/RePEc:ris:jofipe:0090","pdf_url":null,"source":{"id":"https://openalex.org/S2764417042","display_name":"Journal of financial perspectives","issn_l":"2049-8640","issn":["2049-8640"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of financial perspectives","raw_type":null},{"id":"mag:3123344196","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID3084015_code2758723.pdf?abstractid=3084015&mirid=1&type=2","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null}],"best_oa_location":{"id":"mag:3123344196","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID3084015_code2758723.pdf?abstractid=3084015&mirid=1&type=2","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null},"sustainable_development_goals":[{"score":0.5378999710083008,"display_name":"Industry, innovation and infrastructure","id":"https://metadata.un.org/sdg/9"}],"sustainable_development_goals_aurora":[{"score":0.6200000047683716,"display_name":"Industry, innovation and infrastructure","id":"https://metadata.un.org/sdg/9"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2876683900","https://openalex.org/W3082696051","https://openalex.org/W6991269040","https://openalex.org/W3216988129","https://openalex.org/W2613910597","https://openalex.org/W4390613866","https://openalex.org/W2900115342","https://openalex.org/W2689050335","https://openalex.org/W3138807249","https://openalex.org/W2994568606"],"abstract_inverted_index":{"Effective":[0],"financial":[1,14,74,85],"regulation":[2,29],"is":[3],"clearly":[4],"crucial":[5],"to":[6,48,59,83,102],"innovation":[7],"and":[8,30,46,51,77,106],"the":[9,13,36,61,67,73,118],"future":[10],"success":[11],"of":[12,56],"services":[15,75],"industry":[16],"and,":[17],"in":[18,35],"specific,":[19],"FinTech.":[20],"1":[21],"There":[22],"are":[23,89],"also":[24,31],"unprecedented":[25],"opportunities":[26],"for":[27,95],"reforming":[28],"creating":[32],"new":[33,54,79],"businesses":[34],"process.":[37],"Examples":[38],"include:":[39],"using":[40],"\u201cbig":[41,80],"data\u201d":[42,81],"regulatory":[43,69,100],"online":[44],"reporting":[45,105],"analytics":[47],"streamline":[49],"reporting;":[50],"stimulating":[52],"a":[53,99],"generation":[55],"\u201cRegTech\u201d":[57],"companies":[58],"provide":[60],"regulatory/compliance":[62],"software.":[63],"This":[64],"paper":[65],"reviews":[66],"current":[68],"pressures":[70],"faced":[71],"by":[72,117],"industry,":[76],"discusses":[78],"approaches":[82],"regulating":[84],"companies.":[86],"Three":[87],"actions":[88],"highlighted:":[90],"a)":[91],"an":[92,108],"open-source":[93],"platform":[94],"FinTech":[96],"regulation,":[97],"b)":[98],"XML":[101],"help":[103],"standardize":[104],"c)":[107],"overarching":[109],"international":[110],"standards":[111],"body.":[112],"Lastly,":[113],"we":[114],"examine":[115],"responses":[116],"U.K.":[119],"Financial":[120],"Conduct":[121],"Authority":[122],"(FCA),":[123],"such":[124],"as":[125],"Project":[126],"Innovate.":[127]},"counts_by_year":[{"year":2025,"cited_by_count":6},{"year":2024,"cited_by_count":5},{"year":2023,"cited_by_count":10},{"year":2022,"cited_by_count":8},{"year":2021,"cited_by_count":12},{"year":2020,"cited_by_count":13},{"year":2019,"cited_by_count":12},{"year":2018,"cited_by_count":4},{"year":2017,"cited_by_count":2},{"year":2016,"cited_by_count":2}],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2016-09-30T00:00:00"}
