{"id":"https://openalex.org/W2483570054","doi":null,"title":"The impact of online banking on the performance of Nigerian banking sector","display_name":"The impact of online banking on the performance of Nigerian banking sector","publication_year":2015,"publication_date":"2015-10-20","ids":{"openalex":"https://openalex.org/W2483570054","mag":"2483570054"},"language":"en","primary_location":{"id":"pmh:oai:repo.uum.edu.my:17524","doi":null,"is_oa":true,"landing_page_url":"https://repo.uum.edu.my/id/eprint/17524/1/10_ICoEC2015%2063-68.pdf","pdf_url":"http://repo.uum.edu.my/17524/1/10_ICoEC2015%2063-68.pdf","source":{"id":"https://openalex.org/S4306400886","display_name":"Universiti Utara Malaysia Institutional Repository (Universiti Utara Malaysia)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I65079550","host_organization_name":"Universiti Malaysia Perlis","host_organization_lineage":["https://openalex.org/I65079550"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Conference or Workshop Item"},"volume":null,"type":"conference-paper","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"http://repo.uum.edu.my/17524/1/10_ICoEC2015%2063-68.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5023717312","display_name":"Auwal Musa","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Auwal Musa","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5027009007","display_name":"Shafi\u2019u Abubakar Kurfi","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Shafi\u2019u Abubakar Kurfi","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5113894164","display_name":"Haslinda Hassan","orcid":"https://orcid.org/0000-0002-9560-8195","observed_orcids":["https://orcid.org/0000-0002-9560-8195"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Haslinda Hassan","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-9560-8195","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":9,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":96},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.5019999742507935,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.5019999742507935,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.46779999136924744,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.0071000000461936,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/online-banking","display_name":"internet banking","score":0.8640000224113464},{"id":"https://openalex.org/keywords/electronic-banking","display_name":"electronic banking","score":0.8870000243186951},{"id":"https://openalex.org/keywords/bank-performance","display_name":"bank performance","score":0.9279999732971191},{"id":"https://openalex.org/keywords/nigerian-banking-sector","display_name":"Nigerian banking sector","score":0.8960000276565552},{"id":"https://openalex.org/keywords/ict-investment","display_name":"ICT investment","score":0.7620000243186951},{"id":"https://openalex.org/keywords/debit-cards","display_name":"debit cards","score":0.9490000009536743},{"id":"https://openalex.org/keywords/automated-teller-machines","display_name":"automated teller machines","score":0.9679999947547913},{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.9980000257492065},{"id":"https://openalex.org/keywords/return-on-equity","display_name":"return on equity","score":1.0},{"id":"https://openalex.org/keywords/net-interest-margin","display_name":"net interest margin","score":0.968999981880188},{"id":"https://openalex.org/keywords/information-technology-adoption","display_name":"information technology adoption","score":0.6019999980926514}],"concepts":[{"id":"https://openalex.org/C2776014549","wikidata":"https://www.wikidata.org/wiki/Q3050847","display_name":"Consolidation (business)","level":2,"score":0.686543881893158},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6725741028785706},{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.5965594053268433},{"id":"https://openalex.org/C155530773","wikidata":"https://www.wikidata.org/wiki/Q591174","display_name":"Return on equity","level":3,"score":0.5616281032562256},{"id":"https://openalex.org/C156152238","wikidata":"https://www.wikidata.org/wiki/Q1548025","display_name":"Retail banking","level":2,"score":0.5046824216842651},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.49260836839675903},{"id":"https://openalex.org/C129489539","wikidata":"https://www.wikidata.org/wiki/Q3383101","display_name":"Net interest income","level":3,"score":0.4249567687511444},{"id":"https://openalex.org/C2986226071","wikidata":"https://www.wikidata.org/wiki/Q22687","display_name":"Banking industry","level":2,"score":0.4161854684352875},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.33575910329818726},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.3239310383796692},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.30995553731918335},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.1694795787334442},{"id":"https://openalex.org/C200870193","wikidata":"https://www.wikidata.org/wiki/Q11691","display_name":"Stock exchange","level":2,"score":0.15475785732269287}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:repo.uum.edu.my:17524","doi":null,"is_oa":true,"landing_page_url":"https://repo.uum.edu.my/id/eprint/17524/1/10_ICoEC2015%2063-68.pdf","pdf_url":"http://repo.uum.edu.my/17524/1/10_ICoEC2015%2063-68.pdf","source":{"id":"https://openalex.org/S4306400886","display_name":"Universiti Utara Malaysia Institutional Repository (Universiti Utara Malaysia)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I65079550","host_organization_name":"Universiti Malaysia Perlis","host_organization_lineage":["https://openalex.org/I65079550"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Conference or Workshop Item"},{"id":"mag:2483570054","doi":null,"is_oa":false,"landing_page_url":"http://repo.uum.edu.my/17524/","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":{"id":"pmh:oai:repo.uum.edu.my:17524","doi":null,"is_oa":true,"landing_page_url":"https://repo.uum.edu.my/id/eprint/17524/1/10_ICoEC2015%2063-68.pdf","pdf_url":"http://repo.uum.edu.my/17524/1/10_ICoEC2015%2063-68.pdf","source":{"id":"https://openalex.org/S4306400886","display_name":"Universiti Utara Malaysia Institutional Repository (Universiti Utara Malaysia)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I65079550","host_organization_name":"Universiti Malaysia Perlis","host_organization_lineage":["https://openalex.org/I65079550"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Conference or Workshop Item"},"sustainable_development_goals":[{"display_name":"Industry, innovation and infrastructure","score":0.5378999710083008,"id":"https://metadata.un.org/sdg/9"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2483570054.pdf","grobid_xml":"https://content.openalex.org/works/W2483570054.grobid-xml"},"referenced_works_count":20,"referenced_works":["https://openalex.org/W238030176","https://openalex.org/W1502965596","https://openalex.org/W1582267256","https://openalex.org/W1593594300","https://openalex.org/W1600716757","https://openalex.org/W1608386772","https://openalex.org/W1834239996","https://openalex.org/W1879733395","https://openalex.org/W1927667865","https://openalex.org/W1981781071","https://openalex.org/W2009366868","https://openalex.org/W2020516612","https://openalex.org/W2123748996","https://openalex.org/W2128996533","https://openalex.org/W2129221671","https://openalex.org/W2139196793","https://openalex.org/W2204920451","https://openalex.org/W2904072329","https://openalex.org/W2993569029","https://openalex.org/W3124958831"],"related_works":["https://openalex.org/W1582267256","https://openalex.org/W3092954463","https://openalex.org/W4406980086","https://openalex.org/W7078974033","https://openalex.org/W4399513426","https://openalex.org/W3082725229","https://openalex.org/W7118885261","https://openalex.org/W3196764567","https://openalex.org/W7215596346","https://openalex.org/W2324564665"],"abstract_inverted_index":{"In":[0,28],"this":[1,59],"contemporary":[2],"life,":[3],"information":[4,85],"technology":[5,88],"(IT)":[6],"has":[7],"become":[8],"a":[9,49],"significant":[10],"medium":[11],"in":[12,47,53,75,138],"economic":[13],"and":[14,86,98,117,147],"social":[15],"development.Banking":[16],"sector":[17,74],"nowadays":[18],"cannot":[19],"move":[20],"forward":[21],"rapidly":[22],"without":[23],"the":[24,36,40,44,54,56,64,69,72,81,107,132,145,152],"use":[25],"of":[26,35,58,66,71,92,100,129,163],"IT.":[27],"particular,":[29],"online":[30],"banking":[31,73],"(ebanking)":[32],"is":[33,61],"one":[34],"IT":[37],"applications":[38],"with":[39],"highest":[41],"impact":[42,65,128],"on":[43,68,84,110,114,131],"global":[45],"economy":[46],"creating":[48],"new":[50],"business":[51],"environment":[52],"sector.Therefore,":[55],"aim":[57],"study":[60],"to":[62,96],"examine":[63],"e-banking":[67],"performance":[70,126,134],"Nigeria.E-banking":[76],"will":[77,122,135,169],"be":[78,123,136,170],"measured":[79],"by":[80,106],"expenditure":[82],"made":[83],"communication":[87],"(ICT)":[89],"investments,":[90],"number":[91,99],"debit":[93],"cards":[94],"issued":[95],"customers,":[97],"automated":[101],"teller":[102],"machines":[103],"(ATMs)":[104],"installed":[105],"banks.":[108],"Return":[109],"assets":[111],"(ROA),":[112],"return":[113],"equity":[115],"(ROE),":[116],"net":[118],"interest":[119],"margin":[120],"(NIM)":[121],"used":[124,171],"as":[125],"variables.The":[127],"ebanking":[130],"bank":[133],"examined":[137],"two":[139],"periods:":[140],"pre-consolidation":[141],"(i.e.,":[142,149],"before":[143],"adopting":[144,151],"e-banking)":[146],"post-consolidation":[148],"after":[150],"e-banking).":[153],"Data":[154],"collection":[155],"involves":[156],"secondary":[157],"data":[158,173],"gathered":[159],"via":[160],"annual":[161],"reports":[162],"21":[164],"Nigerian":[165],"banks.The":[166],"SPSS":[167],"software":[168],"for":[172],"analysis.":[174]},"counts_by_year":[{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":1},{"year":2020,"cited_by_count":2}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-08-23T00:00:00"}
