{"id":"https://openalex.org/W2414521978","doi":"https://doi.org/10.4102/aej.v4i1.125","title":"Evaluating financial education initiatives in South Africa: The importance of multiple evaluation approaches","display_name":"Evaluating financial education initiatives in South Africa: The importance of multiple evaluation approaches","publication_year":2016,"publication_date":"2016-06-10","ids":{"openalex":"https://openalex.org/W2414521978","doi":"https://doi.org/10.4102/aej.v4i1.125","mag":"2414521978"},"language":"en","primary_location":{"id":"doi:10.4102/aej.v4i1.125","doi":"https://doi.org/10.4102/aej.v4i1.125","is_oa":true,"landing_page_url":"https://doi.org/10.4102/aej.v4i1.125","pdf_url":"https://aejonline.org/index.php/aej/article/download/125/255","source":{"id":"https://openalex.org/S4210179321","display_name":"African Evaluation Journal","issn_l":"2306-5133","issn":["2306-5133","2310-4988"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["dhet","doaj","norway-1","poland-20","russia-white-list-2","scielo","vabb-shw"],"host_organization":"https://openalex.org/P4310315322","host_organization_name":"AOSIS","host_organization_lineage":["https://openalex.org/P4310315322"],"host_organization_lineage_names":["AOSIS"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"African Evaluation Journal","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://aejonline.org/index.php/aej/article/download/125/255","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"Emily Massey","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405260189","display_name":"Genesis Analytics (South Africa)","ror":"https://ror.org/03cqkav30","country_code":"ZA","type":"company","lineage":["https://openalex.org/I4405260189"]}],"countries":["ZA"],"is_corresponding":false,"raw_author_name":"Emily Massey","raw_affiliation_strings":["Genesis Analytics"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Genesis Analytics","institution_ids":["https://openalex.org/I4405260189"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5084182974","display_name":"Alyna Wyatt","orcid":"https://orcid.org/0000-0002-7583-5219","observed_orcids":["https://orcid.org/0000-0002-7583-5219"]},"institutions":[{"id":"https://openalex.org/I4405260189","display_name":"Genesis Analytics (South Africa)","ror":"https://ror.org/03cqkav30","country_code":"ZA","type":"company","lineage":["https://openalex.org/I4405260189"]}],"countries":["ZA"],"is_corresponding":false,"raw_author_name":"Alyna Wyatt","raw_affiliation_strings":["Genesis Analytics"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Genesis Analytics","institution_ids":["https://openalex.org/I4405260189"]}]},{"author_position":"last","author":{"id":null,"display_name":"Caitlin Smit","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405260189","display_name":"Genesis Analytics (South Africa)","ror":"https://ror.org/03cqkav30","country_code":"ZA","type":"company","lineage":["https://openalex.org/I4405260189"]}],"countries":["ZA"],"is_corresponding":false,"raw_author_name":"Caitlin Smit","raw_affiliation_strings":["Genesis Analytics"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Genesis Analytics","institution_ids":["https://openalex.org/I4405260189"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4405260189"],"apc_list":{"value":13725,"currency":"ZAR","value_usd":745},"apc_paid":{"value":13725,"currency":"ZAR","value_usd":745},"fwci":0.0,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":{"value":0.07829924,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":93},"biblio":{"volume":"4","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12010","display_name":"Evaluation and Performance Assessment","score":0.798799991607666,"subfield":{"id":"https://openalex.org/subfields/3321","display_name":"Public Administration"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12010","display_name":"Evaluation and Performance Assessment","score":0.798799991607666,"subfield":{"id":"https://openalex.org/subfields/3321","display_name":"Public Administration"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.06689999997615814,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.05999999865889549,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-education","display_name":"financial education","score":0.9959999918937683},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.6200000047683716},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.8669999837875366},{"id":"https://openalex.org/keywords/project-evaluation","display_name":"project evaluation","score":0.7239999771118164},{"id":"https://openalex.org/keywords/impact-evaluation","display_name":"impact evaluation","score":0.8050000071525574},{"id":"https://openalex.org/keywords/monitoring-and-evaluation","display_name":"monitoring and evaluation","score":0.7590000033378601},{"id":"https://openalex.org/keywords/project-life-cycle","display_name":"project life cycle","score":0.7179999947547913},{"id":"https://openalex.org/keywords/south-africa","display_name":"South Africa","score":0.8809999823570251}],"concepts":[{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.7157250046730042},{"id":"https://openalex.org/C158154518","wikidata":"https://www.wikidata.org/wiki/Q7310970","display_name":"Relevance (law)","level":2,"score":0.6464033126831055},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.6107874512672424},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5824787616729736},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.5231655836105347},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.5053896903991699},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.46208664774894714},{"id":"https://openalex.org/C2780278329","wikidata":"https://www.wikidata.org/wiki/Q182590","display_name":"Project finance","level":2,"score":0.45731350779533386},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.4490181803703308},{"id":"https://openalex.org/C116834253","wikidata":"https://www.wikidata.org/wiki/Q2039217","display_name":"Identification (biology)","level":2,"score":0.44669434428215027},{"id":"https://openalex.org/C2779530757","wikidata":"https://www.wikidata.org/wiki/Q1207505","display_name":"Quality (philosophy)","level":2,"score":0.4266171455383301},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.42094454169273376},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.24003654718399048},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.08155688643455505},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C59822182","wikidata":"https://www.wikidata.org/wiki/Q441","display_name":"Botany","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.4102/aej.v4i1.125","doi":"https://doi.org/10.4102/aej.v4i1.125","is_oa":true,"landing_page_url":"https://doi.org/10.4102/aej.v4i1.125","pdf_url":"https://aejonline.org/index.php/aej/article/download/125/255","source":{"id":"https://openalex.org/S4210179321","display_name":"African Evaluation Journal","issn_l":"2306-5133","issn":["2306-5133","2310-4988"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["dhet","doaj","norway-1","poland-20","russia-white-list-2","scielo","vabb-shw"],"host_organization":"https://openalex.org/P4310315322","host_organization_name":"AOSIS","host_organization_lineage":["https://openalex.org/P4310315322"],"host_organization_lineage_names":["AOSIS"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"African Evaluation Journal","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:14e6b721ee4f473f96320d5ef6a6b5b8","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/14e6b721ee4f473f96320d5ef6a6b5b8","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"African Evaluation Journal, Vol 4, Iss 1, Pp e1-e6 (2016)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.4102/aej.v4i1.125","doi":"https://doi.org/10.4102/aej.v4i1.125","is_oa":true,"landing_page_url":"https://doi.org/10.4102/aej.v4i1.125","pdf_url":"https://aejonline.org/index.php/aej/article/download/125/255","source":{"id":"https://openalex.org/S4210179321","display_name":"African Evaluation Journal","issn_l":"2306-5133","issn":["2306-5133","2310-4988"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["dhet","doaj","norway-1","poland-20","russia-white-list-2","scielo","vabb-shw"],"host_organization":"https://openalex.org/P4310315322","host_organization_name":"AOSIS","host_organization_lineage":["https://openalex.org/P4310315322"],"host_organization_lineage_names":["AOSIS"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"African Evaluation Journal","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/4","score":0.6164000034332275,"display_name":"Quality education"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2414521978.pdf","grobid_xml":"https://content.openalex.org/works/W2414521978.grobid-xml"},"referenced_works_count":8,"referenced_works":["https://openalex.org/W2047108606","https://openalex.org/W2064042284","https://openalex.org/W2112102313","https://openalex.org/W2159074100","https://openalex.org/W2563954213","https://openalex.org/W3081968695","https://openalex.org/W3124746398","https://openalex.org/W4377140925"],"related_works":["https://openalex.org/W2182308657","https://openalex.org/W2907475576","https://openalex.org/W1994021010","https://openalex.org/W7075311024","https://openalex.org/W7113200698","https://openalex.org/W2471820279","https://openalex.org/W7100525372","https://openalex.org/W2159074100","https://openalex.org/W7011478930","https://openalex.org/W2768644793"],"abstract_inverted_index":{"Background:":[0],"Given":[1],"the":[2,24,32,44,67,95,103,139,145,181,185,189,193,210,218],"low":[3],"levels":[4],"of":[5,23,34,71,125,131,141,149,176,184,196],"financial":[6,11,29,36,89,109,132,198,206],"literacy":[7],"in":[8,20,65,81,88,135],"South":[9,83,136],"Africa,":[10],"education":[12,37,90,110,133,207],"projects":[13,134],"have":[14],"a":[15,35,72,82,120,123,129,150],"significant":[16],"role":[17],"to":[18,28,41,77,153,169],"play":[19],"reducing":[21],"some":[22],"demand":[25],"side":[26],"barriers":[27],"inclusion.":[30],"Measuring":[31],"impact":[33,59,99,156],"project":[38,45,151,162,236],"is":[39,92,202,215],"important":[40,204],"assess":[42],"whether":[43,197],"achieves":[46],"its":[47],"ultimate":[48],"objectives,":[49],"for":[50,55,226],"justifying":[51],"scaling":[52],"up":[53],"and":[54,113,138,157,165,209,212,228,240],"policy":[56],"design.":[57],"However,":[58],"evaluations":[60,177],"alone":[61],"are":[62,178,223],"not":[63,101],"sufficient":[64],"describing":[66],"success":[68,146],"or":[69,147],"failure":[70,148],"project.Objectives:":[73],"This":[74,115],"study":[75,116],"aims":[76],"show":[78],"that,":[79],"particularly":[80,203],"African":[84,219],"context,":[85,220],"where":[86,205,221],"investment":[87],"interventions":[91],"mandated":[93],"by":[94,119],"Financial":[96],"Sector":[97],"Codes,":[98],"should":[100,230],"be":[102,231],"only":[104,242],"criterion":[105],"assessed":[106],"when":[107],"evaluating":[108],"projects.Research":[111],"method":[112],"design:":[114],"was":[117,200],"informed":[118],"literature":[121],"review,":[122],"synthesis":[124],"team":[126],"experience":[127],"on":[128],"range":[130],"Africa":[137],"development":[140],"case":[142],"studies.Results:":[143],"Describing":[144],"needs":[152],"go":[154],"beyond":[155,192],"explore":[158],"factors":[159],"such":[160],"as":[161],"relevance,":[163,237],"design":[164],"quality.":[166],"In":[167,217],"order":[168],"verify":[170],"these":[171],"other":[172],"factors,":[173],"different":[174],"types":[175],"necessary":[179],"at":[180],"various":[182],"stages":[183],"project\u2019s":[186],"life-cycle.Conclusion:":[187],"Expanding":[188],"learning":[190],"objective":[191],"exclusive":[194],"identification":[195],"behaviour":[199],"achieved":[201],"projects,":[208],"monitoring":[211,227],"evaluation":[213,229],"thereof,":[214],"mandated.":[216],"resources":[222],"scarce,":[224],"money":[225],"selectively":[232],"channelled":[233],"into":[234],"determining":[235],"effectiveness,":[238],"efficiency":[239],"then":[241],"impact.":[243]},"counts_by_year":[{"year":2023,"cited_by_count":1},{"year":2020,"cited_by_count":1}],"updated_date":"2026-09-29T14:09:16.559479","created_date":"2016-06-24T00:00:00"}
