{"id":"https://openalex.org/W2313136554","doi":"https://doi.org/10.1177/056943450404800204","title":"Personal Financial Planning: Origins, Developments and a Plan for Future Direction","display_name":"Personal Financial Planning: Origins, Developments and a Plan for Future Direction","publication_year":2004,"publication_date":"2004-10-01","ids":{"openalex":"https://openalex.org/W2313136554","doi":"https://doi.org/10.1177/056943450404800204","mag":"2313136554"},"language":"en","primary_location":{"id":"doi:10.1177/056943450404800204","doi":"https://doi.org/10.1177/056943450404800204","is_oa":false,"landing_page_url":"https://doi.org/10.1177/056943450404800204","pdf_url":null,"source":{"id":"https://openalex.org/S2764393121","display_name":"The American Economist","issn_l":"0569-4345","issn":["0569-4345","2328-1235"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","cwts-core","poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310320017","host_organization_name":"SAGE Publishing","host_organization_lineage":["https://openalex.org/P4310320017"],"host_organization_lineage_names":["SAGE Publishing"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The American Economist","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5042972443","display_name":"Lewis J. Altfest","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Lewis Altfest","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5042972443"],"corresponding_institution_ids":[],"apc_list":{"value":3400,"currency":"USD","value_usd":3400},"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":106,"citation_normalized_percentile":{"value":0.48102232,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":94,"max":100},"biblio":{"volume":"48","issue":"2","first_page":"53","last_page":"60"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9824000000953674,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9824000000953674,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.005400000140070915,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.002199999988079071,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/personal-financial-planning","display_name":"personal financial planning","score":1.0},{"id":"https://openalex.org/keywords/franco-modigliani","display_name":"Modigliani","score":0.8700000047683716},{"id":"https://openalex.org/keywords/becker","display_name":"Becker","score":0.7480000257492065},{"id":"https://openalex.org/keywords/markowitz","display_name":"Markowitz","score":0.9160000085830688},{"id":"https://openalex.org/keywords/personal-finance-education","display_name":"personal finance education","score":0.75}],"concepts":[{"id":"https://openalex.org/C2781110425","wikidata":"https://www.wikidata.org/wiki/Q2074695","display_name":"Coursework","level":2,"score":0.8287794589996338},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.6901607513427734},{"id":"https://openalex.org/C2776505523","wikidata":"https://www.wikidata.org/wiki/Q4785468","display_name":"Plan (archaeology)","level":2,"score":0.5608030557632446},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5359564423561096},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.4403597414493561},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.35060787200927734},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3298102617263794},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.30209946632385254},{"id":"https://openalex.org/C19417346","wikidata":"https://www.wikidata.org/wiki/Q7922","display_name":"Pedagogy","level":1,"score":0.08361902832984924},{"id":"https://openalex.org/C95457728","wikidata":"https://www.wikidata.org/wiki/Q309","display_name":"History","level":0,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1177/056943450404800204","doi":"https://doi.org/10.1177/056943450404800204","is_oa":false,"landing_page_url":"https://doi.org/10.1177/056943450404800204","pdf_url":null,"source":{"id":"https://openalex.org/S2764393121","display_name":"The American Economist","issn_l":"0569-4345","issn":["0569-4345","2328-1235"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","cwts-core","poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310320017","host_organization_name":"SAGE Publishing","host_organization_lineage":["https://openalex.org/P4310320017"],"host_organization_lineage_names":["SAGE Publishing"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The American Economist","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:sae:amerec:v:48:y:2004:i:2:p:53-60","doi":null,"is_oa":false,"landing_page_url":"https://journals.sagepub.com/doi/10.1177/056943450404800204","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[],"sustainable_development_goals_aurora":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":19,"referenced_works":["https://openalex.org/W6241051","https://openalex.org/W225065923","https://openalex.org/W1581304295","https://openalex.org/W1977145788","https://openalex.org/W2005930083","https://openalex.org/W2006242510","https://openalex.org/W2007380343","https://openalex.org/W2039810561","https://openalex.org/W2062229217","https://openalex.org/W2090874083","https://openalex.org/W2095299437","https://openalex.org/W2124597406","https://openalex.org/W2131773668","https://openalex.org/W2148796647","https://openalex.org/W2752617332","https://openalex.org/W3023376117","https://openalex.org/W3206724965","https://openalex.org/W4231546411","https://openalex.org/W4298197486"],"related_works":["https://openalex.org/W2726521970","https://openalex.org/W749154801","https://openalex.org/W4413972613","https://openalex.org/W4220653229","https://openalex.org/W3125100749","https://openalex.org/W2071716301","https://openalex.org/W1607614159","https://openalex.org/W2209125413","https://openalex.org/W3152912118","https://openalex.org/W2604281487"],"abstract_inverted_index":{"Personal":[0],"financial":[1,45,99],"planning":[2,46],"(PFP)":[3],"is":[4,86],"a":[5,42,73],"fairly":[6],"new":[7],"and":[8,20,23,29,61,79,101],"growing":[9],"discipline.":[10],"Its":[11],"origins":[12],"are":[13],"in":[14,33,66],"the":[15,34,76,90],"underacknowledged":[16],"contribution":[17],"by":[18,21],"Modigliani,":[19],"Becker":[22],"Markowitz.":[24],"PFP":[25,59,85],"deserves":[26,94],"academic":[27,31,67,98],"recognition":[28],"additional":[30],"research":[32],"area.":[35],"It":[36],"would":[37],"be":[38,64],"extremely":[39],"useful":[40],"if":[41],"separate":[43],"personal":[44],"theory":[47],"were":[48],"articulated.":[49],"The":[50],"author":[51],"presents":[52],"building":[53],"blocks":[54],"for":[55],"that":[56],"theory.":[57],"Furthermore,":[58],"coursework":[60],"textbooks":[62],"should":[63],"elevated":[65],"content":[68],"to":[69,88],"place":[70],"them":[71],"on":[72],"par":[74],"with":[75],"corporate":[77],"finance":[78],"investments":[80],"areas.":[81],"With":[82],"proper":[83],"support,":[84],"likely":[87],"achieve":[89],"greater":[91],"prominence":[92],"it":[93],"alongside":[95],"other":[96,102],"well-recognized":[97],"areas":[100],"professional":[103],"disciplines.":[104]},"counts_by_year":[{"year":2026,"cited_by_count":4},{"year":2025,"cited_by_count":13},{"year":2024,"cited_by_count":18},{"year":2023,"cited_by_count":10},{"year":2022,"cited_by_count":9},{"year":2021,"cited_by_count":8},{"year":2020,"cited_by_count":4},{"year":2019,"cited_by_count":3},{"year":2018,"cited_by_count":3},{"year":2017,"cited_by_count":5},{"year":2016,"cited_by_count":7},{"year":2015,"cited_by_count":6},{"year":2014,"cited_by_count":3},{"year":2013,"cited_by_count":2},{"year":2012,"cited_by_count":2}],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2016-06-24T00:00:00"}