{"id":"https://openalex.org/W2255669279","doi":null,"title":"Procyclicality of Loan Loss Provisions \u2013 The Case of Poland","display_name":"Procyclicality of Loan Loss Provisions \u2013 The Case of Poland","publication_year":2012,"publication_date":"2012-10-01","ids":{"openalex":"https://openalex.org/W2255669279","mag":"2255669279"},"language":"en","primary_location":{"id":"mag:2255669279","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID2378305_code2182817.pdf?abstractid=2378305&mirid=1","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null},"parent_works":[],"lineage":["https://openalex.org/W2255669279"],"child_works_count":0,"type":"preprint","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID2378305_code2182817.pdf?abstractid=2378305&mirid=1","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5032317274","display_name":"Ma\u0142gorzata  Anna Olszak","orcid":"https://orcid.org/0000-0001-8920-5309","observed_orcids":["https://orcid.org/0000-0001-8920-5309"]},"institutions":[{"id":"https://openalex.org/I4654613","display_name":"University of Warsaw","ror":"https://ror.org/039bjqg32","country_code":"PL","type":"education","lineage":["https://openalex.org/I4654613"]}],"countries":["PL"],"is_corresponding":true,"raw_author_name":"Ma\u0142gorzata Olszak","raw_affiliation_strings":["University of Warsaw Faculty of Management"],"raw_orcid":"https://orcid.org/0000-0001-8920-5309","affiliations":[{"raw_affiliation_string":"University of Warsaw Faculty of Management","institution_ids":["https://openalex.org/I4654613"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5032317274"],"corresponding_institution_ids":["https://openalex.org/I4654613"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.0010000000474974513,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10503","display_name":"Global Financial Crisis and Policies","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/procyclicality","display_name":"procyclicality","score":0.8460000157356262},{"id":"https://openalex.org/keywords/loan-loss-provisions","display_name":"loan loss provisions","score":0.9409999847412109},{"id":"https://openalex.org/keywords/credit-cycles","display_name":"credit cycles","score":0.5130000114440918},{"id":"https://openalex.org/keywords/prudential-regulation","display_name":"prudential regulation","score":0.8640000224113464},{"id":"https://openalex.org/keywords/capital-adequacy","display_name":"capital adequacy","score":0.8190000057220459},{"id":"https://openalex.org/keywords/earnings-management","display_name":"earnings management","score":0.8090000152587891},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.7179999947547913},{"id":"https://openalex.org/keywords/business-cycle-amplification","display_name":"business cycle amplification","score":0.8019999861717224},{"id":"https://openalex.org/keywords/poland","display_name":"Poland","score":0.35600000619888306}],"concepts":[{"id":"https://openalex.org/C172191483","wikidata":"https://www.wikidata.org/wiki/Q1071806","display_name":"Provisioning","level":2,"score":0.8659572601318359},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.8298152089118958},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.620692789554596},{"id":"https://openalex.org/C83873408","wikidata":"https://www.wikidata.org/wiki/Q192311","display_name":"Business cycle","level":2,"score":0.5585266351699829},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5125129222869873},{"id":"https://openalex.org/C83646750","wikidata":"https://www.wikidata.org/wiki/Q193893","display_name":"Capital (architecture)","level":2,"score":0.48048749566078186},{"id":"https://openalex.org/C2781426361","wikidata":"https://www.wikidata.org/wiki/Q5326940","display_name":"Earnings","level":2,"score":0.4665500819683075},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.43269068002700806},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3555535078048706},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.27202078700065613},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.1291753053665161},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.08584439754486084},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.06404399871826172},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C95457728","wikidata":"https://www.wikidata.org/wiki/Q309","display_name":"History","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:2255669279","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID2378305_code2182817.pdf?abstractid=2378305&mirid=1","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null}],"best_oa_location":{"id":"mag:2255669279","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID2378305_code2182817.pdf?abstractid=2378305&mirid=1","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":35,"referenced_works":["https://openalex.org/W1498076685","https://openalex.org/W1553194379","https://openalex.org/W1600276569","https://openalex.org/W1836856994","https://openalex.org/W1926025273","https://openalex.org/W1979814305","https://openalex.org/W1987722038","https://openalex.org/W1987738440","https://openalex.org/W1994048166","https://openalex.org/W2020872716","https://openalex.org/W2032229417","https://openalex.org/W2056876635","https://openalex.org/W2065741243","https://openalex.org/W2069485499","https://openalex.org/W2100281146","https://openalex.org/W2100670087","https://openalex.org/W2108624388","https://openalex.org/W2129676730","https://openalex.org/W2142052054","https://openalex.org/W2150397326","https://openalex.org/W2150422250","https://openalex.org/W2155986724","https://openalex.org/W2250522695","https://openalex.org/W2266779305","https://openalex.org/W3014415747","https://openalex.org/W3020991640","https://openalex.org/W3121466646","https://openalex.org/W3121585363","https://openalex.org/W3122028149","https://openalex.org/W3123133930","https://openalex.org/W3123672093","https://openalex.org/W3124955208","https://openalex.org/W3125714376","https://openalex.org/W3125799992","https://openalex.org/W3126083903"],"related_works":["https://openalex.org/W2155986724","https://openalex.org/W7153171296","https://openalex.org/W7017458207","https://openalex.org/W2801158869","https://openalex.org/W1846882241","https://openalex.org/W3122700488","https://openalex.org/W2313453439","https://openalex.org/W4417031760","https://openalex.org/W647920782","https://openalex.org/W2599895043"],"abstract_inverted_index":{"The":[0,93],"recent":[1],"debate":[2],"over":[3],"the":[4,11,41,69,81,111],"role":[5],"of":[6,13,21,55],"prudential":[7],"regulations":[8,25],"in":[9,86,98],"amplifying":[10],"cyclicality":[12],"bank":[14],"lending":[15],"focuses":[16],"on":[17,48,62],"two":[18],"fundamental":[19],"sources":[20],"it:":[22],"capital":[23,56],"adequacy":[24],"and":[26,45],"loan":[27,35,82,115],"loss":[28,36,83,116],"provisioning":[29,37,84,97,117],"system.":[30],"Previous":[31],"research":[32],"shows":[33],"that":[34,54,96,113],"system":[38,85,118],"can":[39],"amplify":[40,89],"business":[42],"cycle":[43,91],"fluctuations,":[44],"its":[46],"impact":[47,122],"it":[49],"is":[50,72,100,106,119,123],"even":[51],"stronger":[52],"than":[53],"regulations.":[57],"A":[58],"dynamic":[59],"model":[60],"based":[61],"quarterly":[63],"aggregated":[64],"commercial":[65],"banks":[66],"data":[67],"for":[68],"period":[70],"1998-2009":[71],"used":[73],"to":[74,110],"determine":[75],"if":[76],"banking":[77],"behavior,":[78],"induced":[79],"by":[80,126],"Poland,":[87],"may":[88],"credit":[90],"fluctuations.":[92],"paper":[94],"finds":[95],"Poland":[99],"substantially":[101],"higher":[102],"when":[103],"GDP":[104],"growth":[105],"lower,":[107],"which":[108],"leads":[109],"conclusion":[112],"Polish":[114],"procyclical.":[120],"This":[121],"not":[124],"mitigated":[125],"earnings":[127],"management.":[128]},"counts_by_year":[{"year":2023,"cited_by_count":1},{"year":2021,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2013,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-06-24T00:00:00"}
