{"id":"https://openalex.org/W2184561111","doi":null,"title":"Effects of Mobile Banking on the Savings Practices of Low Income Users - The Indian Experience","display_name":"Effects of Mobile Banking on the Savings Practices of Low Income Users - The Indian Experience","publication_year":2012,"publication_date":"2012-01-01","ids":{"openalex":"https://openalex.org/W2184561111","mag":"2184561111"},"language":"en","primary_location":{"id":"pmh:oai:escholarship.org:ark:/13030/qt5c06150b","doi":null,"is_oa":true,"landing_page_url":"https://escholarship.org/uc/item/5c06150b","pdf_url":null,"source":{"id":"https://openalex.org/S4306400115","display_name":"eScholarship (California Digital Library)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I2801248553","host_organization_name":"California Digital Library","host_organization_lineage":["https://openalex.org/I2801248553"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"chapter"},"volume":null,"type":"book-chapter","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://escholarship.org/uc/item/5c06150b","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5042177594","display_name":"MANI A. NANDHI","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Mani A. Nandhi","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5042177594"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.0811,"has_fulltext":false,"cited_by_count":25,"citation_normalized_percentile":{"value":0.92825845,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":98},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9926999807357788,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9926999807357788,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.0012000000569969416,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0010999999940395355,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/mobile-banking","display_name":"mobile banking","score":0.9990000128746033},{"id":"https://openalex.org/keywords/saving-behavior","display_name":"saving behavior","score":0.765999972820282},{"id":"https://openalex.org/keywords/low-income-users","display_name":"low-income users","score":0.8709999918937683},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.9300000071525574},{"id":"https://openalex.org/keywords/mobile-money","display_name":"mobile money","score":0.9509999752044678},{"id":"https://openalex.org/keywords/india","display_name":"India","score":0.3529999852180481}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.7582433819770813},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6109575033187866},{"id":"https://openalex.org/C2778430866","wikidata":"https://www.wikidata.org/wiki/Q3061848","display_name":"Unbanked","level":4,"score":0.6002432703971863},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.5824453234672546},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.5613082647323608},{"id":"https://openalex.org/C2777276756","wikidata":"https://www.wikidata.org/wiki/Q5196446","display_name":"Customer base","level":2,"score":0.5344931483268738},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.522174596786499},{"id":"https://openalex.org/C2777421447","wikidata":"https://www.wikidata.org/wiki/Q17517","display_name":"Mobile phone","level":2,"score":0.4722292423248291},{"id":"https://openalex.org/C71750763","wikidata":"https://www.wikidata.org/wiki/Q646164","display_name":"General partnership","level":2,"score":0.45590442419052124},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.43742895126342773},{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.43340668082237244},{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.41131776571273804},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3987733721733093},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3482513129711151},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.2981330156326294},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.21655938029289246},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.19976907968521118},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.17138558626174927},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:escholarship.org:ark:/13030/qt5c06150b","doi":null,"is_oa":true,"landing_page_url":"https://escholarship.org/uc/item/5c06150b","pdf_url":null,"source":{"id":"https://openalex.org/S4306400115","display_name":"eScholarship (California Digital Library)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I2801248553","host_organization_name":"California Digital Library","host_organization_lineage":["https://openalex.org/I2801248553"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"chapter"},{"id":"mag:2184561111","doi":null,"is_oa":false,"landing_page_url":"https://www.imtfi.uci.edu/files/blog_working_papers/2012-7_nandhi.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":{"id":"pmh:oai:escholarship.org:ark:/13030/qt5c06150b","doi":null,"is_oa":true,"landing_page_url":"https://escholarship.org/uc/item/5c06150b","pdf_url":null,"source":{"id":"https://openalex.org/S4306400115","display_name":"eScholarship (California Digital Library)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I2801248553","host_organization_name":"California Digital Library","host_organization_lineage":["https://openalex.org/I2801248553"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"chapter"},"sustainable_development_goals":[{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.7578999996185303}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":7,"referenced_works":["https://openalex.org/W604269907","https://openalex.org/W644051095","https://openalex.org/W808316159","https://openalex.org/W1546375055","https://openalex.org/W1934965507","https://openalex.org/W2118002274","https://openalex.org/W2156344564"],"related_works":["https://openalex.org/W7033020115","https://openalex.org/W4395475227","https://openalex.org/W4307519444","https://openalex.org/W4307519447","https://openalex.org/W7051797471","https://openalex.org/W4412295474","https://openalex.org/W6995690464","https://openalex.org/W7025358775","https://openalex.org/W7042518687","https://openalex.org/W3003596037"],"abstract_inverted_index":{"This":[0],"is":[1],"Chapter":[2],"12":[3],"to":[4,39],"Money":[5,97],"at":[6,47,93,98],"the":[7,27,40,81,94,99,105],"Margins.":[8],"Book":[9],"description:":[10],"Mobile":[11],"money,":[12],"e-commerce,":[13],"cash":[14],"cards,":[15,18],"retail":[16],"credit":[17],"and":[19,69,84,88,107,115],"more\u2014as":[20],"new":[21,50,111],"monetary":[22],"technologies":[23,64,76],"become":[24],"increasingly":[25],"available,":[26],"global":[28,82],"South":[29],"has":[30],"cautiously":[31],"embraced":[32],"these":[33,75],"mediums":[34],"as":[35],"a":[36,101],"potential":[37],"solution":[38],"issue":[41],"of":[42,52,77,86,96,104,110,113],"financial":[43,58,67,78,116],"inclusion.":[44],"How,":[45],"if":[46],"all,":[48],"do":[49,63,74],"forms":[51,112],"dematerialized":[53],"money":[54,114],"impact":[55,109],"people\u2019s":[56],"everyday":[57],"lives?":[59],"In":[60],"what":[61],"way":[62],"interact":[65],"with":[66],"repertoires":[68],"other":[70],"socio-cultural":[71,108],"institutions?":[72],"How":[73],"inclusion":[79],"shape":[80],"politics":[83],"geographies":[85],"difference":[87],"inequality?":[89],"These":[90],"questions":[91],"are":[92],"heart":[95],"Margins,":[100],"groundbreaking":[102],"exploration":[103],"uses":[106],"services.":[117]},"counts_by_year":[{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":3},{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":4},{"year":2020,"cited_by_count":3},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":5},{"year":2016,"cited_by_count":1},{"year":2015,"cited_by_count":1},{"year":2014,"cited_by_count":1}],"updated_date":"2026-11-06T12:05:46.655746","created_date":"2016-06-24T00:00:00"}
