{"id":"https://openalex.org/W2184242550","doi":null,"title":"RISK COMPONENTS AND THE FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA","display_name":"RISK COMPONENTS AND THE FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA","publication_year":2014,"publication_date":"2014-01-01","ids":{"openalex":"https://openalex.org/W2184242550","mag":"2184242550"},"language":"en","primary_location":{"id":"mag:2184242550","doi":null,"is_oa":false,"landing_page_url":"https://www.ijsse.org/articles/ijsse_v1_i11_514_522.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null},"volume":null,"type":"article","indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5047094869","display_name":"Suleiman A. S. Aruwa","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Suleiman A. S. Aruwa","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5042926861","display_name":"Abdullahi O. Musa","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Abdullahi O. Musa","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":1.8305,"has_fulltext":false,"cited_by_count":22,"citation_normalized_percentile":{"value":0.89345698,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9711999893188477,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9711999893188477,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.02449999935925007,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12276","display_name":"Risk Management in Financial Firms","score":0.0010000000474974513,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/deposit-money-banks","display_name":"deposit money banks","score":0.7459999918937683},{"id":"https://openalex.org/keywords/bank-performance","display_name":"bank performance","score":0.8510000109672546},{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.9879999756813049},{"id":"https://openalex.org/keywords/interest-rate-risk","display_name":"interest rate risk","score":0.9980000257492065},{"id":"https://openalex.org/keywords/operational-risk","display_name":"operational risk","score":1.0},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.9430000185966492},{"id":"https://openalex.org/keywords/bank-failures","display_name":"bank failures","score":0.9279999732971191},{"id":"https://openalex.org/keywords/bank-fraud","display_name":"bank fraud","score":0.9470000267028809},{"id":"https://openalex.org/keywords/nigeria","display_name":"Nigeria","score":0.578000009059906}],"concepts":[{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.5681051015853882},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5495060682296753},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.541260838508606},{"id":"https://openalex.org/C2776034101","wikidata":"https://www.wikidata.org/wiki/Q1509347","display_name":"Commission","level":2,"score":0.5103806853294373},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4755016267299652},{"id":"https://openalex.org/C11489865","wikidata":"https://www.wikidata.org/wiki/Q944806","display_name":"Operational risk","level":3,"score":0.467120498418808},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.45929497480392456},{"id":"https://openalex.org/C29944286","wikidata":"https://www.wikidata.org/wiki/Q205273","display_name":"Interest rate risk","level":3,"score":0.4440145194530487},{"id":"https://openalex.org/C2777817046","wikidata":"https://www.wikidata.org/wiki/Q376935","display_name":"Deposit insurance","level":2,"score":0.4426068663597107},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.4323533773422241},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4264090657234192},{"id":"https://openalex.org/C43071985","wikidata":"https://www.wikidata.org/wiki/Q2906013","display_name":"Financial risk management","level":3,"score":0.4193035364151001},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.37893345952033997},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.3330874443054199}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:2184242550","doi":null,"is_oa":false,"landing_page_url":"https://www.ijsse.org/articles/ijsse_v1_i11_514_522.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"sustainable_development_goals_aurora":[{"id":"https://metadata.un.org/sdg/16","display_name":"Peace, justice, and strong institutions","score":0.4300000071525574}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":8,"referenced_works":["https://openalex.org/W21897283","https://openalex.org/W634750600","https://openalex.org/W2089802028","https://openalex.org/W2097853578","https://openalex.org/W2183044738","https://openalex.org/W2424890713","https://openalex.org/W3122301762","https://openalex.org/W3203147001"],"related_works":["https://openalex.org/W3176208843","https://openalex.org/W4290608322","https://openalex.org/W4312539104","https://openalex.org/W4241655103","https://openalex.org/W4407559473","https://openalex.org/W7155599748","https://openalex.org/W4386289573","https://openalex.org/W4236435294","https://openalex.org/W7121033831","https://openalex.org/W3037249064"],"abstract_inverted_index":{"This":[0,192],"study":[1,30,51,159],"examines":[2],"the":[3,6,20,34,53,64,74,102,106,113,125,144,147,152,162,167,170,196,200,205],"effects":[4],"of":[5,23,37,42,56,105,116,127,146,169,173,179,207],"various":[7],"risk":[8,15,18,99,123,132,142,174],"components":[9,100,172],"like":[10,175],"credit":[11,122,183],"risk,":[12,184],"interest":[13,140],"rate":[14,126,141],"and":[16,40,79,85,101,124,139,199],"operational":[17,138],"on":[19,151,182],"financial":[21,103],"performance":[22,104],"Deposit":[24,76,163,201],"Money":[25,164,202],"Banks":[26,165,203],"in":[27,45,48,61,108,157],"Nigeria.":[28,49],"The":[29,50,69],"is":[31,155],"spurred":[32],"by":[33,112,186],"persistent":[35],"cases":[36],"bank":[38,212],"failure":[39],"lack":[41],"exhaustive":[43],"research":[44],"this":[46,158],"area":[47],"uses":[52],"whole":[54],"number":[55],"banks":[57,107,148],"that":[58,93,120,160],"have":[59,134],"existed":[60],"Nigeria":[62,75,109],"from":[63,73],"year":[65],"1997":[66],"to":[67,129,210],"2011.":[68],"data":[70],"were":[71,80],"collected":[72],"Insurance":[77],"commission":[78],"analyse":[81],"using":[82],"descriptive":[83],"statistic":[84],"ordinary":[86],"least":[87],"square":[88],"regression.":[89],"It":[90],"was":[91],"established":[92],"a":[94],"strong":[95],"relationship":[96,136],"exist":[97],"between":[98],"as":[110],"indicates":[111],"r-squared":[114],"value":[115],"91%.":[117],"However,":[118],"variables":[119],"represent":[121],"capital":[128],"total":[130],"weighted":[131],"asset":[133],"positive":[135],"while":[137],"affects":[143],"profitability":[145],"negatively.":[149],"Based":[150],"findings":[153],"it":[154],"recommended":[156],"both":[161],"diversify":[166],"management":[168],"other":[171,190],"minimising":[176],"frauds":[177],"instead":[178],"over":[180],"concentrating":[181],"which":[185],"so":[187],"doing":[188],"exposes":[189],"risk.":[191],"can":[193],"achieve":[194],"when":[195],"Central":[197],"Bank":[198],"intensify":[204],"implementation":[206],"existing":[208],"measure":[209],"combat":[211],"frauds.":[213]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":5},{"year":2023,"cited_by_count":3},{"year":2021,"cited_by_count":4},{"year":2020,"cited_by_count":4},{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":2}],"updated_date":"2025-11-06T04:12:42.849631","created_date":"2016-06-24T00:00:00"}
