{"id":"https://openalex.org/W2170228120","doi":"https://doi.org/10.1515/bejm-2014-0077","title":"Household saving in Australia","display_name":"Household saving in Australia","publication_year":2015,"publication_date":"2015-01-01","ids":{"openalex":"https://openalex.org/W2170228120","doi":"https://doi.org/10.1515/bejm-2014-0077","mag":"2170228120"},"language":"en","primary_location":{"id":"doi:10.1515/bejm-2014-0077","doi":"https://doi.org/10.1515/bejm-2014-0077","is_oa":false,"landing_page_url":"https://doi.org/10.1515/bejm-2014-0077","pdf_url":null,"source":{"id":"https://openalex.org/S196564809","display_name":"The B E Journal of Macroeconomics","issn_l":"1935-1690","issn":["1935-1690","2194-6116"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-70","russia-white-list-3"],"host_organization":"https://openalex.org/P4310313990","host_organization_name":"De Gruyter","host_organization_lineage":["https://openalex.org/P4310313990"],"host_organization_lineage_names":["De Gruyter"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The B.E. Journal of Macroeconomics","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5080378630","display_name":"RICHARD J. FINLAY","orcid":"https://orcid.org/0000-0003-0914-1910","observed_orcids":["https://orcid.org/0000-0003-0914-1910"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Richard Finlay","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":null,"display_name":"Fiona Price","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3813760","display_name":"Reserve Bank of Australia","ror":"https://ror.org/049cvkb03","country_code":"AU","type":"other","lineage":["https://openalex.org/I3813760"]}],"countries":["AU"],"is_corresponding":false,"raw_author_name":"Fiona Price","raw_affiliation_strings":["Reserve Bank of Australia, 65 Martin Place, NSW 2000, Australia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Reserve Bank of Australia, 65 Martin Place, NSW 2000, Australia","institution_ids":["https://openalex.org/I3813760"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5080378630"],"corresponding_institution_ids":[],"apc_list":{"value":2400,"currency":"EUR","value_usd":2712},"apc_paid":null,"fwci":2.4223,"has_fulltext":false,"cited_by_count":14,"citation_normalized_percentile":{"value":0.90341086,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":96},"biblio":{"volume":"15","issue":"2","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9965999722480774,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9965999722480774,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11742","display_name":"Economic Theory and Policy","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/household-savings","display_name":"household savings","score":0.9860000014305115},{"id":"https://openalex.org/keywords/saving-rate","display_name":"savings rate","score":0.7739999890327454},{"id":"https://openalex.org/keywords/saving-behavior","display_name":"saving behavior","score":0.671999990940094},{"id":"https://openalex.org/keywords/income","display_name":"income","score":0.4620000123977661},{"id":"https://openalex.org/keywords/wealth","display_name":"wealth","score":0.7379999756813049},{"id":"https://openalex.org/keywords/financial-leverage","display_name":"leverage","score":0.8360000252723694},{"id":"https://openalex.org/keywords/single-parent-families","display_name":"single-parent families","score":0.7369999885559082},{"id":"https://openalex.org/keywords/migrant-households","display_name":"migrant households","score":0.984000027179718},{"id":"https://openalex.org/keywords/age-differences","display_name":"age differences","score":0.7129999995231628},{"id":"https://openalex.org/keywords/household-debt","display_name":"household debt","score":0.9120000004768372},{"id":"https://openalex.org/keywords/financial-crises","display_name":"financial crisis","score":0.9150000214576721},{"id":"https://openalex.org/keywords/australia","display_name":"Australia","score":0.5429999828338623}],"concepts":[{"id":"https://openalex.org/C2776562857","wikidata":"https://www.wikidata.org/wiki/Q17164798","display_name":"Household debt","level":3,"score":0.8132236003875732},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.7719278335571289},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.6294301152229309},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.5198967456817627},{"id":"https://openalex.org/C2778300220","wikidata":"https://www.wikidata.org/wiki/Q114380","display_name":"Financial crisis","level":2,"score":0.4960568845272064},{"id":"https://openalex.org/C2780892066","wikidata":"https://www.wikidata.org/wiki/Q1591167","display_name":"Household income","level":2,"score":0.47145992517471313},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.46814993023872375},{"id":"https://openalex.org/C161629241","wikidata":"https://www.wikidata.org/wiki/Q1879079","display_name":"Marginal propensity to consume","level":3,"score":0.43555542826652527},{"id":"https://openalex.org/C145236788","wikidata":"https://www.wikidata.org/wiki/Q28161","display_name":"Labour economics","level":1,"score":0.4129689037799835},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.3786085247993469},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.11582416296005249},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.11397507786750793},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.09712421894073486},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.08406084775924683},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.07508429884910583},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1515/bejm-2014-0077","doi":"https://doi.org/10.1515/bejm-2014-0077","is_oa":false,"landing_page_url":"https://doi.org/10.1515/bejm-2014-0077","pdf_url":null,"source":{"id":"https://openalex.org/S196564809","display_name":"The B E Journal of Macroeconomics","issn_l":"1935-1690","issn":["1935-1690","2194-6116"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-70","russia-white-list-3"],"host_organization":"https://openalex.org/P4310313990","host_organization_name":"De Gruyter","host_organization_lineage":["https://openalex.org/P4310313990"],"host_organization_lineage_names":["De Gruyter"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The B.E. Journal of Macroeconomics","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":40,"referenced_works":["https://openalex.org/W101479118","https://openalex.org/W1560498493","https://openalex.org/W1564669553","https://openalex.org/W1573587844","https://openalex.org/W1577001291","https://openalex.org/W1709623384","https://openalex.org/W1757636785","https://openalex.org/W1970669615","https://openalex.org/W1972498341","https://openalex.org/W1979090786","https://openalex.org/W1986513646","https://openalex.org/W1990840613","https://openalex.org/W1996872928","https://openalex.org/W2005183504","https://openalex.org/W2025478657","https://openalex.org/W2029394297","https://openalex.org/W2030691535","https://openalex.org/W2035516084","https://openalex.org/W2056810981","https://openalex.org/W2076306791","https://openalex.org/W2095516703","https://openalex.org/W2100672908","https://openalex.org/W2110373114","https://openalex.org/W2115496306","https://openalex.org/W2119926433","https://openalex.org/W2152239497","https://openalex.org/W2157556859","https://openalex.org/W2158590971","https://openalex.org/W2161647272","https://openalex.org/W2161810719","https://openalex.org/W2163043600","https://openalex.org/W2260279994","https://openalex.org/W2890473091","https://openalex.org/W3001472365","https://openalex.org/W3121217586","https://openalex.org/W3121264657","https://openalex.org/W3122946246","https://openalex.org/W3125184571","https://openalex.org/W4285719527","https://openalex.org/W6677011049"],"related_works":["https://openalex.org/W2132713167","https://openalex.org/W7097430892","https://openalex.org/W3124160031","https://openalex.org/W1996872928","https://openalex.org/W318985675","https://openalex.org/W3037832410","https://openalex.org/W167967621","https://openalex.org/W1988660572","https://openalex.org/W3109415043","https://openalex.org/W3107496017"],"abstract_inverted_index":{"Abstract":[0],"This":[1],"paper":[2],"investigates":[3],"household":[4,21,103,179],"saving":[5,22,29,45,79,104],"behavior":[6,30,114],"in":[7,18,28,90,102,113,118,121,149,178],"Australia,":[8],"as":[9,11,62,126,128],"well":[10,127],"the":[12,15,19,100,160,175],"drivers":[13],"behind":[14],"recent":[16],"rise":[17,101,177],"aggregate":[20,176],"ratio.":[23],"Our":[24,96,140],"results":[25,97,144],"explaining":[26],"differences":[27],"across":[31,82],"households":[32,60,66,129,158],"are":[33],"consistent":[34],"with":[35,50,54,130],"theory":[36],"and":[37,56,64,107,163,170],"previous":[38],"findings.":[39],"As":[40],"might":[41],"be":[42],"expected,":[43],"households\u2019":[44],"ratios":[46],"tend":[47,67],"to":[48,68,138,167,174],"increase":[49],"income,":[51],"but":[52],"decrease":[53],"wealth":[55,134,169],"gearing.":[57],"More":[58],"at-risk":[59],"such":[61],"single-parent":[63],"migrant":[65],"save":[69],"more":[70,123,155],"than":[71,116],"other":[72],"households,":[73,125],"all":[74],"else":[75],"being":[76],"equal.":[77],"While":[78],"differs":[80],"substantially":[81],"age":[83],"groups":[84],"we":[85],"find":[86],"that,":[87],"at":[88],"least":[89],"part,":[91],"this":[92],"reflects":[93],"differing":[94],"circumstances.":[95],"suggest":[98],"that":[99,146],"between":[105],"2003/2004":[106],"2009/2010":[108],"was":[109],"driven":[110],"by":[111],"changes":[112,117],"rather":[115],"population":[119],"characteristics:":[120],"particular,":[122],"educated":[124,157],"high":[131],"debt":[132],"and/or":[133],"increased":[135],"their":[136],"propensity":[137],"save.":[139],"interpretation":[141],"of":[142],"these":[143],"is":[145],"a":[147],"reduction":[148],"future":[150],"income":[151],"growth":[152],"expectations":[153],"for":[154],"highly":[156],"after":[159],"financial":[161],"crisis,":[162],"an":[164],"associated":[165],"effort":[166],"rebuild":[168],"repay":[171],"debt,":[172],"drove":[173],"saving.":[180]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":2},{"year":2015,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2016-06-24T00:00:00"}