{"id":"https://openalex.org/W2164285483","doi":null,"title":"Electronic Remittance System in India- Rationalization","display_name":"Electronic Remittance System in India- Rationalization","publication_year":2011,"publication_date":"2011-06-01","ids":{"openalex":"https://openalex.org/W2164285483","mag":"2164285483"},"language":"en","primary_location":{"id":"pmh:oai:dsapce.library.iitb.ac.in:10054/1735","doi":null,"is_oa":false,"landing_page_url":"http://dspace.library.iitb.ac.in/jspui/handle/10054/1735","pdf_url":null,"source":{"id":"https://openalex.org/S4306400899","display_name":"DSpace (IIT Bombay)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I162827531","host_organization_name":"Indian Institute of Technology Bombay","host_organization_lineage":["https://openalex.org/I162827531"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Technical Report"},"volume":null,"type":"report","is_traditional":false,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5113599383","display_name":"Ashish Das","orcid":"https://orcid.org/0009-0006-4199-7929","observed_orcids":["https://orcid.org/0009-0006-4199-7929"]},"institutions":[{"id":"https://openalex.org/I162827531","display_name":"Indian Institute of Technology Bombay","ror":"https://ror.org/02qyf5152","country_code":"IN","type":"education","lineage":["https://openalex.org/I162827531"]}],"countries":["IN"],"is_corresponding":true,"raw_author_name":"Ashish Das","raw_affiliation_strings":["Indian Institute of Technology Bombay"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Indian Institute of Technology Bombay","institution_ids":["https://openalex.org/I162827531"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5113599383"],"corresponding_institution_ids":["https://openalex.org/I162827531"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9160000085830688,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9160000085830688,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.01979999989271164,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.01549999974668026,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/electronic-payments","display_name":"digital payments","score":0.9020000100135803},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.9399999976158142},{"id":"https://openalex.org/keywords/reserve-bank-of-india","display_name":"Reserve Bank of India","score":0.8669999837875366},{"id":"https://openalex.org/keywords/india","display_name":"India","score":0.49000000953674316}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7040482759475708},{"id":"https://openalex.org/C2776128791","wikidata":"https://www.wikidata.org/wiki/Q80042","display_name":"Cheque","level":2,"score":0.656093418598175},{"id":"https://openalex.org/C2776983043","wikidata":"https://www.wikidata.org/wiki/Q986008","display_name":"Payment system","level":3,"score":0.6041815876960754},{"id":"https://openalex.org/C52438962","wikidata":"https://www.wikidata.org/wiki/Q1555139","display_name":"Rationalization (economics)","level":2,"score":0.5908635854721069},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5516161918640137},{"id":"https://openalex.org/C2778522442","wikidata":"https://www.wikidata.org/wiki/Q1326122","display_name":"Electronic cash","level":3,"score":0.5039364695549011},{"id":"https://openalex.org/C2778012447","wikidata":"https://www.wikidata.org/wiki/Q1034415","display_name":"Scope (computer science)","level":2,"score":0.47231173515319824},{"id":"https://openalex.org/C2778083465","wikidata":"https://www.wikidata.org/wiki/Q693464","display_name":"Cash","level":2,"score":0.4721486568450928},{"id":"https://openalex.org/C2780962165","wikidata":"https://www.wikidata.org/wiki/Q1351807","display_name":"Remittance","level":2,"score":0.4118686318397522},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.35700035095214844},{"id":"https://openalex.org/C54750564","wikidata":"https://www.wikidata.org/wiki/Q26643","display_name":"Commerce","level":1,"score":0.3222666084766388},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3120730519294739},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.20823660492897034},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.20645418763160706},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.12284865975379944},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:dsapce.library.iitb.ac.in:10054/1735","doi":null,"is_oa":false,"landing_page_url":"http://dspace.library.iitb.ac.in/jspui/handle/10054/1735","pdf_url":null,"source":{"id":"https://openalex.org/S4306400899","display_name":"DSpace (IIT Bombay)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I162827531","host_organization_name":"Indian Institute of Technology Bombay","host_organization_lineage":["https://openalex.org/I162827531"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Technical Report"},{"id":"mag:2164285483","doi":null,"is_oa":false,"landing_page_url":"http://www.math.iitb.ac.in/~ashish/workshop/TechReport_National_Electronic_Funds_Transfer.1.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Industry, innovation and infrastructure","score":0.428600013256073,"id":"https://metadata.un.org/sdg/9"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2977357813","https://openalex.org/W2972865593","https://openalex.org/W2375268795","https://openalex.org/W7099464970","https://openalex.org/W1577141077","https://openalex.org/W1604813944","https://openalex.org/W7097114997","https://openalex.org/W4380562583","https://openalex.org/W4387600895","https://openalex.org/W815843371"],"abstract_inverted_index":{"Migrating":[0],"from":[1,52],"paper-based":[2],"payments":[3,6,57],"to":[4,23,29,35,48],"electronic":[5,36,122],"would":[7],"improve":[8],"the":[9,13,24,73,87,117,120],"overall":[10,50,70],"efficiency":[11,22],"of":[12,32,69,78,90,116],"payment":[14,33,74,123],"system,":[15],"and":[16,21,80,125],"provide":[17],"meaningful":[18],"cost":[19],"savings":[20],"entire":[25],"economy.":[26],"With":[27,99],"a\\nview":[28],"expedite":[30],"migration":[31],"transactions":[34],"mode,":[37],"this":[38],"study":[39],"looks":[40],"into":[41],"some":[42],"prudent":[43],"measures":[44],"that":[45,62],"are":[46,131],"expected":[47],"facilitate":[49],"transition":[51],"cheque":[53],"or":[54],"cash":[55],"based":[56,102],"to\\nelectronic":[58],"payments.":[59],"We":[60,85],"highlight":[61],"there":[63],"is":[64],"a":[65,113],"scope":[66],"for":[67],"rationalization":[68],"costs/pricing":[71],"in":[72,83,93,119],"system":[75,124],"keeping\\nbroader":[76],"objectives":[77],"acceptance":[79],"financial":[81],"inclusion":[82],"mind.":[84],"have":[86],"classic":[88],"example":[89],"ATM":[91],"pricing":[92,100],"India":[94],"which":[95],"revolutionized":[96],"its":[97],"use.":[98],"being":[101],"more":[103],"on":[104],"well":[105],"laid":[106],"out":[107,112],"fundamental\\nprinciples,":[108],"RBI":[109],"should":[110],"carry":[111],"focused":[114],"review":[115],"bottlenecks":[118],"country\u2019s":[121],"advocate":[126],"appropriate":[127],"directions.":[128],"Some":[129],"recommendations":[130],"put":[132],"forth":[133],"keeping":[134],"few":[135],"bottlenecks\\nin":[136],"forefront.":[137]},"counts_by_year":[{"year":2016,"cited_by_count":1}],"updated_date":"2025-11-06T04:12:42.849631","created_date":"2016-06-24T00:00:00"}