{"id":"https://openalex.org/W2131019552","doi":"https://doi.org/10.19026/rjit.5.5787","title":"Online Banking and the Risks Involved","display_name":"Online Banking and the Risks Involved","publication_year":2013,"publication_date":"2013-06-01","ids":{"openalex":"https://openalex.org/W2131019552","doi":"https://doi.org/10.19026/rjit.5.5787","mag":"2131019552"},"language":"en","primary_location":{"id":"doi:10.19026/rjit.5.5787","doi":"https://doi.org/10.19026/rjit.5.5787","is_oa":true,"landing_page_url":"https://doi.org/10.19026/rjit.5.5787","pdf_url":null,"source":{"id":"https://openalex.org/S4210226494","display_name":"Research Journal of Information Technology","issn_l":"2041-3106","issn":["2041-3106","2041-3114"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4360969362","host_organization_name":"Maxwell Scientific Publication Corp.","host_organization_lineage":["https://openalex.org/P4360969362"],"host_organization_lineage_names":["Maxwell Scientific Publication Corp."],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Research Journal of Information Technology","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.19026/rjit.5.5787","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5046770497","display_name":"Olufolabi Osunmuyiwa","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Olufolabi Osunmuyiwa","raw_affiliation_strings":["No 11 Guzerin St., Cyprus"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"No 11 Guzerin St., Cyprus","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5046770497"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":2.4395,"has_fulltext":false,"cited_by_count":8,"citation_normalized_percentile":{"value":0.92012904,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":96},"biblio":{"volume":"5","issue":"2","first_page":"50","last_page":"54"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.8241999745368958,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.8241999745368958,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.07100000232458115,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.021900000050663948,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/online-banking","display_name":"internet banking","score":0.996999979019165},{"id":"https://openalex.org/keywords/bank-risk","display_name":"bank risk","score":0.7039999961853027},{"id":"https://openalex.org/keywords/risk-management","display_name":"risk management","score":0.9919999837875366},{"id":"https://openalex.org/keywords/information-security-risk","display_name":"information security risk","score":0.781000018119812},{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.8600000143051147},{"id":"https://openalex.org/keywords/liquidity-risk","display_name":"liquidity risk","score":0.9039999842643738},{"id":"https://openalex.org/keywords/foreign-exchange-risk","display_name":"exchange rate risk","score":0.8489999771118164},{"id":"https://openalex.org/keywords/interest-rate-risk","display_name":"interest rate risk","score":0.8809999823570251},{"id":"https://openalex.org/keywords/compliance-risk","display_name":"compliance risk","score":0.6980000138282776},{"id":"https://openalex.org/keywords/reputational-risk","display_name":"reputational risk","score":0.8600000143051147},{"id":"https://openalex.org/keywords/strategic-risk","display_name":"strategic risk","score":0.7129999995231628},{"id":"https://openalex.org/keywords/outsourcing","display_name":"outsourcing","score":0.5619999766349792},{"id":"https://openalex.org/keywords/third-party-reliance","display_name":"third-party reliance","score":0.6380000114440918}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6813924908638},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.593311071395874},{"id":"https://openalex.org/C48798503","wikidata":"https://www.wikidata.org/wiki/Q877546","display_name":"Reputation","level":2,"score":0.5534230470657349},{"id":"https://openalex.org/C2777526511","wikidata":"https://www.wikidata.org/wiki/Q691543","display_name":"Pace","level":2,"score":0.5429390072822571},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.47506994009017944},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.4660329222679138},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.45046940445899963},{"id":"https://openalex.org/C43071985","wikidata":"https://www.wikidata.org/wiki/Q2906013","display_name":"Financial risk management","level":3,"score":0.44443479180336},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.378137469291687},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.35934460163116455},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.33665555715560913},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.24716967344284058},{"id":"https://openalex.org/C13280743","wikidata":"https://www.wikidata.org/wiki/Q131089","display_name":"Geodesy","level":1,"score":0.0},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.19026/rjit.5.5787","doi":"https://doi.org/10.19026/rjit.5.5787","is_oa":true,"landing_page_url":"https://doi.org/10.19026/rjit.5.5787","pdf_url":null,"source":{"id":"https://openalex.org/S4210226494","display_name":"Research Journal of Information Technology","issn_l":"2041-3106","issn":["2041-3106","2041-3114"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4360969362","host_organization_name":"Maxwell Scientific Publication Corp.","host_organization_lineage":["https://openalex.org/P4360969362"],"host_organization_lineage_names":["Maxwell Scientific Publication Corp."],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Research Journal of Information Technology","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.19026/rjit.5.5787","doi":"https://doi.org/10.19026/rjit.5.5787","is_oa":true,"landing_page_url":"https://doi.org/10.19026/rjit.5.5787","pdf_url":null,"source":{"id":"https://openalex.org/S4210226494","display_name":"Research Journal of Information Technology","issn_l":"2041-3106","issn":["2041-3106","2041-3114"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4360969362","host_organization_name":"Maxwell Scientific Publication Corp.","host_organization_lineage":["https://openalex.org/P4360969362"],"host_organization_lineage_names":["Maxwell Scientific Publication Corp."],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Research Journal of Information Technology","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":4,"referenced_works":["https://openalex.org/W1738818071","https://openalex.org/W1749310497","https://openalex.org/W2291279859","https://openalex.org/W2473579298"],"related_works":["https://openalex.org/W2885888353","https://openalex.org/W2097759206","https://openalex.org/W2382522770","https://openalex.org/W7097077497","https://openalex.org/W7167214780","https://openalex.org/W3207081297","https://openalex.org/W2353313340","https://openalex.org/W3028474987","https://openalex.org/W2353334552","https://openalex.org/W857521956"],"abstract_inverted_index":{"This":[0,86],"study":[1,87],"aims":[2],"to":[3,47,49,54,66,135,146,166,248,265,274,324,326,337,368,371],"expand":[4,89],"on":[5,91,199],"the":[6,14,71,125,147,160,172,181,192,205,223,241,277,284,306,317,332,348,372,378],"various":[7,92],"aspects":[8,93],"of":[9,42,74,94,152,159,163,177,183,197,222,245,286,308,331,334,350,377],"online":[10,68,75,95,153,184,258,287,309],"banking":[11,30,43,76,96,139,154,185,228,259,288,310],"risks":[12,97,130,225],"and":[13,26,32,45,52,56,84,120,136,150,168,174,191,219,234,261,339,355,357,375],"risk":[15,119,126,243,252,279,302,359],"management":[16,127,253,280,303],"methods":[17],"employed":[18],"in":[19,141,237,270,305],"mitigating":[20],"these":[21,216,249,320],"risks.":[22],"Ongoing":[23],"hi-tech":[24,167,338],"improvement":[25,73],"rivalry":[27],"between":[28],"available":[29,51,204],"organizations":[31],"latest":[33],"participants":[34],"have":[35],"permitted":[36],"for":[37,257,316],"a":[38,142],"much":[39],"extensive":[40],"range":[41],"products":[44],"services":[46],"grow":[48,325],"be":[50,132,266,312,322,327],"distributed":[53],"retail":[55],"wholesale":[57],"clients":[58],"via":[59],"an":[60],"electronic":[61,179],"allocation":[62],"channel":[63],"jointly":[64],"referred":[65],"as":[67,80,82,99,297,347],"banking.":[69,246],"Nevertheless,":[70,343],"swift":[72],"potentials":[77],"holds":[78],"threats":[79],"well":[81],"opportunities":[83],"strengths.":[85],"will":[88],"more":[90,362],"such":[98,262,346],"strategic":[100],"risk,":[101,103,105,107,110,112,115,117,123],"transaction":[102],"compliance":[104],"reputation":[106],"information":[108,207],"security":[109,353],"credit":[111],"interest":[113],"rate":[114],"liquidity":[116],"price":[118],"foreign":[121],"exchange":[122],"with":[124,187,227,276],"methods.":[128],"These":[129,156,290],"should":[131],"acknowledged,":[133],"attended":[134],"controlled":[137],"by":[138,283],"establishments":[140],"cautious":[143],"approach":[144],"according":[145],"elementary":[148],"attributes":[149,157,217,285,374],"challenges":[151,281],"services.":[155],"consist":[158],"unique":[161],"pace":[162,333],"change":[164,335],"associated":[165,336],"client":[169,340],"service":[170,341],"improvement,":[171],"ever-present":[173],"global":[175],"character":[176],"open":[178],"networks,":[180],"incorporation":[182],"applications":[186],"heritage":[188],"computer":[189],"systems":[190],"greater":[193],"than":[194,365],"ever":[195],"reliance":[196],"banks":[198],"third":[200],"parties":[201],"that":[202,319],"make":[203],"required":[206],"technology.":[208],"While":[209],"not":[210,295],"creating":[211],"innately":[212],"most":[213],"modern":[214],"risks,":[215,236],"amplified":[218],"modified":[220],"some":[221,271,344],"traditional":[224],"connected":[226],"activities,":[229],"particularly":[230],"strategic,":[231],"operational,":[232],"legal":[233,356],"reputational":[235,358],"so":[238],"doing":[239],"influencing":[240],"general":[242],"outline":[244],"Due":[247],"conclusions,":[250],"accessible":[251],"principles":[254,263],"stay":[255],"appropriate":[256],"activities":[260],"ought":[264],"personalized,":[267],"adapted":[268],"and,":[269],"cases,":[272],"expanded":[273],"deal":[275],"precise":[278],"fashioned":[282],"activities.":[289],"\u201cRisk":[291],"Management":[292],"Principles\u201d":[293],"are":[294],"present":[296],"total":[298],"prerequisites.":[299],"Implementing":[300],"comprehensive":[301,363],"prerequisites":[304],"region":[307],"may":[311],"counter-productive,":[313],"if":[314],"only":[315],"reason":[318],"would":[321],"likely":[323],"swiftly":[328],"outmoded":[329],"because":[330],"upgrading.":[342],"concerns,":[345],"organization":[349],"outsourcing":[351],"relationships,":[352],"controls":[354],"management,":[360],"necessitate":[361],"values":[364],"those":[366],"articulated":[367],"date":[369],"owing":[370],"distinctive":[373],"repercussions":[376],"internet":[379],"allotment":[380],"channel.":[381]},"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":2},{"year":2018,"cited_by_count":2},{"year":2015,"cited_by_count":2},{"year":2014,"cited_by_count":1}],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2016-06-24T00:00:00"}
