{"id":"https://openalex.org/W2117902208","doi":"https://doi.org/10.5897/ajbm11.2200","title":"Credit extension in South Africa: A business cycle perspective for the period 1985 to 2009","display_name":"Credit extension in South Africa: A business cycle perspective for the period 1985 to 2009","publication_year":2011,"publication_date":"2011-12-28","ids":{"openalex":"https://openalex.org/W2117902208","doi":"https://doi.org/10.5897/ajbm11.2200","mag":"2117902208"},"language":"en","primary_location":{"id":"doi:10.5897/ajbm11.2200","doi":"https://doi.org/10.5897/ajbm11.2200","is_oa":true,"landing_page_url":"https://doi.org/10.5897/ajbm11.2200","pdf_url":null,"source":{"id":"https://openalex.org/S180126918","display_name":"AFRICAN JOURNAL OF BUSINESS MANAGEMENT","issn_l":"1993-8233","issn":["1993-8233"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310321074","host_organization_name":"Academic Journals","host_organization_lineage":["https://openalex.org/P4310321074"],"host_organization_lineage_names":["Academic Journals"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"AFRICAN JOURNAL OF BUSINESS MANAGEMENT","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.5897/ajbm11.2200","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5086608153","display_name":"Leila Fourie","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I24027795","display_name":"University of Johannesburg","ror":"https://ror.org/04z6c2n17","country_code":"ZA","type":"education","lineage":["https://openalex.org/I24027795"]}],"countries":["ZA"],"is_corresponding":true,"raw_author_name":"Leila Fourie","raw_affiliation_strings":["University of Johannesburg"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Johannesburg","institution_ids":["https://openalex.org/I24027795"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5086608153"],"corresponding_institution_ids":["https://openalex.org/I24027795"],"apc_list":null,"apc_paid":null,"fwci":0.8531,"has_fulltext":false,"cited_by_count":10,"citation_normalized_percentile":{"value":0.86603533,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":"5","issue":"34","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.9824000000953674,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.9824000000953674,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.016200000420212746,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11742","display_name":"Economic Theory and Policy","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/business-cycles","display_name":"business cycles","score":0.8550000190734863},{"id":"https://openalex.org/keywords/south-africa","display_name":"South Africa","score":0.5770000219345093},{"id":"https://openalex.org/keywords/bank-lending","display_name":"bank lending","score":0.414000004529953},{"id":"https://openalex.org/keywords/coincident-indicators","display_name":"coincident indicators","score":0.6899999976158142},{"id":"https://openalex.org/keywords/insolvency","display_name":"insolvency","score":0.7670000195503235},{"id":"https://openalex.org/keywords/prime-interest-rate","display_name":"prime interest rate","score":0.8640000224113464},{"id":"https://openalex.org/keywords/credit-shocks","display_name":"credit shocks","score":0.6110000014305115},{"id":"https://openalex.org/keywords/cointegration","display_name":"cointegration","score":0.6850000023841858},{"id":"https://openalex.org/keywords/vector-error-correction-model","display_name":"vector error correction model","score":0.6119999885559082}],"concepts":[{"id":"https://openalex.org/C2778029271","wikidata":"https://www.wikidata.org/wiki/Q5421931","display_name":"Extension (predicate logic)","level":2,"score":0.778045654296875},{"id":"https://openalex.org/C12713177","wikidata":"https://www.wikidata.org/wiki/Q1900281","display_name":"Perspective (graphical)","level":2,"score":0.7523078918457031},{"id":"https://openalex.org/C2781291010","wikidata":"https://www.wikidata.org/wiki/Q178580","display_name":"Period (music)","level":2,"score":0.7199629545211792},{"id":"https://openalex.org/C83873408","wikidata":"https://www.wikidata.org/wiki/Q192311","display_name":"Business cycle","level":2,"score":0.5740534067153931},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3926486074924469},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.35742032527923584},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3509138822555542},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.12857550382614136},{"id":"https://openalex.org/C165556158","wikidata":"https://www.wikidata.org/wiki/Q83937","display_name":"Keynesian economics","level":1,"score":0.11546498537063599},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.04525384306907654},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.04262709617614746},{"id":"https://openalex.org/C107038049","wikidata":"https://www.wikidata.org/wiki/Q35986","display_name":"Aesthetics","level":1,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.5897/ajbm11.2200","doi":"https://doi.org/10.5897/ajbm11.2200","is_oa":true,"landing_page_url":"https://doi.org/10.5897/ajbm11.2200","pdf_url":null,"source":{"id":"https://openalex.org/S180126918","display_name":"AFRICAN JOURNAL OF BUSINESS MANAGEMENT","issn_l":"1993-8233","issn":["1993-8233"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310321074","host_organization_name":"Academic Journals","host_organization_lineage":["https://openalex.org/P4310321074"],"host_organization_lineage_names":["Academic Journals"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"AFRICAN JOURNAL OF BUSINESS MANAGEMENT","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.5897/ajbm11.2200","doi":"https://doi.org/10.5897/ajbm11.2200","is_oa":true,"landing_page_url":"https://doi.org/10.5897/ajbm11.2200","pdf_url":null,"source":{"id":"https://openalex.org/S180126918","display_name":"AFRICAN JOURNAL OF BUSINESS MANAGEMENT","issn_l":"1993-8233","issn":["1993-8233"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310321074","host_organization_name":"Academic Journals","host_organization_lineage":["https://openalex.org/P4310321074"],"host_organization_lineage_names":["Academic Journals"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"AFRICAN JOURNAL OF BUSINESS MANAGEMENT","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":42,"referenced_works":["https://openalex.org/W1571296769","https://openalex.org/W1587997985","https://openalex.org/W1706694436","https://openalex.org/W1855682401","https://openalex.org/W1863043411","https://openalex.org/W1939907922","https://openalex.org/W1969057730","https://openalex.org/W1975456851","https://openalex.org/W1991714226","https://openalex.org/W1998681109","https://openalex.org/W2022318082","https://openalex.org/W2030584691","https://openalex.org/W2046942789","https://openalex.org/W2057863202","https://openalex.org/W2064523162","https://openalex.org/W2069485499","https://openalex.org/W2077487325","https://openalex.org/W2100670087","https://openalex.org/W2101026703","https://openalex.org/W2123261522","https://openalex.org/W2135186260","https://openalex.org/W2135695646","https://openalex.org/W2136513790","https://openalex.org/W2144289297","https://openalex.org/W2146110799","https://openalex.org/W2162695720","https://openalex.org/W2163065315","https://openalex.org/W2250522695","https://openalex.org/W2258206210","https://openalex.org/W2511492194","https://openalex.org/W2796284135","https://openalex.org/W3021685756","https://openalex.org/W3121466646","https://openalex.org/W3122330789","https://openalex.org/W3123285923","https://openalex.org/W3123899433","https://openalex.org/W3124497438","https://openalex.org/W3124896389","https://openalex.org/W3125039828","https://openalex.org/W3126061203","https://openalex.org/W3147320061","https://openalex.org/W4285719527"],"related_works":["https://openalex.org/W2734778721","https://openalex.org/W1775148176","https://openalex.org/W7110962528","https://openalex.org/W2786507704","https://openalex.org/W1975456851","https://openalex.org/W2590565052","https://openalex.org/W7220823146","https://openalex.org/W3121746150","https://openalex.org/W1899897632","https://openalex.org/W2610605109"],"abstract_inverted_index":{"This":[0,136],"paper":[1],"investigates":[2],"and":[3,12,44,71,87,101,106,108,110,132],"quantifies":[4],"the":[5,8,19,41,47,52,57,61,72,83,88,102,114,127,133,138,154,161],"relationship":[6,66,84,97,123],"between":[7,68,85,99,130],"macroeconomic":[9],"business":[10,42,73],"cycle":[11,43],"bank-granted":[13],"credit":[14,70,86,100,105,109,131,142],"in":[15,39,126,160],"South":[16],"Africa":[17],"for":[18],"period":[20],"1985":[21],"to":[22,31,81,150],"2009.":[23],"The":[24,54,75,91],"main":[25],"question":[26],"that":[27,63,94,141,147],"this":[28,50],"research":[29],"seeks":[30],"answer":[32],"is":[33,46,143],"what":[34,45],"role":[35],"do":[36],"banks":[37],"play":[38],"amplifying":[40],"impact":[48],"of":[49,56,124,157],"on":[51],"macroeconomy?":[53],"outcomes":[55],"econometric":[58],"model":[59,118],"support":[60],"hypothesis":[62],"a":[64,95,120,144],"positive":[65],"exists":[67,98],"bank-extended":[69],"cycle.":[74,90],"vector":[76,115],"autoregression":[77],"technique":[78],"was":[79],"used":[80],"prove":[82],"underlying":[89,139],"analysis":[92],"shows":[93],"two-way":[96],"coincident":[103,134],"indicator,":[104],"insolvencies":[107],"prime.":[111],"Results":[112],"from":[113,153],"error":[116],"correction":[117],"show":[119],"significant":[121],"short-run":[122],"equilibrium":[125],"cointegrating":[128,158],"equation":[129],"indicator.":[135],"corroborates":[137],"theory":[140],"unifying":[145],"variable":[146],"rapidly":[148],"responds":[149],"shocks":[151],"emanating":[152],"dynamic":[155],"interaction":[156],"variables":[159],"economy.":[162]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2022,"cited_by_count":1},{"year":2018,"cited_by_count":2},{"year":2016,"cited_by_count":3},{"year":2015,"cited_by_count":2},{"year":2014,"cited_by_count":1}],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2016-06-24T00:00:00"}
