{"id":"https://openalex.org/W2112470934","doi":null,"title":"FINANCIAL LITERACY AND DEMOGRAPHIC FACTORS","display_name":"FINANCIAL LITERACY AND DEMOGRAPHIC FACTORS","publication_year":2015,"publication_date":"2015-06-30","ids":{"openalex":"https://openalex.org/W2112470934","mag":"2112470934"},"language":"en","primary_location":{"id":"pmh:oai:journal.uthm.edu.my:article/1091","doi":null,"is_oa":true,"landing_page_url":"https://journal.uthm.edu.my/index.php/jtmb/article/view/1091","pdf_url":"https://journal.uthm.edu.my/index.php/jtmb/article/download/1091/722","source":{"id":"https://openalex.org/S4210175398","display_name":"Journal of Technology Management and Business","issn_l":"2289-7224","issn":["2289-7224","2600-7967"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310322246","host_organization_name":"Penerbit UTHM","host_organization_lineage":["https://openalex.org/P4310322246"],"host_organization_lineage_names":["Penerbit UTHM"],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2289-7224","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journal.uthm.edu.my/index.php/jtmb/article/download/1091/722","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5030189173","display_name":"Mazlina Mustapha","orcid":"https://orcid.org/0000-0003-2919-4622","observed_orcids":["https://orcid.org/0000-0003-2919-4622"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Mazlina Mustapha","raw_affiliation_strings":["UPM"],"raw_orcid":"https://orcid.org/0000-0003-2919-4622","affiliations":[{"raw_affiliation_string":"UPM","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5005719416","display_name":"Sangita Jeyaram","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Sangita Jeyaram","raw_affiliation_strings":["UPM"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"UPM","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":2.9365,"has_fulltext":true,"cited_by_count":24,"citation_normalized_percentile":{"value":0.92881829,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":"2","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.5156000256538391,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.5156000256538391,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.483599990606308,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10267","display_name":"Higher Education Research Studies","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/3304","display_name":"Education"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/demographic-factors","display_name":"demographic factors","score":0.9959999918937683},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.9950000047683716},{"id":"https://openalex.org/keywords/gender-differences","display_name":"gender differences","score":0.753000020980835},{"id":"https://openalex.org/keywords/ethnic-differences","display_name":"ethnic differences","score":0.8009999990463257},{"id":"https://openalex.org/keywords/business-students","display_name":"business students","score":0.4659999907016754},{"id":"https://openalex.org/keywords/accounting-students","display_name":"accounting students","score":0.8299999833106995},{"id":"https://openalex.org/keywords/business-administration-students","display_name":"business administration students","score":0.7870000004768372},{"id":"https://openalex.org/keywords/malaysian-higher-education","display_name":"Malaysian higher education","score":0.8130000233650208}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.861143946647644},{"id":"https://openalex.org/C2777626052","wikidata":"https://www.wikidata.org/wiki/Q516445","display_name":"Bachelor","level":2,"score":0.7785657644271851},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.4826527237892151},{"id":"https://openalex.org/C120912362","wikidata":"https://www.wikidata.org/wiki/Q136822","display_name":"Higher education","level":2,"score":0.4798376262187958},{"id":"https://openalex.org/C509550671","wikidata":"https://www.wikidata.org/wiki/Q126945","display_name":"Medical education","level":1,"score":0.47098299860954285},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.42581576108932495},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.35207170248031616},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.34343570470809937},{"id":"https://openalex.org/C145420912","wikidata":"https://www.wikidata.org/wiki/Q853077","display_name":"Mathematics education","level":1,"score":0.3255125880241394},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.2800055146217346},{"id":"https://openalex.org/C19417346","wikidata":"https://www.wikidata.org/wiki/Q7922","display_name":"Pedagogy","level":1,"score":0.2682081460952759},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.23182082176208496},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.1887974739074707},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.15279296040534973},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.1497269868850708},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"pmh:oai:journal.uthm.edu.my:article/1091","doi":null,"is_oa":true,"landing_page_url":"https://journal.uthm.edu.my/index.php/jtmb/article/view/1091","pdf_url":"https://journal.uthm.edu.my/index.php/jtmb/article/download/1091/722","source":{"id":"https://openalex.org/S4210175398","display_name":"Journal of Technology Management and Business","issn_l":"2289-7224","issn":["2289-7224","2600-7967"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310322246","host_organization_name":"Penerbit UTHM","host_organization_lineage":["https://openalex.org/P4310322246"],"host_organization_lineage_names":["Penerbit UTHM"],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2289-7224","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:penerbit.uthm.edu.my/ojs:article/1091","doi":null,"is_oa":true,"landing_page_url":"http://penerbit.uthm.edu.my/ojs/index.php/jtmb/article/view/1091","pdf_url":"http://penerbit.uthm.edu.my/ojs/index.php/jtmb/article/view/1091","source":{"id":"https://openalex.org/S4306401124","display_name":"International Journal of Sustainable Construction Engineering and Technology (Universiti Tun Hussein Onn Malaysia)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I930072361","host_organization_name":"Tun Hussein Onn University of Malaysia","host_organization_lineage":["https://openalex.org/I930072361"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of Technology Management and Business; Vol 2, No 1 (2015)","raw_type":"info:eu-repo/semantics/article"},{"id":"mag:2112470934","doi":null,"is_oa":true,"landing_page_url":"https://penerbit.uthm.edu.my/ojs/index.php/jtmb/article/download/1091/722","pdf_url":null,"source":{"id":"https://openalex.org/S4210175398","display_name":"Journal of Technology Management and Business","issn_l":"2289-7224","issn":["2289-7224","2600-7967"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310322246","host_organization_name":"Penerbit UTHM","host_organization_lineage":["https://openalex.org/P4310322246"],"host_organization_lineage_names":["Penerbit UTHM"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"Journal of Technology Management and Business","raw_type":null}],"best_oa_location":{"id":"pmh:oai:journal.uthm.edu.my:article/1091","doi":null,"is_oa":true,"landing_page_url":"https://journal.uthm.edu.my/index.php/jtmb/article/view/1091","pdf_url":"https://journal.uthm.edu.my/index.php/jtmb/article/download/1091/722","source":{"id":"https://openalex.org/S4210175398","display_name":"Journal of Technology Management and Business","issn_l":"2289-7224","issn":["2289-7224","2600-7967"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310322246","host_organization_name":"Penerbit UTHM","host_organization_lineage":["https://openalex.org/P4310322246"],"host_organization_lineage_names":["Penerbit UTHM"],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2289-7224","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/10","score":0.7578999996185303,"display_name":"Reduced inequalities"},{"id":"https://metadata.un.org/sdg/4","score":0.6164000034332275,"display_name":"Quality education"}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2112470934.pdf","grobid_xml":"https://content.openalex.org/works/W2112470934.grobid-xml"},"referenced_works_count":14,"referenced_works":["https://openalex.org/W176796493","https://openalex.org/W186050293","https://openalex.org/W272383615","https://openalex.org/W274337227","https://openalex.org/W1540606636","https://openalex.org/W1988874674","https://openalex.org/W2005407807","https://openalex.org/W2010006025","https://openalex.org/W2010112814","https://openalex.org/W2033358714","https://openalex.org/W2110354947","https://openalex.org/W2137744830","https://openalex.org/W2167825607","https://openalex.org/W3196129791"],"related_works":["https://openalex.org/W2765279388","https://openalex.org/W112506448","https://openalex.org/W2740215440","https://openalex.org/W7065123435","https://openalex.org/W2027150831","https://openalex.org/W3038284626","https://openalex.org/W2268317265","https://openalex.org/W3198927349","https://openalex.org/W3183902507","https://openalex.org/W2935364667"],"abstract_inverted_index":{"The":[0,61,93,126],"purpose":[1],"of":[2,16,34,40,43,63,103,119],"this":[3,129],"study":[4,65,130],"is":[5],"to":[6,29,57,82,88,107,114,132,137],"examine":[7],"the":[8,41,59,64,133],"relationship":[9],"between":[10],"financial":[11,85,104,138],"literacy":[12,86,105,120,139],"and":[13,53,76,110],"demographic":[14],"factors":[15],"Malaysian":[17,142],"university":[18],"students.":[19],"Data":[20],"was":[21],"collected":[22],"using":[23],"primary":[24],"data.":[25,60],"Questionnaires":[26],"were":[27,55],"distributed":[28],"300":[30],"final":[31],"year":[32],"students":[33,69,89,99,112,122],"business":[35],"major":[36],"programs":[37],"in":[38,46,72,74,78,141],"one":[39],"institutes":[42],"higher":[44,84,117],"learning":[45],"Malaysia.":[47],"Hierarchical":[48],"multiple":[49],"regression,":[50],"independent":[51],"t-test":[52],"ANOVA":[54],"employed":[56],"analyse":[58],"results":[62,94,127],"indicate":[66],"that":[67,97],"those":[68],"who":[70],"enrolled":[71],"Bachelor":[73,77],"Accountancy":[75],"Business":[79],"Administrations":[80],"appear":[81,113],"have":[83,100,115],"compared":[87,106],"from":[90,123,128],"other":[91,124],"courses.":[92],"also":[95],"suggest":[96],"female":[98],"lower":[101],"level":[102,118],"male":[108],"students,":[109],"Chinese":[111],"significantly":[116],"than":[121],"races.":[125],"contribute":[131],"current":[134],"literature":[135],"relating":[136],"particularly":[140],"settings.":[143]},"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":3},{"year":2022,"cited_by_count":4},{"year":2021,"cited_by_count":6},{"year":2020,"cited_by_count":7},{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":1}],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2016-06-24T00:00:00"}
