{"id":"https://openalex.org/W2111662362","doi":"https://doi.org/10.1504/ijbir.2014.064611","title":"Innovation in financial services: a tale from e-banking development in Indonesia","display_name":"Innovation in financial services: a tale from e-banking development in Indonesia","publication_year":2014,"publication_date":"2014-01-01","ids":{"openalex":"https://openalex.org/W2111662362","doi":"https://doi.org/10.1504/ijbir.2014.064611","mag":"2111662362"},"language":"en","primary_location":{"id":"doi:10.1504/ijbir.2014.064611","doi":"https://doi.org/10.1504/ijbir.2014.064611","is_oa":false,"landing_page_url":"https://doi.org/10.1504/ijbir.2014.064611","pdf_url":null,"source":{"id":"https://openalex.org/S155657779","display_name":"International Journal of Business Innovation and Research","issn_l":"1751-0252","issn":["1751-0252","1751-0260"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","fnege-4","jufo-1","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310317825","host_organization_name":"Inderscience Publishers","host_organization_lineage":["https://openalex.org/P4310317825"],"host_organization_lineage_names":["Inderscience Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Business Innovation and Research","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5076952762","display_name":"Nofie Iman","orcid":"https://orcid.org/0000-0003-2689-5255","observed_orcids":["https://orcid.org/0000-0003-2689-5255"]},"institutions":[{"id":"https://openalex.org/I4400573250","display_name":"Universitas Prasetiya Mulya","ror":"https://ror.org/01wsc1g26","country_code":"ID","type":"education","lineage":["https://openalex.org/I4400573250"]}],"countries":["ID"],"is_corresponding":true,"raw_author_name":"Nofie Iman","raw_affiliation_strings":["Prasetiya Mulya Business School, Edutown, Kavling Edu I No. 1, Jl. BSD Raya Barat I, Serpong, Tangerang 15339, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Prasetiya Mulya Business School, Edutown, Kavling Edu I No. 1, Jl. BSD Raya Barat I, Serpong, Tangerang 15339, Indonesia","institution_ids":["https://openalex.org/I4400573250"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5076952762"],"corresponding_institution_ids":["https://openalex.org/I4400573250"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":10,"citation_normalized_percentile":{"value":0.24100167,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":"8","issue":"5","first_page":"498","last_page":"498"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.7275000214576721,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.7275000214576721,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.15880000591278076,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.08110000193119049,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-innovation","display_name":"financial innovation","score":0.9909999966621399},{"id":"https://openalex.org/keywords/electronic-banking","display_name":"electronic banking","score":0.9300000071525574},{"id":"https://openalex.org/keywords/online-banking-adoption","display_name":"online banking adoption","score":0.8759999871253967},{"id":"https://openalex.org/keywords/diffusion-of-innovations","display_name":"diffusion of innovations","score":0.6830000281333923},{"id":"https://openalex.org/keywords/indonesian-banks","display_name":"Indonesian banks","score":0.7450000047683716},{"id":"https://openalex.org/keywords/legal-protection","display_name":"legal protection","score":0.722000002861023},{"id":"https://openalex.org/keywords/interbank-cooperation","display_name":"interbank cooperation","score":0.6460000276565552},{"id":"https://openalex.org/keywords/competitor-influence","display_name":"competitor influence","score":0.4880000054836273}],"concepts":[{"id":"https://openalex.org/C127576917","wikidata":"https://www.wikidata.org/wiki/Q624630","display_name":"Competitor analysis","level":2,"score":0.777462899684906},{"id":"https://openalex.org/C2779207338","wikidata":"https://www.wikidata.org/wiki/Q9240","display_name":"Indonesian","level":2,"score":0.7412857413291931},{"id":"https://openalex.org/C2780505938","wikidata":"https://www.wikidata.org/wiki/Q17093282","display_name":"Unavailability","level":2,"score":0.7265137434005737},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.7167798280715942},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.4910156726837158},{"id":"https://openalex.org/C2777064627","wikidata":"https://www.wikidata.org/wiki/Q3151423","display_name":"Financial innovation","level":2,"score":0.4738512337207794},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.4668973386287689},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4580146372318268},{"id":"https://openalex.org/C120936955","wikidata":"https://www.wikidata.org/wiki/Q2155640","display_name":"Empirical research","level":2,"score":0.4563806653022766},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3508828282356262},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.3465741276741028},{"id":"https://openalex.org/C54750564","wikidata":"https://www.wikidata.org/wiki/Q26643","display_name":"Commerce","level":1,"score":0.3228611946105957},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C200601418","wikidata":"https://www.wikidata.org/wiki/Q2193887","display_name":"Reliability engineering","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1504/ijbir.2014.064611","doi":"https://doi.org/10.1504/ijbir.2014.064611","is_oa":false,"landing_page_url":"https://doi.org/10.1504/ijbir.2014.064611","pdf_url":null,"source":{"id":"https://openalex.org/S155657779","display_name":"International Journal of Business Innovation and Research","issn_l":"1751-0252","issn":["1751-0252","1751-0260"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","fnege-4","jufo-1","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310317825","host_organization_name":"Inderscience Publishers","host_organization_lineage":["https://openalex.org/P4310317825"],"host_organization_lineage_names":["Inderscience Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Business Innovation and Research","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:ids:ijbire:v:8:y:2014:i:5:p:498-522","doi":null,"is_oa":false,"landing_page_url":"http://www.inderscience.com/link.php?id=64611","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","score":0.7257999777793884,"id":"https://metadata.un.org/sdg/8"},{"display_name":"Industry, innovation and infrastructure","score":0.7207000255584717,"id":"https://metadata.un.org/sdg/9"}],"study_designs":[],"awards":[],"funders":[{"id":"https://openalex.org/F4320310119","display_name":"Ministry of Communication and Information Technology","ror":"https://ror.org/05nmnwa45"}],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":84,"referenced_works":["https://openalex.org/W20141318","https://openalex.org/W57714984","https://openalex.org/W85844224","https://openalex.org/W94059066","https://openalex.org/W587895996","https://openalex.org/W623359469","https://openalex.org/W1031000579","https://openalex.org/W1075320267","https://openalex.org/W1482194344","https://openalex.org/W1482779785","https://openalex.org/W1493004624","https://openalex.org/W1507793868","https://openalex.org/W1527311855","https://openalex.org/W1566172004","https://openalex.org/W1574737911","https://openalex.org/W1580524653","https://openalex.org/W1597234397","https://openalex.org/W1603823433","https://openalex.org/W1603972868","https://openalex.org/W1604721865","https://openalex.org/W1807915446","https://openalex.org/W1845762274","https://openalex.org/W1963670955","https://openalex.org/W1973459906","https://openalex.org/W1975881934","https://openalex.org/W1978696192","https://openalex.org/W1980140689","https://openalex.org/W1990513740","https://openalex.org/W1996905187","https://openalex.org/W1999138303","https://openalex.org/W2001309591","https://openalex.org/W2007626729","https://openalex.org/W2011485737","https://openalex.org/W2023642045","https://openalex.org/W2024065932","https://openalex.org/W2024308857","https://openalex.org/W2025539133","https://openalex.org/W2027562420","https://openalex.org/W2029919452","https://openalex.org/W2036163792","https://openalex.org/W2036892978","https://openalex.org/W2037211349","https://openalex.org/W2040455584","https://openalex.org/W2052891049","https://openalex.org/W2057335196","https://openalex.org/W2058147525","https://openalex.org/W2073310694","https://openalex.org/W2081112532","https://openalex.org/W2082843807","https://openalex.org/W2085635849","https://openalex.org/W2087399977","https://openalex.org/W2091016030","https://openalex.org/W2092167390","https://openalex.org/W2096747174","https://openalex.org/W2102968882","https://openalex.org/W2103463286","https://openalex.org/W2107180579","https://openalex.org/W2107864854","https://openalex.org/W2108795964","https://openalex.org/W2112031352","https://openalex.org/W2118299641","https://openalex.org/W2123735014","https://openalex.org/W2140409505","https://openalex.org/W2141759150","https://openalex.org/W2141764530","https://openalex.org/W2142257426","https://openalex.org/W2170195293","https://openalex.org/W2172307690","https://openalex.org/W2186826984","https://openalex.org/W2319541418","https://openalex.org/W2331666997","https://openalex.org/W2345464992","https://openalex.org/W2582377764","https://openalex.org/W2889974927","https://openalex.org/W2905316561","https://openalex.org/W3003077192","https://openalex.org/W3023143466","https://openalex.org/W3121156733","https://openalex.org/W3122434042","https://openalex.org/W3144127399","https://openalex.org/W3145787861","https://openalex.org/W3213604345","https://openalex.org/W4241742455","https://openalex.org/W4285719527"],"related_works":["https://openalex.org/W1848879686","https://openalex.org/W2745864131","https://openalex.org/W1520581839","https://openalex.org/W2116912439","https://openalex.org/W2524783867","https://openalex.org/W2730254659","https://openalex.org/W2998984986","https://openalex.org/W2998692214","https://openalex.org/W7218252736","https://openalex.org/W6959753340"],"abstract_inverted_index":{"Even":[0],"though":[1],"financial":[2,24],"innovation":[3,25,145],"plays":[4],"an":[5,91,102],"important":[6,92],"role":[7,93],"in":[8,28,84,94],"the":[9,18,43,78,120],"modern":[10],"economy,":[11],"surprisingly,":[12],"few":[13,142],"empirical":[14],"studies":[15],"have":[16],"investigated":[17],"phenomenon.":[19],"This":[20,73],"research":[21,65],"addresses":[22],"how":[23,30,46],"is":[26,32,100,138],"developed":[27],"Indonesia,":[29],"it":[31,137],"diffused":[33],"from":[34,58],"time":[35],"to":[36,129],"time,":[37],"what":[38,53],"factors":[39],"drive":[40,144],"and":[41,52,88,106,116,131,136],"influence":[42],"e-banking":[44,50,96],"implementation,":[45],"banks":[47,108],"manage":[48],"their":[49,114],"offerings,":[51],"lessons":[54],"can":[55],"be":[56],"learnt":[57],"this":[59],"case.":[60],"An":[61],"extensive":[62],"case":[63,79],"study":[64,74],"was":[66],"conducted":[67],"within":[68],"five":[69],"leading":[70],"Indonesian":[71,147],"banks.":[72,148],"concludes":[75],"by":[76],"summarising":[77],"of":[80,122],"electronic":[81],"banking":[82],"development":[83],"Indonesia.":[85],"Unarguably,":[86],"customers":[87],"competitors":[89],"play":[90],"influencing":[95],"services":[97],"adoption.":[98],"There":[99],"also":[101],"indication":[103],"that":[104,140],"bigger":[105],"older":[107],"are":[109],"not":[110,126],"as":[111,113],"innovative":[112],"smaller":[115],"newer":[117],"peers.":[118],"Interestingly,":[119],"unavailability":[121],"legal":[123],"protection":[124],"does":[125],"discourage":[127],"them":[128],"partner":[130],"cooperate":[132],"with":[133],"each":[134],"other":[135],"likely":[139],"only":[141],"people":[143],"among":[146]},"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":3},{"year":2018,"cited_by_count":2}],"updated_date":"2026-10-27T15:51:10.671819","created_date":"2016-06-24T00:00:00"}