{"id":"https://openalex.org/W2106975706","doi":"https://doi.org/10.3386/w17077","title":"The Outlook for Financial Literacy","display_name":"The Outlook for Financial Literacy","publication_year":2011,"publication_date":"2011-05-01","ids":{"openalex":"https://openalex.org/W2106975706","doi":"https://doi.org/10.3386/w17077","mag":"2106975706"},"language":"en","primary_location":{"id":"doi:10.3386/w17077","doi":"https://doi.org/10.3386/w17077","is_oa":true,"landing_page_url":"https://doi.org/10.3386/w17077","pdf_url":"https://doi.org/10.3386/w17077","source":{"id":"https://openalex.org/S2809516038","display_name":"National Bureau of Economic Research","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":["https://openalex.org/P4322614461"],"host_organization_lineage_names":["National Bureau of Economic Research"],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"National Bureau of Economic Research","raw_type":"report"},"volume":null,"type":"report","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.3386/w17077","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5057673396","display_name":"Annamaria Lusardi","orcid":"https://orcid.org/0000-0002-2378-7489","observed_orcids":["https://orcid.org/0000-0002-2378-7489"]},"institutions":[{"id":"https://openalex.org/I1321305853","display_name":"National Bureau of Economic Research","ror":"https://ror.org/04grmx538","country_code":"US","type":"nonprofit","lineage":["https://openalex.org/I1321305853"]},{"id":"https://openalex.org/I193531525","display_name":"George Washington University","ror":"https://ror.org/00y4zzh67","country_code":"US","type":"education","lineage":["https://openalex.org/I193531525"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Annamaria Lusardi","raw_affiliation_strings":["George Washington School of Business 2201 G Street , NW Washington , DC 20052","National Bureau of Economic Research (NBER)","George Washington University - Department of Accountancy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"George Washington School of Business 2201 G Street , NW Washington , DC 20052","institution_ids":["https://openalex.org/I193531525"]},{"raw_affiliation_string":"National Bureau of Economic Research (NBER)","institution_ids":["https://openalex.org/I1321305853"]},{"raw_affiliation_string":"George Washington University - Department of Accountancy","institution_ids":["https://openalex.org/I193531525"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5035656073","display_name":"Olivia S. Mitchell","orcid":"https://orcid.org/0000-0002-6419-8314","observed_orcids":["https://orcid.org/0000-0002-6419-8314"]},"institutions":[{"id":"https://openalex.org/I1321305853","display_name":"National Bureau of Economic Research","ror":"https://ror.org/04grmx538","country_code":"US","type":"nonprofit","lineage":["https://openalex.org/I1321305853"]},{"id":"https://openalex.org/I79576946","display_name":"University of Pennsylvania","ror":"https://ror.org/00b30xv10","country_code":"US","type":"education","lineage":["https://openalex.org/I79576946"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Olivia Mitchell","raw_affiliation_strings":["National Bureau of Economic Research (NBER)","University of Pennsylvania - The Wharton School, Pension Research Council"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"National Bureau of Economic Research (NBER)","institution_ids":["https://openalex.org/I1321305853"]},{"raw_affiliation_string":"University of Pennsylvania - The Wharton School, Pension Research Council","institution_ids":["https://openalex.org/I79576946"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":125,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9980000257492065,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9980000257492065,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.0017999999690800905,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/financial-decision-making","display_name":"financial decision-making","score":0.9380000233650208},{"id":"https://openalex.org/keywords/retirement-planning","display_name":"retirement planning","score":0.7300000190734863},{"id":"https://openalex.org/keywords/2008-financial-crisis","display_name":"2008 financial crisis","score":0.9599999785423279},{"id":"https://openalex.org/keywords/household-finance","display_name":"household finance","score":0.6570000052452087},{"id":"https://openalex.org/keywords/financial-integration","display_name":"financial integration","score":0.6019999980926514},{"id":"https://openalex.org/keywords/economic-choice","display_name":"economic choice","score":0.4740000069141388}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8209153413772583},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.408036470413208},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3743932545185089},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.35841184854507446},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.32146769762039185},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.29037368297576904}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.3386/w17077","doi":"https://doi.org/10.3386/w17077","is_oa":true,"landing_page_url":"https://doi.org/10.3386/w17077","pdf_url":"https://doi.org/10.3386/w17077","source":{"id":"https://openalex.org/S2809516038","display_name":"National Bureau of Economic Research","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":["https://openalex.org/P4322614461"],"host_organization_lineage_names":["National Bureau of Economic Research"],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"National Bureau of Economic Research","raw_type":"report"}],"best_oa_location":{"id":"doi:10.3386/w17077","doi":"https://doi.org/10.3386/w17077","is_oa":true,"landing_page_url":"https://doi.org/10.3386/w17077","pdf_url":"https://doi.org/10.3386/w17077","source":{"id":"https://openalex.org/S2809516038","display_name":"National Bureau of Economic Research","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":["https://openalex.org/P4322614461"],"host_organization_lineage_names":["National Bureau of Economic Research"],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"National Bureau of Economic Research","raw_type":"report"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2106975706.pdf","grobid_xml":"https://content.openalex.org/works/W2106975706.grobid-xml"},"referenced_works_count":35,"referenced_works":["https://openalex.org/W77927906","https://openalex.org/W277231127","https://openalex.org/W1641151320","https://openalex.org/W1696921526","https://openalex.org/W1757124171","https://openalex.org/W1881372867","https://openalex.org/W2098605947","https://openalex.org/W2102265878","https://openalex.org/W2115327771","https://openalex.org/W2123242820","https://openalex.org/W2148621464","https://openalex.org/W2167825607","https://openalex.org/W2336029125","https://openalex.org/W2891136952","https://openalex.org/W3125128289","https://openalex.org/W3125129652","https://openalex.org/W3126062738","https://openalex.org/W3142198166","https://openalex.org/W4211239526","https://openalex.org/W4230962072","https://openalex.org/W4231079671","https://openalex.org/W4231683308","https://openalex.org/W4233702949","https://openalex.org/W4240427911","https://openalex.org/W4242813516","https://openalex.org/W4243136144","https://openalex.org/W4245921785","https://openalex.org/W4247146302","https://openalex.org/W4247160259","https://openalex.org/W4247692901","https://openalex.org/W4252214660","https://openalex.org/W4256237576","https://openalex.org/W4300835441","https://openalex.org/W6608346805","https://openalex.org/W6688447561"],"related_works":["https://openalex.org/W77927906","https://openalex.org/W2186981283","https://openalex.org/W1575716168","https://openalex.org/W4250637451","https://openalex.org/W2555347195","https://openalex.org/W7095555556","https://openalex.org/W4402133271","https://openalex.org/W7097608648","https://openalex.org/W3122426078","https://openalex.org/W2805342765"],"abstract_inverted_index":{"As":[0],"the":[1,36,67],"world":[2],"becomes":[3],"more":[4,28,84],"financially":[5],"integrated":[6],"and":[7,11,21,80],"complex,":[8],"average":[9],"individuals":[10,52],"their":[12],"families":[13],"are":[14],"increasingly":[15],"faced":[16],"with":[17,31],"making":[18],"highly":[19],"sophisticated":[20],"all-too-often":[22],"irreversible":[23],"financial":[24,38,43,64,74],"decisions.Nowhere":[25],"is":[26],"this":[27],"evident":[29],"than":[30],"regard":[32],"to":[33,82],"retirement":[34],"decision-making.Indeed,":[35],"global":[37],"crisis":[39],"suggests":[40],"that":[41,70],"poor":[42],"decision-making":[44,65],"can":[45,76],"have":[46],"substantial":[47],"costs":[48],"not":[49],"only":[50],"for":[51,63],"but":[53],"also":[54],"society":[55],"at":[56],"large.This":[57],"paper":[58],"focuses":[59],"on":[60],"key":[61],"lessons":[62],"in":[66],"wake":[68],"of":[69],"crisis,":[71],"exploring":[72],"how":[73],"literacy":[75],"enhance":[77],"peoples'":[78],"skills":[79],"abilities":[81],"make":[83],"informed":[85],"economic":[86],"choices.":[87]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":10},{"year":2022,"cited_by_count":6},{"year":2021,"cited_by_count":6},{"year":2020,"cited_by_count":9},{"year":2019,"cited_by_count":11},{"year":2018,"cited_by_count":8},{"year":2017,"cited_by_count":11},{"year":2016,"cited_by_count":9},{"year":2015,"cited_by_count":16},{"year":2014,"cited_by_count":8},{"year":2013,"cited_by_count":6},{"year":2012,"cited_by_count":4}],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2016-06-24T00:00:00"}
