{"id":"https://openalex.org/W2104862386","doi":"https://doi.org/10.1177/1077727x9202100205","title":"Credit, Saving, and Insurance Practices Influencing Satisfaction With Preparation for Financial Emergencies Among Rural Households","display_name":"Credit, Saving, and Insurance Practices Influencing Satisfaction With Preparation for Financial Emergencies Among Rural Households","publication_year":1992,"publication_date":"1992-12-01","ids":{"openalex":"https://openalex.org/W2104862386","doi":"https://doi.org/10.1177/1077727x9202100205","mag":"2104862386"},"language":"en","primary_location":{"id":"doi:10.1177/1077727x9202100205","doi":"https://doi.org/10.1177/1077727x9202100205","is_oa":false,"landing_page_url":"https://doi.org/10.1177/1077727x9202100205","pdf_url":null,"source":{"id":"https://openalex.org/S4210205172","display_name":"Home Economics Research Journal","issn_l":"0046-7774","issn":["0046-7774","2374-8052"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Home Economics Research Journal","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5069092349","display_name":"Ujang Sumarwan","orcid":"https://orcid.org/0000-0001-5905-2364","observed_orcids":["https://orcid.org/0000-0001-5905-2364"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ujang Sumarwan","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5059083394","display_name":"Tahira K. Hira","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I173911158","display_name":"Iowa State University","ror":"https://ror.org/04rswrd78","country_code":"US","type":"education","lineage":["https://openalex.org/I173911158"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Tahira K. Hira","raw_affiliation_strings":["should be addressed to Tahira K Hira, Department of Human Development and Family Studies, Iowa State University, 1086 Lebaron Hall, Ames, IA 50011"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"should be addressed to Tahira K Hira, Department of Human Development and Family Studies, Iowa State University, 1086 Lebaron Hall, Ames, IA 50011","institution_ids":["https://openalex.org/I173911158"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5059083394"],"corresponding_institution_ids":["https://openalex.org/I173911158"],"apc_list":null,"apc_paid":null,"fwci":2.2581,"has_fulltext":false,"cited_by_count":21,"citation_normalized_percentile":{"value":0.92194093,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":"21","issue":"2","first_page":"206","last_page":"227"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/rural-households","display_name":"rural households","score":0.7670000195503235},{"id":"https://openalex.org/keywords/financial-management-practices","display_name":"financial management practices","score":0.7699999809265137},{"id":"https://openalex.org/keywords/household-savings","display_name":"household savings","score":0.7459999918937683},{"id":"https://openalex.org/keywords/credit","display_name":"credit","score":0.4000000059604645},{"id":"https://openalex.org/keywords/insurance","display_name":"insurance","score":0.7369999885559082},{"id":"https://openalex.org/keywords/debt-repayment","display_name":"debt repayment","score":0.8009999990463257},{"id":"https://openalex.org/keywords/household-income","display_name":"household income","score":0.6050000190734863},{"id":"https://openalex.org/keywords/family-resource-management","display_name":"family resource management","score":0.7139999866485596},{"id":"https://openalex.org/keywords/fund-managers","display_name":"fund managers","score":0.5669999718666077},{"id":"https://openalex.org/keywords/satisfaction","display_name":"satisfaction","score":0.3050000071525574},{"id":"https://openalex.org/keywords/socioeconomic-characteristics","display_name":"socioeconomic characteristics","score":0.5130000114440918}],"concepts":[{"id":"https://openalex.org/C147077947","wikidata":"https://www.wikidata.org/wiki/Q1515895","display_name":"Socioeconomic status","level":3,"score":0.7512600421905518},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.6470378041267395},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6013674736022949},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5417817234992981},{"id":"https://openalex.org/C506796395","wikidata":"https://www.wikidata.org/wiki/Q4738155","display_name":"Financial management","level":2,"score":0.5255000591278076},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.5138240456581116},{"id":"https://openalex.org/C2777382242","wikidata":"https://www.wikidata.org/wiki/Q6017816","display_name":"Index (typography)","level":2,"score":0.5103434920310974},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.49503985047340393},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4217485785484314},{"id":"https://openalex.org/C99454951","wikidata":"https://www.wikidata.org/wiki/Q932068","display_name":"Environmental health","level":1,"score":0.0762794017791748},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.0},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.0},{"id":"https://openalex.org/C43617362","wikidata":"https://www.wikidata.org/wiki/Q170050","display_name":"Chromatography","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1177/1077727x9202100205","doi":"https://doi.org/10.1177/1077727x9202100205","is_oa":false,"landing_page_url":"https://doi.org/10.1177/1077727x9202100205","pdf_url":null,"source":{"id":"https://openalex.org/S4210205172","display_name":"Home Economics Research Journal","issn_l":"0046-7774","issn":["0046-7774","2374-8052"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Home Economics Research Journal","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/1","score":0.8928999900817871,"display_name":"No poverty"}],"sustainable_development_goals_aurora":[{"id":"https://metadata.un.org/sdg/8","score":0.5799999833106995,"display_name":"Decent work and economic growth"}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":19,"referenced_works":["https://openalex.org/W2757293","https://openalex.org/W337647010","https://openalex.org/W1518611452","https://openalex.org/W1975114132","https://openalex.org/W2000379818","https://openalex.org/W2018079394","https://openalex.org/W2027959291","https://openalex.org/W2033984725","https://openalex.org/W2044025213","https://openalex.org/W2044233129","https://openalex.org/W2044861480","https://openalex.org/W2058387379","https://openalex.org/W2065399861","https://openalex.org/W2072549800","https://openalex.org/W2074547057","https://openalex.org/W2094692770","https://openalex.org/W2136747835","https://openalex.org/W2256075884","https://openalex.org/W4298267330"],"related_works":["https://openalex.org/W2268277402","https://openalex.org/W1935171079","https://openalex.org/W3175747522","https://openalex.org/W2265875723","https://openalex.org/W747236838","https://openalex.org/W848291979","https://openalex.org/W2107478180","https://openalex.org/W4210605703","https://openalex.org/W2044025213","https://openalex.org/W2079524340"],"abstract_inverted_index":{"A":[0,52],"family":[1],"resource":[2],"management":[3,17,42,105,108],"framework":[4],"was":[5,58,74],"used":[6],"to":[7],"develop":[8],"a":[9,66,81,139],"model":[10],"of":[11,33,40,54,65,95,121,180],"relationships":[12],"between":[13],"socioeconomic":[14,34,77,97],"variables,":[15],"financial":[16,24,41,50,90,133,165,192],"practices,":[18],"and":[19,30,37,118,150,157,177],"satisfaction":[20,46,86,129,161,188],"with":[21,47,87,130,162,189],"preparation":[22,48,88,131,163,190],"for":[23,49,89,132,164,191],"emergencies.":[25,51,134,166,193],"This":[26],"study":[27],"examined":[28],"direct":[29,83,156,185],"indirect":[31,158,168],"effects":[32,39,94,103,127,159,169,186],"charac":[35],"teristics":[36],"mediating":[38],"practices":[43,109],"variables":[44,98],"on":[45,85,128,144,160,187],"sample":[53],"297":[55],"money":[56],"managers":[57],"randomly":[59],"selected":[60],"from":[61],"two":[62],"rural":[63],"counties":[64],"midwestern":[67],"state.":[68],"Results":[69],"showed":[70,183],"that":[71,79],"households'monthly":[72],"income":[73],"the":[75,93,102,112,119,178],"only":[76,184],"variable":[78],"had":[80,124,138,154],"significant":[82,125,140],"effect":[84,143],"emergencies,":[91],"whereas":[92],"other":[96],"were":[99,170],"mediated":[100,171],"through":[101,172],"offinancial":[104],"practices.":[106],"Financial":[107],"such":[110],"as":[111],"managerial":[113,147],"behavior":[114,148],"index,":[115],"monthly":[116,151,173],"saving,":[117],"number":[120,179],"insurance":[122,181],"types":[123,182],"positive":[126],"Monthly":[135,175],"debt":[136,152],"payment":[137,153],"but":[141],"negative":[142],"satisfaction.":[145],"The":[146],"index":[149],"both":[155],"Their":[167],"saving.":[174],"saving":[176]},"counts_by_year":[{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":1},{"year":2020,"cited_by_count":4},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":1},{"year":2015,"cited_by_count":2},{"year":2014,"cited_by_count":1},{"year":2013,"cited_by_count":2}],"updated_date":"2026-09-26T08:19:03.415552","created_date":"2016-06-24T00:00:00"}
