{"id":"https://openalex.org/W2090636253","doi":"https://doi.org/10.1111/j.1468-0300.2007.00184.x","title":"The Value of Relationship Lending: Small Banks in an Era of Consolidation","display_name":"The Value of Relationship Lending: Small Banks in an Era of Consolidation","publication_year":2007,"publication_date":"2007-11-01","ids":{"openalex":"https://openalex.org/W2090636253","doi":"https://doi.org/10.1111/j.1468-0300.2007.00184.x","mag":"2090636253"},"language":"en","primary_location":{"id":"doi:10.1111/j.1468-0300.2007.00184.x","doi":"https://doi.org/10.1111/j.1468-0300.2007.00184.x","is_oa":false,"landing_page_url":"https://doi.org/10.1111/j.1468-0300.2007.00184.x","pdf_url":null,"source":{"id":"https://openalex.org/S206364101","display_name":"Economic Notes","issn_l":"0391-5026","issn":["0391-5026","1468-0300"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","jufo-1","norway-1","poland-20","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Economic Notes","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5010107936","display_name":"Paola Agnese Bongini","orcid":"https://orcid.org/0000-0003-2288-7442","observed_orcids":["https://orcid.org/0000-0003-2288-7442"]},"institutions":[{"id":"https://openalex.org/I66752286","display_name":"University of Milano-Bicocca","ror":"https://ror.org/01ynf4891","country_code":"IT","type":"education","lineage":["https://openalex.org/I66752286"]}],"countries":["IT"],"is_corresponding":true,"raw_author_name":"Paola Bongini","raw_affiliation_strings":["Universit\u00e0 degli Studi di Milano-Bicocca"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universit\u00e0 degli Studi di Milano-Bicocca","institution_ids":["https://openalex.org/I66752286"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5020534557","display_name":"Maria Luisa Di Battista","orcid":"https://orcid.org/0000-0003-1775-2877","observed_orcids":["https://orcid.org/0000-0003-1775-2877"]},"institutions":[{"id":"https://openalex.org/I103320735","display_name":"Universit\u00e0 Cattolica del Sacro Cuore","ror":"https://ror.org/03h7r5v07","country_code":"IT","type":"education","lineage":["https://openalex.org/I103320735"]}],"countries":["IT"],"is_corresponding":true,"raw_author_name":"Maria Luisa Di Battista","raw_affiliation_strings":["Catholic University of the Sacred Heart of Milan - Catholic University of the Sacred Heart of Piacenza"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Catholic University of the Sacred Heart of Milan - Catholic University of the Sacred Heart of Piacenza","institution_ids":["https://openalex.org/I103320735"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5048216423","display_name":"Emma Zavarrone","orcid":"https://orcid.org/0000-0001-9509-8773","observed_orcids":["https://orcid.org/0000-0001-9509-8773"]},"institutions":[{"id":"https://openalex.org/I66752286","display_name":"University of Milano-Bicocca","ror":"https://ror.org/01ynf4891","country_code":"IT","type":"education","lineage":["https://openalex.org/I66752286"]}],"countries":["IT"],"is_corresponding":true,"raw_author_name":"Emma Zavarrone","raw_affiliation_strings":["Universit\u00e0 degli Studi di Milano-Bicocca"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universit\u00e0 degli Studi di Milano-Bicocca","institution_ids":["https://openalex.org/I66752286"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5010107936","https://openalex.org/A5020534557","https://openalex.org/A5048216423"],"corresponding_institution_ids":["https://openalex.org/I103320735","https://openalex.org/I66752286"],"apc_list":{"value":2900,"currency":"USD","value_usd":2900},"apc_paid":null,"fwci":0.5832,"has_fulltext":false,"cited_by_count":22,"citation_normalized_percentile":{"value":0.82519906,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"36","issue":"3","first_page":"209","last_page":"230"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.000699999975040555,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/relationship-lending","display_name":"relationship lending","score":0.9369999766349792},{"id":"https://openalex.org/keywords/small-banks","display_name":"small banks","score":0.9940000176429749},{"id":"https://openalex.org/keywords/banking-consolidation","display_name":"banking consolidation","score":0.8289999961853027},{"id":"https://openalex.org/keywords/bank-performance","display_name":"bank performance","score":0.6460000276565552},{"id":"https://openalex.org/keywords/credit-growth","display_name":"credit growth","score":0.9879999756813049},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.9570000171661377},{"id":"https://openalex.org/keywords/bank-size","display_name":"bank size","score":0.6060000061988831},{"id":"https://openalex.org/keywords/determinants-of-bank-performance","display_name":"determinants of bank performance","score":0.5950000286102295}],"concepts":[{"id":"https://openalex.org/C2776014549","wikidata":"https://www.wikidata.org/wiki/Q3050847","display_name":"Consolidation (business)","level":2,"score":0.8828539848327637},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.8565610647201538},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.765554666519165},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5221160650253296},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.48811206221580505},{"id":"https://openalex.org/C2986226071","wikidata":"https://www.wikidata.org/wiki/Q22687","display_name":"Banking industry","level":2,"score":0.4795093834400177},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.44622865319252014},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4447340965270996},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.23999547958374023},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1916603446006775}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1111/j.1468-0300.2007.00184.x","doi":"https://doi.org/10.1111/j.1468-0300.2007.00184.x","is_oa":false,"landing_page_url":"https://doi.org/10.1111/j.1468-0300.2007.00184.x","pdf_url":null,"source":{"id":"https://openalex.org/S206364101","display_name":"Economic Notes","issn_l":"0391-5026","issn":["0391-5026","1468-0300"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","jufo-1","norway-1","poland-20","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Economic Notes","raw_type":"journal-article"},{"id":"pmh:oai:boa.unimib.it:10281/3366","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/10281/3366","pdf_url":null,"source":{"id":"https://openalex.org/S4306401259","display_name":"BOA (University of Milano-Bicocca)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I66752286","host_organization_name":"University of Milano-Bicocca","host_organization_lineage":["https://openalex.org/I66752286"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.48510000109672546}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":39,"referenced_works":["https://openalex.org/W659469288","https://openalex.org/W1499414677","https://openalex.org/W1505825528","https://openalex.org/W1520843327","https://openalex.org/W1565587144","https://openalex.org/W1566922015","https://openalex.org/W1586352250","https://openalex.org/W1836740387","https://openalex.org/W1928404015","https://openalex.org/W1988448057","https://openalex.org/W2005294649","https://openalex.org/W2029792205","https://openalex.org/W2030398514","https://openalex.org/W2031674027","https://openalex.org/W2035107064","https://openalex.org/W2042477686","https://openalex.org/W2057211502","https://openalex.org/W2097574770","https://openalex.org/W2100208018","https://openalex.org/W2102543373","https://openalex.org/W2103888639","https://openalex.org/W2108491286","https://openalex.org/W2111504671","https://openalex.org/W2125418034","https://openalex.org/W2128803236","https://openalex.org/W2131945267","https://openalex.org/W2133864799","https://openalex.org/W2140959534","https://openalex.org/W2160639727","https://openalex.org/W2161062585","https://openalex.org/W2891222742","https://openalex.org/W3023273215","https://openalex.org/W3121824251","https://openalex.org/W3122936019","https://openalex.org/W3123769915","https://openalex.org/W3124170885","https://openalex.org/W3124226976","https://openalex.org/W3126127371","https://openalex.org/W4300506994"],"related_works":["https://openalex.org/W2241390290","https://openalex.org/W2097574770","https://openalex.org/W2472756141","https://openalex.org/W1535554129","https://openalex.org/W2044741319","https://openalex.org/W2088398051","https://openalex.org/W3122936019","https://openalex.org/W4302317895","https://openalex.org/W4396707994","https://openalex.org/W3123903101"],"abstract_inverted_index":{"Consolidation":[0],"in":[1,27,44],"the":[2,9,37],"banking":[3],"industry":[4],"has":[5],"caused":[6],"concern":[7],"about":[8],"survival":[10],"of":[11,29,39,50,65],"small":[12,19,51],"banks.":[13],"Empirical":[14],"evidence,":[15],"however,":[16],"shows":[17],"that":[18,48],"banks":[20,26],"are":[21,61],"performing":[22],"better":[23],"than":[24],"larger":[25],"terms":[28],"loan":[30,68],"growth":[31],"and":[32],"profitability.":[33],"This":[34],"paper":[35],"investigates":[36],"determinants":[38],"such":[40],"unexpected":[41],"superior":[42],"performance;":[43],"particular":[45],"we":[46],"posit":[47],"peculiarities":[49],"banks,":[52],"like":[53],"their":[54,66],"ability":[55],"to":[56],"lever":[57],"on":[58],"relationship":[59],"lending,":[60],"good":[62],"explanatory":[63],"variables":[64],"recent":[67],"growth.":[69]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2021,"cited_by_count":2},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":3},{"year":2016,"cited_by_count":4},{"year":2014,"cited_by_count":1},{"year":2013,"cited_by_count":3},{"year":2012,"cited_by_count":2}],"updated_date":"2026-11-03T10:50:19.383937","created_date":"2016-06-24T00:00:00"}