{"id":"https://openalex.org/W2086801422","doi":"https://doi.org/10.1080/15228916.2011.555271","title":"The Effects of Financial Innovation on Financial Savings: Evidence From an Economy in Transition","display_name":"The Effects of Financial Innovation on Financial Savings: Evidence From an Economy in Transition","publication_year":2011,"publication_date":"2011-03-28","ids":{"openalex":"https://openalex.org/W2086801422","doi":"https://doi.org/10.1080/15228916.2011.555271","mag":"2086801422"},"language":"en","primary_location":{"id":"doi:10.1080/15228916.2011.555271","doi":"https://doi.org/10.1080/15228916.2011.555271","is_oa":false,"landing_page_url":"https://doi.org/10.1080/15228916.2011.555271","pdf_url":null,"source":{"id":"https://openalex.org/S114724389","display_name":"Journal of African Business","issn_l":"1522-8916","issn":["1522-8916","1522-9076"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["abdc-c","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of African Business","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5077378265","display_name":"Abraham Ansong","orcid":"https://orcid.org/0000-0002-7607-6824","observed_orcids":["https://orcid.org/0000-0002-7607-6824"]},"institutions":[{"id":"https://openalex.org/I133771110","display_name":"University of Cape Coast","ror":"https://ror.org/0492nfe34","country_code":"GH","type":"education","lineage":["https://openalex.org/I133771110"]}],"countries":["GH"],"is_corresponding":true,"raw_author_name":"Abraham Ansong","raw_affiliation_strings":["Department of Management Studies, University of Cape Coast, Cape Coast, Ghana"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Management Studies, University of Cape Coast, Cape Coast, Ghana","institution_ids":["https://openalex.org/I133771110"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5071985818","display_name":"Edward Marfo-Yiadom","orcid":"https://orcid.org/0009-0001-4001-1842","observed_orcids":["https://orcid.org/0009-0001-4001-1842"]},"institutions":[{"id":"https://openalex.org/I133771110","display_name":"University of Cape Coast","ror":"https://ror.org/0492nfe34","country_code":"GH","type":"education","lineage":["https://openalex.org/I133771110"]}],"countries":["GH"],"is_corresponding":false,"raw_author_name":"Edward Marfo-Yiadom","raw_affiliation_strings":["Department of Accounting and Finance, University of Cape Coast, Cape Coast, Ghana"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Accounting and Finance, University of Cape Coast, Cape Coast, Ghana","institution_ids":["https://openalex.org/I133771110"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5083244840","display_name":"Emmanuel Ekow Asmah","orcid":"https://orcid.org/0000-0001-9491-2964","observed_orcids":["https://orcid.org/0000-0001-9491-2964"]},"institutions":[{"id":"https://openalex.org/I133771110","display_name":"University of Cape Coast","ror":"https://ror.org/0492nfe34","country_code":"GH","type":"education","lineage":["https://openalex.org/I133771110"]}],"countries":["GH"],"is_corresponding":false,"raw_author_name":"Emmanuel Ekow-Asmah","raw_affiliation_strings":["Department of Economics, University of Cape Coast, Cape Coast, Ghana"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, University of Cape Coast, Cape Coast, Ghana","institution_ids":["https://openalex.org/I133771110"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5077378265"],"corresponding_institution_ids":["https://openalex.org/I133771110"],"apc_list":null,"apc_paid":null,"fwci":2.5489,"has_fulltext":false,"cited_by_count":43,"citation_normalized_percentile":{"value":0.92706201,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":"12","issue":"1","first_page":"93","last_page":"113"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.4196999967098236,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.4196999967098236,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.2992999851703644,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.05909999832510948,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-innovation","display_name":"financial innovation","score":1.0},{"id":"https://openalex.org/keywords/financial-savings","display_name":"financial savings","score":0.9570000171661377},{"id":"https://openalex.org/keywords/ghana","display_name":"Ghana","score":0.453000009059906},{"id":"https://openalex.org/keywords/transition-economies","display_name":"transition economies","score":0.49799999594688416},{"id":"https://openalex.org/keywords/bank-savings-products","display_name":"bank savings products","score":0.4699999988079071},{"id":"https://openalex.org/keywords/long-run-and-short-run-effects","display_name":"short-run and long-run effects","score":0.7789999842643738},{"id":"https://openalex.org/keywords/financial-institutions","display_name":"financial institutions","score":0.41100001335144043}],"concepts":[{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.6135764718055725},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5562567114830017},{"id":"https://openalex.org/C2777064627","wikidata":"https://www.wikidata.org/wiki/Q3151423","display_name":"Financial innovation","level":2,"score":0.4963241219520569},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.4849245846271515},{"id":"https://openalex.org/C103565092","wikidata":"https://www.wikidata.org/wiki/Q159421","display_name":"Savings account","level":2,"score":0.48256129026412964},{"id":"https://openalex.org/C98014903","wikidata":"https://www.wikidata.org/wiki/Q832161","display_name":"Financial ratio","level":2,"score":0.456184059381485},{"id":"https://openalex.org/C191654821","wikidata":"https://www.wikidata.org/wiki/Q247506","display_name":"Financial instrument","level":2,"score":0.4453234076499939},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.39671483635902405},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3774835467338562}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1080/15228916.2011.555271","doi":"https://doi.org/10.1080/15228916.2011.555271","is_oa":false,"landing_page_url":"https://doi.org/10.1080/15228916.2011.555271","pdf_url":null,"source":{"id":"https://openalex.org/S114724389","display_name":"Journal of African Business","issn_l":"1522-8916","issn":["1522-8916","1522-9076"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["abdc-c","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of African Business","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.48510000109672546}],"sustainable_development_goals_aurora":[{"display_name":"Industry, innovation and infrastructure","id":"https://metadata.un.org/sdg/9","score":0.6399999856948853}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":28,"referenced_works":["https://openalex.org/W53784797","https://openalex.org/W210338081","https://openalex.org/W1492703101","https://openalex.org/W1513281941","https://openalex.org/W1557552136","https://openalex.org/W1568148229","https://openalex.org/W1605276071","https://openalex.org/W1820505434","https://openalex.org/W1853398315","https://openalex.org/W1975994995","https://openalex.org/W1979122466","https://openalex.org/W2017541022","https://openalex.org/W2020456758","https://openalex.org/W2036485700","https://openalex.org/W2102844363","https://openalex.org/W2110603299","https://openalex.org/W2116890252","https://openalex.org/W2120752561","https://openalex.org/W2130136629","https://openalex.org/W2132532263","https://openalex.org/W2141789467","https://openalex.org/W2493203777","https://openalex.org/W3121695959","https://openalex.org/W3122812532","https://openalex.org/W3123642971","https://openalex.org/W4243838916","https://openalex.org/W4252662773","https://openalex.org/W4300841285"],"related_works":["https://openalex.org/W2923677325","https://openalex.org/W4287997852","https://openalex.org/W4394832974","https://openalex.org/W3014139367","https://openalex.org/W2754041798","https://openalex.org/W4407388249","https://openalex.org/W4380879478","https://openalex.org/W3092340069","https://openalex.org/W7111586086","https://openalex.org/W4416593032"],"abstract_inverted_index":{"The":[0,49],"general":[1],"objective":[2],"of":[3,11,51],"this":[4],"research":[5],"is":[6],"to":[7,23,59,90],"establish":[8],"the":[9,20,26,52,66],"effects":[10],"financial":[12,15,37,56,63],"innovations":[13,57],"on":[14],"savings":[16,64],"in":[17,62,65,76],"Ghana":[18,77],"for":[19,36,69],"period":[21],"1963":[22],"2006.":[24],"Both":[25],"perceptual":[27],"index":[28],"and":[29],"M2/M1":[30],"that":[31,55],"were":[32],"used":[33],"as":[34],"proxies":[35],"innovation":[38],"exhibited":[39],"a":[40,45,60],"positive":[41],"long-run":[42],"relationship":[43],"but":[44],"negative":[46],"short-run":[47],"relationship.":[48],"crux":[50],"study":[53],"was":[54],"led":[58],"reduction":[61],"short":[67],"run":[68],"one":[70],"main":[71],"reason\u2014the":[72],"prevailing":[73],"innovative":[74,93],"products":[75],"encouraged":[78,89],"withdrawals":[79],"rather":[80],"than":[81],"savings.":[82],"Financial":[83],"institutions,":[84],"especially":[85],"banks,":[86],"are":[87],"therefore":[88],"develop":[91],"savings-related":[92],"instruments.":[94]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":4},{"year":2023,"cited_by_count":6},{"year":2022,"cited_by_count":6},{"year":2021,"cited_by_count":5},{"year":2020,"cited_by_count":3},{"year":2018,"cited_by_count":6},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":3},{"year":2014,"cited_by_count":1},{"year":2013,"cited_by_count":1},{"year":2012,"cited_by_count":1}],"updated_date":"2026-10-30T12:39:25.321706","created_date":"2016-06-24T00:00:00"}
