{"id":"https://openalex.org/W2079583306","doi":"https://doi.org/10.1080/0309877x.2013.778966","title":"Towards a typology of debt attitudes among contemporary young UK undergraduates","display_name":"Towards a typology of debt attitudes among contemporary young UK undergraduates","publication_year":2013,"publication_date":"2013-05-09","ids":{"openalex":"https://openalex.org/W2079583306","doi":"https://doi.org/10.1080/0309877x.2013.778966","mag":"2079583306"},"language":"en","primary_location":{"id":"doi:10.1080/0309877x.2013.778966","doi":"https://doi.org/10.1080/0309877x.2013.778966","is_oa":false,"landing_page_url":"https://doi.org/10.1080/0309877x.2013.778966","pdf_url":null,"source":{"id":"https://openalex.org/S206068638","display_name":"Journal of Further and Higher Education","issn_l":"0309-877X","issn":["0309-877X","1469-9486"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core","erih-plus","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319847","host_organization_name":"Routledge","host_organization_lineage":["https://openalex.org/P4310319847","https://openalex.org/P4310320547"],"host_organization_lineage_names":["Routledge","Taylor & Francis"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Further and Higher Education","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"http://eprints.uwe.ac.uk/18752/1/Debt%20paper%20-%20for%20review%20revised.docx","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"Neil Harrison","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I178535277","display_name":"University of the West of England","ror":"https://ror.org/02nwg5t34","country_code":"GB","type":"education","lineage":["https://openalex.org/I178535277"]}],"countries":["GB"],"is_corresponding":true,"raw_author_name":"Neil Harrison","raw_affiliation_strings":["University of the West of England, Bristol, UK"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of the West of England, Bristol, UK","institution_ids":["https://openalex.org/I178535277"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5085223735","display_name":"Farooq Chudry","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I178535277","display_name":"University of the West of England","ror":"https://ror.org/02nwg5t34","country_code":"GB","type":"education","lineage":["https://openalex.org/I178535277"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Farooq Chudry","raw_affiliation_strings":["University of the West of England, Bristol, UK"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of the West of England, Bristol, UK","institution_ids":["https://openalex.org/I178535277"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5027185698","display_name":"Richard D. Waller","orcid":"https://orcid.org/0000-0002-0697-3183","observed_orcids":["https://orcid.org/0000-0002-0697-3183"]},"institutions":[{"id":"https://openalex.org/I178535277","display_name":"University of the West of England","ror":"https://ror.org/02nwg5t34","country_code":"GB","type":"education","lineage":["https://openalex.org/I178535277"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Richard Waller","raw_affiliation_strings":["University of the West of England, Bristol, UK"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of the West of England, Bristol, UK","institution_ids":["https://openalex.org/I178535277"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5070122966","display_name":"Sue Hatt","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I178535277","display_name":"University of the West of England","ror":"https://ror.org/02nwg5t34","country_code":"GB","type":"education","lineage":["https://openalex.org/I178535277"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Sue Hatt","raw_affiliation_strings":["University of the West of England, Bristol, UK"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of the West of England, Bristol, UK","institution_ids":["https://openalex.org/I178535277"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I178535277"],"apc_list":null,"apc_paid":null,"fwci":22.4843,"has_fulltext":false,"cited_by_count":50,"citation_normalized_percentile":{"value":0.99155024,"is_in_top_1_percent":true,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":99},"biblio":{"volume":"39","issue":"1","first_page":"85","last_page":"107"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10267","display_name":"Higher Education Research Studies","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/3304","display_name":"Education"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10267","display_name":"Higher Education Research Studies","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/3304","display_name":"Education"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10546","display_name":"Higher Education Governance and Development","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/3320","display_name":"Political Science and International Relations"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/student-debt","display_name":"student debt","score":0.9760000109672546},{"id":"https://openalex.org/keywords/undergraduate-students","display_name":"undergraduate students","score":0.5870000123977661},{"id":"https://openalex.org/keywords/social-class","display_name":"social class","score":0.8180000185966492},{"id":"https://openalex.org/keywords/tuition-fees","display_name":"tuition fees","score":0.7160000205039978},{"id":"https://openalex.org/keywords/higher-education-finance","display_name":"higher education funding","score":0.7260000109672546}],"concepts":[{"id":"https://openalex.org/C75795011","wikidata":"https://www.wikidata.org/wiki/Q917904","display_name":"Typology","level":2,"score":0.8858118057250977},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.5798377394676208},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.5760608911514282},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.4756583571434021},{"id":"https://openalex.org/C120912362","wikidata":"https://www.wikidata.org/wiki/Q136822","display_name":"Higher education","level":2,"score":0.47542884945869446},{"id":"https://openalex.org/C2778728124","wikidata":"https://www.wikidata.org/wiki/Q7627822","display_name":"Student debt","level":3,"score":0.47386884689331055},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.39980021119117737},{"id":"https://openalex.org/C19417346","wikidata":"https://www.wikidata.org/wiki/Q7922","display_name":"Pedagogy","level":1,"score":0.3542766571044922},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.23461449146270752},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.12250092625617981},{"id":"https://openalex.org/C19165224","wikidata":"https://www.wikidata.org/wiki/Q23404","display_name":"Anthropology","level":1,"score":0.0},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1080/0309877x.2013.778966","doi":"https://doi.org/10.1080/0309877x.2013.778966","is_oa":false,"landing_page_url":"https://doi.org/10.1080/0309877x.2013.778966","pdf_url":null,"source":{"id":"https://openalex.org/S206068638","display_name":"Journal of Further and Higher Education","issn_l":"0309-877X","issn":["0309-877X","1469-9486"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core","erih-plus","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319847","host_organization_name":"Routledge","host_organization_lineage":["https://openalex.org/P4310319847","https://openalex.org/P4310320547"],"host_organization_lineage_names":["Routledge","Taylor & Francis"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Further and Higher Education","raw_type":"journal-article"},{"id":"pmh:oai:eprints.uwe.ac.uk:18752","doi":null,"is_oa":true,"landing_page_url":"http://eprints.uwe.ac.uk/18752/1/Debt%20paper%20-%20for%20review%20revised.docx","pdf_url":null,"source":{"id":"https://openalex.org/S4306401464","display_name":"UWE Research Repository (UWE Bristol)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I178535277","host_organization_name":"University of the West of England","host_organization_lineage":["https://openalex.org/I178535277"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Article"},{"id":"pmh:oai:uwe-repository.worktribe.com:842412","doi":null,"is_oa":true,"landing_page_url":"https://uwe-repository.worktribe.com/output/842412","pdf_url":null,"source":{"id":"https://openalex.org/S4306401464","display_name":"UWE Research Repository (UWE Bristol)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I178535277","host_organization_name":"University of the West of England","host_organization_lineage":["https://openalex.org/I178535277"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Journal Article"}],"best_oa_location":{"id":"pmh:oai:eprints.uwe.ac.uk:18752","doi":null,"is_oa":true,"landing_page_url":"http://eprints.uwe.ac.uk/18752/1/Debt%20paper%20-%20for%20review%20revised.docx","pdf_url":null,"source":{"id":"https://openalex.org/S4306401464","display_name":"UWE Research Repository (UWE Bristol)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I178535277","host_organization_name":"University of the West of England","host_organization_lineage":["https://openalex.org/I178535277"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Article"},"sustainable_development_goals":[{"display_name":"Quality education","score":0.4156000018119812,"id":"https://metadata.un.org/sdg/4"}],"sustainable_development_goals_aurora":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":26,"referenced_works":["https://openalex.org/W106844232","https://openalex.org/W620652200","https://openalex.org/W825275685","https://openalex.org/W908911306","https://openalex.org/W1596395683","https://openalex.org/W1965350976","https://openalex.org/W1965893420","https://openalex.org/W1972143812","https://openalex.org/W1983808127","https://openalex.org/W1989825298","https://openalex.org/W2007957145","https://openalex.org/W2042255654","https://openalex.org/W2058638711","https://openalex.org/W2060056315","https://openalex.org/W2075984098","https://openalex.org/W2077337266","https://openalex.org/W2087693171","https://openalex.org/W2089255968","https://openalex.org/W2097218085","https://openalex.org/W2139454627","https://openalex.org/W2153912611","https://openalex.org/W2170816415","https://openalex.org/W2319213039","https://openalex.org/W2484833837","https://openalex.org/W3123143221","https://openalex.org/W4285719527"],"related_works":["https://openalex.org/W2592374152","https://openalex.org/W2419240133","https://openalex.org/W173294022","https://openalex.org/W2076776071","https://openalex.org/W2285718942","https://openalex.org/W1976651067","https://openalex.org/W2475577172","https://openalex.org/W7113133554","https://openalex.org/W2520125921","https://openalex.org/W2042255654"],"abstract_inverted_index":{"As":[0],"the":[1,5,12,47,151,162,171,195,203,206],"UK":[2],"sits":[3],"on":[4],"verge":[6],"of":[7,14,43,50,88,97,137,164,200,205],"a":[8,40,85,130,135],"major":[9],"change":[10],"in":[11,46,109,154],"financing":[13],"both":[15],"universities":[16],"and":[17,24,30,67,79,113,157,173,184,208],"students,":[18],"this":[19,80,98,144],"study":[20,42,99,207],"seeks":[21],"to":[22,27,76,83,94,119,140,168],"capture":[23],"analyse":[25],"attitudes":[26,90,103,166],"money,":[28],"borrowing":[29],"debt":[31,89,133],"among":[32],"contemporary":[33],"young":[34],"undergraduates.":[35],"It":[36],"reports":[37],"findings":[38,96],"from":[39,60,92,125],"qualitative":[41],"62":[44],"individuals":[45],"second":[48],"term":[49],"their":[51],"first":[52],"year":[53],"at":[54],"university,":[55],"these":[56,201],"being":[57,178,193],"representatively":[58],"sampled":[59],"volunteers":[61],"across":[62],"gender,":[63],"social":[64,120],"class,":[65],"ethnicity":[66],"subject":[68],"discipline.":[69],"The":[70,198],"semi-structured":[71],"interview":[72],"data":[73,149],"was":[74,81],"subjected":[75],"thematic":[77],"analysis":[78],"used":[82],"derive":[84],"tentative":[86],"typology":[87],"ranging":[91],"\u2018debt-positive\u2019":[93],"\u2018debt-angry\u2019.The":[95],"suggest":[100],"that":[101],"student":[102,158,165],"are":[104,213],"more":[105],"complex":[106],"than":[107],"assumed":[108],"some":[110],"previous":[111],"research":[112,212],"journalistic":[114],"commentary,":[115],"especially":[116],"with":[117,147,176,190],"respect":[118],"class.":[121],"Counterintuitively,":[122],"many":[123],"students":[124,177,192],"lower":[126],"social-class":[127],"backgrounds":[128],"show":[129],"positivity":[131],"about":[132,181],"as":[134,188],"means":[136],"enabling":[138],"them":[139],"access":[141],"higher-level":[142],"careers;":[143],"is":[145],"consistent":[146],"admissions":[148],"following":[150],"2006":[152],"increase":[153],"tuition":[155],"fees":[156],"indebtedness.":[159],"More":[160],"generally,":[161],"mainstream":[163],"appears":[167],"fall":[169],"between":[170],"\u2018debt-savvy\u2019":[172],"\u2018debt-resigned\u2019":[174],"types,":[175],"relatively":[179],"well-informed":[180],"repayment":[182],"terms":[183],"accepting":[185],"large-scale":[186],"indebtedness":[187],"\u2018normal\u2019,":[189],"most":[191],"\u2018in":[194],"same":[196],"boat\u2019.":[197],"implications":[199],"findings,":[202],"limitations":[204],"future":[209],"opportunities":[210],"for":[211],"discussed.":[214]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":1},{"year":2020,"cited_by_count":6},{"year":2019,"cited_by_count":5},{"year":2018,"cited_by_count":8},{"year":2017,"cited_by_count":4},{"year":2016,"cited_by_count":6},{"year":2015,"cited_by_count":6},{"year":2014,"cited_by_count":2}],"updated_date":"2026-10-30T12:39:25.321706","created_date":"2016-06-24T00:00:00"}
