{"id":"https://openalex.org/W2072454652","doi":"https://doi.org/10.1108/15265941211273759","title":"The determinants of frequency and severity of operational losses in Tunisian insurance industry","display_name":"The determinants of frequency and severity of operational losses in Tunisian insurance industry","publication_year":2012,"publication_date":"2012-11-02","ids":{"openalex":"https://openalex.org/W2072454652","doi":"https://doi.org/10.1108/15265941211273759","mag":"2072454652"},"language":"en","primary_location":{"id":"doi:10.1108/15265941211273759","doi":"https://doi.org/10.1108/15265941211273759","is_oa":false,"landing_page_url":"https://doi.org/10.1108/15265941211273759","pdf_url":null,"source":{"id":"https://openalex.org/S61561007","display_name":"The Journal of Risk Finance","issn_l":"1526-5943","issn":["1526-5943","2331-2947"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","fnege-4","jufo-1","norway-1","poland-20","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Journal of Risk Finance","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5031150878","display_name":"Wael Hemrit","orcid":"https://orcid.org/0000-0002-1328-807X","observed_orcids":["https://orcid.org/0000-0002-1328-807X"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Wael Hemrit","raw_affiliation_strings":["D\u00e9partement de Strat\u00e9gie des Affaires, Institut des Hautes Etudes Commerciales de Sfax (IHEC Sfax), Sfax, Tunisia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"D\u00e9partement de Strat\u00e9gie des Affaires, Institut des Hautes Etudes Commerciales de Sfax (IHEC Sfax), Sfax, Tunisia","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5035216642","display_name":"Mounira Ben Arab","orcid":"https://orcid.org/0009-0007-0351-3660","observed_orcids":["https://orcid.org/0009-0007-0351-3660"]},"institutions":[{"id":"https://openalex.org/I4210140729","display_name":"Institut Sup\u00e9rieur de Gestion de Tunis","ror":"https://ror.org/04w9mdw91","country_code":"TN","type":"education","lineage":["https://openalex.org/I108714496","https://openalex.org/I4210140729"]}],"countries":["TN"],"is_corresponding":false,"raw_author_name":"Mounira Ben Arab","raw_affiliation_strings":["Department de Gestion, Institut Sup\u00e9rieur de Gestion de Tunis (ISG Tunis), Tunis, Tunisia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department de Gestion, Institut Sup\u00e9rieur de Gestion de Tunis (ISG Tunis), Tunis, Tunisia","institution_ids":["https://openalex.org/I4210140729"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.6641,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.79522081,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":87,"max":93},"biblio":{"volume":"13","issue":"5","first_page":"438","last_page":"475"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.8413000106811523,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.8413000106811523,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12276","display_name":"Risk Management in Financial Firms","score":0.12880000472068787,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11720","display_name":"Probability and Risk Models","score":0.015599999576807022,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/operational-risk","display_name":"operational risk","score":0.8510000109672546},{"id":"https://openalex.org/keywords/operational-losses","display_name":"operational losses","score":0.8769999742507935},{"id":"https://openalex.org/keywords/loss-frequency","display_name":"loss frequency","score":0.8560000061988831},{"id":"https://openalex.org/keywords/loss-severity","display_name":"loss severity","score":0.9990000128746033},{"id":"https://openalex.org/keywords/insurance-companies","display_name":"insurance companies","score":0.9490000009536743},{"id":"https://openalex.org/keywords/market-share","display_name":"market share","score":0.7200000286102295},{"id":"https://openalex.org/keywords/geographic-location","display_name":"geographic location","score":0.6420000195503235},{"id":"https://openalex.org/keywords/human-factors","display_name":"human factors","score":0.6309999823570251}],"concepts":[{"id":"https://openalex.org/C11489865","wikidata":"https://www.wikidata.org/wiki/Q944806","display_name":"Operational risk","level":3,"score":0.7277489304542542},{"id":"https://openalex.org/C136197465","wikidata":"https://www.wikidata.org/wiki/Q1729295","display_name":"Variety (cybernetics)","level":2,"score":0.5920779705047607},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.5402441024780273},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5298112630844116},{"id":"https://openalex.org/C2984333267","wikidata":"https://www.wikidata.org/wiki/Q43183","display_name":"Insurance industry","level":2,"score":0.42329296469688416},{"id":"https://openalex.org/C2776950860","wikidata":"https://www.wikidata.org/wiki/Q2914681","display_name":"Originality","level":3,"score":0.4228129982948303},{"id":"https://openalex.org/C120936955","wikidata":"https://www.wikidata.org/wiki/Q2155640","display_name":"Empirical research","level":2,"score":0.41462522745132446},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.26795536279678345},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1767018437385559},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1722082495689392},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.16421517729759216},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.07974079251289368},{"id":"https://openalex.org/C11012388","wikidata":"https://www.wikidata.org/wiki/Q170658","display_name":"Creativity","level":2,"score":0.0},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.0},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0}],"mesh":[],"locations_count":5,"locations":[{"id":"doi:10.1108/15265941211273759","doi":"https://doi.org/10.1108/15265941211273759","is_oa":false,"landing_page_url":"https://doi.org/10.1108/15265941211273759","pdf_url":null,"source":{"id":"https://openalex.org/S61561007","display_name":"The Journal of Risk Finance","issn_l":"1526-5943","issn":["1526-5943","2331-2947"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","fnege-4","jufo-1","norway-1","poland-20","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Journal of Risk Finance","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:eme:jrf000:15265941211273759","doi":null,"is_oa":false,"landing_page_url":"https://www.emerald.com/insight/content/doi/10.1108/15265941211273759.html?utm_source=repec&utm_medium=feed&utm_campaign=repec","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:RePEc:eme:jrfpps:15265941211273759","doi":null,"is_oa":false,"landing_page_url":"https://www.emerald.com/insight/content/doi/10.1108/15265941211273759/full/html?utm_source=repec&utm_medium=feed&utm_campaign=repec","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:RePEc:eme:jrfpps:v:13:y:2012:i:5:p:438-475","doi":null,"is_oa":false,"landing_page_url":"http://www.emeraldinsight.com/10.1108/15265941211273759?utm_campaign=RePEc&WT.mc_id=RePEc","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:RePEc:eme:jrfpps:v:13:y:2013:i:5:p:438-475","doi":null,"is_oa":false,"landing_page_url":"http://www.emeraldinsight.com/10.1108/15265941211273759?utm_campaign=RePEc&amp;WT.mc_id=RePEc","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.48510000109672546,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":68,"referenced_works":["https://openalex.org/W36738351","https://openalex.org/W93405093","https://openalex.org/W95869120","https://openalex.org/W155024576","https://openalex.org/W598919508","https://openalex.org/W1495317527","https://openalex.org/W1499697719","https://openalex.org/W1528905581","https://openalex.org/W1540675936","https://openalex.org/W1557305749","https://openalex.org/W1558301704","https://openalex.org/W1583862312","https://openalex.org/W1604761875","https://openalex.org/W1770356103","https://openalex.org/W1967277008","https://openalex.org/W1968977834","https://openalex.org/W1973628995","https://openalex.org/W1982142842","https://openalex.org/W1982469620","https://openalex.org/W1982959691","https://openalex.org/W1986167036","https://openalex.org/W1987037458","https://openalex.org/W1989139506","https://openalex.org/W2002747675","https://openalex.org/W2009083767","https://openalex.org/W2023877562","https://openalex.org/W2023970852","https://openalex.org/W2051800985","https://openalex.org/W2053616075","https://openalex.org/W2055548943","https://openalex.org/W2056033278","https://openalex.org/W2058815839","https://openalex.org/W2068410125","https://openalex.org/W2069786390","https://openalex.org/W2071234913","https://openalex.org/W2087760094","https://openalex.org/W2094834882","https://openalex.org/W2094900733","https://openalex.org/W2098910318","https://openalex.org/W2101861337","https://openalex.org/W2105299426","https://openalex.org/W2108393758","https://openalex.org/W2113832560","https://openalex.org/W2116204363","https://openalex.org/W2119634512","https://openalex.org/W2136796550","https://openalex.org/W2146855196","https://openalex.org/W2161850932","https://openalex.org/W2292086750","https://openalex.org/W2325036917","https://openalex.org/W2497214665","https://openalex.org/W2752617332","https://openalex.org/W2905189238","https://openalex.org/W3121209481","https://openalex.org/W3121402432","https://openalex.org/W3121626226","https://openalex.org/W3122204076","https://openalex.org/W3122412356","https://openalex.org/W3122814677","https://openalex.org/W3123829312","https://openalex.org/W3124560616","https://openalex.org/W3125294216","https://openalex.org/W3125400635","https://openalex.org/W3126107925","https://openalex.org/W4248996458","https://openalex.org/W4301861531","https://openalex.org/W4302853952","https://openalex.org/W4388257525"],"related_works":["https://openalex.org/W2053616075","https://openalex.org/W167081958","https://openalex.org/W2936758434","https://openalex.org/W2787194409","https://openalex.org/W2303839493","https://openalex.org/W892771783","https://openalex.org/W2184106043","https://openalex.org/W4411959392","https://openalex.org/W3205540058","https://openalex.org/W7035980946"],"abstract_inverted_index":{"Purpose":[0],"The":[1,87,126],"purpose":[2],"of":[3,11,23,27,44,65,77,93,107,114,122,135,142,158,163,173,176,190,200,211,220,224,241],"this":[4,51,227],"paper":[5,35,88,127],"is":[6,96,116,146,179],"to":[7,58,74,99,119,235],"examine":[8],"the":[9,34,42,47,61,91,100,105,112,120,133,151,156,165,171,183,188,195,198,209,218,221,237,245],"determinants":[10],"operational":[12,78,94,159,177,213,225,242],"losses":[13,28,66,95,136,178,243],"in":[14,46,84,132,244,248],"insurance":[15,48,246],"companies.":[16],"Design/methodology/approach":[17],"By":[18],"using":[19],"most":[20],"common":[21],"estimates":[22],"frequency":[24,62,92,134,238],"and":[25,63,70,104,155,187,239],"severity":[26,64,240],"that":[29,40,81,90,170],"affected":[30],"business\u2010lines":[31],"during":[32],"2009,":[33],"integrates":[36],"a":[37,130,139,147,205,231],"quantitative":[38,222],"aspect":[39],"reflects":[41],"mode":[43],"organization":[45],"company.":[49],"In":[50,161,194],"paper,":[52],"it":[53],"would":[54],"be":[55],"more":[56],"appropriate":[57],"focus":[59],"on":[60,208],"estimated":[67],"by":[68,182],"insurers":[69],"which":[71],"are":[72],"related":[73,98,118],"each":[75],"category":[76],"risk":[79],"events":[80],"took":[82],"place":[83],"2009.":[85],"Findings":[86],"finds":[89],"positively":[97],"Market":[101,184],"Share":[102,185],"(MARKSHARE)":[103,186],"Rate":[106,189],"Geographic":[108,191],"Location":[109,192],"(RAGELOC).":[110,193],"However,":[111],"occurrence":[113,157],"loss":[115,214],"negatively":[117,180],"Variety":[121,199],"Insurance":[123,201],"Activities":[124,202],"(VARIACT).":[125],"also":[128],"found":[129],"decrease":[131],"associated":[137],"with":[138],"large":[140],"number":[141],"employees.":[143],"Therefore,":[144],"there":[145],"significant":[148],"relationship":[149],"between":[150],"Human":[152],"Factor":[153],"(HF)":[154],"losses.":[160],"terms":[162],"severity,":[164],"empirical":[166],"study":[167],"has":[168,204],"shown":[169],"probability":[172,210],"zero":[174],"intensity":[175],"influenced":[181],"same":[196],"framework,":[197],"(VARIACT)":[203],"negative":[206],"effect":[207],"high":[212],"severity.":[215],"Originality/value":[216],"Despite":[217],"absence":[219],"data":[223],"risk,":[226],"article":[228],"will":[229],"discover":[230],"new":[232],"research":[233],"perspective":[234],"estimate":[236],"sector":[247],"Tunisia.":[249]},"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2021,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2013,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-06-24T00:00:00"}
