{"id":"https://openalex.org/W2053488924","doi":"https://doi.org/10.1093/geront/26.5.496","title":"The National Potential of Home Equity Conversion","display_name":"The National Potential of Home Equity Conversion","publication_year":1986,"publication_date":"1986-10-01","ids":{"openalex":"https://openalex.org/W2053488924","doi":"https://doi.org/10.1093/geront/26.5.496","mag":"2053488924","pmid":"https://pubmed.ncbi.nlm.nih.gov/3095191"},"language":"en","primary_location":{"id":"doi:10.1093/geront/26.5.496","doi":"https://doi.org/10.1093/geront/26.5.496","is_oa":false,"landing_page_url":"https://doi.org/10.1093/geront/26.5.496","pdf_url":null,"source":{"id":"https://openalex.org/S130337233","display_name":"The Gerontologist","issn_l":"0016-9013","issn":["0016-9013","1758-5341"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-class-a","anvur-scientific","cwts-core","jufo-3","ki-jl-2","medline","norway-2","poland-140","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310311648","host_organization_name":"Oxford University Press","host_organization_lineage":["https://openalex.org/P4310311648","https://openalex.org/P4310311647"],"host_organization_lineage_names":["Oxford University Press","University of Oxford"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Gerontologist","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref","pubmed"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"B. Jacobs","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I5388228","display_name":"University of Rochester","ror":"https://ror.org/022kthw22","country_code":"US","type":"education","lineage":["https://openalex.org/I5388228"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"B. Jacobs","raw_affiliation_strings":["Public Policy Analysis Program, University of Rochester Rochester, NY 14627"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Public Policy Analysis Program, University of Rochester Rochester, NY 14627","institution_ids":["https://openalex.org/I5388228"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I5388228"],"apc_list":{"value":4408,"currency":"USD","value_usd":4408},"apc_paid":null,"fwci":5.8698,"has_fulltext":false,"cited_by_count":20,"citation_normalized_percentile":{"value":0.96641343,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":94},"biblio":{"volume":"26","issue":"5","first_page":"496","last_page":"504"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.5898000001907349,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.5898000001907349,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.21879999339580536,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13695","display_name":"Aging, Elder Care, and Social Issues","score":0.1550000011920929,"subfield":{"id":"https://openalex.org/subfields/3600","display_name":"General Health Professions"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/reverse-mortgage","display_name":"reverse mortgage","score":0.8650000095367432},{"id":"https://openalex.org/keywords/home-equity-conversion","display_name":"home equity conversion","score":0.8859999775886536},{"id":"https://openalex.org/keywords/older-homeowners","display_name":"elderly homeowners","score":0.8220000267028809},{"id":"https://openalex.org/keywords/income-generation","display_name":"income generation","score":0.3449999988079071},{"id":"https://openalex.org/keywords/poverty-reduction","display_name":"poverty reduction","score":0.7689999938011169},{"id":"https://openalex.org/keywords/housing-costs","display_name":"housing costs","score":0.8040000200271606},{"id":"https://openalex.org/keywords/long-term-care-financing","display_name":"long-term care financing","score":0.9779999852180481},{"id":"https://openalex.org/keywords/home-equity","display_name":"home equity","score":0.40299999713897705}],"concepts":[{"id":"https://openalex.org/C2780850388","wikidata":"https://www.wikidata.org/wiki/Q5888995","display_name":"Home equity","level":2,"score":0.7465518712997437},{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.7320827841758728},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5825719833374023},{"id":"https://openalex.org/C189326681","wikidata":"https://www.wikidata.org/wiki/Q10294","display_name":"Poverty","level":2,"score":0.5132296085357666},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4694128930568695},{"id":"https://openalex.org/C143801662","wikidata":"https://www.wikidata.org/wiki/Q5384683","display_name":"Equity capital markets","level":3,"score":0.45562294125556946},{"id":"https://openalex.org/C3020798462","wikidata":"https://www.wikidata.org/wiki/Q10294","display_name":"Poverty rate","level":3,"score":0.4344669282436371},{"id":"https://openalex.org/C149866677","wikidata":"https://www.wikidata.org/wiki/Q5384698","display_name":"Equity risk","level":3,"score":0.4287390112876892},{"id":"https://openalex.org/C100001284","wikidata":"https://www.wikidata.org/wiki/Q2248246","display_name":"Public economics","level":1,"score":0.3876294493675232},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3445640504360199},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.22362962365150452},{"id":"https://openalex.org/C71110296","wikidata":"https://www.wikidata.org/wiki/Q476115","display_name":"Private equity","level":2,"score":0.10738617181777954},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[{"descriptor_ui":"D000368","descriptor_name":"Aged","qualifier_ui":null,"qualifier_name":null,"is_major_topic":true},{"descriptor_ui":"D006299","descriptor_name":"Health Services for the Aged","qualifier_ui":"Q000191","qualifier_name":"economics","is_major_topic":true},{"descriptor_ui":"D006798","descriptor_name":"Housing","qualifier_ui":"Q000191","qualifier_name":"economics","is_major_topic":true},{"descriptor_ui":"D006801","descriptor_name":"Humans","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D007182","descriptor_name":"Income","qualifier_ui":null,"qualifier_name":null,"is_major_topic":true},{"descriptor_ui":"D008134","descriptor_name":"Long-Term Care","qualifier_ui":"Q000191","qualifier_name":"economics","is_major_topic":true},{"descriptor_ui":"D014481","descriptor_name":"United States","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false}],"locations_count":2,"locations":[{"id":"doi:10.1093/geront/26.5.496","doi":"https://doi.org/10.1093/geront/26.5.496","is_oa":false,"landing_page_url":"https://doi.org/10.1093/geront/26.5.496","pdf_url":null,"source":{"id":"https://openalex.org/S130337233","display_name":"The Gerontologist","issn_l":"0016-9013","issn":["0016-9013","1758-5341"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-class-a","anvur-scientific","cwts-core","jufo-3","ki-jl-2","medline","norway-2","poland-140","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310311648","host_organization_name":"Oxford University Press","host_organization_lineage":["https://openalex.org/P4310311648","https://openalex.org/P4310311647"],"host_organization_lineage_names":["Oxford University Press","University of Oxford"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Gerontologist","raw_type":"journal-article"},{"id":"pmid:3095191","doi":null,"is_oa":false,"landing_page_url":"https://pubmed.ncbi.nlm.nih.gov/3095191","pdf_url":null,"source":{"id":"https://openalex.org/S4306525036","display_name":"PubMed","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1299303238","host_organization_name":"National Institutes of Health","host_organization_lineage":["https://openalex.org/I1299303238"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Gerontologist","raw_type":"Journal Article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.5676000118255615},{"display_name":"No poverty","id":"https://metadata.un.org/sdg/1","score":0.41670000553131104}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2171749405","https://openalex.org/W2980200720","https://openalex.org/W3124511773","https://openalex.org/W3125481235","https://openalex.org/W2783610872","https://openalex.org/W2438573314","https://openalex.org/W2033288621","https://openalex.org/W2184674331","https://openalex.org/W1990908063","https://openalex.org/W3167758284"],"abstract_inverted_index":{"Home":[0,59],"equity":[1,22,60],"is":[2],"the":[3,12,16,42],"most":[4],"underutilized":[5],"asset":[6],"owned":[7],"by":[8],"a":[9,38],"majority":[10],"of":[11,19,44],"elderly.":[13],"Examined":[14],"were":[15],"potential":[17],"effects":[18],"converting":[20],"home":[21],"into":[23],"spendable":[24],"income":[25,53],"using":[26],"\u201creverse":[27],"mortgages.\u201d":[28],"The":[29],"analysis":[30],"revealed":[31],"that":[32],"reverse":[33],"mortgage":[34],"loans":[35],"could":[36,62],"have":[37],"substantial":[39],"impact":[40],"on":[41],"budgets":[43],"many":[45],"elderly":[46],"homeowners,":[47],"with":[48,72],"impressive":[49],"percentage":[50],"increases":[51],"in":[52,56],"and":[54],"decreases":[55],"poverty":[57],"rates.":[58],"conversion":[61],"also":[63],"contribute":[64],"to":[65,69],"older":[66],"owners'":[67],"capacity":[68],"keep":[70],"up":[71],"housing":[73],"expenses":[74],"or":[75],"finance":[76],"long-term":[77],"care.":[78]},"counts_by_year":[{"year":2020,"cited_by_count":1},{"year":2015,"cited_by_count":1}],"updated_date":"2026-10-31T12:09:11.096373","created_date":"2016-06-24T00:00:00"}