{"id":"https://openalex.org/W2048717839","doi":"https://doi.org/10.1007/bf00116384","title":"Interstate banking and the payments system","display_name":"Interstate banking and the payments system","publication_year":1988,"publication_date":"1988-01-01","ids":{"openalex":"https://openalex.org/W2048717839","doi":"https://doi.org/10.1007/bf00116384","mag":"2048717839"},"language":"en","primary_location":{"id":"doi:10.1007/bf00116384","doi":"https://doi.org/10.1007/bf00116384","is_oa":false,"landing_page_url":"https://doi.org/10.1007/bf00116384","pdf_url":null,"source":{"id":"https://openalex.org/S79175213","display_name":"Journal of Financial Services Research","issn_l":"0920-8550","issn":["0920-8550","1573-0735"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","erih-plus","fnege-3","jufo-2","norway-1","poland-100","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Financial Services Research","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5108432458","display_name":"Allen N. Berger","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I2802905149","display_name":"Federal Reserve Board of Governors","ror":"https://ror.org/00v448643","country_code":"US","type":"government","lineage":["https://openalex.org/I1317239608","https://openalex.org/I2802905149"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Allen N. Berger","raw_affiliation_strings":["Board of Governors of the Federal Reserve System, Washington, D.C"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Board of Governors of the Federal Reserve System, Washington, D.C","institution_ids":["https://openalex.org/I2802905149"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5030718161","display_name":"David Burras Humphrey","orcid":"https://orcid.org/0000-0002-5791-6648","observed_orcids":["https://orcid.org/0000-0002-5791-6648"]},"institutions":[{"id":"https://openalex.org/I4210158875","display_name":"Federal Reserve Bank of Richmond","ror":"https://ror.org/058pmah25","country_code":"US","type":"other","lineage":["https://openalex.org/I1317239608","https://openalex.org/I4210158875"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"David B. Humphrey","raw_affiliation_strings":["Federal Reserve Bank of Richmond, Richmond, Virginia","Federal Reserve Bank of Richmond, Richmond,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Federal Reserve Bank of Richmond, Richmond, Virginia","institution_ids":["https://openalex.org/I4210158875"]},{"raw_affiliation_string":"Federal Reserve Bank of Richmond, Richmond,","institution_ids":["https://openalex.org/I4210158875"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":{"value":3090,"currency":"USD","value_usd":3090},"apc_paid":null,"fwci":2.8447,"has_fulltext":false,"cited_by_count":17,"citation_normalized_percentile":{"value":0.90138675,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":null,"biblio":{"volume":"1","issue":"2","first_page":"131","last_page":"145"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.0006000000284984708,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.00039999998989515007,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/interstate-banking","display_name":"interstate banking","score":0.9890000224113464},{"id":"https://openalex.org/keywords/check-clearing","display_name":"check clearing","score":0.9700000286102295},{"id":"https://openalex.org/keywords/banking-structure","display_name":"banking structure","score":0.6990000009536743},{"id":"https://openalex.org/keywords/federal-reserve","display_name":"Federal Reserve","score":0.6480000019073486},{"id":"https://openalex.org/keywords/banking-deregulation","display_name":"banking deregulation","score":0.4059999883174896}],"concepts":[{"id":"https://openalex.org/C134697681","wikidata":"https://www.wikidata.org/wiki/Q1609677","display_name":"Clearing","level":2,"score":0.8962708711624146},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7875687479972839},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.586590588092804},{"id":"https://openalex.org/C117568660","wikidata":"https://www.wikidata.org/wiki/Q1650843","display_name":"Multinomial logistic regression","level":2,"score":0.5439273715019226},{"id":"https://openalex.org/C2776983043","wikidata":"https://www.wikidata.org/wiki/Q986008","display_name":"Payment system","level":3,"score":0.46987658739089966},{"id":"https://openalex.org/C185822510","wikidata":"https://www.wikidata.org/wiki/Q1956140","display_name":"Payment service provider","level":3,"score":0.4228609502315521},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3992977738380432},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3617090582847595},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3404954671859741},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0930444598197937},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/bf00116384","doi":"https://doi.org/10.1007/bf00116384","is_oa":false,"landing_page_url":"https://doi.org/10.1007/bf00116384","pdf_url":null,"source":{"id":"https://openalex.org/S79175213","display_name":"Journal of Financial Services Research","issn_l":"0920-8550","issn":["0920-8550","1573-0735"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","erih-plus","fnege-3","jufo-2","norway-1","poland-100","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Financial Services Research","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":6,"referenced_works":["https://openalex.org/W1497012679","https://openalex.org/W1602389903","https://openalex.org/W1963708640","https://openalex.org/W2063707594","https://openalex.org/W2085366436","https://openalex.org/W4230545010"],"related_works":["https://openalex.org/W1578085544","https://openalex.org/W2075756867","https://openalex.org/W1548382681","https://openalex.org/W1576628134","https://openalex.org/W7112827131","https://openalex.org/W7010815952","https://openalex.org/W1558259053","https://openalex.org/W1588771593","https://openalex.org/W7001393946","https://openalex.org/W1574215787"],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-10-30T12:39:25.321706","created_date":"2016-06-24T00:00:00"}
