{"id":"https://openalex.org/W2048418512","doi":"https://doi.org/10.1001/jama.1996.03540160021017","title":"Who Benefits From Medical Savings Accounts?","display_name":"Who Benefits From Medical Savings Accounts?","publication_year":1996,"publication_date":"1996-10-23","ids":{"openalex":"https://openalex.org/W2048418512","doi":"https://doi.org/10.1001/jama.1996.03540160021017","mag":"2048418512","pmid":"https://pubmed.ncbi.nlm.nih.gov/8861982"},"language":"en","primary_location":{"id":"doi:10.1001/jama.1996.03540160021017","doi":"https://doi.org/10.1001/jama.1996.03540160021017","is_oa":false,"landing_page_url":"https://doi.org/10.1001/jama.1996.03540160021017","pdf_url":null,"source":{"id":"https://openalex.org/S172573765","display_name":"JAMA","issn_l":"0002-9955","issn":["0002-9955","0098-7484","1538-3598","2376-8118"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","dongbi-a","doyens","jufo-3","ki-jl-3","medline","norway-2","poland-200","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320259","host_organization_name":"American Medical Association","host_organization_lineage":["https://openalex.org/P4310320259"],"host_organization_lineage_names":["American Medical Association"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JAMA: The Journal of the American Medical Association","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","pubmed"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5112059973","display_name":"Jesse S. Hixson","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Jesse S. Hixson","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5112059973"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.33012725,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"276","issue":"16","first_page":"1299","last_page":"1299"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10391","display_name":"Healthcare Policy and Management","score":0.9940999746322632,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10391","display_name":"Healthcare Policy and Management","score":0.9940999746322632,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.0020000000949949026,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11531","display_name":"Healthcare Systems and Reforms","score":0.0017999999690800905,"subfield":{"id":"https://openalex.org/subfields/2739","display_name":"Public Health, Environmental and Occupational Health"},"field":{"id":"https://openalex.org/fields/27","display_name":"Medicine"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/medical-savings-accounts","display_name":"medical savings accounts","score":0.9980000257492065},{"id":"https://openalex.org/keywords/employee-health-benefits","display_name":"employee health benefits","score":0.6119999885559082},{"id":"https://openalex.org/keywords/adverse-selection","display_name":"adverse selection","score":0.8100000023841858},{"id":"https://openalex.org/keywords/health-maintenance-organizations","display_name":"health maintenance organizations","score":0.6790000200271606},{"id":"https://openalex.org/keywords/health-plans","display_name":"health plans","score":0.3240000009536743}],"concepts":[{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.8093258738517761},{"id":"https://openalex.org/C2778139618","wikidata":"https://www.wikidata.org/wiki/Q13440398","display_name":"Workforce","level":2,"score":0.6424353122711182},{"id":"https://openalex.org/C177264268","wikidata":"https://www.wikidata.org/wiki/Q1514741","display_name":"Set (abstract data type)","level":2,"score":0.536651074886322},{"id":"https://openalex.org/C2775924081","wikidata":"https://www.wikidata.org/wiki/Q55608371","display_name":"Control (management)","level":2,"score":0.49033284187316895},{"id":"https://openalex.org/C81917197","wikidata":"https://www.wikidata.org/wiki/Q628760","display_name":"Selection (genetic algorithm)","level":2,"score":0.45121175050735474},{"id":"https://openalex.org/C2992556508","wikidata":"https://www.wikidata.org/wiki/Q12147","display_name":"Health maintenance","level":3,"score":0.42845386266708374},{"id":"https://openalex.org/C127454912","wikidata":"https://www.wikidata.org/wiki/Q942582","display_name":"Cost\u2013benefit analysis","level":2,"score":0.41952046751976013},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.40861111879348755},{"id":"https://openalex.org/C21547014","wikidata":"https://www.wikidata.org/wiki/Q1423657","display_name":"Operations management","level":1,"score":0.3318171501159668},{"id":"https://openalex.org/C160735492","wikidata":"https://www.wikidata.org/wiki/Q31207","display_name":"Health care","level":2,"score":0.23215985298156738},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.09897837042808533},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.09601619839668274},{"id":"https://openalex.org/C187736073","wikidata":"https://www.wikidata.org/wiki/Q2920921","display_name":"Management","level":1,"score":0.09026408195495605},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.0819627046585083},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0}],"mesh":[{"descriptor_ui":"D005382","descriptor_name":"Financing, Personal","qualifier_ui":null,"qualifier_name":null,"is_major_topic":true},{"descriptor_ui":"D006264","descriptor_name":"Health Benefit Plans, Employee","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D007348","descriptor_name":"Insurance, Health","qualifier_ui":null,"qualifier_name":null,"is_major_topic":true},{"descriptor_ui":"D008329","descriptor_name":"Managed Care Programs","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D014481","descriptor_name":"United States","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D017048","descriptor_name":"Health Care Costs","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D018588","descriptor_name":"Fee-for-Service Plans","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false}],"locations_count":2,"locations":[{"id":"doi:10.1001/jama.1996.03540160021017","doi":"https://doi.org/10.1001/jama.1996.03540160021017","is_oa":false,"landing_page_url":"https://doi.org/10.1001/jama.1996.03540160021017","pdf_url":null,"source":{"id":"https://openalex.org/S172573765","display_name":"JAMA","issn_l":"0002-9955","issn":["0002-9955","0098-7484","1538-3598","2376-8118"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","dongbi-a","doyens","jufo-3","ki-jl-3","medline","norway-2","poland-200","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320259","host_organization_name":"American Medical Association","host_organization_lineage":["https://openalex.org/P4310320259"],"host_organization_lineage_names":["American Medical Association"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JAMA: The Journal of the American Medical Association","raw_type":"journal-article"},{"id":"pmid:8861982","doi":null,"is_oa":false,"landing_page_url":"https://pubmed.ncbi.nlm.nih.gov/8861982","pdf_url":null,"source":{"id":"https://openalex.org/S4306525036","display_name":"PubMed","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1299303238","host_organization_name":"National Institutes of Health","host_organization_lineage":["https://openalex.org/I1299303238"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JAMA","raw_type":"Comment"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":1,"referenced_works":["https://openalex.org/W2031833411"],"related_works":["https://openalex.org/W192000561","https://openalex.org/W2471582457","https://openalex.org/W2433376965","https://openalex.org/W2092650263","https://openalex.org/W2434654111","https://openalex.org/W2409024834","https://openalex.org/W2591271291","https://openalex.org/W2433283846","https://openalex.org/W2749286232","https://openalex.org/W4301876843"],"abstract_inverted_index":{"To":[0],"the":[1,4,17,31,37,83,111,138,150],"Editor.":[2],"\u2014Unfortunately,":[3],"simulation":[5],"study":[6],"of":[7,119,130,142],"MSAs":[8,21],"conducted":[9],"by":[10,27],"Dr":[11],"Keeler":[12],"and":[13,61,99,140],"colleagues1did":[14],"not":[15,94],"simulate":[16],"conditions":[18],"under":[19],"which":[20],"would":[22,40],"be":[23,41,135],"offered":[24,42],"to":[25,73,85,137],"employees":[26],"their":[28,70,96,104],"companies.":[29],"Rather,":[30],"simulations":[32],"assumed":[33],"that":[34,115],"everyone":[35],"in":[36,123],"United":[38],"States":[39],"a":[43,49,54],"choice":[44],"between":[45],"3":[46,151],"identical":[47],"plans:":[48],"typical":[50,55],"1996":[51],"FFS":[52],"policy,":[53],"staffmodel":[56],"health":[57],"maintenance":[58],"organization":[59],"(HMO),":[60],"an":[62,101],"MSA.":[63],"In":[64],"reality,":[65],"companies":[66],"will":[67,81,93,121,134],"carefully":[68],"tailor":[69],"benefit":[71,97,105],"options":[72,84,98,120,148],"achieve":[74],"at":[75],"least":[76],"2":[77],"objectives.":[78],"First,":[79],"they":[80,92,133],"design":[82],"control":[86],"adverse":[87],"selection":[88],"among":[89],"them.":[90],"Second,":[91],"alter":[95],"include":[100],"MSA":[102],"unless":[103],"costs":[106],"are":[107],"reduced":[108],"or":[109,125],"stay":[110],"same.":[112],"This":[113],"means":[114],"each":[116,143],"company's":[117,144],"set":[118],"differ":[122],"some":[124],"many":[126,146],"respects":[127],"from":[128],"those":[129],"others":[131],"because":[132],"tailored":[136],"risks":[139],"preferences":[141],"workforce;":[145],"more":[147],"than":[149]},"counts_by_year":[],"updated_date":"2026-10-31T12:09:11.096373","created_date":"2016-06-24T00:00:00"}
