{"id":"https://openalex.org/W2043970593","doi":"https://doi.org/10.2307/1992444","title":"The Effects of the International Banking Act on Domestic Bank Profitability and Risk","display_name":"The Effects of the International Banking Act on Domestic Bank Profitability and Risk","publication_year":1985,"publication_date":"1985-11-01","ids":{"openalex":"https://openalex.org/W2043970593","doi":"https://doi.org/10.2307/1992444","mag":"2043970593"},"language":"en","primary_location":{"id":"doi:10.2307/1992444","doi":"https://doi.org/10.2307/1992444","is_oa":false,"landing_page_url":"https://doi.org/10.2307/1992444","pdf_url":null,"source":{"id":"https://openalex.org/S2058785","display_name":"Journal of money credit and banking","issn_l":"0022-2879","issn":["0022-2879","1538-4616"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a-star","anvur-class-a","anvur-scientific","cwts-core","fnege-1","jufo-2","norway-2","poland-140","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Money, Credit and Banking","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5040115622","display_name":"Joseph Aharony","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Joseph Aharony","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5086963129","display_name":"Anthony Saunders","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Anthony Saunders","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5064028219","display_name":"Itzhak Swary","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Itzhak Swary","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":{"value":3800,"currency":"USD","value_usd":3800},"apc_paid":null,"fwci":0.8554,"has_fulltext":false,"cited_by_count":22,"citation_normalized_percentile":{"value":0.80359403,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":95},"biblio":{"volume":"17","issue":"4","first_page":"493","last_page":"493"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.6650000214576721},{"id":"https://openalex.org/keywords/bank-risk","display_name":"bank risk","score":0.972000002861023},{"id":"https://openalex.org/keywords/reserve-requirements","display_name":"reserve requirements","score":0.5830000042915344},{"id":"https://openalex.org/keywords/glass-steagall-act","display_name":"Glass-Steagall Act","score":0.9959999918937683},{"id":"https://openalex.org/keywords/interstate-banking","display_name":"interstate banking","score":0.6819999814033508},{"id":"https://openalex.org/keywords/bank-competition","display_name":"bank competition","score":0.3400000035762787},{"id":"https://openalex.org/keywords/united-states-banking-regulation","display_name":"United States banking regulation","score":0.4909999966621399}],"concepts":[{"id":"https://openalex.org/C180916674","wikidata":"https://www.wikidata.org/wiki/Q3711935","display_name":"Diversification (marketing strategy)","level":2,"score":0.6529937982559204},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5860424041748047},{"id":"https://openalex.org/C2780821815","wikidata":"https://www.wikidata.org/wiki/Q5340806","display_name":"Portfolio","level":2,"score":0.5675485730171204},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.5633572936058044},{"id":"https://openalex.org/C2777817046","wikidata":"https://www.wikidata.org/wiki/Q376935","display_name":"Deposit insurance","level":2,"score":0.5199823975563049},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4767504632472992},{"id":"https://openalex.org/C48103436","wikidata":"https://www.wikidata.org/wiki/Q599031","display_name":"State (computer science)","level":2,"score":0.443828284740448},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.42733675241470337},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.34700363874435425},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.0},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.2307/1992444","doi":"https://doi.org/10.2307/1992444","is_oa":false,"landing_page_url":"https://doi.org/10.2307/1992444","pdf_url":null,"source":{"id":"https://openalex.org/S2058785","display_name":"Journal of money credit and banking","issn_l":"0022-2879","issn":["0022-2879","1538-4616"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a-star","anvur-class-a","anvur-scientific","cwts-core","fnege-1","jufo-2","norway-2","poland-140","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Money, Credit and Banking","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:mcb:jmoncb:v:17:y:1985:i:4:p:493-506","doi":null,"is_oa":false,"landing_page_url":"http://links.jstor.org/sici?sici=0022-2879%28198511%2917%3A4%3C493%3ATEOTIB%3E2.0.CO%3B2-B&origin=bc","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Peace, justice, and strong institutions","id":"https://metadata.un.org/sdg/16","score":0.47620001435279846}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":7,"referenced_works":["https://openalex.org/W90907739","https://openalex.org/W1565727141","https://openalex.org/W1965461099","https://openalex.org/W1996159403","https://openalex.org/W2045297085","https://openalex.org/W2167444648","https://openalex.org/W2331592359"],"related_works":["https://openalex.org/W6425943","https://openalex.org/W1590691932","https://openalex.org/W2883622606","https://openalex.org/W4241578109","https://openalex.org/W2248008727","https://openalex.org/W3024045710","https://openalex.org/W1604528022","https://openalex.org/W1978582558","https://openalex.org/W6997201541","https://openalex.org/W2785278439"],"abstract_inverted_index":{"THE":[0,3],"PASSAGE":[1],"OF":[2],"INTERNATIONAL":[4],"BANKING":[5],"ACT":[6],"of":[7,25,44,47,50,68,71,213],"1978":[8],"was":[9,74,208],"the":[10,22,29,92,141,193,203,211],"first":[11],"major":[12],"step":[13],"towards":[14],"imposing":[15],"consistent":[16],"and":[17,56,62,98,117,133,140,181,192],"uniform":[18],"federal":[19,124],"regulations":[20],"on":[21,111],"growing":[23],"number":[24],"foreign":[26,36,78,95,152],"banks":[27,37,79,153],"entering":[28,170],"United":[30],"States.":[31],"Prior":[32],"to":[33,41,104,123,157,161,185],"this":[34,69],"date,":[35],"had":[38,80],"been":[39],"subject":[40,122,156],"a":[42],"patchwork":[43,70],"state":[45,72],"laws":[46,125],"varying":[48],"degrees":[49],"stringency":[51],"covering":[52],"their":[53],"entry,":[54],"expansion,":[55],"portfolio":[57],"behavior":[58],"(see":[59],"White":[60],"1982":[61],"Walker":[63],"1983).":[64],"The":[65],"net":[66],"result":[67],"regulation":[73],"that":[75,94],"by":[76,175],"1978,":[77,217],"developed":[81],"certain":[82,158],"competitive":[83],"advantages":[84,89],"over":[85],"domestic":[86,162],"banks.":[87,163],"These":[88],"emanated":[90],"from":[91,169],"fact":[93],"bank":[96],"branches":[97],"agencies":[99],"(i)":[100],"were":[101,120,154,167],"not":[102,121],"required":[103],"meet":[105],"Federal":[106],"Reserve":[107],"determined":[108],"reserve":[109],"requirements":[110],"liabilities":[112],"such":[113,188],"as":[114,189],"large":[115],"CDs,":[116],"(ii)":[118],"they":[119,166],"governing":[126],"interstate":[127],"banking":[128,173],"(the":[129,136],"1927":[130],"McFadden":[131],"Act)":[132],"activity":[134],"diversification":[135],"1933":[137],"Glass-Steagall":[138],"Act":[139,206],"1956":[142],"Bank":[143],"Holding":[144],"Company":[145],"Act,":[146],"including":[147],"its":[148],"1970":[149],"Amendments).":[150],"However,":[151],"also":[155],"disadvantages":[159],"compared":[160],"In":[164],"particular,":[165],"inhibited":[168],"into":[171],"retail":[172],"markets":[174],"being":[176,182],"ineligible":[177],"for":[178],"FDIC":[179],"insurance":[180],"denied":[183],"access":[184],"Fed":[186],"services":[187],"check":[190],"collection":[191],"discount":[194],"window.":[195],"To":[196],"eliminate":[197],"these":[198],"discrepancies":[199],"in":[200,210,215],"relative":[201],"regulation,":[202],"International":[204],"Banking":[205],"(IBA)":[207],"introduced":[209],"House":[212],"Representatives":[214],"February":[216],"re-":[218]},"counts_by_year":[{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":1},{"year":2014,"cited_by_count":2},{"year":2013,"cited_by_count":1}],"updated_date":"2026-08-21T09:56:20.448147","created_date":"2016-06-24T00:00:00"}