{"id":"https://openalex.org/W2024316632","doi":"https://doi.org/10.1080/08963568.2015.977727","title":"Analysis of Financial Literacy Level of Retail Individual Investors of Gujarat State and Its Effect on Investment Decision","display_name":"Analysis of Financial Literacy Level of Retail Individual Investors of Gujarat State and Its Effect on Investment Decision","publication_year":2015,"publication_date":"2015-04-03","ids":{"openalex":"https://openalex.org/W2024316632","doi":"https://doi.org/10.1080/08963568.2015.977727","mag":"2024316632"},"language":"en","primary_location":{"id":"doi:10.1080/08963568.2015.977727","doi":"https://doi.org/10.1080/08963568.2015.977727","is_oa":false,"landing_page_url":"https://doi.org/10.1080/08963568.2015.977727","pdf_url":null,"source":{"id":"https://openalex.org/S138456977","display_name":"Journal of Business & Finance Librarianship","issn_l":"0896-3568","issn":["0896-3568","1547-0644"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core","jufo-1","norway-1","poland-40","russia-white-list-3"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Business & Finance Librarianship","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5003760183","display_name":"Harsha Vijaykumar Jariwala","orcid":"https://orcid.org/0000-0003-0447-3414","observed_orcids":["https://orcid.org/0000-0003-0447-3414"]},"institutions":[{"id":"https://openalex.org/I45372603","display_name":"Ganpat University","ror":"https://ror.org/05nn7qm04","country_code":"IN","type":"education","lineage":["https://openalex.org/I45372603"]}],"countries":["IN"],"is_corresponding":true,"raw_author_name":"Harsha Vijaykumar Jariwala","raw_affiliation_strings":["Ganpat University, North Gujarat, India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Ganpat University, North Gujarat, India","institution_ids":["https://openalex.org/I45372603"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5003760183"],"corresponding_institution_ids":["https://openalex.org/I45372603"],"apc_list":null,"apc_paid":null,"fwci":4.7589,"has_fulltext":false,"cited_by_count":71,"citation_normalized_percentile":{"value":0.94836482,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":99},"biblio":{"volume":"20","issue":"1-2","first_page":"133","last_page":"158"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.7006999850273132,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.7006999850273132,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.29809999465942383,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/individual-investors","display_name":"retail investors","score":0.9789999723434448},{"id":"https://openalex.org/keywords/investment-decisions","display_name":"investment decision-making","score":0.7590000033378601},{"id":"https://openalex.org/keywords/gujarat","display_name":"Gujarat","score":0.6060000061988831},{"id":"https://openalex.org/keywords/investor-behavior","display_name":"investor behavior","score":0.5090000033378601},{"id":"https://openalex.org/keywords/financial-literacy-assessment","display_name":"financial literacy assessment","score":0.4909999966621399}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.9076782464981079},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.6402117609977722},{"id":"https://openalex.org/C2777267654","wikidata":"https://www.wikidata.org/wiki/Q3519023","display_name":"Test (biology)","level":2,"score":0.592418372631073},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5760573744773865},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4844417870044708},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.48408544063568115},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.4251534640789032},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2544485330581665},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.08957400918006897},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.08422455191612244},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0},{"id":"https://openalex.org/C43617362","wikidata":"https://www.wikidata.org/wiki/Q170050","display_name":"Chromatography","level":1,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1080/08963568.2015.977727","doi":"https://doi.org/10.1080/08963568.2015.977727","is_oa":false,"landing_page_url":"https://doi.org/10.1080/08963568.2015.977727","pdf_url":null,"source":{"id":"https://openalex.org/S138456977","display_name":"Journal of Business & Finance Librarianship","issn_l":"0896-3568","issn":["0896-3568","1547-0644"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core","jufo-1","norway-1","poland-40","russia-white-list-3"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Business & Finance Librarianship","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":40,"referenced_works":["https://openalex.org/W1500105134","https://openalex.org/W1574791629","https://openalex.org/W1601773222","https://openalex.org/W1881372867","https://openalex.org/W1964522283","https://openalex.org/W1969583914","https://openalex.org/W1977880816","https://openalex.org/W1981363896","https://openalex.org/W1987898601","https://openalex.org/W1990969945","https://openalex.org/W1994634179","https://openalex.org/W2010006025","https://openalex.org/W2017418322","https://openalex.org/W2025879631","https://openalex.org/W2032243987","https://openalex.org/W2044398113","https://openalex.org/W2048658068","https://openalex.org/W2087808051","https://openalex.org/W2089845703","https://openalex.org/W2090458670","https://openalex.org/W2097346962","https://openalex.org/W2111313552","https://openalex.org/W2114551679","https://openalex.org/W2114778795","https://openalex.org/W2134445663","https://openalex.org/W2164420168","https://openalex.org/W2166516873","https://openalex.org/W2171323508","https://openalex.org/W2178232045","https://openalex.org/W2492339432","https://openalex.org/W3012479489","https://openalex.org/W3121918578","https://openalex.org/W3122262052","https://openalex.org/W3122674093","https://openalex.org/W3122819058","https://openalex.org/W3123792419","https://openalex.org/W3124593579","https://openalex.org/W3157407122","https://openalex.org/W4206702821","https://openalex.org/W4250064666"],"related_works":["https://openalex.org/W4390455376","https://openalex.org/W1575202955","https://openalex.org/W4385710091","https://openalex.org/W4235250023","https://openalex.org/W2929663166","https://openalex.org/W7216467439","https://openalex.org/W4414374561","https://openalex.org/W4401501792","https://openalex.org/W4412842041","https://openalex.org/W7117371145"],"abstract_inverted_index":{"This":[0,110],"study":[1,111],"attempts":[2],"to":[3,42,61],"assess":[4],"the":[5,14,44,57,63,83,123],"financial":[6,45,64,93,108,114],"literacy":[7,46,65,94,115],"level":[8,47,91,106],"of":[9,16,31,48,53,56,69,75,78,82,92,97,107,126],"retail":[10],"individual":[11],"investors":[12,87,101],"in":[13],"state":[15],"Gujarat,":[17],"India":[18],"and":[19,35,95],"its":[20],"effect":[21,121],"on":[22,122],"their":[23],"investment":[24,70,124],"decision.":[25],"The":[26,37,50],"data":[27],"collection":[28],"instrument":[29],"consisted":[30],"a":[32,76,89,103,118],"performance":[33,38],"test":[34,39],"questionnaire.":[36],"was":[40,59],"used":[41],"measure":[43],"investors.":[49,127],"median":[51],"percentage":[52],"correct":[54],"answer":[55],"sample":[58],"considered":[60,86,100],"frame":[62],"level.":[66],"Forty-four":[67],"variables":[68],"decision":[71,125],"were":[72],"studied.":[73],"Out":[74],"total":[77],"385":[79],"respondents,":[80],"39.20%":[81],"respondents":[84,98],"are":[85,99],"with":[88,102],"higher":[90],"60.80%":[96],"relatively":[104],"lower":[105],"literacy.":[109],"found":[112],"that":[113],"does":[116],"have":[117],"statistically":[119],"significant":[120]},"counts_by_year":[{"year":2026,"cited_by_count":5},{"year":2025,"cited_by_count":15},{"year":2024,"cited_by_count":13},{"year":2023,"cited_by_count":13},{"year":2022,"cited_by_count":6},{"year":2021,"cited_by_count":10},{"year":2020,"cited_by_count":4},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":1}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2016-06-24T00:00:00"}