{"id":"https://openalex.org/W2017606237","doi":"https://doi.org/10.1108/afr-01-2013-0002","title":"Bank size, lending paradigms, and usage of Farm Service Agency's guaranteed loan programs","display_name":"Bank size, lending paradigms, and usage of Farm Service Agency's guaranteed loan programs","publication_year":2014,"publication_date":"2014-04-28","ids":{"openalex":"https://openalex.org/W2017606237","doi":"https://doi.org/10.1108/afr-01-2013-0002","mag":"2017606237"},"language":"en","primary_location":{"id":"doi:10.1108/afr-01-2013-0002","doi":"https://doi.org/10.1108/afr-01-2013-0002","is_oa":false,"landing_page_url":"https://doi.org/10.1108/afr-01-2013-0002","pdf_url":null,"source":{"id":"https://openalex.org/S19383905","display_name":"Agricultural Finance Review","issn_l":"0002-1466","issn":["0002-1466","2041-6326"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Agricultural Finance Review","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5029954637","display_name":"Charles B. Dodson","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I1313551878","display_name":"Farm Service Agency","ror":"https://ror.org/050m26017","country_code":"US","type":"government","lineage":["https://openalex.org/I1313551878","https://openalex.org/I1336096307"]},{"id":"https://openalex.org/I1336096307","display_name":"United States Department of Agriculture","ror":"https://ror.org/01na82s61","country_code":"US","type":"government","lineage":["https://openalex.org/I1336096307"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Charles Dodson","raw_affiliation_strings":["Farm Service Agency, Economic Policy Analysis, United States Department of Agriculture, Washington, District of Columbia, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Farm Service Agency, Economic Policy Analysis, United States Department of Agriculture, Washington, District of Columbia, USA","institution_ids":["https://openalex.org/I1313551878","https://openalex.org/I1336096307"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5029954637"],"corresponding_institution_ids":["https://openalex.org/I1313551878","https://openalex.org/I1336096307"],"apc_list":null,"apc_paid":null,"fwci":2.9283,"has_fulltext":false,"cited_by_count":20,"citation_normalized_percentile":{"value":0.91702442,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":87,"max":97},"biblio":{"volume":"74","issue":"1","first_page":"133","last_page":"152"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9951000213623047,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9951000213623047,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11805","display_name":"Agricultural economics and policies","score":0.0017999999690800905,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.0017000000225380063,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-size","display_name":"bank size","score":0.9290000200271606},{"id":"https://openalex.org/keywords/farm-service-agency","display_name":"Farm Service Agency","score":0.8840000033378601},{"id":"https://openalex.org/keywords/federal-loan-guarantees","display_name":"federal loan guarantees","score":0.8320000171661377},{"id":"https://openalex.org/keywords/community-banks","display_name":"community banks","score":0.6499999761581421},{"id":"https://openalex.org/keywords/information-asymmetry","display_name":"information asymmetry","score":0.7419999837875366},{"id":"https://openalex.org/keywords/agricultural-credit","display_name":"agricultural credit","score":0.46799999475479126},{"id":"https://openalex.org/keywords/small-business-lending","display_name":"small business lending","score":0.6639999747276306},{"id":"https://openalex.org/keywords/bank-consolidation","display_name":"bank consolidation","score":0.8339999914169312},{"id":"https://openalex.org/keywords/access-to-credit","display_name":"access to credit","score":0.574999988079071},{"id":"https://openalex.org/keywords/family-farmers","display_name":"family farmers","score":0.5730000138282776}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.8252377510070801},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5922083854675293},{"id":"https://openalex.org/C2776014549","wikidata":"https://www.wikidata.org/wiki/Q3050847","display_name":"Consolidation (business)","level":2,"score":0.5357602834701538},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.49790072441101074},{"id":"https://openalex.org/C2777973936","wikidata":"https://www.wikidata.org/wiki/Q1109680","display_name":"Small business","level":2,"score":0.48270750045776367},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.47759389877319336},{"id":"https://openalex.org/C76178495","wikidata":"https://www.wikidata.org/wiki/Q4808784","display_name":"Asset (computer security)","level":2,"score":0.4738849997520447},{"id":"https://openalex.org/C108170787","wikidata":"https://www.wikidata.org/wiki/Q3951828","display_name":"Agency (philosophy)","level":2,"score":0.44054001569747925},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.4337092638015747},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.41379380226135254},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.323433518409729},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.1489989161491394},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1108/afr-01-2013-0002","doi":"https://doi.org/10.1108/afr-01-2013-0002","is_oa":false,"landing_page_url":"https://doi.org/10.1108/afr-01-2013-0002","pdf_url":null,"source":{"id":"https://openalex.org/S19383905","display_name":"Agricultural Finance Review","issn_l":"0002-1466","issn":["0002-1466","2041-6326"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Agricultural Finance Review","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:eme:afr000:afr-01-2013-0002","doi":null,"is_oa":false,"landing_page_url":"https://www.emerald.com/insight/content/doi/10.1108/AFR-01-2013-0002.html?utm_source=repec&utm_medium=feed&utm_campaign=repec","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:RePEc:eme:afrpps:v:74:y:2014:i:1:p:133-152","doi":null,"is_oa":false,"landing_page_url":"https://www.emerald.com/insight/content/doi/10.1108/AFR-01-2013-0002/full/html?utm_source=repec&utm_medium=feed&utm_campaign=repec","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":46,"referenced_works":["https://openalex.org/W138133437","https://openalex.org/W621426365","https://openalex.org/W1184673160","https://openalex.org/W1495462735","https://openalex.org/W1512092309","https://openalex.org/W1565587144","https://openalex.org/W1566602776","https://openalex.org/W1971157923","https://openalex.org/W1981207891","https://openalex.org/W2002574540","https://openalex.org/W2045458452","https://openalex.org/W2051152277","https://openalex.org/W2055334484","https://openalex.org/W2066025955","https://openalex.org/W2070786140","https://openalex.org/W2079041534","https://openalex.org/W2083652010","https://openalex.org/W2095850527","https://openalex.org/W2096708057","https://openalex.org/W2099120466","https://openalex.org/W2100979793","https://openalex.org/W2107927742","https://openalex.org/W2107994189","https://openalex.org/W2110462127","https://openalex.org/W2111504671","https://openalex.org/W2116844690","https://openalex.org/W2118889105","https://openalex.org/W2119780569","https://openalex.org/W2126773996","https://openalex.org/W2127658864","https://openalex.org/W2133864799","https://openalex.org/W2138520047","https://openalex.org/W2143841915","https://openalex.org/W2157435252","https://openalex.org/W2909596624","https://openalex.org/W2950996855","https://openalex.org/W3000026753","https://openalex.org/W3122460442","https://openalex.org/W3123769915","https://openalex.org/W3124226976","https://openalex.org/W3124265925","https://openalex.org/W3125166841","https://openalex.org/W3125836753","https://openalex.org/W3125894190","https://openalex.org/W4230529669","https://openalex.org/W7100252206"],"related_works":["https://openalex.org/W1584124854","https://openalex.org/W6963850283","https://openalex.org/W6996268417","https://openalex.org/W7071539943","https://openalex.org/W2607834427","https://openalex.org/W2946030393","https://openalex.org/W621426365","https://openalex.org/W7006402409","https://openalex.org/W2083652010","https://openalex.org/W4302174890"],"abstract_inverted_index":{"Purpose":[0],"\u2013":[1,94,160,198,246,293,350],"An":[2,221],"established":[3,190],"paradigm":[4,169],"in":[5,178,212,281,386],"small":[6,27,35,241,264,276],"business":[7],"lending":[8,71,84,168,326],"is":[9],"segmented":[10],"by":[11,60,223],"bank":[12,82,151,166,269,356],"size":[13,83,167,265,357],"with":[14,164,170,379],"large":[15,22,262,301],"banks":[16,28,113,172,207,302,318,383],"more":[17,30,182,229],"likely":[18,31,175,183],"to":[19,21,32,34,72,89,102,176,184,304,319,332,341],"lend":[20,33],"informationally":[23,36,73,230,306],"transparent":[24],"firms":[25,75],"while":[26],"are":[29,274,339],"opaque":[37,74,231,307],"firms.":[38],"In":[39],"light":[40],"of":[41,70,80,118,154,206,218,261,315,330,361,381],"banking":[42],"consolidation,":[43,270],"this":[44],"market":[45],"segmentation":[46],"can":[47],"have":[48],"implications":[49,245,292],"for":[50,216],"credit":[51,157,283,331,343],"availability.":[52],"Federal":[53,251],"loan":[54,142],"guarantees,":[55],"such":[56,271],"as":[57,144,146],"those":[58],"provided":[59],"USDA's":[61],"Farm":[62],"Service":[63],"Agency":[64],"(FSA)":[65],"may":[66,297,311],"reduce":[67],"the":[68,78,81,149,155,165,257,313,328,359,387],"risks":[69],"thereby":[76],"mitigating":[77],"impacts":[79,237],"paradigm.":[85],"This":[86,95],"paper":[87],"aims":[88],"discuss":[90],"these":[91,224],"issues.":[92],"Design/methodology/approach":[93],"analysis":[96,125,205,352],"utilized":[97],"a":[98,115,128,186,300,365],"binomial":[99],"logit":[100],"procedure":[101],"determine":[103],"if":[104],"there":[105,273],"was":[106],"any":[107,235],"empirical":[108],"evidence":[109],"that":[110,250,272],"smaller":[111,171,316],"community":[112,242,277,317],"served":[114],"unique":[116,129,366],"clientele":[117,191],"farmers":[119,334],"when":[120,192],"making":[121,193],"FSA-guaranteed":[122,140,373],"loans.":[123,195],"The":[124,247,351],"relied":[126],"on":[127,136,372],"data":[130,135,367],"set":[131,368],"which":[132,369,384],"incorporated":[133,370],"detailed":[134,204],"farm":[137,289,308,375],"businesses":[138],"receiving":[139],"loans,":[141,374],"characteristics,":[143,377],"well":[145],"information":[147,371],"about":[148],"originating":[150],"and":[152,181,188,263,347,358],"characteristics":[153,380],"local":[156],"markets.":[158],"Findings":[159],"Results":[161],"were":[162],"consistent":[163],"being":[173,337],"less":[174,189,282,287],"engage":[177],"fixed-asset":[179],"lending,":[180],"serve":[185,305,320],"riskier":[187],"guaranteed":[194],"Research":[196],"limitations/implications":[197],"Data":[199],"limitations":[200],"did":[201],"not":[202,254,298],"permit":[203],"larger":[208],"than":[209],"$250":[210],"million":[211],"total":[213],"assets":[214],"nor":[215],"consideration":[217],"non-bank":[219],"lenders.":[220],"expansion":[222],"lender":[225],"groups":[226,321],"into":[227],"serving":[228],"borrowers":[232],"could":[233,279],"mitigate":[234],"adverse":[236],"arising":[238],"from":[239],"fewer":[240,275],"banks.":[243,266],"Practical":[244],"results":[248],"suggested":[249],"guarantees":[252,296,363],"do":[253],"completely":[255],"eliminate":[256],"relative":[258],"informational":[259],"advantages":[260],"And,":[267],"continued":[268],"banks,":[278],"result":[280],"availability":[284],"among":[285],"smaller,":[286],"creditworthy":[288],"businesses.":[290],"Social":[291],"While":[294],"FSA":[295,325,362],"enhance":[299,312],"propensity":[303],"borrowers,":[309],"they":[310],"ability":[314],"specifically":[322],"targeted":[323],"through":[324],"programs;":[327],"provision":[329],"family":[333],"who,":[335],"despite":[336],"creditworthy,":[338],"unable":[340],"obtain":[342],"at":[344],"reasonable":[345],"rates":[346],"terms.":[348],"Originality/value":[349],"examines":[353],"relationship":[354],"between":[355],"use":[360],"using":[364],"financial":[376],"along":[378],"commercial":[382],"participated":[385],"FSA-guarantee":[388],"program.":[389]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":1},{"year":2020,"cited_by_count":2},{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":4},{"year":2017,"cited_by_count":2},{"year":2016,"cited_by_count":3}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2016-06-24T00:00:00"}