{"id":"https://openalex.org/W2017306310","doi":"https://doi.org/10.1016/s2212-5671(14)00241-x","title":"Micro Entrepreneurship: Sources of Finance & Related Constraints","display_name":"Micro Entrepreneurship: Sources of Finance & Related Constraints","publication_year":2014,"publication_date":"2014-01-01","ids":{"openalex":"https://openalex.org/W2017306310","doi":"https://doi.org/10.1016/s2212-5671(14)00241-x","mag":"2017306310"},"language":"en","primary_location":{"id":"doi:10.1016/s2212-5671(14)00241-x","doi":"https://doi.org/10.1016/s2212-5671(14)00241-x","is_oa":true,"landing_page_url":"https://doi.org/10.1016/s2212-5671(14)00241-x","pdf_url":"https://www.sciencedirect.com/science/article/pii/S221256711400241X/pdf","source":{"id":"https://openalex.org/S2764481192","display_name":"Procedia Economics and Finance","issn_l":"2212-5671","issn":["2212-5671"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Procedia Economics and Finance","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://www.sciencedirect.com/science/article/pii/S221256711400241X/pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5086092354","display_name":"Shantanu Bhattacharya","orcid":"https://orcid.org/0000-0001-5027-6505","observed_orcids":["https://orcid.org/0000-0001-5027-6505"]},"institutions":[{"id":"https://openalex.org/I244572783","display_name":"Symbiosis International University","ror":"https://ror.org/005r2ww51","country_code":"IN","type":"education","lineage":["https://openalex.org/I244572783"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Shantanu Bhattacharya","raw_affiliation_strings":["Student, Symbiosis Institute of Management Studies, Symbiosis International University, Pune"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Student, Symbiosis Institute of Management Studies, Symbiosis International University, Pune","institution_ids":["https://openalex.org/I244572783"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5075164834","display_name":"B.R. Londhe","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I244572783","display_name":"Symbiosis International University","ror":"https://ror.org/005r2ww51","country_code":"IN","type":"education","lineage":["https://openalex.org/I244572783"]}],"countries":["IN"],"is_corresponding":true,"raw_author_name":"B R Londhe","raw_affiliation_strings":["Professor, Symbiosis Institute of Management Studies, Symbiosis International University,Pune"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Professor, Symbiosis Institute of Management Studies, Symbiosis International University,Pune","institution_ids":["https://openalex.org/I244572783"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5075164834"],"corresponding_institution_ids":["https://openalex.org/I244572783"],"apc_list":null,"apc_paid":null,"fwci":0.7503,"has_fulltext":true,"cited_by_count":24,"citation_normalized_percentile":{"value":0.8269552,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":98},"biblio":{"volume":"11","issue":null,"first_page":"775","last_page":"783"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9071999788284302,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9071999788284302,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12544","display_name":"Working Capital and Financial Performance","score":0.03420000150799751,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.030400000512599945,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/microentrepreneurship","display_name":"micro-entrepreneurship","score":0.8610000014305115},{"id":"https://openalex.org/keywords/microenterprises","display_name":"microenterprises","score":0.8420000076293945},{"id":"https://openalex.org/keywords/sources-of-finance","display_name":"sources of finance","score":0.8149999976158142},{"id":"https://openalex.org/keywords/access-to-credit","display_name":"access to credit","score":0.7599999904632568},{"id":"https://openalex.org/keywords/credit-constraints","display_name":"credit constraints","score":0.6710000038146973},{"id":"https://openalex.org/keywords/collateral-requirements","display_name":"collateral requirements","score":0.7110000252723694},{"id":"https://openalex.org/keywords/bank-lending","display_name":"bank lending","score":0.5839999914169312},{"id":"https://openalex.org/keywords/micro-small-and-medium-enterprises","display_name":"micro, small and medium enterprises","score":0.550000011920929},{"id":"https://openalex.org/keywords/self-financing","display_name":"self-financing","score":0.628000020980835},{"id":"https://openalex.org/keywords/creditworthiness","display_name":"creditworthiness","score":0.6269999742507935},{"id":"https://openalex.org/keywords/india","display_name":"India","score":0.3059999942779541}],"concepts":[{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.6860308051109314},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6267481446266174},{"id":"https://openalex.org/C84309077","wikidata":"https://www.wikidata.org/wiki/Q3908516","display_name":"Entrepreneurship","level":2,"score":0.5618036985397339},{"id":"https://openalex.org/C84265765","wikidata":"https://www.wikidata.org/wiki/Q193219","display_name":"Subsidy","level":2,"score":0.5324099063873291},{"id":"https://openalex.org/C94919774","wikidata":"https://www.wikidata.org/wiki/Q1137675","display_name":"Crore","level":3,"score":0.5142597556114197},{"id":"https://openalex.org/C163428354","wikidata":"https://www.wikidata.org/wiki/Q1047513","display_name":"Cash flow","level":2,"score":0.5084285140037537},{"id":"https://openalex.org/C48879800","wikidata":"https://www.wikidata.org/wiki/Q622439","display_name":"Small and medium-sized enterprises","level":2,"score":0.5032212138175964},{"id":"https://openalex.org/C2776238116","wikidata":"https://www.wikidata.org/wiki/Q842410","display_name":"Micro-enterprise","level":2,"score":0.49472615122795105},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.4859794080257416},{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.4259111285209656},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.3762025237083435},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2777702212333679},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.15816396474838257},{"id":"https://openalex.org/C189326681","wikidata":"https://www.wikidata.org/wiki/Q10294","display_name":"Poverty","level":2,"score":0.10284090042114258},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.10099753737449646},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1016/s2212-5671(14)00241-x","doi":"https://doi.org/10.1016/s2212-5671(14)00241-x","is_oa":true,"landing_page_url":"https://doi.org/10.1016/s2212-5671(14)00241-x","pdf_url":"https://www.sciencedirect.com/science/article/pii/S221256711400241X/pdf","source":{"id":"https://openalex.org/S2764481192","display_name":"Procedia Economics and Finance","issn_l":"2212-5671","issn":["2212-5671"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Procedia Economics and Finance","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.1016/s2212-5671(14)00241-x","doi":"https://doi.org/10.1016/s2212-5671(14)00241-x","is_oa":true,"landing_page_url":"https://doi.org/10.1016/s2212-5671(14)00241-x","pdf_url":"https://www.sciencedirect.com/science/article/pii/S221256711400241X/pdf","source":{"id":"https://openalex.org/S2764481192","display_name":"Procedia Economics and Finance","issn_l":"2212-5671","issn":["2212-5671"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Procedia Economics and Finance","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.833299994468689,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2017306310.pdf","grobid_xml":"https://content.openalex.org/works/W2017306310.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4232746863","https://openalex.org/W2575545541","https://openalex.org/W7098358288","https://openalex.org/W4320928844","https://openalex.org/W4410078635","https://openalex.org/W2903987914","https://openalex.org/W7166505494","https://openalex.org/W4214721031","https://openalex.org/W4407393752","https://openalex.org/W7217183149"],"abstract_inverted_index":{"In":[0,304],"India,":[1],"micro,":[2],"small":[3,96,254,344,359],"and":[4,26,41,50,52,55,118,178,192,228,256,284,309,329,336],"medium-sized":[5],"enterprises":[6],"(micro":[7],"SMEs)":[8],"play":[9],"an":[10,82,99,123,355],"important":[11,375],"role":[12,376],"in":[13,35,44,87,104,128,210,221,274],"the":[14,21,62,71,85,102,126,148,152,160,211,214,222,243,247,266,271,276,279,298,302,370,374],"country's":[15],"economic":[16,356,391],"development.":[17],"According":[18],"to":[19,61,176,252,264,326,334,358],"RBI,":[20],"definition":[22],"of":[23,39,151,181,219,224,237,246,278,288,301,373,377,390],"Micro":[24,249],"Small":[25],"Medium":[27],"Enterprises":[28,33],"(MSMEs)":[29],"is":[30,81,98,106,122,130,240,386],"as":[31,66,187,198,318,346,361],"follows:":[32],"engaged":[34],"providing":[36],"or":[37,65,170,195,202],"rendering":[38],"services":[40],"whose":[42],"investment":[43,86,103,127],"equipment":[45,88,105,129],"(original":[46],"cost":[47],"excluding":[48],"land":[49],"building":[51],"furniture,":[53],"fittings":[54],"other":[56],"items":[57],"not":[58,90,113,138,293,324],"directly":[59],"related":[60],"service":[63],"rendered":[64],"may":[67,183],"be":[68,184,352],"notified":[69],"under":[70],"MSMED":[72],"Act,":[73],"2006":[74],"are":[75,207,313],"specified":[76],"below.":[77],"A":[78,95,119],"micro":[79,156,307],"enterprise":[80,83,97,100,121,124,167],"where":[84,101,125],"does":[89,112,137],"exceed":[91,114,139],"Rs.":[92,115,133,140],"10":[93],"lakh;":[94],"more":[107,131,315],"than":[108,132,316],"Rs.10":[109],"lakh":[110],"but":[111,136,332],"2":[116,134],"crore;":[117],"medium":[120],"crore":[135],"5":[141],"crore.":[142],"The":[143,155,235,339],"research":[144],"paper":[145],"focuses":[146],"on":[147],"point":[149],"(a)":[150],"above":[153],"definition:":[154],"enterprises.":[157],"Finance":[158],"forms":[159],"most":[161],"critical":[162],"input":[163],"for":[164,321,364],"a":[165,295,319,347,362,387],"business":[166],"whether":[168],"large":[169],"small.":[171],"All":[172],"firms":[173,206,215],"require":[174],"financing":[175],"grow":[177],"survive.":[179],"Sources":[180],"finance":[182,232,239],"external,":[185],"such":[186,197],"loans,":[188],"equity":[189],"infusions,":[190],"subsidies":[191],"government":[193],"grants,":[194],"internal":[196],"generated":[199],"cash":[200],"flows":[201],"owned":[203],"funds.":[204],"Many":[205],"self-":[208],"financed":[209],"beginning.":[212],"Once":[213],"reach":[216],"certain":[217],"degree":[218],"maturity":[220],"development":[223],"their":[225,253],"product":[226],"line":[227],"customer":[229],"base,":[230,259],"external":[231],"becomes":[233],"available.":[234],"flow":[236],"institutional":[238],"linked":[241],"with":[242],"credit":[244],"worthiness":[245],"enterprise.":[248],"enterprises,":[250],"due":[251],"size":[255],"low":[257],"capital":[258],"generally":[260],"find":[261,294],"it":[262],"difficult":[263],"satisfy":[265],"conditions":[267],"laid":[268],"down":[269],"by":[270],"banks,":[272],"particularly,":[273],"establishing":[275],"viability":[277],"project,":[280],"meeting":[281],"collateral":[282],"requirements":[283],"making":[285],"timely":[286],"repayment":[287],"loans.":[289],"Hence,":[290],"they":[291],"do":[292],"place":[296],"among":[297],"preferred":[299],"clients":[300],"banks.":[303],"today's":[305],"world,":[306],"businesses":[308,345,360],"particularly":[310],"new":[311],"ones":[312],"seen":[314],"ever":[317],"vehicle":[320,363],"entrepreneurship,":[322],"contributing":[323],"just":[325],"employment,":[327],"social":[328,348],"political":[330],"stability,":[331],"also":[333],"innovative":[335],"competitive":[337],"power.":[338],"focus":[340],"has":[341],"shifted":[342],"from":[343],"good":[349],"that":[350,384],"should":[351],"maintained":[353],"at":[354],"cost,":[357],"entrepreneurship.":[365,378],"With":[366],"this":[367],"shift":[368],"came":[369],"renewed":[371],"perception":[372],"Indeed,":[379],"recent":[380],"econometric":[381],"evidence":[382],"suggests":[383],"entrepreneurship":[385],"vital":[388],"determinant":[389],"growth.":[392]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":6},{"year":2021,"cited_by_count":4},{"year":2020,"cited_by_count":3},{"year":2019,"cited_by_count":3},{"year":2018,"cited_by_count":2},{"year":2017,"cited_by_count":1}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2016-06-24T00:00:00"}