{"id":"https://openalex.org/W2015344366","doi":"https://doi.org/10.1111/beer.12025","title":"Some ethical dilemmas of modern banking","display_name":"Some ethical dilemmas of modern banking","publication_year":2013,"publication_date":"2013-05-13","ids":{"openalex":"https://openalex.org/W2015344366","doi":"https://doi.org/10.1111/beer.12025","mag":"2015344366"},"language":"en","primary_location":{"id":"doi:10.1111/beer.12025","doi":"https://doi.org/10.1111/beer.12025","is_oa":false,"landing_page_url":"https://doi.org/10.1111/beer.12025","pdf_url":null,"source":{"id":"https://openalex.org/S79007945","display_name":"Business Ethics A European Review","issn_l":"0962-8770","issn":["0962-8770","1467-8608"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-class-a","anvur-scientific","cwts-core","fnege-3","poland-100","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Business Ethics: A European Review","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5002937347","display_name":"Philipp Bagus","orcid":"https://orcid.org/0000-0002-8233-6629","observed_orcids":["https://orcid.org/0000-0002-8233-6629"]},"institutions":[{"id":"https://openalex.org/I182083151","display_name":"Universidad Rey Juan Carlos","ror":"https://ror.org/01v5cv687","country_code":"ES","type":"education","lineage":["https://openalex.org/I182083151"]}],"countries":["ES"],"is_corresponding":false,"raw_author_name":"Philipp Bagus","raw_affiliation_strings":["Universidad Rey Juan Carlos, Madrid, Spain;"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universidad Rey Juan Carlos, Madrid, Spain;","institution_ids":["https://openalex.org/I182083151"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5038049891","display_name":"David Howden","orcid":"https://orcid.org/0000-0003-3008-0446","observed_orcids":["https://orcid.org/0000-0003-3008-0446"]},"institutions":[{"id":"https://openalex.org/I187476118","display_name":"Saint Louis University","ror":"https://ror.org/03fkbz285","country_code":"ES","type":"education","lineage":["https://openalex.org/I187476118"]}],"countries":["ES"],"is_corresponding":false,"raw_author_name":"David Howden","raw_affiliation_strings":["St. Louis University, Madrid Campus; Madrid; Spain"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"St. Louis University, Madrid Campus; Madrid; Spain","institution_ids":["https://openalex.org/I187476118"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":{"value":3800,"currency":"USD","value_usd":3800},"apc_paid":null,"fwci":7.5754,"has_fulltext":false,"cited_by_count":37,"citation_normalized_percentile":{"value":0.9682223,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":"22","issue":"3","first_page":"235","last_page":"245"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9423999786376953,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9423999786376953,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13897","display_name":"Historical Economic and Legal Thought","score":0.007799999788403511,"subfield":{"id":"https://openalex.org/subfields/3320","display_name":"Political Science and International Relations"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14154","display_name":"finance, banking, and market dynamics","score":0.007300000172108412,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/banking-ethics","display_name":"banking ethics","score":0.9639999866485596},{"id":"https://openalex.org/keywords/maturity-transformation","display_name":"maturity transformation","score":0.9950000047683716},{"id":"https://openalex.org/keywords/deposit-contracts","display_name":"deposit contracts","score":0.9039999842643738},{"id":"https://openalex.org/keywords/loan-agreement","display_name":"loan agreement","score":0.9890000224113464},{"id":"https://openalex.org/keywords/depositors-rights","display_name":"depositors' rights","score":0.8100000023841858},{"id":"https://openalex.org/keywords/banking-regulation","display_name":"banking regulation","score":0.6150000095367432}],"concepts":[{"id":"https://openalex.org/C101433766","wikidata":"https://www.wikidata.org/wiki/Q3543263","display_name":"Maturity (psychological)","level":2,"score":0.7467705011367798},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6002302169799805},{"id":"https://openalex.org/C14036430","wikidata":"https://www.wikidata.org/wiki/Q3736076","display_name":"Function (biology)","level":2,"score":0.5629751086235046},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.48384347558021545},{"id":"https://openalex.org/C2780966255","wikidata":"https://www.wikidata.org/wiki/Q5474306","display_name":"Foundation (evidence)","level":2,"score":0.4172619879245758},{"id":"https://openalex.org/C3017941357","wikidata":"https://www.wikidata.org/wiki/Q831725","display_name":"Social function","level":2,"score":0.4124515652656555},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.35207080841064453},{"id":"https://openalex.org/C190253527","wikidata":"https://www.wikidata.org/wiki/Q295354","display_name":"Law and economics","level":1,"score":0.33296310901641846},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3147614300251007},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.2674386501312256},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2469458281993866},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.23567157983779907},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.16136369109153748},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.12297052145004272},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C78458016","wikidata":"https://www.wikidata.org/wiki/Q840400","display_name":"Evolutionary biology","level":1,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1111/beer.12025","doi":"https://doi.org/10.1111/beer.12025","is_oa":false,"landing_page_url":"https://doi.org/10.1111/beer.12025","pdf_url":null,"source":{"id":"https://openalex.org/S79007945","display_name":"Business Ethics A European Review","issn_l":"0962-8770","issn":["0962-8770","1467-8608"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-class-a","anvur-scientific","cwts-core","fnege-3","poland-100","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Business Ethics: A European Review","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:pra:mprapa:79599","doi":null,"is_oa":false,"landing_page_url":"https://mpra.ub.uni-muenchen.de/79599/1/MPRA_paper_79599.pdf","pdf_url":"https://mpra.ub.uni-muenchen.de/79599/1/MPRA_paper_79599.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},{"id":"mag:2737539581","doi":null,"is_oa":false,"landing_page_url":"https://ideas.repec.org/p/pra/mprapa/79599.html","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"MPRA Paper","raw_type":null},{"id":"mag:3147322326","doi":null,"is_oa":false,"landing_page_url":"https://EconPapers.repec.org/RePEc:pra:mprapa:79599","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"RePEc: Research Papers in Economics","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"sustainable_development_goals_aurora":[{"score":0.41999998688697815,"id":"https://metadata.un.org/sdg/16","display_name":"Peace, justice, and strong institutions"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":34,"referenced_works":["https://openalex.org/W48805805","https://openalex.org/W97852608","https://openalex.org/W1580338118","https://openalex.org/W1844701507","https://openalex.org/W1975066405","https://openalex.org/W1997686488","https://openalex.org/W2013397008","https://openalex.org/W2035676874","https://openalex.org/W2039279231","https://openalex.org/W2055034589","https://openalex.org/W2060126152","https://openalex.org/W2078178851","https://openalex.org/W2094165719","https://openalex.org/W2094597802","https://openalex.org/W2101372130","https://openalex.org/W2102269182","https://openalex.org/W2118201640","https://openalex.org/W2119108244","https://openalex.org/W2119384642","https://openalex.org/W2126250308","https://openalex.org/W2137934323","https://openalex.org/W2139578715","https://openalex.org/W2154561113","https://openalex.org/W2155610169","https://openalex.org/W2281856480","https://openalex.org/W2606331416","https://openalex.org/W2607296291","https://openalex.org/W2625346834","https://openalex.org/W3023898002","https://openalex.org/W3121422144","https://openalex.org/W3147576921","https://openalex.org/W4230964176","https://openalex.org/W4242690400","https://openalex.org/W4242744581"],"related_works":["https://openalex.org/W1928784308","https://openalex.org/W4307488553","https://openalex.org/W2060126152","https://openalex.org/W2055034589","https://openalex.org/W2038538880","https://openalex.org/W2622456837","https://openalex.org/W7049049918","https://openalex.org/W2918209709","https://openalex.org/W7111471342","https://openalex.org/W2596162773"],"abstract_inverted_index":{"How":[0],"ethical":[1,69,100],"have":[2],"recent":[3],"banking":[4,24,82,140],"practices":[5,20],"been?":[6],"We":[7,15],"answer":[8],"this":[9],"question":[10],"via":[11],"an":[12],"economic":[13,47,127],"analysis.":[14],"assess":[16],"the":[17,22,35,39,44,57,80,85,112,116,121,136,139],"two":[18],"dominant":[19],"of":[21,38,59,79,87,106,111,138],"modern":[23,81],"system":[25,83],"\u2013":[26,32,84,92],"fractional":[27,88],"reserves":[28,89],"and":[29,46,51,99],"maturity":[30,60],"transformation":[31,61],"by":[33],"gauging":[34],"respective":[36],"rights":[37,134],"relevant":[40],"parties.":[41],"By":[42],"distinguishing":[43],"legal":[45,98],"differences":[48],"between":[49],"deposit":[50],"loan":[52],"contracts,":[53],"we":[54],"determine":[55],"that":[56],"practice":[58,117],"(in":[62],"its":[63],"various":[64],"guises)":[65],"is":[66,118],"not":[67,123],"only":[68,124],"but":[70,129],"also":[71,130],"serves":[72],"a":[73,104,109],"positive":[74],"social":[75],"function.":[76],"The":[77],"foundation":[78],"holding":[86],"against":[90],"deposits":[91],"is,":[93],"however,":[94],"problematic":[95],"from":[96,103],"economic,":[97],"perspectives.":[101],"Starting":[102],"microanalysis":[105],"money's":[107],"function,":[108],"reassessment":[110],"current":[113],"laws":[114],"concerning":[115],"encouraged,":[119],"with":[120,135],"aim":[122],"to":[125,131],"rectify":[126],"irregularities":[128],"realign":[132],"depositors'":[133],"obligations":[137],"sector.":[141]},"counts_by_year":[{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":3},{"year":2021,"cited_by_count":3},{"year":2020,"cited_by_count":3},{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":2},{"year":2017,"cited_by_count":3},{"year":2016,"cited_by_count":1},{"year":2015,"cited_by_count":6},{"year":2014,"cited_by_count":6}],"updated_date":"2026-10-30T12:39:25.321706","created_date":"2016-06-24T00:00:00"}