{"id":"https://openalex.org/W2014435783","doi":"https://doi.org/10.1111/j.1465-7295.2006.00037.x","title":"BIRTHS, DEATHS, AND MARRIAGES IN THE U.S. COMMERCIAL BANKING INDUSTRY","display_name":"BIRTHS, DEATHS, AND MARRIAGES IN THE U.S. COMMERCIAL BANKING INDUSTRY","publication_year":2007,"publication_date":"2007-04-01","ids":{"openalex":"https://openalex.org/W2014435783","doi":"https://doi.org/10.1111/j.1465-7295.2006.00037.x","mag":"2014435783"},"language":"en","primary_location":{"id":"doi:10.1111/j.1465-7295.2006.00037.x","doi":"https://doi.org/10.1111/j.1465-7295.2006.00037.x","is_oa":false,"landing_page_url":"https://doi.org/10.1111/j.1465-7295.2006.00037.x","pdf_url":null,"source":{"id":"https://openalex.org/S206615888","display_name":"Economic Inquiry","issn_l":"0043-3640","issn":["0043-3640","0095-2583","1465-7295"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","jufo-2","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Economic Inquiry","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5111440888","display_name":"Yongil Jeon","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I1320395740","display_name":"Federal Deposit Insurance Corporation","ror":"https://ror.org/01ytw4e80","country_code":"US","type":"government","lineage":["https://openalex.org/I1320395740"]},{"id":"https://openalex.org/I1629065","display_name":"Central Michigan University","ror":"https://ror.org/02xawj266","country_code":"US","type":"education","lineage":["https://openalex.org/I1629065"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"YONGIL JEON","raw_affiliation_strings":["Earlier versions were presented at the Eastern Economic Association meetings, New York City, February 2001 and the KIF/KAEA/KAFA meetings in Seoul, Korea, May 2006. We acknowledge the helpful comments of the discussant, T. Critchfield; a colleague, B. Wimmer; and an anonymous referee. Moreover, T. Critchfield of the Federal Deposit Insurance Corporation provided valuable assistance with unpublished data and expert advice on eliminating those mergers that occurred within bank holding companies and on separating mergers into in-state and out-of-state mergers","Jeon: Associate Professor of Economics, Central Michigan University, Mount Pleasant, MI 48859. Phone 1-989-774-2579,","Earlier versions were presented at the Eastern Economic Association meetings, New York City, February 2001 and the KIF/KAEA/KAFA meetings in Seoul, Korea, May 2006. We acknowledge the helpful comments of the discussant, T. Critchfield","Jeon: Associate Professor of Economics, Central Michigan University, Mount Pleasant, MI 48859. Phone 1-989-774-2579, Fax 1-989-774-2040, E-mail [email protected]","a colleague, B. Wimmer","an anonymous referee. Moreover, T. Critchfield of the Federal Deposit Insurance Corporation provided valuable assistance with unpublished data and expert advice on eliminating those mergers that occurred within bank holding companies and on separating mergers into in-state and out-of-state mergers"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Earlier versions were presented at the Eastern Economic Association meetings, New York City, February 2001 and the KIF/KAEA/KAFA meetings in Seoul, Korea, May 2006. We acknowledge the helpful comments of the discussant, T. Critchfield; a colleague, B. Wimmer; and an anonymous referee. Moreover, T. Critchfield of the Federal Deposit Insurance Corporation provided valuable assistance with unpublished data and expert advice on eliminating those mergers that occurred within bank holding companies and on separating mergers into in-state and out-of-state mergers","institution_ids":["https://openalex.org/I1320395740"]},{"raw_affiliation_string":"Jeon: Associate Professor of Economics, Central Michigan University, Mount Pleasant, MI 48859. Phone 1-989-774-2579,","institution_ids":["https://openalex.org/I1629065"]},{"raw_affiliation_string":"Earlier versions were presented at the Eastern Economic Association meetings, New York City, February 2001 and the KIF/KAEA/KAFA meetings in Seoul, Korea, May 2006. We acknowledge the helpful comments of the discussant, T. Critchfield","institution_ids":[]},{"raw_affiliation_string":"Jeon: Associate Professor of Economics, Central Michigan University, Mount Pleasant, MI 48859. Phone 1-989-774-2579, Fax 1-989-774-2040, E-mail [email protected]","institution_ids":["https://openalex.org/I1629065"]},{"raw_affiliation_string":"a colleague, B. Wimmer","institution_ids":[]},{"raw_affiliation_string":"an anonymous referee. Moreover, T. Critchfield of the Federal Deposit Insurance Corporation provided valuable assistance with unpublished data and expert advice on eliminating those mergers that occurred within bank holding companies and on separating mergers into in-state and out-of-state mergers","institution_ids":["https://openalex.org/I1320395740"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5079817626","display_name":"Stephen M. Miller","orcid":"https://orcid.org/0000-0002-6754-0605","observed_orcids":["https://orcid.org/0000-0002-6754-0605"]},"institutions":[{"id":"https://openalex.org/I1320395740","display_name":"Federal Deposit Insurance Corporation","ror":"https://ror.org/01ytw4e80","country_code":"US","type":"government","lineage":["https://openalex.org/I1320395740"]},{"id":"https://openalex.org/I133999245","display_name":"University of Nevada, Las Vegas","ror":"https://ror.org/0406gha72","country_code":"US","type":"education","lineage":["https://openalex.org/I133999245"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"STEPHEN M. MILLER","raw_affiliation_strings":["Earlier versions were presented at the Eastern Economic Association meetings, New York City, February 2001 and the KIF/KAEA/KAFA meetings in Seoul, Korea, May 2006. We acknowledge the helpful comments of the discussant, T. Critchfield; a colleague, B. Wimmer; and an anonymous referee. Moreover, T. Critchfield of the Federal Deposit Insurance Corporation provided valuable assistance with unpublished data and expert advice on eliminating those mergers that occurred within bank holding companies and on separating mergers into in-state and out-of-state mergers","Miller: Professor and Chair of Economics, 4505 Maryland Parkway, University of Nevada, Las Vegas, NV 89154-6005. Phone 1-702-895-3969,","Earlier versions were presented at the Eastern Economic Association meetings, New York City, February 2001 and the KIF/KAEA/KAFA meetings in Seoul, Korea, May 2006. We acknowledge the helpful comments of the discussant, T. Critchfield","Miller: Professor and Chair of Economics, 4505 Maryland Parkway, University of Nevada, Las Vegas, NV 89154-6005. Phone 1-702-895-3969, Fax 1-702-895-1354, E-mail [email protected]","a colleague, B. Wimmer","an anonymous referee. Moreover, T. Critchfield of the Federal Deposit Insurance Corporation provided valuable assistance with unpublished data and expert advice on eliminating those mergers that occurred within bank holding companies and on separating mergers into in-state and out-of-state mergers"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Earlier versions were presented at the Eastern Economic Association meetings, New York City, February 2001 and the KIF/KAEA/KAFA meetings in Seoul, Korea, May 2006. We acknowledge the helpful comments of the discussant, T. Critchfield; a colleague, B. Wimmer; and an anonymous referee. Moreover, T. Critchfield of the Federal Deposit Insurance Corporation provided valuable assistance with unpublished data and expert advice on eliminating those mergers that occurred within bank holding companies and on separating mergers into in-state and out-of-state mergers","institution_ids":["https://openalex.org/I1320395740"]},{"raw_affiliation_string":"Miller: Professor and Chair of Economics, 4505 Maryland Parkway, University of Nevada, Las Vegas, NV 89154-6005. Phone 1-702-895-3969,","institution_ids":["https://openalex.org/I133999245"]},{"raw_affiliation_string":"Earlier versions were presented at the Eastern Economic Association meetings, New York City, February 2001 and the KIF/KAEA/KAFA meetings in Seoul, Korea, May 2006. We acknowledge the helpful comments of the discussant, T. Critchfield","institution_ids":[]},{"raw_affiliation_string":"Miller: Professor and Chair of Economics, 4505 Maryland Parkway, University of Nevada, Las Vegas, NV 89154-6005. Phone 1-702-895-3969, Fax 1-702-895-1354, E-mail [email protected]","institution_ids":["https://openalex.org/I133999245"]},{"raw_affiliation_string":"a colleague, B. Wimmer","institution_ids":[]},{"raw_affiliation_string":"an anonymous referee. Moreover, T. Critchfield of the Federal Deposit Insurance Corporation provided valuable assistance with unpublished data and expert advice on eliminating those mergers that occurred within bank holding companies and on separating mergers into in-state and out-of-state mergers","institution_ids":["https://openalex.org/I1320395740"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5079817626","https://openalex.org/A5111440888"],"corresponding_institution_ids":["https://openalex.org/I1320395740","https://openalex.org/I133999245","https://openalex.org/I1629065"],"apc_list":{"value":3400,"currency":"USD","value_usd":3400},"apc_paid":null,"fwci":2.9571,"has_fulltext":false,"cited_by_count":20,"citation_normalized_percentile":{"value":0.91806769,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":98},"biblio":{"volume":"45","issue":"2","first_page":"325","last_page":"341"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.00039999998989515007,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10019","display_name":"Corporate Finance and Governance","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/banking-deregulation","display_name":"banking deregulation","score":0.7950000166893005},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.8640000224113464},{"id":"https://openalex.org/keywords/bank-mergers","display_name":"bank mergers","score":0.7590000033378601},{"id":"https://openalex.org/keywords/bank-failures","display_name":"bank failures","score":0.9829999804496765},{"id":"https://openalex.org/keywords/interstate-banking","display_name":"interstate banking","score":0.6460000276565552},{"id":"https://openalex.org/keywords/temporal-causality","display_name":"temporal causality","score":0.7379999756813049},{"id":"https://openalex.org/keywords/bank-performance","display_name":"bank performance","score":0.7039999961853027},{"id":"https://openalex.org/keywords/state-economic-activity","display_name":"state economic activity","score":0.8970000147819519}],"concepts":[{"id":"https://openalex.org/C78780426","wikidata":"https://www.wikidata.org/wiki/Q902410","display_name":"Deregulation","level":2,"score":0.9144320487976074},{"id":"https://openalex.org/C2777596936","wikidata":"https://www.wikidata.org/wiki/Q727002","display_name":"Charter","level":2,"score":0.7774096131324768},{"id":"https://openalex.org/C2986226071","wikidata":"https://www.wikidata.org/wiki/Q22687","display_name":"Banking industry","level":2,"score":0.664090096950531},{"id":"https://openalex.org/C552438157","wikidata":"https://www.wikidata.org/wiki/Q8698","display_name":"Great Depression","level":2,"score":0.5616626143455505},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5374176502227783},{"id":"https://openalex.org/C2993119956","wikidata":"https://www.wikidata.org/wiki/Q848507","display_name":"Commercial banking","level":2,"score":0.4724467396736145},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4558280110359192},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3385707139968872},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.2947216033935547},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.18538153171539307},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.1389942467212677}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1111/j.1465-7295.2006.00037.x","doi":"https://doi.org/10.1111/j.1465-7295.2006.00037.x","is_oa":false,"landing_page_url":"https://doi.org/10.1111/j.1465-7295.2006.00037.x","pdf_url":null,"source":{"id":"https://openalex.org/S206615888","display_name":"Economic Inquiry","issn_l":"0043-3640","issn":["0043-3640","0095-2583","1465-7295"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","jufo-2","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Economic Inquiry","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:bla:ecinqu:v:45:y:2007:i:2:p:325-341","doi":null,"is_oa":false,"landing_page_url":"http://www.blackwell-synergy.com/doi/abs/10.1111/j.1465-7295.2006.00037.x","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","score":0.48510000109672546,"display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":38,"referenced_works":["https://openalex.org/W1508419451","https://openalex.org/W1515926586","https://openalex.org/W1530608395","https://openalex.org/W1575500237","https://openalex.org/W1575613908","https://openalex.org/W1575960670","https://openalex.org/W1578682209","https://openalex.org/W1751795657","https://openalex.org/W1976792233","https://openalex.org/W1982320435","https://openalex.org/W1992452933","https://openalex.org/W1998891651","https://openalex.org/W2013759542","https://openalex.org/W2053579300","https://openalex.org/W2066235833","https://openalex.org/W2092532477","https://openalex.org/W2095617121","https://openalex.org/W2097606600","https://openalex.org/W2124244064","https://openalex.org/W2128903338","https://openalex.org/W2133188848","https://openalex.org/W2135957862","https://openalex.org/W2159043323","https://openalex.org/W2159495017","https://openalex.org/W2204579274","https://openalex.org/W2330252176","https://openalex.org/W2515584349","https://openalex.org/W2789863218","https://openalex.org/W2994042864","https://openalex.org/W3023540573","https://openalex.org/W3107180666","https://openalex.org/W3121192107","https://openalex.org/W3122143794","https://openalex.org/W3123275258","https://openalex.org/W3123331394","https://openalex.org/W3124507981","https://openalex.org/W3124772719","https://openalex.org/W3125583115"],"related_works":["https://openalex.org/W1506144461","https://openalex.org/W7097928755","https://openalex.org/W1518325767","https://openalex.org/W7099053927","https://openalex.org/W3124772719","https://openalex.org/W2136457129","https://openalex.org/W95725466","https://openalex.org/W2188403891","https://openalex.org/W1532183223","https://openalex.org/W2151630819"],"abstract_inverted_index":{"Regulatory":[0],"change":[1],"not":[2,74],"seen":[3],"since":[4],"the":[5,9,15,21],"Great":[6],"Depression":[7],"swept":[8],"U.S.":[10,46],"banking":[11],"industry":[12],"beginning":[13],"in":[14],"early":[16],"1980s":[17],"and":[18,24,41,58,68,90],"culminated":[19],"with":[20],"Interstate":[22],"Banking":[23],"Branching":[25],"Efficiency":[26],"Act":[27],"of":[28,45],"1994.":[29],"This":[30],"article":[31],"examines":[32],"whether":[33],"deregulation":[34,70],"affected":[35],"new":[36,88],"charter":[37],"(birth),":[38],"failure":[39],"(death),":[40],"merger":[42],"(marriage)":[43],"rates":[44],"commercial":[47],"banks":[48],"from":[49],"1978":[50],"to":[51,87,94],"2004":[52],"after":[53],"controlling":[54],"for":[55],"bank":[56],"performance":[57],"state":[59],"economic":[60],"activity.":[61],"We":[62],"find":[63],"strong":[64],"evidence":[65],"that":[66,83,91],"intrastate":[67],"interstate":[69],"stimulated":[71],"marriages,":[72],"but":[73],"births":[75],"or":[76],"deaths.":[77],"Finally,":[78],"temporal":[79],"causality":[80],"tests":[81],"show":[82],"mergers":[84,95],"temporally":[85],"lead":[86,93],"charters":[89],"failures":[92],"(a":[96],"demonstration":[97],"effect).":[98],"(JEL":[99],"G21,":[100],"L51)":[101]},"counts_by_year":[{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":1},{"year":2017,"cited_by_count":2},{"year":2016,"cited_by_count":4},{"year":2015,"cited_by_count":2},{"year":2014,"cited_by_count":3},{"year":2013,"cited_by_count":2}],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2016-06-24T00:00:00"}