{"id":"https://openalex.org/W2012607153","doi":"https://doi.org/10.1111/j.1467-6419.1992.tb00147.x","title":"MODELS OF BANKING INSTABILITY: A PARTIAL REVIEW OF THE LITERATURE","display_name":"MODELS OF BANKING INSTABILITY: A PARTIAL REVIEW OF THE LITERATURE","publication_year":1992,"publication_date":"1992-06-01","ids":{"openalex":"https://openalex.org/W2012607153","doi":"https://doi.org/10.1111/j.1467-6419.1992.tb00147.x","mag":"2012607153"},"language":"en","primary_location":{"id":"doi:10.1111/j.1467-6419.1992.tb00147.x","doi":"https://doi.org/10.1111/j.1467-6419.1992.tb00147.x","is_oa":false,"landing_page_url":"https://doi.org/10.1111/j.1467-6419.1992.tb00147.x","pdf_url":null,"source":{"id":"https://openalex.org/S124549413","display_name":"Journal of Economic Surveys","issn_l":"0950-0804","issn":["0950-0804","1467-6419"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","erih-plus","jufo-1","norway-1","poland-140","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Economic Surveys","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5022341381","display_name":"Kevin Dowd","orcid":"https://orcid.org/0000-0002-6298-1612","observed_orcids":["https://orcid.org/0000-0002-6298-1612"]},"institutions":[{"id":"https://openalex.org/I142263535","display_name":"University of Nottingham","ror":"https://ror.org/01ee9ar58","country_code":"GB","type":"education","lineage":["https://openalex.org/I142263535"]}],"countries":["GB"],"is_corresponding":true,"raw_author_name":"Kevin Dowd","raw_affiliation_strings":["University of Nottingham"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Nottingham","institution_ids":["https://openalex.org/I142263535"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5022341381"],"corresponding_institution_ids":["https://openalex.org/I142263535"],"apc_list":{"value":4250,"currency":"USD","value_usd":4250},"apc_paid":null,"fwci":3.5994,"has_fulltext":false,"cited_by_count":45,"citation_normalized_percentile":{"value":0.9255799,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":"6","issue":"2","first_page":"107","last_page":"132"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9872999787330627,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9872999787330627,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12137","display_name":"Economic theories and models","score":0.01119999960064888,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/banking-instability","display_name":"banking instability","score":0.9950000047683716},{"id":"https://openalex.org/keywords/diamond-dybvig-model","display_name":"Diamond-Dybvig model","score":0.9369999766349792},{"id":"https://openalex.org/keywords/financial-intermediation","display_name":"financial intermediation","score":0.9309999942779541},{"id":"https://openalex.org/keywords/government-intervention-in-banking","display_name":"government intervention in banking","score":0.765999972820282},{"id":"https://openalex.org/keywords/bank-runs","display_name":"bank runs","score":0.5329999923706055},{"id":"https://openalex.org/keywords/deposit-insurance","display_name":"deposit insurance","score":0.4490000009536743},{"id":"https://openalex.org/keywords/financial-stability","display_name":"financial stability","score":0.31200000643730164},{"id":"https://openalex.org/keywords/financial-intermediaries","display_name":"financial intermediaries","score":0.3869999945163727}],"concepts":[{"id":"https://openalex.org/C65146658","wikidata":"https://www.wikidata.org/wiki/Q1416431","display_name":"Financial intermediary","level":2,"score":0.7835565805435181},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.6634019613265991},{"id":"https://openalex.org/C139569457","wikidata":"https://www.wikidata.org/wiki/Q1666223","display_name":"Intermediary","level":2,"score":0.6467162370681763},{"id":"https://openalex.org/C172886114","wikidata":"https://www.wikidata.org/wiki/Q597339","display_name":"Economic interventionism","level":3,"score":0.6435023546218872},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.6003656983375549},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.5621886849403381},{"id":"https://openalex.org/C2780665704","wikidata":"https://www.wikidata.org/wiki/Q959298","display_name":"Intervention (counseling)","level":2,"score":0.4948377013206482},{"id":"https://openalex.org/C2779143981","wikidata":"https://www.wikidata.org/wiki/Q1445414","display_name":"Intermediation","level":2,"score":0.4498544931411743},{"id":"https://openalex.org/C19244329","wikidata":"https://www.wikidata.org/wiki/Q208697","display_name":"Financial market","level":2,"score":0.44023165106773376},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3985692262649536},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.34581777453422546},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3200639486312866},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.23515692353248596},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.10316196084022522},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.10300949215888977},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.0},{"id":"https://openalex.org/C118552586","wikidata":"https://www.wikidata.org/wiki/Q7867","display_name":"Psychiatry","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1111/j.1467-6419.1992.tb00147.x","doi":"https://doi.org/10.1111/j.1467-6419.1992.tb00147.x","is_oa":false,"landing_page_url":"https://doi.org/10.1111/j.1467-6419.1992.tb00147.x","pdf_url":null,"source":{"id":"https://openalex.org/S124549413","display_name":"Journal of Economic Surveys","issn_l":"0950-0804","issn":["0950-0804","1467-6419"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","erih-plus","jufo-1","norway-1","poland-140","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Economic Surveys","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"sustainable_development_goals_aurora":[{"id":"https://metadata.un.org/sdg/17","display_name":"Partnerships for the goals","score":0.41999998688697815}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":45,"referenced_works":["https://openalex.org/W163293550","https://openalex.org/W169418159","https://openalex.org/W561125426","https://openalex.org/W617614592","https://openalex.org/W624006704","https://openalex.org/W655514777","https://openalex.org/W1483288728","https://openalex.org/W1484811891","https://openalex.org/W1498484129","https://openalex.org/W1542815210","https://openalex.org/W1545420549","https://openalex.org/W1546523058","https://openalex.org/W1561398298","https://openalex.org/W1595310473","https://openalex.org/W1887358022","https://openalex.org/W1963810463","https://openalex.org/W1970695804","https://openalex.org/W1987570538","https://openalex.org/W1994280817","https://openalex.org/W1997964863","https://openalex.org/W2004643546","https://openalex.org/W2005425284","https://openalex.org/W2012296598","https://openalex.org/W2021926940","https://openalex.org/W2024889806","https://openalex.org/W2041736904","https://openalex.org/W2066570397","https://openalex.org/W2084599485","https://openalex.org/W2087292465","https://openalex.org/W2108491286","https://openalex.org/W2111162596","https://openalex.org/W2141610093","https://openalex.org/W2147560556","https://openalex.org/W2148347284","https://openalex.org/W2157509893","https://openalex.org/W2166412856","https://openalex.org/W2316302252","https://openalex.org/W2499129520","https://openalex.org/W2891129921","https://openalex.org/W2894141069","https://openalex.org/W2985983921","https://openalex.org/W3122865247","https://openalex.org/W4255332479","https://openalex.org/W4299837290","https://openalex.org/W4307492539"],"related_works":["https://openalex.org/W2949869902","https://openalex.org/W6991832897","https://openalex.org/W6891654500","https://openalex.org/W2486399326","https://openalex.org/W4244411690","https://openalex.org/W7112636879","https://openalex.org/W7074182919","https://openalex.org/W1585562385","https://openalex.org/W3041828184","https://openalex.org/W7220327331"],"abstract_inverted_index":{"Abstract.":[0],"This":[1],"paper":[2,90],"critically":[3],"examines":[4],"the":[5,20,47,54,70,89,92,106,122,132],"theoretical":[6,31,62],"literature":[7,55,97],"on":[8,38,119],"banking":[9,27,65],"instability":[10,28,66],"that":[11,53,80,95,110,127],"has":[12,56],"followed":[13],"Diamond":[14],"and":[15,41],"Dybvig":[16],"(1983).":[17],"It":[18,51,108],"explores":[19],"extent":[21],"to":[22,58,84,117],"which":[23,34,72],"it":[24,75],"(a)":[25],"explains":[26],"within":[29],"a":[30,60,99],"context":[32],"in":[33,46,105,139],"financial":[35,48,137],"intermediaries":[36,71],"improve":[37],"unintermediated":[39],"markets,":[40],"(b)":[42],"justifies":[43],"government":[44,103,113],"involvement":[45,104],"intermediation":[49,138],"industry.":[50,107],"suggests":[52,109],"yet":[57],"provide":[59],"satisfactory":[61],"basis":[63],"for":[64,102,112],"as":[67],"such":[68],"since":[69],"arise":[73],"from":[74],"are":[76,115,129],"peculiar":[77],"mutual":[78],"funds":[79],"bear":[81],"little":[82],"resemblance":[83],"real\u2010world":[85],"banks.":[86],"In":[87],"addition,":[88],"challenges":[91],"widespread":[93],"belief":[94],"this":[96],"provides":[98],"sound":[100],"foundation":[101],"arguments":[111],"intervention":[114],"open":[116],"objection":[118],"various":[120],"grounds,":[121],"most":[123],"important":[124],"one":[125],"being":[126],"they":[128],"inconsistent":[130],"with":[131],"existence":[133],"of":[134],"properly":[135],"motivated":[136],"these":[140],"models.":[141]},"counts_by_year":[{"year":2025,"cited_by_count":2},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":1},{"year":2019,"cited_by_count":1},{"year":2017,"cited_by_count":1},{"year":2015,"cited_by_count":2},{"year":2014,"cited_by_count":3},{"year":2013,"cited_by_count":3},{"year":2012,"cited_by_count":2}],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2016-06-24T00:00:00"}