{"id":"https://openalex.org/W2004136836","doi":"https://doi.org/10.2139/ssrn.1864433","title":"Risky Bank Lending and Optimal Capital Adequacy Regulation","display_name":"Risky Bank Lending and Optimal Capital Adequacy Regulation","publication_year":2011,"publication_date":"2011-01-01","ids":{"openalex":"https://openalex.org/W2004136836","doi":"https://doi.org/10.2139/ssrn.1864433","mag":"2004136836"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.1864433","doi":"https://doi.org/10.2139/ssrn.1864433","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1864433","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SSRN Electronic Journal","raw_type":"journal-article"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.1864433","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5044116928","display_name":"Jarom\u00edr Bene\u0161","orcid":"https://orcid.org/0000-0001-6631-3227","observed_orcids":["https://orcid.org/0000-0001-6631-3227"]},"institutions":[{"id":"https://openalex.org/I2800450866","display_name":"Czech National Bank","ror":"https://ror.org/05n31vd29","country_code":"CZ","type":"other","lineage":["https://openalex.org/I2800450866"]}],"countries":["CZ"],"is_corresponding":false,"raw_author_name":"Jaromir Benes","raw_affiliation_strings":["Czech National Bank, Na Prikope 28, CZ-11503 Praha 1, Czech Republic","Czech National Bank"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Czech National Bank, Na Prikope 28, CZ-11503 Praha 1, Czech Republic","institution_ids":["https://openalex.org/I2800450866"]},{"raw_affiliation_string":"Czech National Bank","institution_ids":["https://openalex.org/I2800450866"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5074184014","display_name":"Michael Kumhof","orcid":"https://orcid.org/0000-0002-6869-5449","observed_orcids":["https://orcid.org/0000-0002-6869-5449"]},"institutions":[{"id":"https://openalex.org/I4210140326","display_name":"Centre for Economic Policy Research","ror":"https://ror.org/04jzmdh37","country_code":"GB","type":"nonprofit","lineage":["https://openalex.org/I4210140326"]}],"countries":["GB"],"is_corresponding":true,"raw_author_name":"Michael Kumhof","raw_affiliation_strings":["CEPR, London, United Kingdom","CEPR"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"CEPR, London, United Kingdom","institution_ids":["https://openalex.org/I4210140326"]},{"raw_affiliation_string":"CEPR","institution_ids":["https://openalex.org/I4210140326"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5074184014"],"corresponding_institution_ids":["https://openalex.org/I4210140326"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":25,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9657999873161316,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9657999873161316,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12137","display_name":"Economic theories and models","score":0.02800000086426735,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.003800000064074993,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/capital-adequacy-regulation","display_name":"capital adequacy regulation","score":0.9789999723434448},{"id":"https://openalex.org/keywords/prudential-regulation","display_name":"prudential regulation","score":0.9570000171661377},{"id":"https://openalex.org/keywords/financial-accelerator","display_name":"financial accelerator","score":0.6869999766349792},{"id":"https://openalex.org/keywords/limited-liability","display_name":"limited liability","score":0.7070000171661377},{"id":"https://openalex.org/keywords/moral-hazard","display_name":"moral hazard","score":0.9950000047683716},{"id":"https://openalex.org/keywords/bank-net-worth","display_name":"bank net worth","score":0.7789999842643738},{"id":"https://openalex.org/keywords/loan-losses","display_name":"loan losses","score":0.9010000228881836},{"id":"https://openalex.org/keywords/welfare-analysis","display_name":"welfare analysis","score":0.47099998593330383},{"id":"https://openalex.org/keywords/bank-capital-requirements","display_name":"bank capital requirements","score":0.49799999594688416}],"concepts":[{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.6063001751899719},{"id":"https://openalex.org/C2864544","wikidata":"https://www.wikidata.org/wiki/Q2914988","display_name":"Capital requirement","level":3,"score":0.5595347285270691},{"id":"https://openalex.org/C2778660980","wikidata":"https://www.wikidata.org/wiki/Q173800","display_name":"Bank regulation","level":2,"score":0.5567589998245239},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5063539743423462},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.46986302733421326},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.4410329759120941},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.42697760462760925},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.0944516658782959},{"id":"https://openalex.org/C181622380","wikidata":"https://www.wikidata.org/wiki/Q26911","display_name":"Profit (economics)","level":2,"score":0.0},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2139/ssrn.1864433","doi":"https://doi.org/10.2139/ssrn.1864433","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1864433","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SSRN Electronic Journal","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.2139/ssrn.1864433","doi":"https://doi.org/10.2139/ssrn.1864433","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1864433","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SSRN Electronic Journal","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W1687158098","https://openalex.org/W3198582308","https://openalex.org/W7097441719","https://openalex.org/W7096427531","https://openalex.org/W3124820388","https://openalex.org/W1507473171","https://openalex.org/W7097904136","https://openalex.org/W1492948557","https://openalex.org/W7099409492","https://openalex.org/W2533768910"],"abstract_inverted_index":null,"counts_by_year":[{"year":2021,"cited_by_count":1},{"year":2020,"cited_by_count":2},{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":1},{"year":2016,"cited_by_count":3},{"year":2015,"cited_by_count":4},{"year":2014,"cited_by_count":9},{"year":2013,"cited_by_count":4}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2016-06-24T00:00:00"}