{"id":"https://openalex.org/W2003277285","doi":"https://doi.org/10.2139/ssrn.1840668","title":"Tell Me a Good Story and I May Lend You My Money: The Role of Narratives in Peer-to-Peer Lending Decisions","display_name":"Tell Me a Good Story and I May Lend You My Money: The Role of Narratives in Peer-to-Peer Lending Decisions","publication_year":2011,"publication_date":"2011-01-01","ids":{"openalex":"https://openalex.org/W2003277285","doi":"https://doi.org/10.2139/ssrn.1840668","mag":"2003277285"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.1840668","doi":"https://doi.org/10.2139/ssrn.1840668","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1840668","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"volume":null,"type":"preprint","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.1840668","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5029676396","display_name":"Michal Herzenstein","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I86501945","display_name":"University of Delaware","ror":"https://ror.org/01sbq1a82","country_code":"US","type":"education","lineage":["https://openalex.org/I86501945"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Michal Herzenstein","raw_affiliation_strings":["University of Delaware, Newark, DE 19711, United States","University of Delaware"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Delaware, Newark, DE 19711, United States","institution_ids":["https://openalex.org/I86501945"]},{"raw_affiliation_string":"University of Delaware","institution_ids":["https://openalex.org/I86501945"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5000297222","display_name":"Scott B. Sonenshein","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I74775410","display_name":"Rice University","ror":"https://ror.org/008zs3103","country_code":"US","type":"education","lineage":["https://openalex.org/I74775410"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Scott Sonenshein","raw_affiliation_strings":["Rice University, 6100 South Main Street, Houston, TX 77005-1892, United States","**Rice University;"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Rice University, 6100 South Main Street, Houston, TX 77005-1892, United States","institution_ids":["https://openalex.org/I74775410"]},{"raw_affiliation_string":"**Rice University;","institution_ids":["https://openalex.org/I74775410"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5071772892","display_name":"Utpal M. Dholakia","orcid":"https://orcid.org/0000-0002-0301-5625","observed_orcids":["https://orcid.org/0000-0002-0301-5625"]},"institutions":[{"id":"https://openalex.org/I74775410","display_name":"Rice University","ror":"https://ror.org/008zs3103","country_code":"US","type":"education","lineage":["https://openalex.org/I74775410"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Utpal M. Dholakia","raw_affiliation_strings":["Rice University - Jesse H. Jones Graduate School of Business, 6100 South Main Street, P.O. Box 1892, Houston, TX 77005-1892, United States","Rice University - Jesse H. Jones Graduate School of Business"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Rice University - Jesse H. Jones Graduate School of Business, 6100 South Main Street, P.O. Box 1892, Houston, TX 77005-1892, United States","institution_ids":["https://openalex.org/I74775410"]},{"raw_affiliation_string":"Rice University - Jesse H. Jones Graduate School of Business","institution_ids":["https://openalex.org/I74775410"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5029676396"],"corresponding_institution_ids":["https://openalex.org/I86501945"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":53,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9932000041007996,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9932000041007996,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.0024999999441206455,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.0006000000284984708,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/peer-to-peer-lending","display_name":"peer-to-peer lending","score":0.9990000128746033},{"id":"https://openalex.org/keywords/identity-claims","display_name":"identity claims","score":0.9700000286102295},{"id":"https://openalex.org/keywords/loan-performance","display_name":"loan performance","score":0.781000018119812},{"id":"https://openalex.org/keywords/moral-identity","display_name":"moral identity","score":0.6740000247955322},{"id":"https://openalex.org/keywords/economic-hardship","display_name":"economic hardship","score":0.8370000123977661},{"id":"https://openalex.org/keywords/misleading-information","display_name":"misleading information","score":0.4189999997615814}],"concepts":[{"id":"https://openalex.org/C199033989","wikidata":"https://www.wikidata.org/wiki/Q1318295","display_name":"Narrative","level":2,"score":0.7959163188934326},{"id":"https://openalex.org/C534932454","wikidata":"https://www.wikidata.org/wiki/Q161410","display_name":"Peer-to-peer","level":2,"score":0.653383731842041},{"id":"https://openalex.org/C138368954","wikidata":"https://www.wikidata.org/wiki/Q215028","display_name":"Peer review","level":2,"score":0.4616846442222595},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.3782798647880554},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.3314679265022278},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.2510015368461609},{"id":"https://openalex.org/C124952713","wikidata":"https://www.wikidata.org/wiki/Q8242","display_name":"Literature","level":1,"score":0.239951491355896},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.21626019477844238},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.16495603322982788},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.1591973602771759}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2139/ssrn.1840668","doi":"https://doi.org/10.2139/ssrn.1840668","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1840668","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"}],"best_oa_location":{"id":"doi:10.2139/ssrn.1840668","doi":"https://doi.org/10.2139/ssrn.1840668","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1840668","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[{"id":"https://metadata.un.org/sdg/16","score":0.5099999904632568,"display_name":"Peace, justice, and strong institutions"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":44,"referenced_works":["https://openalex.org/W626147087","https://openalex.org/W1480184187","https://openalex.org/W1511343964","https://openalex.org/W1556808170","https://openalex.org/W1601075096","https://openalex.org/W1751769270","https://openalex.org/W1963615444","https://openalex.org/W1965835714","https://openalex.org/W1971695502","https://openalex.org/W1972999672","https://openalex.org/W1974065322","https://openalex.org/W1984670080","https://openalex.org/W1999378938","https://openalex.org/W2010478607","https://openalex.org/W2013371321","https://openalex.org/W2019821492","https://openalex.org/W2028803871","https://openalex.org/W2037326931","https://openalex.org/W2044950274","https://openalex.org/W2056528415","https://openalex.org/W2057310979","https://openalex.org/W2059372149","https://openalex.org/W2065241459","https://openalex.org/W2096602285","https://openalex.org/W2103261934","https://openalex.org/W2106901357","https://openalex.org/W2124405828","https://openalex.org/W2129839110","https://openalex.org/W2136240258","https://openalex.org/W2142175015","https://openalex.org/W2146420980","https://openalex.org/W2150973334","https://openalex.org/W2153409738","https://openalex.org/W2155456686","https://openalex.org/W2156092314","https://openalex.org/W2157310699","https://openalex.org/W2158810025","https://openalex.org/W2164777277","https://openalex.org/W2783571795","https://openalex.org/W3123748919","https://openalex.org/W3123751977","https://openalex.org/W4251829893","https://openalex.org/W4255104966","https://openalex.org/W4367314869"],"related_works":["https://openalex.org/W3126098980","https://openalex.org/W2794821520","https://openalex.org/W3124945127","https://openalex.org/W2474339611","https://openalex.org/W2969302708","https://openalex.org/W2884651365","https://openalex.org/W2215597349","https://openalex.org/W4362603757","https://openalex.org/W2789736925","https://openalex.org/W204791239"],"abstract_inverted_index":null,"counts_by_year":[{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":3},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":8},{"year":2017,"cited_by_count":4},{"year":2016,"cited_by_count":8},{"year":2015,"cited_by_count":11},{"year":2014,"cited_by_count":7},{"year":2013,"cited_by_count":2},{"year":2012,"cited_by_count":2}],"updated_date":"2026-10-14T16:39:01.820549","created_date":"2016-06-24T00:00:00"}