{"id":"https://openalex.org/W1998720442","doi":"https://doi.org/10.1007/bf01067679","title":"Regulation and insurer competition: Did insurers use rate regulation to reduce competition?","display_name":"Regulation and insurer competition: Did insurers use rate regulation to reduce competition?","publication_year":1995,"publication_date":"1995-09-01","ids":{"openalex":"https://openalex.org/W1998720442","doi":"https://doi.org/10.1007/bf01067679","mag":"1998720442"},"language":"en","primary_location":{"id":"doi:10.1007/bf01067679","doi":"https://doi.org/10.1007/bf01067679","is_oa":false,"landing_page_url":"https://doi.org/10.1007/bf01067679","pdf_url":null,"source":{"id":"https://openalex.org/S106686155","display_name":"Journal of Risk and Uncertainty","issn_l":"0895-5646","issn":["0895-5646","1573-0476"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a-star","anvur-class-a","anvur-scientific","cwts-core","erih-plus","fnege-2","jufo-2","norway-2","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Risk and Uncertainty","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5088625434","display_name":"Anne Gron","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I111979921","display_name":"Northwestern University","ror":"https://ror.org/000e0be47","country_code":"US","type":"education","lineage":["https://openalex.org/I111979921"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Anne Gron","raw_affiliation_strings":["Kellogg Graduate School of Management, Northwestern University, 60208, Evanston, IL","Kellogg Graduate School of Management, Northwestern University, Evanston,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Kellogg Graduate School of Management, Northwestern University, 60208, Evanston, IL","institution_ids":["https://openalex.org/I111979921"]},{"raw_affiliation_string":"Kellogg Graduate School of Management, Northwestern University, Evanston,","institution_ids":["https://openalex.org/I111979921"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5088625434"],"corresponding_institution_ids":["https://openalex.org/I111979921"],"apc_list":{"value":3090,"currency":"USD","value_usd":3090},"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":15,"citation_normalized_percentile":{"value":0.27896333,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":95},"biblio":{"volume":"11","issue":"2","first_page":"87","last_page":"111"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.8428000211715698,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.8428000211715698,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10391","display_name":"Healthcare Policy and Management","score":0.06880000233650208,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12225","display_name":"Political Influence and Corporate Strategies","score":0.03240000084042549,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/rate-regulation","display_name":"rate regulation","score":0.8840000033378601},{"id":"https://openalex.org/keywords/insurance-market-competition","display_name":"insurance market competition","score":0.8619999885559082},{"id":"https://openalex.org/keywords/auto-insurance","display_name":"automobile insurance","score":0.7720000147819519},{"id":"https://openalex.org/keywords/homeowners-insurance","display_name":"homeowners insurance","score":0.9300000071525574},{"id":"https://openalex.org/keywords/political-influence","display_name":"political influence","score":0.6690000295639038},{"id":"https://openalex.org/keywords/insurance-market-share","display_name":"insurance market share","score":0.6309999823570251},{"id":"https://openalex.org/keywords/insurance-regulation","display_name":"insurance regulation","score":0.38100001215934753}],"concepts":[{"id":"https://openalex.org/C91306197","wikidata":"https://www.wikidata.org/wiki/Q45767","display_name":"Competition (biology)","level":2,"score":0.6964357495307922},{"id":"https://openalex.org/C16051113","wikidata":"https://www.wikidata.org/wiki/Q828814","display_name":"Market share","level":2,"score":0.5945928692817688},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.5293553471565247},{"id":"https://openalex.org/C17319257","wikidata":"https://www.wikidata.org/wiki/Q21189184","display_name":"Statute","level":2,"score":0.5193849205970764},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4636000692844391},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.4426635503768921},{"id":"https://openalex.org/C2779104420","wikidata":"https://www.wikidata.org/wiki/Q179700","display_name":"Statue","level":2,"score":0.4251846969127655},{"id":"https://openalex.org/C2993248174","wikidata":"https://www.wikidata.org/wiki/Q1500849","display_name":"Market regulation","level":2,"score":0.41733619570732117},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.2944001853466034},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2186127007007599},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.20830649137496948},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C52119013","wikidata":"https://www.wikidata.org/wiki/Q50637","display_name":"Art history","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/bf01067679","doi":"https://doi.org/10.1007/bf01067679","is_oa":false,"landing_page_url":"https://doi.org/10.1007/bf01067679","pdf_url":null,"source":{"id":"https://openalex.org/S106686155","display_name":"Journal of Risk and Uncertainty","issn_l":"0895-5646","issn":["0895-5646","1573-0476"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a-star","anvur-class-a","anvur-scientific","cwts-core","erih-plus","fnege-2","jufo-2","norway-2","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Risk and Uncertainty","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Peace, justice, and strong institutions","score":0.6601999998092651,"id":"https://metadata.un.org/sdg/16"}],"study_designs":[],"awards":[],"funders":[{"id":"https://openalex.org/F4320309626","display_name":"University of Chicago","ror":"https://ror.org/024mw5h28"},{"id":"https://openalex.org/F4320309652","display_name":"University of Michigan","ror":"https://ror.org/00jmfr291"}],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":29,"referenced_works":["https://openalex.org/W616751381","https://openalex.org/W1520386898","https://openalex.org/W1598343066","https://openalex.org/W1771297986","https://openalex.org/W1964328696","https://openalex.org/W1982375873","https://openalex.org/W1982828114","https://openalex.org/W1991815839","https://openalex.org/W1993589887","https://openalex.org/W2002297362","https://openalex.org/W2011972526","https://openalex.org/W2013425533","https://openalex.org/W2046692734","https://openalex.org/W2051145021","https://openalex.org/W2066657255","https://openalex.org/W2069559178","https://openalex.org/W2069936089","https://openalex.org/W2070856034","https://openalex.org/W2102461236","https://openalex.org/W2113472471","https://openalex.org/W2323790728","https://openalex.org/W2331280068","https://openalex.org/W2488171429","https://openalex.org/W2490920976","https://openalex.org/W2505742980","https://openalex.org/W3125159944","https://openalex.org/W4240852013","https://openalex.org/W4241371084","https://openalex.org/W4243250625"],"related_works":["https://openalex.org/W1996237645","https://openalex.org/W4254182180","https://openalex.org/W2333199345","https://openalex.org/W133425063","https://openalex.org/W1555397824","https://openalex.org/W1521702998","https://openalex.org/W2315222165","https://openalex.org/W4388079485","https://openalex.org/W1552732258","https://openalex.org/W3005327648"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2017,"cited_by_count":1},{"year":2013,"cited_by_count":1},{"year":2012,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-06-24T00:00:00"}